Comercia Global Payments
Comercia Global Payments is a Barcelona-based payment institution operating under the Global Payments brand in Spain, providing online payment gateways, Android POS hardware, and vertical-specific management software to SMB and enterprise merchants across Spanish markets.
- Company typePrivate
- Founded2010
- HeadquartersBarcelona, Spain
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
What Comercia Global Payments does
Comercia Global Payments, Entidad de Pago, S.L. is a Spanish payment institution headquartered in Barcelona and operating under the Global Payments brand in Spain (formerly known as UniversalPay). The company is registered with Banco de España (code 6802) under NIF B-65466997 and is part of the Global Payments Inc. network, which claims to serve more than 4 million customers across 100+ countries. With 51–100 employees, Comercia provides an integrated payment acceptance platform spanning online and in-person channels, targeting Spanish merchants from SMBs to large enterprises.
The core technology stack includes a cloud-based payment gateway (TPV Virtual) supporting online checkout, recurring billing, MO/TO operations, link payments, and social commerce, paired with Android-based POS hardware (TPV Android, TPV Android Mini, Smartphone TPV for iOS/Android, Tap to Pay) for in-person acceptance. Around this core sits vertical-specific back-office software (TPV Tablet for Restauración, Retail, and Belleza) covering inventory, scheduling, order management, and fiscal compliance. The platform holds PCI DSS certification, operates under PSD2 Strong Customer Authentication, and offers Verifactu and TicketBai modules to address Spanish and Basque fiscal reporting requirements.
Comercia generates revenue through three streams: transaction fees from card payment processing, recurring software subscriptions for the TPV Tablet modules, and hardware sales of POS terminals. Pricing is quote-based, delivered through a hybrid go-to-market that combines direct enterprise field sales with a self-service online pricing configurator and developer API portal for SMB and integration-led customers. The company maintains a regulatory fund-custody arrangement with CaixaBank as required for licensed Spanish payment institutions. No external funding, M&A activity, or public financial disclosures are evidenced in the available sources.
Comercia Global Payments firmographics
Firmographics- Name
- Comercia Global Payments
- Legal name
- Comercia Global Payments, Entidad de Pago, S.L.
- Website
- https://comerciaglobalpayments.com
- Company type
- Private
- Founded year
- 2010
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Comercia Global Payments is a Barcelona-based payment institution operating under the Global Payments brand in Spain, providing online payment gateways, Android POS hardware, and vertical-specific management software to SMB and enterprise merchants across Spanish markets.
- Ownership category
- akta.pro rank
Comercia Global Payments industry classification
Industry- Product category
- Payment Processing
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
- akta.pro secondary industries
- Integrated POS Payments (ISVs & Vertical POS Platforms) (FSAMADAD), POS, SoftPOS & In-Person Acceptance Infrastructure (FSAGABAO), Recurring Billing & Subscription Payments Enablement (FSAMACAF), EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG)
Keywords
Where Comercia Global Payments is headquartered
LocationHeadquarters
- HQ city
- Barcelona
- HQ country
- Spain
- HQ region
- Europe
Offices1 record
Markets served
Comercia Global Payments business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Operations, Personnel, Marketing or Sales, Infrastructure, Supply Chain, Others
Revenue model
- Payment Processing Fees: Transaction fees from processing online and in-person card payments through their payment gateway and POS terminals
- Software Subscriptions: TPV Tablet software subscriptions for business management including restaurant, retail, and beauty verticals
- Hardware Sales: Sale of Android payment terminals and POS devices to merchants
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom enterprise pricing based on business needs |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Comercia Global Payments product offering
Product offeringCore offering
Comercia Global Payments provides merchant payment processing services across online and in-person channels, anchored by the TPV Virtual online payment gateway, Android-based POS terminals (including smartphone softPOS for iOS and Android), and vertical-specific TPV Tablet management software for restaurants, retail, and beauty businesses. The platform supports recurring billing, link payments, MO/TO operations, and social commerce, holds PCI DSS certification, operates under PSD2 SCA, and includes Spanish fiscal compliance modules (Verifactu, TicketBai). Merchant funds are safeguarded in a segregated account held with CaixaBank under payment-institution regulations.
Product overview
Comercia Global Payments operates as a payment platform under the Global Payments brand in Spain, offering a unified platform-plus-modules architecture. The core offering includes online payment gateway solutions (TPV Virtual, Social Commerce, Link Payments, Phone Payments) and in-person payment terminals (TPV Android, TPV Android Mini, Integrated TPV, Smartphone TPV for iOS/Android). The platform is complemented by vertical-specific POS management software for restaurants, retail, and beauty sectors, and supports compliance with Verifactu fiscal requirements. The company claims PCI certification and PSD2 SCA compliance, with over 4 million customers across more than 100 countries.
Differentiator
Problem solved
Functional benefit
Products and services
- TPV Virtual (Virtual POS / Online Payment Gateway) Virtual point-of-sale terminal providing an online payment gateway for eCommerce merchants, with support for recurring payments, link payments, MO/TO operations, and social commerce. Targets online businesses in Spain needing secure, PSD2 SCA compliant card acceptance.
- Social Commerce Payment solution enabling merchants to accept card payments directly within social media and messaging platforms, supporting social commerce sales channels.
- Pagos por Link (Link Payments) Link-based payment solution allowing merchants to send payment request links via email, SMS, or messaging apps for remote card transactions.
- Pagos por Teléfono (Phone / MO-TO Payments) Phone-based payment solution for merchants to process payments taken over the telephone via mail order/telephone order (MO/TO) operations.
- TPV Android (Android POS Terminal) Next-generation Android-based point-of-sale terminal for in-person card payments at physical establishments, offering customizable payment experiences at the checkout.
- TPV Android Mini Compact Android-based POS terminal providing essential card payment processing capabilities targeted at small physical retail environments.
- Global TPV Integrado (Integrated POS) Integrated payment solution combining TPV hardware and software for seamless in-person payment processing alongside business management systems.
- Smartphone TPV iOS iPhone-based softPOS solution that turns compatible iOS devices into payment terminals for in-person card transactions.
- Smartphone TPV Android Android-based softPOS solution enabling merchants to accept card payments using compatible Android smartphones or tablets.
- Software TPV Restauración (TPV Tablet for Restaurants) Restaurant-specific POS management software for digitizing orders (comandas), controlling table/sala occupancy, and managing inventory within a single integrated system targeting bars, cafes, and restaurants.
- Software TPV Retail (TPV Tablet for Retail) Retail-specific POS software enabling creation of promotional packs, variant-based pricing (by size/color), and efficient inventory tracking for retail businesses.
- Software TPV Belleza (TPV Tablet for Beauty) Beauty-sector POS software automating appointment confirmations, surfacing client histories, and managing service provider records for beauty salons and wellness centers.
Companies that use Comercia Global Payments
Customer profileNamed customers6 records
Segments5 records
Ideal customer profiles2 records
Comercia Global Payments technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Feature5 records
Comercia Global Payments partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Global Payments Inc.flagshipComercia Global Payments operates as the Spanish entity under the Global Payments brand, providing their payment platform and technology. Global Payments Inc. is a Fortune 500 payment technology company serving millions of customers across 100+ countries.
Scale indicators2 records
Recent moves6 records
Expansion highlights6 records
Comercia Global Payments competitors and assessment
Company assessmentDirect peers
- SumUp: European SMB payment acceptance specialist with strong Tap-to-Phone/SoftPOS push. Closely comparable to Comercia's Smartphone TPV and Android terminal strategy for small merchants in Spain and the EU.
- Redsys: Spanish payment processor and gateway operated by a banking consortium. Directly comparable to Comercia's TPV Virtual and merchant acquiring in Spain, and serves as the dominant local payments infrastructure competitor.
- Stripe: Global online payment gateway with strong European SMB and enterprise reach. Directly comparable to Comercia's TPV Virtual in product scope (online checkout, recurring billing, link payments) and target merchant segments.
- Adyen: Unified global commerce platform combining online, in-person, and platform payments. Comparable to Comercia's full-stack online + POS offering, though operating at materially larger enterprise scale.
- Square (Block): Integrated POS hardware, software, and payment processing for SMBs. Directly comparable to Comercia's TPV Android terminals combined with vertical TPV Tablet software.
Broad incumbents
- Worldline: Large European payment processor and POS terminal provider (including Ingenico). Comparable as a broad incumbent offering payment acceptance and POS across the EU, though not specialized in the Spanish vertical-software niche.
- Nexi: Leading European payments and acquiring group with pan-European merchant acquiring and POS. Overlaps with Comercia's in-person acceptance and acquiring capabilities but at much broader geographic scale.
Others
- Verifone: Global POS terminal hardware vendor and payment acceptance infrastructure provider. Comparable as part of Comercia's upstream hardware/supplier ecosystem for Android terminals and acceptance devices.
Emerging players
- Bizum: Spain-domiciled instant A2A payment scheme operated by Spanish banks. Comparable as a Spanish payment rail competing for merchant checkout mindshare, particularly in consumer-to-business payment contexts.
- Crezco: European payment orchestration and multi-acquirer gateway. Comparable to Comercia's online gateway ambitions as an emerging SMB-focused payment infrastructure alternative.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Comercia Global Payments social profiles
Digital presenceComercia Global Payments compliance and trust
Trust signalCompliance3 records
Comercia Global Payments financial estimates
Financial estimateRevenue estimate
Valuation estimate
Comercia Global Payments leadership team
Management profileNumber of profiles
Profiles3 records
Comercia Global Payments funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Comercia Global Payments M&A and investment
M&A and investmentM&A
Investments1 record
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Comercia Global Payments
What does Comercia Global Payments do?
Comercia Global Payments provides merchant payment processing services across online and in-person channels, anchored by the TPV Virtual online payment gateway, Android-based POS terminals (including smartphone softPOS for iOS and Android), and vertical-specific TPV Tablet management software for restaurants, retail, and beauty businesses. The platform supports recurring billing, link payments, MO/TO operations, and social commerce, holds PCI DSS certification, operates under PSD2 SCA, and includes Spanish fiscal compliance modules (Verifactu, TicketBai). Merchant funds are safeguarded in a segregated account held with CaixaBank under payment-institution regulations.
Is Comercia Global Payments a public or private company?
Comercia Global Payments is a private company. It is classified as unknown and is currently operating.
When was Comercia Global Payments founded?
Comercia Global Payments was founded in 2010. It employs 51 to 100 people.
Where is Comercia Global Payments based?
Comercia Global Payments is headquartered in Barcelona, Spain, in the Europe region.
How does Comercia Global Payments make money?
Three revenue lines are on record. Payment Processing Fees are the primary driver. The others are software Subscriptions and hardware Sales.
Who are Comercia Global Payments's main competitors?
Direct peers on record are SumUp, Redsys, Stripe, Adyen and Square (Block). Broad incumbents are Worldline and Nexi. Verifone is listed as an others. Emerging players are Bizum and Crezco.
Does Comercia Global Payments have an API?
Yes. Comercia Global Payments provides a developer portal and documentation for integration. The portal includes documentation for developers and a price calculator at configurador.globalpayments.es. Specific API types, auth methods, and rate limits are not explicitly stated in the source material. Developer documentation is at globalpayments.es/desarrolladores.
What industry is Comercia Global Payments in?
Comercia Global Payments's product category is Payment Processing. Its primary akta.pro industry code is FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout), with a secondary code of FSAMADAD, Integrated POS Payments (ISVs & Vertical POS Platforms). Its NAICS code is 522320.