Stellar Insurance

What Stellar Insurance does

Stellar Insurance is a private, independent insurance agency founded in 1994 and headquartered in Las Vegas, Nevada, operating two physical offices (Charleston Blvd and Jones Blvd) that serve the Las Vegas Valley, including Henderson, North Las Vegas, Summerlin, and Boulder City. The firm functions as an independent broker rather than a captive agent, quoting across at least eight admitted carriers - Travelers, Progressive, Kemper, Hagerty, Foremost, Mercury, Dairyland, and Arrowhead - to provide cross-carrier comparison for personal and commercial lines.

The product portfolio spans six core coverage types: Auto, Home & Renters, Life, Business & Commercial, Specialty (motorcycles, boats, RVs, off-road, golf carts, classics), and SR-22. Sub-products include non-owner auto, antique/collector vehicle, term/whole/index universal/variable life, condo and landlord policies, commercial property, liability, fleet, workers' compensation, and BOP. Distribution combines walk-in service, phone sales, and a multi-format online quote intake (structured 4-step form, walkthrough mode, conversation-style), with educational blog content as a top-of-funnel channel. The proprietary technology is limited to the online quote intake forms; there is no mobile app, no API, and no disclosed AI or data assets.

The revenue model is standard insurance agency commission built into carrier premiums - no broker fee is added. Compensation accrues from carriers on policies bound through the agency. The customer base is consumer and small-business, distributed across Las Vegas Valley zip codes, with horizontal segmentation across six product lines. No institutional investors, parent company, funding rounds, M&A, or leadership team disclosures are present in the source data.

Name

Stellar Insurance

Legal name

Stellar Insurance

Website

https://stellarins.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Stellar Insurance is a private independent insurance agency in Las Vegas that brokers auto, home, life, business, specialty, and SR-22 coverage across multiple carriers for Las Vegas Valley consumers and small businesses.

Ownership category

akta.pro rank

Product category

Independent Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA)

akta.pro secondary industries

Universal Life (UL) Insurance (FSAIABAB), Variable Universal Life (VUL) Insurance (FSAIABAD)

Keywords

• Independent insurance agency
• Auto insurance coverage
• Commercial insurance brokerage
• SR-22 filing services
• Specialty vehicle insurance

Headquarters

HQ city

Las Vegas

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Insurance Agency Commission: Revenue is generated through standard agency commissions paid by insurance carriers. No broker fee is added to premiums - 100% of the customer's payment goes toward the insurance cost. Compensation comes from commissions built into the carrier policy.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Stellar Insurance is an independent insurance agency in Las Vegas, Nevada that quotes and binds coverage across multiple carrier partners (Travelers, Progressive, Kemper, Hagerty, Foremost, Mercury, Dairyland, Arrowhead) for personal and commercial lines. The agency offers six core coverage types — Auto, Home, Life, Business & Commercial, Specialty, and SR-22 — and operates two physical locations serving the Las Vegas Valley with no broker fee, earning revenue through standard carrier commissions built into policy premiums.

Product overview

Stellar Insurance is an independent insurance broker offering multiple insurance products across six core coverage types: Auto, Home, Life, Business & Commercial, Specialty, and SR-22. The company operates as an independent agency that quotes multiple admitted insurance markets side-by-side, including carrier partners such as Travelers, Progressive, Kemper, Foremost, Mercury, Dairyland, Arrowhead, and Hagerty. Their product portfolio includes specialized sub-products such as Non-Owner Auto Insurance, Antique/Collector Auto Insurance, Term/Whole/Index Universal/Variable Life Insurance, Condo and Landlord Insurance, Workers' Compensation, and Classic Vehicle coverage through Hagerty. The company also provides an online quote system with three intake format options (4-step structured, walkthrough, and conversation-style) and document upload capabilities. Stellar Insurance serves the Las Vegas Valley with two physical locations and does not charge broker fees.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance
• Homeowners Insurance
• Renters Insurance
• Condo and Townhouse Insurance
• Landlord and Dwelling Fire Insurance
• Life Insurance
• Business & Commercial Insurance
• Specialty Insurance
• SR-22 Insurance

Segments6 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Eight partnerships are on record, tiered core.

• TravelerscoreChannel Partner/ Reseller/ DistributorMajor national insurance carrier. Stellar Insurance partners with Travelers to provide commercial and personal insurance products to Las Vegas Valley customers.
• ProgressivecoreChannel Partner/ Reseller/ DistributorNational insurance carrier specializing in auto and personal lines. One of the carriers used for auto insurance quotes and coverage.
• KempercoreChannel Partner/ Reseller/ DistributorInsurance carrier offering auto, home, and specialty coverage. Partner for standard and high-risk auto insurance including SR-22 policies.
• HagertycoreChannel Partner/ Reseller/ DistributorSpecialty carrier for classic and collector vehicles. Provides agreed value coverage for antique and collector cars through Stellar Insurance.
• ForemostcoreChannel Partner/ Reseller/ DistributorInsurance carrier offering home, auto, and specialty coverage including landlord policies and manufactured home coverage.
• MercurycoreChannel Partner/ Reseller/ DistributorInsurance carrier providing auto and home coverage options for Nevada customers through Stellar Insurance's quoting platform.
• DairylandcoreChannel Partner/ Reseller/ DistributorInsurance carrier specializing in non-standard auto coverage and SR-22 filings for high-risk drivers in Nevada.
• ArrowheadcoreChannel Partner/ Reseller/ DistributorInsurance carrier providing auto and specialty coverage options for Nevada market through Stellar Insurance.

Scale indicators4 records

Recent moves4 records

Expansion highlights4 records

Emerging players

• SmartFinancial: Online insurance comparison and bind platform quoting across multiple carriers — competes for the same digital-intake insurance shopper that Stellar's website quote system targets.
• CoverHound: Online insurance comparison platform that aggregates carrier quotes — competing for the digital-savvy customer segment that Stellar's multi-format quote intake is built to capture.

Broad incumbents

• GEICO: Direct-to-consumer auto insurer that bypasses local agents but competes for the same Las Vegas Valley auto and SR-22 customers; a structural threat to independent broker lead flow.
• Progressive (Direct): Direct-to-consumer auto insurer; also one of Stellar's carrier partners — represents both a competitive channel and a product-supply relationship for the agency.
• State Farm (Nevada agents): Nationwide personal lines carrier with a deep Nevada agent network competing for the same auto, home, and life insurance households that Stellar serves; broader portfolio but overlapping target customer.
• Allstate (Nevada agents): National personal lines carrier with local Nevada agents competing directly for auto and home customers in Las Vegas; broader product set but comparable target customer base.

Direct peers

• NV Insurance Agency: Nevada-focused independent insurance agency quoting auto, home, life, and commercial coverage across multiple carriers — directly comparable to Stellar on geography, product breadth, and independent agency structure.
• Insurance Nevada: Las Vegas-based independent insurance agency offering personal and commercial lines through multiple carrier partners — same independent broker model, same Las Vegas Valley geography, same multi-line quoting approach as Stellar.
• Anthony J. Lancia Insurance Agency: Independent Las Vegas insurance agency with multi-line offerings and multiple carrier partnerships — same Nevada local-market independent broker profile as Stellar Insurance.

Regional players

• Hagerty (Direct): Specialty collector-vehicle insurer that also serves as a carrier partner to Stellar; direct-to-consumer channels could divert classic-car leads away from the agency.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/stellarinsurancelv
• LinkedInlinkedin.com/company/stellar-insurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stellar Insurance