The Finance Business

What The Finance Business does

The Finance Business is a privately held, for-profit financial services firm headquartered in Liverpool, United Kingdom, founded in 2016. Its stated offering spans commercial mortgage arrangement and business strategy support, positioning the company as a hybrid debt-sourcing intermediary and management consultancy for clients requiring commercial property finance and/or strategic advisory. The firm operates at small scale, with a disclosed headcount band of 11-50 employees, consistent with a boutique UK advisory and brokerage model.

Operationally, the firm's revenue mechanics are not publicly disclosed but are most plausibly driven by a combination of lender-commission/arrangement fees on placed commercial mortgages and consultancy fees for business strategy engagements. Customer segmentation, ticket sizes, geographic reach, and pricing structure are not detailed in the available source material. The .co.uk domain and Liverpool base indicate a primarily UK-focused business with no evidence of cross-border operation disclosed.

Material data gaps undermine deeper assessment. The firm's website (https://www.thefinancebusiness.co.uk) returns primarily a loader/verification message on retrieval, yielding no substantive product, team, or service detail. No management team bios, no funding rounds, no parent company, no partnerships, no certifications (e.g., FCA authorization status is unconfirmed in the available data), no customer logos, and no pricing model are disclosed. Ownership structure is similarly unverified. This thinness of public information is itself a relevant signal for diligence: outside investors and counterparties face limited visibility into the firm's scale, economics, and regulatory standing.

Name

The Finance Business

Website

https://thefinancebusiness.co.uk

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

1–10 employees

Short description

The Finance Business is a Liverpool-based financial services firm founded in 2016 that arranges commercial mortgages and provides business strategy support to UK clients, operating with a small team of 11-50 employees.

Ownership category

akta.pro rank

Product category

Commercial Finance Services

NAICS

Credit Intermediation and Related Activities (522), Depository Credit Intermediation (5221)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

Real Estate (Commercial Property, REITs) (FSABACAH)

akta.pro secondary industry

Corporate Finance & Capital Advisory (BPAHADAB)

Keywords

• Commercial mortgages
• Business finance
• Financial advisory
• Commercial lending
• Business strategy support

Headquarters

HQ city

Liverpool

HQ country

United Kingdom

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Core offering

The Finance Business provides commercial mortgages and business strategy support services to companies. The firm acts as a financial services provider focused on funding and strategic advisory needs of business clients. It is positioned as a UK-based commercial finance advisory firm serving the small and mid-sized business segment.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Mortgages

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Broad incumbents

• Together Money: UK specialist lender offering commercial and residential mortgages, bridging finance, and secured lending. Comparable as a commercial property finance provider serving SMEs and property investors, with a much broader product set.
• Octopus Property: UK specialist finance provider focused on commercial property, development, and bridging loans. Operates in the same commercial mortgage market as The Finance Business but at significantly greater scale.
• Aldermore Bank: UK challenger bank offering commercial mortgages, asset finance, and business lending to SMEs. Comparable target market and product set, though delivered as a deposit-taking bank rather than a broker.
• Funding Circle: UK-based online lending platform for SME business loans, though not a commercial mortgage specialist. Comparable as an SME-focused finance provider in the broader UK market The Finance Business addresses, particularly on the business-strategy support side.
• Shawbrook Bank: UK challenger bank providing specialist commercial and buy-to-let mortgages, business loans, and savings products. A broader incumbent serving the same SME commercial borrower base as The Finance Business.

Emerging players

• Masthaven Bank: UK specialist challenger bank historically focused on bridging and commercial property lending. Comparable specialist commercial mortgage proposition, though the brand has undergone significant restructuring in recent years.
• LendInvest: UK-based specialist property finance platform offering bridging, development, and buy-to-let mortgages. Directly comparable to The Finance Business in the commercial property lending/brokerage space, though LendInvest is a direct lender and platform rather than a broker.
• CrowdProperty: UK property finance platform focused on development and bridging loans for SME property professionals. A direct peer in the specialist commercial property finance space, operating at a similar boutique scale.
• BLEND (formerly Lendhub): UK property finance platform connecting borrowers with specialist lenders for bridging and development loans. Operates in a similar intermediary/brokerage capacity to The Finance Business in commercial property finance.
• Kuflink: UK peer-to-peer platform specialising in bridging and development finance for property projects. Comparable niche positioning in commercial property finance for SMEs and small developers.

Market position

Strengths3 records

Weaknesses4 records

Key risks5 records

Key highlights4 records

Customer concentration

• LinkedInlinkedin.com/company/the-finance-biz

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Finance Business