ChoicePoint

What ChoicePoint does

ChoicePoint was a 1997-founded U.S. data aggregation and risk management company that provided identity verification, fraud detection, credit risk assessment, and compliance solutions to corporations, financial institutions, insurers, government agencies, healthcare organizations, and law enforcement. In 2008, RELX plc acquired ChoicePoint and integrated its capabilities into the LexisNexis Risk Solutions brand, which is how the business operates today.

LexisNexis Risk Solutions operates a unified data and analytics platform built on proprietary linking technology that connects disparate public and private data sources to surface identity, fraud, and risk insights. The product portfolio spans 30+ offerings including Accurint (investigative platform), ThreatMetrix (digital identity and fraud detection), Bridger Insight XG and WorldCompliance (AML/KYC and sanctions screening), InstantID and TrueID (identity verification), TraX (claims investigation), MIDEX (mortgage data exchange), and vertical-specific platforms for insurance, healthcare provider data management, and law enforcement command and analytics. AI and machine learning underpin anomaly detection and predictive risk scoring across the stack.

The company monetizes primarily through annual enterprise subscriptions with quote-based pricing tailored by industry, data access requirements, and volume. Go-to-market is a direct enterprise field-sales motion with vertical specialization across six industries, supplemented by partner ecosystems in corporate, government, healthcare, and insurance channels, and authenticated product portals for customer access. The company is headquartered in Alpharetta, Georgia, employs 1,001-5,000 people, and operates localized sites in the United States, United Kingdom, Brazil, Japan, and additional markets across Europe and Asia Pacific as part of RELX's Risk & Business Analytics segment.

Name

ChoicePoint

Legal name

LexisNexis Risk Solutions

Website

https://choicepoint.com

Company type

Private

Founded year

1973

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

ChoicePoint (now LexisNexis Risk Solutions, a RELX subsidiary) provides data aggregation, identity verification, fraud detection, and risk analytics to financial services, insurance, government, healthcare, and law enforcement customers via enterprise subscriptions.

Ownership category

akta.pro rank

Product category

Risk Management and Identity Analytics Software

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320), Custom Computer Programming Services (541511)

SIC

Services-Computer Programming, Data Processing, Etc. (7370), Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

AML/CTF Transaction Monitoring & Case Management (FSAGAFAC)

akta.pro secondary industries

AML/CFT & Financial Crime Compliance (FSAFAOAD), Case Management, Investigations & SAR/STR Filing (FSAMAMAF), Risk Scoring, Decisioning & Orchestration (FSAMALAB), Fraud, Risk, KYC/AML & Compliance Platforms (BPAMAFAI)

Keywords

• Risk management analytics
• Identity verification
• Fraud detection
• Compliance screening
• Public records search

Headquarters

HQ city

Alpharetta

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Risk and Data Solutions: Subscription-based access to risk management, fraud prevention, identity verification, and compliance solutions. Customers access platforms via product portals with authenticated accounts.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

ChoicePoint (now operating as LexisNexis Risk Solutions following its 2008 acquisition by RELX) provides data aggregation, identity verification, fraud detection, and risk management solutions delivered through proprietary linking technology and AI-powered analytics. The company offers subscription-based software platforms for compliance (AML/KYC, sanctions screening), investigations, credit risk assessment, insurance underwriting, healthcare provider data management, and law enforcement analytics, serving corporations, financial services, government, healthcare, insurance, and public safety organizations.

Product overview

LexisNexis Risk Solutions offers a unified platform architecture combining data analytics, identity verification, fraud detection, and risk management across multiple industries. The core product ecosystem includes investigative platforms (Accurint), identity solutions (InstantID, TrueID, ThreatMetrix), compliance tools (AML Insight, WorldCompliance, Bridger Insight), and industry-specific solutions for insurance, financial services, government, healthcare, and law enforcement. Products interconnect through shared data assets and linking technology, enabling cross-industry risk assessment and fraud prevention. The portfolio also includes specialized data services for commodities (ICIS), aviation (Cirium), and HR solutions (Brightmine).

Differentiator

Problem solved

Functional benefit

Brands

• Accurint: Investigative platform providing access to public records and private data for law enforcement, insurance, and government use.
• ThreatMetrix
• Bridger Insight XG
• Bankers Almanac
• WorldCompliance
• InstantID
• ADAM Program

Products and services

• Accurint Comprehensive investigative platform providing skip tracing, identity verification, and public records search across law enforcement, government, insurance, healthcare, collections, and legal professionals.
• AML Insight Anti-money laundering solution for financial crime compliance, including transaction monitoring and suspicious activity detection for financial institutions.
• Bankers Almanac Comprehensive banking reference data platform providing due diligence, global payments resource, IBAN validation, and compliance information for financial institutions.
• Bridger Insight XG Screening and due diligence platform for anti-money laundering and know your customer (KYC) compliance in the financial services sector.
• Emailage Portal Email-based fraud risk scoring and verification solution using email address intelligence to assess transaction risk.
• Firco Compliance Link Sanctions screening and compliance solution for financial institutions to detect prohibited parties and transactions.
• Instant Verify Identity verification solution for real-time validation of consumer identity attributes and credentials.
• Instant Authenticate Identity authentication solution for verifying consumer identities through multi-factor verification methods.
• InstantID Comprehensive identity verification and fraud detection platform combining multiple data sources for real-time identity matching and AML compliance.
• ProspectBase Insurance prospect data and analytics platform providing customer acquisition insights for insurance carriers.
• Risk Management Solutions Enterprise risk management platform providing integrated risk assessment, monitoring, and decisioning across financial services and corporate clients.
• ThreatMetrix Digital identity and fraud detection platform using device fingerprinting, behavioral analytics, and global threat intelligence for real-time risk assessment.
• TrueID Multi-factor authentication and identity verification solution for securing digital transactions and preventing identity fraud.
• TraX Insurance claims and investigation management platform providing workflow automation and data analytics for claims processing.
• WorldCompliance Online Search Tool PEP and sanctions screening database for compliance due diligence, watchlist searching, and regulatory screening across multiple jurisdictions.
• Online Compliance Compliance screening platform for anti-money laundering, know your customer, and sanctions screening in the financial sector.
• Mortgage Industry Data Exchange (MIDEX) Data exchange platform for the mortgage industry providing property data, fraud detection, and underwriting support.
• Real Estate Solutions Comprehensive real estate risk management platform covering property data, fraud prevention, underwriting, and compliance for mortgage lenders.
• Insurance Solutions Integrated insurance data and analytics platform covering auto, commercial, home, and life insurance with capabilities for customer acquisition, fraud detection, telematics, and underwriting.
• Command Center Investigative command and control platform for law enforcement providing centralized access to investigative tools and analytics.
• Collections Solutions Portal Platform for collections and recovery operations providing skip tracing, contact strategies, debt recovery assessment, and compliance management.
• Healthcare Identity Management Patient identity verification and matching solution for healthcare organizations ensuring accurate patient records and care coordination.
• Provider Data Management Healthcare provider data management solution for maintaining accurate provider directories, credentials, and network information.
• Crime Analytics and Mapping Data analytics and visualization solution for law enforcement providing crime pattern analysis, geographic mapping, and predictive policing capabilities.
• Automated Crash and Incident Reporting Digital incident reporting platform for law enforcement to automate crash reports and streamline data collection with agencies.
• Current Carrier Commercial Policy verification solution for U.S. insurers to verify current commercial coverage.
• Location Intelligence for Home Insurance AI-driven location intelligence solution for U.S. home insurance carriers to improve property risk assessment.

Quantifiable outcome

• Recognized as Leader in IDC MarketScape for provider data management
• +1 more outcomes

Segments7 records

Ideal customer profiles6 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability2 records

Feature3 records

Partnerships

Four partnerships are on record, tiered core.

• Corporate Alliances and PartnershipscoreChannel Partner/ Reseller/ DistributorCollaboration with resellers and integrators to help solve business challenges. These partnerships extend market reach for the company's risk and data solutions across corporate customer segments.
• Government AlliancescoreChannel Partner/ Reseller/ DistributorWorld-class government technology solutions for the public good. Partnerships focused on delivering government-specific risk and data solutions.
• Healthcare PartnershipscoreChannel Partner/ Reseller/ DistributorPowerful data fusion and analytics solutions to make business much more efficient for healthcare organizations. Ecosystem of data and service providers.
• Insurance AlliancescoreChannel Partner/ Reseller/ DistributorAn ecosystem of data and service providers for the insurance industry, supporting carriers with risk assessment and fraud prevention solutions.

Recent moves6 records

Expansion highlights5 records

Direct peers

• Experian: Global credit reporting and consumer data analytics firm with fraud, identity, and credit risk products — overlapping with ChoicePoint's fraud, AML, and credit risk offerings across multiple verticals.
• FICO: Provider of credit scoring and fraud analytics (FICO Falcon) serving banks, card networks, and insurers — overlaps with ChoicePoint's credit risk and fraud detection offerings in financial services.
• TransUnion: Major credit bureau offering consumer credit reports, fraud prevention, identity verification, and risk analytics — directly competes with ChoicePoint in financial services, insurance, and collections use cases.
• Equifax: Credit bureau and analytics provider delivering identity verification, fraud prevention, and credit risk solutions directly competitive with ChoicePoint in financial services and government markets.
• NICE Actimize: Enterprise financial crime, AML, and fraud prevention platform serving large banks and financial institutions — directly competitive with Bridger Insight XG and AML Insight.
• Verisk Analytics: Insurance-focused analytics and data provider with fraud detection (ClaimSearch), underwriting, and risk assessment products — directly comparable to ChoicePoint's insurance vertical.
• Dun & Bradstreet: Business data and analytics provider offering commercial credit, compliance, and identity solutions — comparable to ChoicePoint's business entity data and due diligence offerings for corporations and financial institutions.

Broad incumbents

• Refinitiv (LSEG): World-Check and broader financial data and compliance franchise owned by London Stock Exchange Group; overlaps with ChoicePoint's WorldCompliance sanctions/PEP screening and Bankers Almanac offerings.
• SAS Institute (Fraud & AML): Enterprise analytics vendor with fraud and AML solutions sold to banks and insurers — broader analytics portfolio but overlapping with ChoicePoint's compliance and fraud use cases.

Emerging players

• Feedzai: Cloud-native AI platform for real-time fraud detection and AML in payments and digital banking — emerging competitor to ThreatMetrix and AML Insight on modern infrastructure.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/105099846193169

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ChoicePoint