Sustentare Seguros
Sustentare Seguros is a Brazilian insurance brokerage founded in 2007, operating 130+ franchise units that distribute 26+ insurance products from 35+ carriers to over 60,000 clients across multiple Brazilian states.
- Company typePrivate
- Founded2007
- HeadquartersPorto Alegre, Brazil
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Sustentare Seguros does
Sustentare Seguros is a Brazilian insurance brokerage founded in 2007, operating a franchise network of 130+ units across multiple Brazilian states including Rio Grande do Sul, Santa Catarina, Paraná, São Paulo, Rio de Janeiro, and Minas Gerais. The company is regulated by SUSEP (registration nº 100564494) and distributes a portfolio of 26+ insurance products spanning personal lines (auto, motorcycle, residential, life), commercial lines (business, fleet, engineering, transport, liability, surety bonds), and specialty coverage (agricultural, nautical, cybersecurity, solar panels, bicycles, electronic equipment) through partnerships with 35+ insurance carriers including Allianz, Zurich, Tokio Marine, Chubb, Bradesco, SulAmérica, Porto, and MetLife.
The business model is commission-based brokerage: Sustentare earns commissions from insurance carriers for policies placed through its franchise network. The company has expanded beyond traditional insurance brokerage into adjacent offerings including financial products (consortium plans, vehicle financing), health and dental plans, pet assistance services, and solar photovoltaic energy systems. Distribution operates through a dual physical-digital model: franchise units provide local presence and advisory, while digital channels (website quote requests, WhatsApp, blog content, social media) drive top-of-funnel acquisition. The company serves over 60,000 active clients and supports franchisees with centralized marketing, CRM systems, training, and a partner portal under the Acelera Sustentare accelerator program. The company is privately held with no external private equity or venture capital investors identified.
Sustentare Seguros firmographics
Firmographics- Name
- Sustentare Seguros
- Legal name
- Sustentare Seguros
- Website
- https://sustentareseguros.com.br
- Company type
- Private
- Founded year
- 2007
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Sustentare Seguros is a Brazilian insurance brokerage founded in 2007, operating 130+ franchise units that distribute 26+ insurance products from 35+ carriers to over 60,000 clients across multiple Brazilian states.
- Ownership category
- akta.pro rank
Sustentare Seguros industry classification
Industry- Product category
- Insurance Brokerage Services
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411), Loan Brokers (6163)
- akta.pro primary industry
- Individual Health Insurance Brokerage & Distribution (FSAIAEAL)
- akta.pro secondary industry
- Reinsurance Claims, Accounting & Contract Administration (Broker Services) (FSAOAHAI)
Keywords
Where Sustentare Seguros is headquartered
LocationHeadquarters
- HQ city
- Porto Alegre
- HQ country
- Brazil
- HQ region
- Latin America
Offices6 records
Markets served
Sustentare Seguros business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance brokerage commissions: Earns commissions from insurance companies for placing policies. Revenue comes from commissions on auto, life, residential, business, and other insurance products sold through franchise network.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based insurance products |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels7 records
Sustentare Seguros product offering
Product offeringCore offering
Sustentare Seguros is a Brazilian insurance brokerage that places personal and commercial policies with 35+ partner insurance carriers on behalf of customers, earning commissions on each policy sold. It distributes these products through a 130+ unit franchise network across Brazil, supplemented by online quote requests and WhatsApp-based service. Beyond insurance, the brokerage also offers vehicle financing, consortium plans, health/dental plans, pet assistance, and solar photovoltaic energy systems.
Product overview
Sustentare Seguros is an insurance brokerage franchise operating since 2007 with over 130 units across Brazil and more than 60,000 active clients. The company offers an integrated portfolio of 26 insurance products including vehicle (automobile, motorcycle), property (residential, condominium, business), life and health (life, group life, personal accident), specialty lines (agricultural, nautical, electronic equipment, solar panels), and risk management products (liability, cyber, engineering, transport). Beyond traditional insurance, the company provides financial products such as vehicle financing and consortium plans, health and dental insurance, pet assistance services, and solar energy systems. The portfolio is distributed through a franchise network of business partners and insurance carriers.
Differentiator
Problem solved
Functional benefit
Brands
- Acelera Sustentare: Accelerator program for franchisees and partners to grow their insurance business.
Products and services
- Seguro Automóvel (Auto Insurance) Vehicle insurance providing protection for automobiles against collisions, theft, fire, and third-party damages, placed with partner carriers for individual vehicle owners.
- Seguro Residencial (Residential Insurance) Home insurance protecting residential properties against fire, theft, natural disasters, and other covered events for homeowners.
- Seguro de Vida (Life Insurance) Life insurance providing financial protection for policyholders and their families in case of death, illness, or accidents.
- Seguro Empresarial (Business Insurance) Business insurance protecting companies against property damage, liability claims, and operational risks.
- Seguro de Acidentes Pessoais (Personal Accident Insurance)
- Seguro Agrícola (Agricultural Insurance)
- Seguro para Bicicletas (Bicycle Insurance)
- Seguro de Condomínio (Condominium Insurance)
- Seguro Educacional (Educational Insurance)
- Seguro para Equipamentos Agrícolas (Agricultural Equipment Insurance)
- Seguro para Equipamentos Eletrônicos (Electronic Equipment Insurance)
- Seguro Fiança Locatícia (Rental Guarantee Insurance)
- Seguro para Frotas (Fleet Insurance)
- Seguro Garantia (Surety Insurance)
- Seguro Imobiliário (Real Estate Insurance)
- Seguro Lucros Cessantes (Business Interruption Insurance)
- Seguro para Motos (Motorcycle Insurance)
- Seguro Náutico (Maritime Insurance)
- Seguro para Placas Solares (Solar Panel Insurance)
- Seguro Responsabilidade Civil (Civil Liability Insurance)
- Seguro de Responsabilidade Civil Profissional (Professional Liability Insurance)
- Seguro para Riscos Cibernéticos (Cybersecurity Insurance)
- Seguro Riscos de Engenharia (Engineering Insurance)
- Seguro Transporte (Transportation Insurance)
- Seguro Viagem (Travel Insurance)
- Seguro de Vida em Grupo (Group Life Insurance)
- Consórcios (Consortium Plans)
- Financiamento de Veículos (Vehicle Financing)
- Planos de Saúde (Health Insurance Plans)
- Planos Odontológicos (Dental Insurance Plans)
- Assistência Pet (Pet Assistance)
- Energia Solar Fotovoltaica (Solar Photovoltaic Energy)
Quantifiable outcome
- 60,000+ active customers served
- +2 more outcomes
Companies that use Sustentare Seguros
Customer profileNamed customers1 record
Segments3 records
Ideal customer profiles2 records
Sustentare Seguros technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Sustentare Seguros partnerships and signals
Strategic signalPartnerships
35 partnerships are on record, tiered core.
- AffinitycoreInsurance company partner providing auto, life, and business insurance products through Sustentare franchise network.
- AIGcoreGlobal insurance company partner offering commercial and specialty insurance products through the network.
- Alfa SeguroscoreBrazilian insurance company partner for auto and commercial insurance products.
- Aliro SegurocoreInsurance partner providing coverage products through the Sustentare network.
- AllianzcoreGlobal insurance company partner offering comprehensive insurance solutions through franchise units.
- Argo SeguroscoreBrazilian insurance company partner in the Sustentare network.
- AxacoreGlobal insurance group partner providing auto, life, and business coverage through the network.
- Azul SeguroscoreInsurance partner offering products through Sustentare franchise network.
- BerkleycoreInsurance company partner for commercial insurance products.
- Bradesco SeguroscoreMajor Brazilian insurance company partner with wide product portfolio through the network.
- ChubbcoreGlobal insurance company partner providing commercial and specialty coverage.
- EssorcoreInsurance partner in the Sustentare network.
- Excelsior SeguroscoreBrazilian insurance company partner offering coverage through the network.
- FetransportecoreTransportation insurance specialist partner.
- FrentecoreInsurance partner company in the network.
- Gente SeguradoracoreInsurance company partner focused on personal and life insurance products.
- HDI SeguroscoreGerman insurance company partner offering auto and commercial coverage.
- IcatucoreBrazilian insurance company partner with life and pension products.
- Itaú SeguroscoreMajor Brazilian financial group's insurance company partner.
- Junto SeguroscoreInsurance partner in the Sustentare network.
- Liberty SeguroscoreInternational insurance company partner offering auto and commercial coverage.
- MAGcoreInsurance partner company in the network.
- MapfrecoreSpanish insurance company partner with broad product portfolio in Brazil.
- MetLifecoreGlobal life insurance company partner offering life and accident coverage.
- MSIGcoreJapanese insurance company partner providing specialty coverage.
- PortocoreMajor Brazilian insurance company partner offering auto and business coverage.
- Sancor SeguroscoreArgentinian insurance company partner operating in Brazil.
- SolarrcoreInsurance partner for solar equipment coverage.
- Sompo SeguroscoreJapanese insurance company partner with auto and commercial products.
- Suhai SeguradoracoreInsurance company partner in the Sustentare network.
- SulAméricacoreMajor Brazilian insurance company partner with health and life products.
- SuracoreColombian insurance company partner operating in Brazil.
- Swiss RecoreGlobal reinsurance company partner providing reinsurance capacity.
- Tokio MarinecoreJapanese insurance company partner offering auto, commercial, and specialty coverage.
- ZurichcoreSwiss insurance company partner with global presence and comprehensive product range.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Sustentare Seguros competitors and assessment
Company assessmentEmerging players
- Justos: Brazilian insurtech selling auto insurance directly to consumers via a digital, data-driven model. Competes with Sustutare's core auto brokerage line by bypassing traditional broker channels, illustrating the digital disintermediation threat.
- 180 Seguros: Brazilian digital-first insurance broker offering auto, home and life products via an online platform. Comparable to Sustentare in product breadth (multi-line brokerage) but competing on digital UX versus franchise-based distribution.
- Akko: Brazilian insurtech focused on consumer electronics and gadget insurance with embedded digital distribution. Competes in the niche electronic-equipment and device protection lines that Sustentare also distributes.
Broad incumbents
- Wiz (BB Seguros): One of Brazil's largest insurance brokerage and consulting firms, distributed through banking channels (Banco do Brasil). A broad incumbent competing for the same SMB and consumer insurance placement business at much larger scale.
- SulAmérica: Major Brazilian insurer with strong health, life and P&C offerings, distributed through broker networks including Sustentare. Represents both partner and indirect competitor given the carrier's own direct-to-consumer push.
- Porto Seguro: Major Brazilian insurer offering auto, home, life, health and business coverage with extensive direct and broker distribution. Competes head-on with Sustentare in auto and residential, the brokerage's core volume lines.
- Allianz Partners Brasil: Global insurer with direct distribution in Brazil across auto, life, and commercial lines. Listed as a Sustentare carrier partner, but operates its own direct channels — a competitor for end-policyholder relationships in overlapping product lines.
Regional players
- Capemisa: Brazilian insurance broker with multi-line distribution focused on life, auto, and business products. Comparable franchise/multi-line brokerage model operating in the same regulatory (SUSEP) environment as Sustentare.
- França Corretora: Independent Brazilian insurance brokerage offering multi-line products through physical branches. A regional franchise-like broker comparable to Sustentare's southern-Brazil unit model and competitive footprint.
Direct peers
- Icatu Seguros: Brazilian insurer specializing in life, pension, and financial-assurance products, distributed through broker channels. A direct partner of Sustentare for life products and a benchmark for the carrier side of the brokerage value chain.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Sustentare Seguros social profiles
Digital presenceSustentare Seguros compliance and trust
Trust signalCompliance1 record
Sustentare Seguros financial estimates
Financial estimateRevenue estimate
Valuation estimate
Sustentare Seguros leadership team
Management profileNumber of profiles
Sustentare Seguros funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Sustentare Seguros M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Sustentare Seguros
What does Sustentare Seguros do?
Sustentare Seguros is a Brazilian insurance brokerage that places personal and commercial policies with 35+ partner insurance carriers on behalf of customers, earning commissions on each policy sold. It distributes these products through a 130+ unit franchise network across Brazil, supplemented by online quote requests and WhatsApp-based service. Beyond insurance, the brokerage also offers vehicle financing, consortium plans, health/dental plans, pet assistance, and solar photovoltaic energy systems.
Is Sustentare Seguros a public or private company?
Sustentare Seguros is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Sustentare Seguros founded?
Sustentare Seguros was founded in 2007. It employs 11 to 50 people.
Where is Sustentare Seguros based?
Sustentare Seguros is headquartered in Porto Alegre, Brazil, in the Latin America region.
How does Sustentare Seguros make money?
One revenue line is on record: insurance brokerage commissions.
Who are Sustentare Seguros's main competitors?
Emerging players on record are Justos, 180 Seguros and Akko. Broad incumbents are Wiz (BB Seguros), SulAmérica, Porto Seguro and Allianz Partners Brasil. Regional players are Capemisa and França Corretora. Icatu Seguros is listed as a direct peer.
Does Sustentare Seguros have an API?
No public API is recorded for Sustentare Seguros.
What industry is Sustentare Seguros in?
Sustentare Seguros's product category is Insurance Brokerage Services. Its primary akta.pro industry code is FSAIAEAL, Individual Health Insurance Brokerage & Distribution, with a secondary code of FSAOAHAI, Reinsurance Claims, Accounting & Contract Administration (Broker Services). Its NAICS code is 52421 and its SIC code is 6411.