Franka Hold Consultoria em Seguros

What Franka Hold Consultoria em Seguros does

Franka Hold Consultoria em Seguros is a privately held Brazilian insurance brokerage (corretora de seguros) headquartered in São Paulo that operates under the consumer-facing brand Franka Consultoria. The company distributes a multi-line insurance and health-plan portfolio — auto, motorcycle, truck, residence, condominium, business, and life insurance, plus individual/family/PME health plans, dental plans, and Consórcios (asset-purchase consortiums) — to individual consumers, families, small and medium enterprises (2–99 lives), and association members nationwide. Its value proposition centers on Adesão health plans advertised at up to 30% below traditional individual pricing and a region-based comparison tool that lets customers filter plans by proximity to hospitals and laboratories.

The technology stack is built on third-party infrastructure rather than proprietary underwriting or pricing systems. Customer acquisition and quoting flow through the company's website (frankaconsultoria.com.br) with online simulation, a self-serve portal called Painel do Cliente, and the AppCOR mobile application on iOS and Android, while back-office customer management runs on the B2Cor broker CRM. The company is a non-underwriting intermediary: it does not carry insurance risk and instead earns commissions from the 20+ carrier partners it distributes, including Amil, SulAmérica, Bradesco Saúde, and NotreDame Intermédica. Pricing is quote-based across all product lines with monthly billing cadence, and the marketing mix is digital-first — website content, organic social (Facebook, Instagram), and WhatsApp-assisted inside sales.

No management team, ownership structure, headcount, funding history, or financial results are disclosed. The website is built on a third-party template (Sites para Corretores / Agência Link) under a 2018 copyright, and there is no evidence of patent, certification, or regulatory disclosures beyond standard corretora operations. The company shows no signs of operating trouble but equally lacks signals of material scale or recent reinvestment.

Name

Franka Hold Consultoria em Seguros

Legal name

Franka Hold Consultoria em Seguros

Website

https://frankaconsultoria.com.br

Company type

Private

Operating status

Operating

Short description

Franka Hold Consultoria em Seguros is a São Paulo-based Brazilian insurance brokerage distributing auto, home, life, health, dental, and business insurance from 20+ carriers to individuals, families, SMEs, and association members via its website, AppCOR mobile app, and WhatsApp sales support.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242), Health and Welfare Funds (525120)

SIC

Insurance Agents, Brokers & Service (6411), Fire, Marine & Casualty Insurance (6331), Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Embedded Insurance & Affinity Distribution Platforms (FSAGAGAL)

akta.pro secondary industries

Administrative Services Only (ASO) for Employers (HLAEAAAD), Association & PEO Group Health Plans (AHP/PEO-Sponsored) (FSAIAFAH), Dental Benefit Administration (DBA) & ASO/TPA for Dental (HLAEAIAJ)

Keywords

• Insurance brokerage
• Health insurance plans
• Vehicle insurance
• Dental insurance
• Insurance comparison platform

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: The company earns commissions from insurance operators and health plan providers for policies sold through their platform. This is a transaction-based revenue model where the company receives a percentage of each insurance policy or health plan contracted through their services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

Franka Hold Consultoria em Seguros operates as a Brazilian insurance brokerage that distributes insurance and health plan products from over 20 operators and providers. Its portfolio includes vehicle insurance (Auto, Moto, Caminhão), property and business insurance (Residência, Empresa, Condomínio, Diversos), life insurance, dental plans (notably Amil Dental), and health plans (Individual, Familiar, Empresarial, PME, and Adesão), along with consortium services. Customers can compare, quote, and contract these products online via the company's website and AppCOR mobile application.

Product overview

Franka Hold Consultoria em Seguros is a Brazilian insurance brokerage (corretora de seguros) offering a comprehensive portfolio of insurance and health plan products. The core offering includes vehicle insurance (Auto, Moto, Caminhão), property insurance (Residência, Condomínio), business insurance (Empresa), life insurance (Vida), dental plans through Amil Dental, and health plans (Individual, Familiar, Empresarial, PME, Adesão). The company also offers consortium (consórcio) services. The digital platform includes the AppCOR mobile application for online quotation and simulation, and a Customer Panel (Painel do Cliente) for service tracking. The company works with multiple insurance operators and providers, displaying logos of partnered carriers including Amil, Bradesco Saúde, and others.

Differentiator

Problem solved

Functional benefit

Brands

• AppCOR: Exclusive communication channel between clients and the brokerage, allowing online quotation and simulation of health plans and insurance products.

Products and services

• Seguro Auto Vehicle insurance for cars covering damages, theft, and accidents, distributed through Franka Consultoria's online quotation platform for individual consumers in Brazil.
• Seguro Moto Motorcycle insurance providing coverage for bikes and scooters, distributed through Franka Consultoria's online quotation platform.
• Seguro Caminhão Truck insurance for commercial freight vehicles, distributed through Franka Consultoria's online quotation platform.
• Seguro Residência Home insurance covering residential properties against damages and liabilities, distributed through Franka Consultoria's online quotation platform.
• Seguro Empresa Business insurance protecting companies against operational risks and liabilities, distributed through Franka Consultoria's online quotation platform.
• Seguro Condomínio Condominium insurance for building common areas and shared infrastructure, distributed through Franka Consultoria's online quotation platform.
• Seguro Vida Life insurance providing financial protection for beneficiaries, distributed through Franka Consultoria's online quotation platform.
• Seguro Diversos Miscellaneous insurance products covering various personal and business needs, distributed through Franka Consultoria's online quotation platform.
• Saúde Individual Individual health insurance plan providing personal medical coverage from multiple operators, quoted online through Franka Consultoria's platform.
• Saúde Familiar Family health insurance plan covering all family members, quoted online through Franka Consultoria's platform.
• Saúde Empresarial Corporate health insurance plan for businesses to cover employees, distributed through Franka Consultoria's platform.
• Plano de Saúde PME Small and medium enterprise health plan covering 2 to 99 employees, offered by Franka Consultoria for businesses seeking group employee benefits.
• Odonto Individual Individual dental insurance plan providing personal oral health coverage, distributed through Franka Consultoria's online platform.
• Odonto Empresarial Corporate dental insurance plan providing employee oral health benefits for businesses, distributed through Franka Consultoria's online platform.
• Adesão Membership-based health plans for members of professional and trade associations, offered by Franka Consultoria at up to 30% cheaper pricing than traditional individual plans.
• Amil Dental Dental insurance offered through the Amil operator in Individual/Family, PME (2–99 lives), Amil Kids, and Dental Win variants, distributed through Franka Consultoria's online platform.
• Consórcios Consortium/credit group services enabling customers to purchase assets (such as vehicles or property) through collective savings arrangements, distributed by Franka Consultoria.
• AppCOR Mobile Application Mobile application providing an exclusive communication channel between clients and Franka Consultoria, enabling online quotation and simulation of health plans and insurance products.
• Painel do Cliente (Client Portal) Customer-exclusive online portal where clients can track service execution and access account information related to their insurance and health plan contracts.

Quantifiable outcome

• Adhesion health plans can be up to 30% cheaper than traditional individual plans

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• B2CorcoreTechnology or IntegrationB2Cor provides the company's customer relationship management (CRM) system and broker management platform. The B2Cor system powers the client portal (Área Exclusiva/Painel do Cliente) and customer service tracking functionality.
• Amil (Dental Products)coreChannel Partner/ Reseller/ DistributorFranka Consultoria resells Amil dental insurance products including Individual/Family dental plans, PME dental plans for businesses, Amil Kids, and Dental Win products through their online platform.
• Multiple Insurance Operators (SulAmérica, Bradesco Saúde, NotreDame Intermédica, and others)coreChannel Partner/ Reseller/ DistributorThe company serves as an authorized broker/reseller for over 20 insurance operators and health plan providers including SulAmérica, Bradesco Saúde, NotreDame Intermédica, and various regional providers. They offer products from operators including health insurance, dental plans, auto insurance, life insurance, and other insurance products.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Emerging players

• Justos: Brazilian insurtech initially focused on auto insurance with data-driven underwriting, now expanding into other lines. Comparable as a digital-native insurance distributor in Brazil targeting similar consumer segments, though with proprietary underwriting rather than pure brokerage.
• Thinkseg: Brazilian digital auto insurance broker offering pay-per-kilometer and traditional auto coverage. Comparable as a digital corretora serving Brazilian consumers, particularly in the auto insurance segment that is core to Franka's offering.
• Azos: Brazilian digital insurance broker offering life and other personal lines through a fully online experience. Comparable as a digital-first corretora targeting individual consumers, overlapping with Franka's individual/family segments.

Broad incumbents

• Porto Seguro: One of Brazil's largest insurance carriers and ecosystem players offering auto, home, health, and life products through direct and broker channels. Comparable as a major distribution competitor across multiple of Franka's product categories, though Porto Seguro is also a carrier rather than a pure broker.
• Bradesco Seguros: Large Brazilian insurance conglomerate within Banco Bradesco group offering life, health, auto, and other products. Comparable as a carrier partner and direct competitor, particularly in health plans (Bradesco Saúde) where Franka is an active broker.
• SulAmérica Seguros e Saúde: Major Brazilian insurance carrier offering health, dental, auto, and life products. Comparable as a partner and competitor — Franka resells SulAmérica products while SulAmérica's growing direct digital channel competes with Franka's distribution model.
• Amil (UnitedHealth Group): Major Brazilian health and dental plan carrier, part of UnitedHealth Group. Comparable as both a key distribution partner for Franka's dental and health offerings and a large incumbent that competes for the same SME and individual health plan customers.

Direct peers

• 180 Seguros: Brazilian digital insurance brokerage offering multi-line insurance products (auto, home, life, health) through an online comparison platform. Directly comparable to Franka's digital corretora model with multi-carrier partnerships and direct-to-consumer distribution.
• Youse (BB Seguridade): Digital insurance broker from Banco do Brasil's insurance arm offering auto, home, and life insurance online. Comparable as a digital-first corretora with broad product range and direct-to-consumer focus, though backed by a major bank.
• Bidu Comparador de Seguros: Brazilian online insurance comparison platform connecting consumers with multiple carriers across auto, home, life, and health products. Closely mirrors Franka's online comparison and multi-carrier distribution model in the Brazilian market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Xx.com/frankaconsult

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Franka Hold Consultoria em Seguros