TJP Wealth Solutions

What TJP Wealth Solutions does

TJP Wealth Solutions is a privately held wealth management advisory firm founded in 2009 by Thomas J. Pallogudis, headquartered at 580 White Plains Road, Suite 205, Tarrytown, NY. The firm delivers personalized financial planning, retirement, estate, investment, tax, and insurance advisory services to individual clients and small business owners, with explicit specialization in three personas: healthcare professionals (RNs, NPs, physicians), business owners and entrepreneurs, and women (served through the Women on the Verge initiative launched in 2019). The firm operates as an Office of Supervisory Jurisdiction (OSJ) under Park Avenue Securities LLC (PAS), a FINRA/SIPC member broker-dealer that is a wholly owned subsidiary of The Guardian Life Insurance Company of America, which supplies the broker-dealer and RIA infrastructure, product shelf, and The Living Balance Sheet® interactive web-based financial planning platform used to consolidate client assets, liabilities, insurance, and cash flow.

The business model combines recurring advisory fees with product commissions on annuities, life insurance, disability income insurance, and investment products distributed through PAS and Guardian Life. Distribution is relationship-based and sales-led: prospective clients engage via phone, email, scheduled appointments, or online booking, and the firm emphasizes long-term trusted advisor-client relationships over transactional interactions. Proprietary methodologies — the Time and Money Freedom Methodology™ for healthcare professionals and the Business Owner Blueprint System for entrepreneurs — are offered alongside downloadable content guides, an educational resource center, seminars, webinars, and quarterly client newsletters. The team is small (1-10 employees) and includes Founder Thomas J. Pallogudis (a nine-time Five Star Wealth Manager Award winner per Westchester Magazine) and Financial Representative James Stuetz. No public ticker, funding rounds, or parent-company controlling stake is disclosed beyond the PAS/Guardian broker-dealer affiliation.

Name

TJP Wealth Solutions

Legal name

TJP Wealth Solutions

Website

https://tjpwealthsolutions.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

1–10 employees

Short description

TJP Wealth Solutions is a privately held, founder-led wealth management advisory practice in Tarrytown, NY, operating under Park Avenue Securities LLC (Guardian Life) to serve healthcare professionals, business owners, and women with personalized planning, investment, tax, and insurance services.

Ownership category

akta.pro rank

Product category

Wealth Management Services

NAICS

Portfolio Management and Investment Advice (52394), Trust, Fiduciary, and Custody Activities (523991)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Private Wealth Planning (Tax, Estate & Succession) (FSAAABAE)

akta.pro secondary industries

Personal & Family Trust Services (FSAAANAA), Trust & Estate Tax Planning & Compliance (FSAEAKAE)

Keywords

• Wealth management services
• Financial planning advisory
• Retirement planning services
• Estate planning solutions
• Investment management advisory

Headquarters

HQ city

Tarrytown

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Financial Advisory and Wealth Management Services: The firm provides comprehensive wealth management services including retirement planning, estate planning, investment advice, tax strategies, and insurance solutions. Revenue is generated through advisory fees and commissions on financial products sold, including annuities, life insurance, and investment products, offered through Park Avenue Securities LLC and Guardian Life Insurance Company of America.
2. Insurance Products: Sale of insurance products including life insurance, disability income insurance, and supplemental insurance policies, generating commission-based revenue.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels5 records

Core offering

TJP Wealth Solutions is a wealth management advisory practice that delivers personalized financial planning and investment management to individuals and families. Core offerings include wealth planning (net worth, cash flow, debt analysis, insurance and real estate review), retirement planning, investment advice and portfolio management, tax strategies, and estate planning (wills, trusts, asset transfer, philanthropic giving). The firm also distributes life, disability income, and supplemental insurance products through its affiliation with Park Avenue Securities LLC and The Guardian Life Insurance Company of America.

Product overview

TJP Wealth Solutions is a wealth management advisory firm offering personalized financial services through a multi-module approach. The core service suite includes Ongoing Support, Financial Education, Wealth Planning, Retirement Planning, Investment Management, Tax Strategies, and Estate Planning. The firm has developed proprietary methodologies including the Business Owner Blueprint System and the Time and Money Freedom Methodology™. Additionally, the firm operates Women on the Verge, a financial empowerment initiative launched in 2019. The firm leverages The Living Balance Sheet®, an interactive web-based tool provided by Guardian Life, to help clients consolidate and manage their complete financial picture.

Differentiator

Problem solved

Functional benefit

Brands

• Women on the Verge: A financial empowerment initiative for women, creating financial wellness and personal empowerment through education and community. Launched by founder Thomas J. Pallogudis in 2019.

Products and services

• Wealth Planning Comprehensive wealth planning service for individual clients that consolidates net worth calculation, cash flow management, debt analysis, insurance evaluation, real estate planning, and aggregated account access into an integrated financial picture.
• Retirement Planning Retirement planning service for individuals covering retirement plan structure education, income needs analysis, distribution strategies, and Social Security optimization.
• Investment Advice and Management Investment portfolio design and ongoing management service including risk tolerance evaluation, personalized investment solutions, regular portfolio reviews, and diversification strategies for individual clients.
• Tax Strategies Tax planning service providing a comprehensive review of the client's tax situation, incorporating current tax law changes, and coordinating with the client's tax preparers.
• Estate Planning Estate planning service covering will and trust reviews, asset transfer strategies, family meetings, and philanthropic giving solutions for individuals and families.
• Insurance Solutions Distribution of life insurance, disability income insurance, and supplemental insurance products offered through Park Avenue Securities LLC and The Guardian Life Insurance Company of America for individual clients.
• Financial Education and Ongoing Support Financial education and ongoing client support service including economic news evaluation, quarterly newsletters, educational seminars, goal-focused communication, and knowledgeable support staff.
• The Living Balance Sheet® Interactive web-based financial planning tool that provides a consolidated view of a client's complete financial picture including assets, liabilities, insurance protection, and cash flow, adhering to a philosophy of protection first, savings, and tax efficiency. Provided to TJP Wealth Solutions clients through Guardian Life.
• Women on the Verge Financial empowerment initiative for women offering financial education, investment guidance, retirement planning, wealth preservation, and protection planning through workshops, webinars, and community engagement.

Quantifiable outcome

• Helping healthcare professionals retire 5-10 years sooner through Time and Money Freedom Methodology™

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• Park Avenue Securities LLC (PAS)coreChannel Partner/ Reseller/ DistributorSecurities products and advisory services are offered through Park Avenue Securities LLC, member FINRA/SIPC. PAS is a wholly owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. The firm operates as an OSJ (Office of Supervisory Jurisdiction) at 580 White Plains Road, Suite 205, Tarrytown, NY, 10591.

Scale indicators1 record

Recent moves5 records

Expansion highlights5 records

Emerging players

• Fisher Investments: Investment-focused advisory firm managing portfolios for HNW individuals. Comparable because it serves similar HNW clients with portfolio and wealth planning services, though its offering is more investment-centric than TJP's holistic insurance-and-tax stack.

Direct peers

• Creative Planning: Large RIA offering comprehensive wealth, retirement, tax, and estate planning to individuals and business owners. Comparable because it sells a similar holistic advisor-led wealth management stack to HNW households, including niche specializations.
• Carson Group: Wealth management firm that partners with financial advisors to provide planning, investment, and coaching services to individuals and business owners. Comparable because of its advisor-affiliation model and similar focus on holistic financial planning for households and small business owners.
• Wealth Enhancement Group: Independent wealth management firm offering financial planning, investment management, and tax services to households and business owners. Comparable because of its holistic planning model and similar vertical segmentation into healthcare, business owner, and retirement niches.

Broad incumbents

• Northwestern Mutual: Provider of life insurance, disability income, and wealth management services through a captive advisor force. Comparable because it sells a similar integrated planning product (insurance + investments + retirement) and employs advisor-led, relationship-based distribution.
• Cetera Financial Group: Network of independent financial advisors supported by a broker-dealer and RIA infrastructure. Comparable because TJP's OSJ structure under Park Avenue Securities mirrors Cetera's independent-advisor affiliation model with similar compliance and product distribution mechanics.
• Edelman Financial Engines: One of the largest US independent RIAs providing financial planning and investment management. Comparable because it serves a similar end-client base of households needing retirement, tax, and estate planning, but at much greater scale and with proprietary technology.
• Focus Financial Partners: Partnership of independent RIAs and wealth management firms providing non-controlling capital and infrastructure. Comparable as a model for how small advisor-led firms can scale, and a potential acquirer/partner for TJP given its broker-dealer-affiliated OSJ structure.
• Commonwealth Financial Network: Independent broker-dealer and RIA supporting thousands of financial advisors nationwide. Comparable because it serves the same advisor-affiliated model where independent advisors deliver wealth, retirement, and insurance planning under a shared back-office.
• New York Life: Mutual insurer and wealth manager offering life insurance, retirement, and investment planning through agents and advisors. Comparable because of its Guardian-like role as both insurance carrier and wealth management distributor with affiliated advisor practices.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/tjpwealthsolutions
• LinkedInlinkedin.com/company/tjp-wealth-solutions

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about TJP Wealth Solutions