Standard Chartered Bank Malaysia Berhad

What Standard Chartered Bank Malaysia Berhad does

Standard Chartered PLC is a global banking group founded in 1859, dual-listed on the London Stock Exchange (LSE: STAN) and the Hong Kong Stock Exchange (HKEX: 2888), operating across 50+ markets in Asia, Africa and the Middle East with USD as its official accounting currency. The group organizes its business into two divisions: Wealth & Retail Banking, serving Personal, Priority and Private Banking clients plus SMEs across the wealth continuum with international banking capabilities; and Corporate & Investment Banking, which delivers Transaction Banking, Global Markets, Global Banking and Islamic Banking to large corporations, development organisations, governments, banks and investors. Distribution combines traditional branches, digital country-specific portals (20+ markets including Malaysia at retail.sc.com/my), the corporate Straight2Bank platform, the Private Banking portal (pvm.standardchartered.com), innovation subsidiary Mox Bank, fintech investment arm SC Ventures, and the women's entrepreneurship programme SC WIN.

The technology stack centres on core banking infrastructure supporting multi-currency operations, with proprietary AI/ML-driven Name and Transaction Screening for financial crime detection (sanctions, AML, fraud) governed by an internal Responsible AI Standard covering fairness, ethics, transparency and self-accountability. The group has migrated to the ISO 20022 payment messaging standard by the November 2025 deadline, unlocking 1,000+ structured data fields that feed AI/ML-based fraud and compliance models, and operates a Cyber Space Security training platform for clients and the public.

Revenue mechanics combine interest income from lending activities, transaction-based fees, and recurring subscription-style relationships in corporate and wealth management; pricing is quote-based across markets, segments and products and is not publicly disclosed. The customer base spans enterprise corporates and governments (cross-border trade, transaction banking, capital markets), development organisations, banks and investors (interbank and capital markets), affluent individuals across the wealth continuum, SMEs, and Shariah-compliant banking clients. The Malaysian subsidiary, Standard Chartered Bank Malaysia Berhad, operates within this group structure.

Name

Standard Chartered Bank Malaysia Berhad

Legal name

Standard Chartered Bank

Website

https://sc.com

Company type

Public

Founded year

1859

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

Standard Chartered PLC is a global banking group operating across 50+ markets in Asia, Africa and the Middle East, offering Wealth & Retail Banking and Corporate & Investment Banking services to corporations, governments, financial institutions, affluent individuals and SMEs, with Standard Chartered Bank Malaysia Berhad as its Malaysian subsidiary.

Ownership category

akta.pro rank

Product category

Retail and Corporate Banking

NAICS

Commercial Banking (522110), Commercial Banking (52211), Finance and Insurance (52), Depository Credit Intermediation (5221)

SIC

National Commercial Banks (6021)

akta.pro primary industry

Retail Wealth & Bancassurance Distribution (Investment & Insurance via Bank) (FSABAAAJ)

akta.pro secondary industries

Account & Balance Services (Operating accounts, statements, eBAM) (FSABAIAD), Open Account Trade Finance (Receivables/Payables Finance) (FSABAHAB), Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA), Islamic Retail Banking (FSABAGAA), Islamic Corporate Banking (FSABAGAC), SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)

Keywords

• Retail banking
• Corporate banking
• Wealth management
• Transaction banking
• Islamic banking

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Corporate & Investment Banking: Transaction Banking, Global Markets, Global Banking, and Islamic Banking services for large corporations, governments, and financial institutions including trade finance, cash management, and capital markets access.
2. Wealth & Retail Banking: Personal Banking, Priority Banking, Private Banking and SME Banking services serving affluent clients across the wealth continuum with international banking capabilities.
3. Interest Income: Core banking interest income from lending activities, with US dollar as official accounting currency due to majority of business in USD or USD-linked currencies.
4. Islamic Banking: Full suite of Shariah-compliant banking services with partnerships with leading Islamic theologians and experts.

Go-to-market motion3 records

Distribution channels4 records

Marketing channels7 records

Core offering

Standard Chartered Bank Malaysia Berhad provides a full suite of retail and corporate banking products and services in Malaysia under the Standard Chartered brand. Its offerings span current and savings accounts, credit cards, personal loans, mortgages, wealth and investment products for individuals, and transaction banking, trade finance, cash management, FX, lending, and Islamic banking for corporates and institutions.

Product overview

Standard Chartered offers a comprehensive banking platform spanning two core divisions: Wealth & Retail Banking (serving individuals and SMEs through Personal, Priority, and Private Banking) and Corporate & Investment Banking (supporting large corporations and institutions). The platform operates across multiple channels including traditional branches, digital banking (Mox Bank, Straight2Bank online portal), and specialized services like Islamic Banking and SC WIN for women entrepreneurs. SC Ventures drives innovation through fintech investments and new ventures. The architecture combines core banking services (deposits, lending, payments) with specialized offerings in Transaction Banking, Global Markets, and Global Banking for cross-border trade and investment.

Differentiator

Problem solved

Functional benefit

Brands

• Mox Bank: Digital bank offering online banking services
• SC Ventures
• SC WIN
• Priority Private
• Straight2Bank
• Standard Chartered Foundation
• Futuremakers

Products and services

• Current and Savings Accounts
• Credit Cards
• Personal Loans and Mortgages
• Wealth and Investment Products
• Priority and Private Banking
• Islamic Banking Products
• Transaction Banking
• Trade Finance
• Foreign Exchange and Treasury Services
• Corporate Lending and Financing
• SME Banking
• Straight2Bank (Digital Corporate Banking)

Quantifiable outcome

• Operating in over 50 markets across Asia, Africa and Middle East
• +2 more outcomes

Named customers6 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

AI capability6 records

Feature4 records

Partnerships

16 partnerships are on record, tiered minor, core and flagship.

• #BackBlue (Ocean Finance Commitment)minorStrategic or Co-development Partner · 1 January 2025Ocean Finance Commitment under ORRAA aiming to ensure a regenerating and sustainable ocean has a seat at the table in finance and insurance decisions.
• Center for Climate-Aligned Finance (CCAF)coreStrategic or Co-development PartnerEstablished by Rocky Mountain Institute in 2023. Bank participates in CCAF working groups for Aviation and Aluminium industries. Signatory to Poseidon Principles and Sustainable STEEL Principles.
• Equator PrinciplescoreStrategic or Co-development PartnerMember since 2003; applies these principles to ensure projects financed are developed in a socially responsible manner reflecting sound environmental management practices.
• Glasgow Financial Alliance for Net Zero (GFANZ)coreStrategic or Co-development PartnerActive participant of GFANZ Principals Group. Group CEO co-leads the GFANZ working group on Financing Opportunities & Solutions.
• Global Investors for Sustainable Development (GISD) AlliancecoreStrategic or Co-development PartnerStandard Chartered co-chairs the UN's GISD Alliance which has set ambitious objectives to scale up long-term finance and investment in sustainable development.
• Integrity Council for the Voluntary Carbon Markets (ICVCM)coreStrategic or Co-development PartnerHead of Carbon Markets Development serves on the ICVCM board; Group CEO sits on Distinguished Advisory Group focused on developing carbon markets worldwide.
• Taskforce on Nature-related Financial Disclosures (TNFD)coreStrategic or Co-development PartnerJoined as early adopter in January 2024; published first Nature Report in early 2026.
• United Nations Global Compact (UNGC)coreStrategic or Co-development PartnerMember supporting UNGC's Ten Principles on human rights, labour, environment, and anti-corruption.
• Poseidon PrinciplescoreStrategic or Co-development PartnerMember since 2021; industry initiative aiming to reduce carbon emissions in the shipping sector.
• Partnership for Carbon Accounting Financials (PCAF)coreStrategic or Co-development PartnerJoined as signatory in 2022 to measure and disclose emissions associated with Group's financing activities in alignment with PCAF standards.
• United Nations Environment Programme Finance Initiative (UNEP FI)coreStrategic or Co-development PartnerSignatory of UNEP FI Statement on Environment and Sustainable Development.
• United Nations Principles for Responsible Banking (PRB)coreStrategic or Co-development PartnerSignatory; Head of Sustainable Finance Solutions co-chairs PRB Adaptation Finance working group.
• The BahamasflagshipStrategic or Co-development PartnerSole lender and deal manager in debt conversion for nature unlocking USD124 million for marine conservation over 15 years.
• WEConnect InternationalflagshipStrategic or Co-development PartnerLaunched first-of-its-kind financing facility designed for growth of women-owned business members in emerging markets with supply chain finance solutions.
• CUR8, UNDO, British AirwaysflagshipStrategic or Co-development PartnerDelivered global first transaction demonstrating how to scale finance for carbon removals through partnership.
• Standard Chartered FoundationcoreStrategic or Co-development PartnerEstablished in 2019 to help tackle inequality by empowering under-served young people to secure decent work and grow their businesses.

Scale indicators5 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Citigroup: Global universal bank with a sizable institutional and affluent wealth presence across Asia and the Middle East; competes with Standard Chartered in cross-border transaction banking, FX, and wealth management.
• Barclays: London-listed global bank with comparable international wealth, investment banking and transaction banking capabilities; competes in cross-border corporate banking and emerging-markets trading.
• Bank of China: Global Chinese state-owned bank with the largest international footprint among Chinese peers; competes with Standard Chartered in cross-border RMB clearing, Belt and Road trade finance, and Asian wealth.
• JPMorgan Chase: Global investment bank with significant Asia-Pacific corporate, markets, and wealth businesses; competes in cross-border advisory, treasury services, and increasingly in private banking in Hong Kong and Singapore.

Regional players

• CIMB Group: ASEAN universal bank headquartered in Malaysia with strong transaction, Islamic, and wholesale banking franchises across Southeast Asia; competes directly in the Malaysian and regional corporate/SME market.
• Maybank: Malaysia's largest bank and a regional ASEAN player with Islamic banking (Maybank Islamic), corporate, and wealth offerings; highly relevant given the company is Standard Chartered Bank Malaysia Berhad.

Direct peers

• OCBC Bank: Singapore-headquartered universal bank with comparable wealth (Bank of Singapore), corporate, and transaction banking offerings across Greater China and Southeast Asia, overlapping substantially with Standard Chartered's footprint.
• United Overseas Bank (UOB): Singapore-based bank with regional ASEAN presence and growing wealth and transaction banking offerings; competes for cross-border corporate and SME banking in Southeast Asia where Standard Chartered has material operations.
• HSBC Holdings: Closest direct peer: global universal bank with emerging-market heritage, dual presence in Asia and Europe, comparable wealth and transaction banking franchises. Competes head-to-head in cross-border trade, FX, and wealth across Asia, Middle East, and Africa.
• DBS Group: Singapore-headquartered bank with strong Asian corporate, transaction, and wealth franchises; increasingly competes with Standard Chartered for Asia-based corporate treasury and affluent cross-border banking mandates.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/stanchart
• YouTubeyoutube.com/standardchartered
• Facebookfacebook.com/StandardCharteredMalaysia
• LinkedInlinkedin.com/company/standardchartered
• Instagraminstagram.com/stanchart

Compliance9 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Standard Chartered Bank Malaysia Berhad