MetLife Private Equity

Name

MetLife Private Equity

Legal name

Metropolitan Life Insurance Company

Website

https://metlife.com

Company type

Public

Founded year

1868

Operating status

Operating

Headcount range

10,001+ employees

Ownership category

akta.pro rank

Product category

Insurance and Employee Benefits

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411), Direct Life Insurance Carriers (524113), Insurance Carriers (5241)

SIC

Life Insurance (6311), Accident & Health Insurance (6321)

akta.pro primary industry

Large Group Health Insurance (Mid-Market & National Accounts) (FSAIAFAE)

akta.pro secondary industries

Basic Group Term Life (Employer-Paid) (FSAIADAA), Employer-Sponsored Dental & Vision (Group) (FSAIAHAH), Group AD&D (Standalone or Bundled with Life) (FSAIADAG), Group Whole Life (Limited/Continuous Pay) (FSAIADAE)

Keywords

• Life insurance products
• Employee benefits administration
• Retirement income solutions
• Institutional investment management
• Group disability insurance

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Premiums: MetLife generates revenue primarily through insurance premiums collected from policyholders across life insurance, dental, vision, accident, health, disability, and pet insurance products. Premiums are collected on recurring basis from both individual and group/employer-sponsored policies.
2. Employee Benefits Administration: Fees collected from employers for administering group benefit programs including dental, vision, life, disability, and other employee benefits.
3. Investment Management: MetLife Investment Management generates returns through investment of insurance premiums in infrastructure, municipal bonds, green investments, and affordable housing. Revenue includes interest, dividends, and capital appreciation from the general account investment portfolio.
4. Annuities and Retirement Products: MetLife offers lifetime income annuities, pension risk transfer, and retirement income solutions generating revenue through premiums, fees, and investment spread.

Pricing tiers

Go-to-market motion1 record

Distribution channels7 records

Marketing channels8 records

Core offering

MetLife sells individual and group insurance products (dental, vision, pet, accident, hospital indemnity, critical illness, cancer, disability, life, identity & fraud protection, auto/home, legal plans) and administers employer-sponsored employee benefits programs. It also provides institutional investment management through MetLife Investment Management and retirement and income solutions including lifetime income annuities, pension risk transfer, structured settlements, longevity reinsurance, and stable value funding solutions.

Product overview

MetLife offers a comprehensive portfolio of insurance and employee benefits products, organized across several core business lines: Insurance Products (dental, vision, pet, accident, hospital indemnity, critical illness, cancer, disability, life, identity protection, auto/home); Employee Benefits for employers (group auto/home, dental, accident/health, life, disability, legal services, vision, pet insurance, HSAs); Retirement & Income Solutions (lifetime income annuities, pension risk, structured settlements, longevity reinsurance, stable value); and MetLife Investment Management for institutional investors. The company provides digital platforms including MyBenefits (employee self-service portal) and MetLink (employer administration portal), along with HR technology integration via MetLife Benefits Bridge.

Differentiator

Problem solved

Functional benefit

Brands

• MetLife Investment Management: Investment management division providing asset management, financing solutions, and institutional investing services.
• MetLife Pet Insurance
• MetLife Legal Plans
• Next Gen Ventures (NGV)
• MetLife Foundation

Products and services

• MetLife Individual Insurance Products

Quantifiable outcome

• MetLife has maintained carbon neutrality since 2016 for global offices, vehicle fleets and business travel
• +2 more outcomes

Named customers5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature4 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• Idaho Housing and Finance Association (IHFA)minorStrategic or Co-development PartnerMetLife invested in IHFA, a self-supporting financial institution that expands affordable housing and strengthens Idaho communities by providing homeownership lending, rental assistance, homelessness support and multifamily finance.
• Forest Future AllianceminorStrategic or Co-development PartnerMetLife aspires to plant 5 million trees by 2030 through collaboration with the Forest Future Alliance, prioritizing areas vulnerable to natural disasters to help reduce carbon emissions, enhance biodiversity and help reforest areas affected by deforestation and natural disasters.
• Resource Management Service, LLCminorStrategic or Co-development PartnerMetLife partnered with Resource Management Service, LLC on a Working Forest Conservation Easement funded by the U.S. Forest Service in partnership with South Carolina Forest Commission. The WFCE preserves sensitive lands vital to clean water, wildlife habitat and recreational opportunities.
• MetLife Foundation PartnerscoreStrategic or Co-development PartnerMetLife Foundation works with partners including The Opportunity Network, Junior Achievement, Waffle, TrickleUp, Dental Lifeline Network, and Vision To Learn to drive inclusive economic mobility through Economic Empowerment, Financial Health, and Resilient Communities programs.
• The Opportunity NetworkminorStrategic or Co-development PartnerMetLife Foundation engages with this partner dedicated to education and career placement around the world.
• Junior AchievementminorStrategic or Co-development PartnerMetLife Foundation partners with Junior Achievement for educational support and career development programs.
• Dental Lifeline NetworkminorStrategic or Co-development PartnerMetLife Foundation supports Dental Lifeline Network, a nonprofit that provides free dental care to vulnerable communities in the U.S.
• Vision To LearnminorStrategic or Co-development PartnerMetLife Foundation supports Vision To Learn, which provides free eye exams and glasses to kids in low income communities across the U.S.

Scale indicators5 records

Recent moves2 records

Expansion highlights6 records

Direct peers

• Prudential Financial: Prudential Financial (NYSE: PRU) is a US-based life insurer and retirement services company with overlapping group life, group disability, retirement, and investment management franchises. Like MetLife, it serves both individual and employer-sponsored markets and operates internationally, making it the closest like-for-like competitor.
• Principal Financial Group: Principal Financial (NYSE: PFG) offers retirement, group benefits (dental, vision, disability, life), and asset management — a near-identical business mix to MetLife's employee benefits and retirement solutions divisions, competing head-to-head for mid-market and large employer accounts.
• Aflac: Aflac (NYSE: AFL) is the leading provider of supplemental worksite insurance including accident, cancer, hospital indemnity, and disability — directly overlapping with MetLife's accident and health, cancer, and worksite voluntary benefits offerings sold through the same broker and employer channels.
• Voya Financial: Voya Financial (NYSE: VOYA) focuses on retirement, group life, and group disability products, similar to MetLife's employee benefits and retirement solutions segments. Both companies emphasize employer-sponsored and retirement plan services for the US market.
• Hartford Financial Services Group: The Hartford (NYSE: HIG) provides group benefits (disability, life, leave management) and commercial property/casualty insurance. Its group benefits division competes directly with MetLife's employer-sponsored disability and life insurance products.
• Sun Life Financial: Sun Life Financial (NYSE: SLF) is a Canadian-based international life insurance and wealth company with significant operations in the US and Asia — closely matching MetLife's geographic profile. Both companies compete in US group benefits, individual life, and Asian emerging-market life insurance.
• Unum Group: Unum Group (NYSE: UNM) is a leading provider of group disability, group life, and supplemental benefits — directly competing with MetLife in employer-sponsored group benefits and serving the same broker channel for mid-market and large employers.
• AIG (American International Group): AIG (NYSE: AIG) operates a global life insurance and retirement business serving individual and group markets worldwide, with a similar international footprint to MetLife. Its life and retirement segment competes directly with MetLife in both developed and emerging markets.
• Lincoln National: Lincoln National (NYSE: LNC) underwrites life insurance, annuities, and employer-sponsored retirement plans — closely mirroring MetLife's life, annuity, and group retirement product mix. Its individual and group life operations place it in direct competition with MetLife across multiple product lines.

Broad incumbents

• Cigna Group: Cigna (NYSE: CI) is a broad health services incumbent offering medical, dental, behavioral, and supplemental benefits through employer-sponsored plans. While not a primary life insurer, its group benefits portfolio (especially dental) overlaps with MetLife's employer-sponsored dental and supplemental health lines.

Market position

Strengths5 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/metlife
• Xx.com/metlife
• Facebookfacebook.com/metlife

Compliance10 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries12 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MetLife Private Equity