Universal Digital Payments Network
UDPN provides multi-issuer, multi-currency, multi-chain infrastructure for tokenized commercial bank money. The Singapore-based firm serves banks and enterprises as a technical service provider within the CBMT Working Group consortium, enabling regulated stablecoin and CBDC cross-border payment pilots.
- Company typePrivate
- Founded2021
- HeadquartersSingapore, Singapore
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
Universal Digital Payments Network firmographics
Firmographics- Name
- Universal Digital Payments Network
- Legal name
- Universal Digital Payments Network
- Website
- https://udpn.io
- Company type
- Private
- Founded year
- 2021
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- UDPN provides multi-issuer, multi-currency, multi-chain infrastructure for tokenized commercial bank money. The Singapore-based firm serves banks and enterprises as a technical service provider within the CBMT Working Group consortium, enabling regulated stablecoin and CBDC cross-border payment pilots.
- Ownership category
- akta.pro rank
Universal Digital Payments Network industry classification
Industry- Product category
- Digital Payments Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- SIC
- Security & Commodity Brokers, Dealers, Exchanges & Services (6200)
- akta.pro primary industry
- Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails) (FSAPAIAJ)
- akta.pro secondary industries
- Tokenized Bank Deposit & Commercial Bank Money Issuers (FSADADAB), Stablecoin Payment Rails & Settlement Networks (Issuer-Led) (FSADADAF)
Keywords
Where Universal Digital Payments Network is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Markets served
Universal Digital Payments Network business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Marketing or Sales, Operations
Revenue model
- Technical Services for Digital Financial Infrastructure: UDPN provides technical services as a service provider within the CBMT Working Group ecosystem, supporting the development and testing of digitalized financial products and infrastructures for tokenized bank money.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels1 record
Universal Digital Payments Network product offering
Product offeringCore offering
Universal Digital Payments Network (UDPN) builds tokenized bank money infrastructure that supports digitalized commercial bank money across multiple issuers, currencies, and blockchain networks. The company enables banks and enterprises to develop and test digitalized financial products, facilitates integration of commercial bank money into modern digital rails, and supports multi-chain and multi-currency digital transactions. It also extends into cross-border payments and swaps for regulated stablecoins and CBDCs.
Differentiator
Problem solved
Functional benefit
Products and services
- CBMT Sandbox A pilot testing environment for banks and enterprises to develop and test digitalized financial products and infrastructures for tokenized commercial bank money across a multi-issuer, multi-currency, multi-chain ecosystem.
Companies that use Universal Digital Payments Network
Customer profileSegments2 records
Ideal customer profiles2 records
Universal Digital Payments Network technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Universal Digital Payments Network partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- CBMT Working GroupcoreUDPN is a major participant in the CBMT Working Group, contributing as a technical service provider to the CBMT Sandbox initiative for tokenized bank money. The Working Group brings together banks and enterprises in Europe to develop and test digitalized financial products and infrastructures in a multi-issuer, multi-currency, multi-chain ecosystem.
- Giesecke+DevrientcoreMajor industry player providing technical services as part of the CBMT Working Group ecosystem supporting the CBMT Sandbox for tokenized bank money testing and development.
- GFT TechnologiescoreTechnology partner contributing to the CBMT Sandbox as a technical service provider for the tokenized bank money initiative involving banks and enterprises.
- OraclecoreMajor technology provider supporting the CBMT Working Group as a technical service provider, contributing to the development of digitalized financial infrastructure for tokenized commercial bank money.
Universal Digital Payments Network competitors and assessment
Company assessmentDirect peers
- Partior: Partior is a blockchain-based interbank payment network founded by DBS, JPMorgan, and Temasek for cross-border settlement using tokenized bank money. Closely comparable to UDPN in multi-bank, multi-currency, tokenized-bank-money focus and consortium-led GTM.
- Digital Asset (Canton Network): Canton Network is an enterprise blockchain purpose-built for regulated institutions to transact tokenized real-world assets and bank money with interoperability across apps. Comparable to UDPN's multi-issuer, multi-chain interoperability framing for regulated bank participation.
- Fnality: Fnality is a bank-consortium building a regulated tokenized commercial bank money (utility settlement coin) network across major currencies. Most directly comparable to UDPN: both target tokenized commercial bank money in a multi-bank, multi-currency, regulated settlement context.
- JPMorgan (Onyx / Kinexys by J.P. Morgan): JPMorgan's Onyx (now Kinexys) operates Liink and JPM Coin — tokenized USD deposits and interbank information network — squarely overlapping with UDPN's tokenized-bank-money payments thesis, though at a vastly larger bank-internal scale.
Emerging players
- Paxos: Paxos issues regulated stablecoins and tokenized assets and provides related payment/settlement infrastructure. Comparable to UDPN's regulated stablecoin and tokenized-fiat issuance angle, especially at the institutional/PaaS layer.
- Polygon Labs: Polygon offers enterprise-grade blockchain infrastructure (Polygon PoS, Polygon CDK, Sandboxed environments) widely used by banks for tokenized deposit and CBDC pilots. Comparable as a multi-chain enterprise infrastructure layer competing for the same tokenized-bank-money workloads.
- Avalanche: Avalanche is an enterprise-grade L1 with bank-money and tokenized-asset subnets used in regulated pilots (e.g., Spruce for DLR). Comparable as an underlying infrastructure layer for multi-bank tokenized-money initiatives relevant to UDPN's multi-chain thesis.
Broad incumbents
- Circle: Circle is a regulated stablecoin issuer (USDC) and operates payment/treasury APIs for settlement and cross-border flows. Comparable to UDPN's regulated-stablecoin payment-rails focus, but at much larger scale and as an issuer rather than consortium service provider.
- Ripple: Ripple provides cross-border payment infrastructure (RippleNet, RLUSD stablecoin) for banks and payment service providers. Comparable to UDPN's cross-border regulated-payment utility at a broader, more established scale though with a public-blockchain flavor.
- SWIFT: SWIFT is the incumbent interbank messaging and settlement-coordination network, actively exploring CBDC interlinking and tokenized-asset rails. Comparable as the incumbent cross-border bank infrastructure that tokenized-bank-money initiatives (including UDPN's) seek to complement or compete with.
Market position
Customer concentration
Universal Digital Payments Network social profiles
Digital presenceUniversal Digital Payments Network financial estimates
Financial estimateRevenue estimate
Valuation estimate
Universal Digital Payments Network leadership team
Management profileNumber of profiles
Universal Digital Payments Network funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Universal Digital Payments Network M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Universal Digital Payments Network
What does Universal Digital Payments Network do?
Universal Digital Payments Network (UDPN) builds tokenized bank money infrastructure that supports digitalized commercial bank money across multiple issuers, currencies, and blockchain networks. The company enables banks and enterprises to develop and test digitalized financial products, facilitates integration of commercial bank money into modern digital rails, and supports multi-chain and multi-currency digital transactions. It also extends into cross-border payments and swaps for regulated stablecoins and CBDCs.
Is Universal Digital Payments Network a public or private company?
Universal Digital Payments Network is a private company. It is classified as unknown and is currently operating.
When was Universal Digital Payments Network founded?
Universal Digital Payments Network was founded in 2021. It employs 11 to 50 people.
Where is Universal Digital Payments Network based?
Universal Digital Payments Network is headquartered in Singapore, Singapore, in the Asia region.
How does Universal Digital Payments Network make money?
One revenue line is on record: technical Services for Digital Financial Infrastructure.
Who are Universal Digital Payments Network's main competitors?
Direct peers on record are Partior, Digital Asset (Canton Network), Fnality and JPMorgan (Onyx / Kinexys by J.P. Morgan). Emerging players are Paxos, Polygon Labs and Avalanche. Broad incumbents are Circle, Ripple and SWIFT.
Does Universal Digital Payments Network have an API?
No public API is recorded for Universal Digital Payments Network.
What industry is Universal Digital Payments Network in?
Universal Digital Payments Network's product category is Digital Payments Infrastructure. Its primary akta.pro industry code is FSAPAIAJ, Enterprise Payments & Tokenized Money (stablecoins, tokenized deposits, CBDC rails), with a secondary code of FSADADAB, Tokenized Bank Deposit & Commercial Bank Money Issuers. Its NAICS code is 52232 and its SIC code is 6200.