BS PAYONE GmbH

Name

BS PAYONE GmbH

Legal name

BS PAYONE GmbH

Website

https://bspayone.com

Company type

Private

Founded year

2017

Operating status

Operating

Headcount range

51–100 employees

Short description

BS PAYONE GmbH is a Frankfurt-based, Worldline-owned payment services provider offering card terminals, e-commerce payment packages, POS/cash register bundles, and enterprise omnichannel and marketplace solutions to SMBs and large merchants across Germany and Austria.

Ownership category

akta.pro rank

Product category

Payment Processing Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

akta.pro primary industry

EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG)

akta.pro secondary industries

Merchant Acquiring Banks & ISO/MSP Acquirers (FSAMABAB), Marketplace / Platform Acquiring (PayFac & Sub-Merchant Management) (FSAMABAF), Embedded Payments (Pay-ins, Pay-outs, Wallets) (FSAGALAB)

Keywords

• Payment processing services
• Card payment terminals
• E-commerce payment solutions
• POS cash register systems
• Omnichannel payment platform

Headquarters

HQ city

Frankfurt

HQ country

Germany

HQ region

Europe

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Infrastructure, Marketing or Sales, Supply Chain

Revenue model

1. Terminal Hardware & Rental: Monthly subscription fees for payment terminals and card readers, including the All Card Flat flat-rate package, PAYONE Classic, and All Time Flex rental model
2. E-Commerce Solutions: Monthly fees for online payment processing solutions including E-Com Starter, E-Com Pro, E-Com Individual packages, PAYONE Link, and PAYONE MOTO
3. Cash Register Systems: Monthly rental fees for integrated point-of-sale systems including Tillhub, helloTESS! iPad-Kasse, and Ready2Order solutions
4. Transaction Processing: Transaction-based fees from processing card payments, contactless payments via smartphone/smartwatch, and all major payment methods including Maestro, Mastercard, VISA, Vpay, Apple Pay, Google Pay, Girocard, Diners Club, JCB, American Express, UnionPay, and Wero

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels5 records

Core offering

BS PAYONE GmbH (PAYONE) is a payment service provider operating in Germany and Austria, offering merchants integrated payment acceptance across in-store, online, and mobile channels. Its portfolio includes card terminals and card readers (All Card Flat, PAYONE Classic, All Time Flex), e-commerce payment packages (E-Com Starter, E-Com Pro, E-Com Individual, PAYONE Link, PAYONE MOTO), bundled POS cash register systems (Tillhub, helloTESS!, Ready2Order), and enterprise solutions such as Seamless Commerce (omnichannel), REVOLV (contactless SEPA direct debit), and Marktplatz-Lösung (marketplace payments).

Differentiator

Problem solved

Functional benefit

Products and services

• All Card Flat A card terminal offered as a payment flat-rate package, accepting all card and contactless payment methods for a flat monthly fee covering all transaction types. Targeted at SMB merchants across verticals.
• PAYONE Classic A standard card payment terminal offered as an individual package with customizable features, providing core card acceptance functionality for SMB merchants.
• All Time Flex A card reader with no monthly fixed costs, enabling merchants to accept contactless card payments under a pay-per-transaction usage-based model.
• E-Com Starter An entry-level online e-commerce payment package for new online merchants, enabling basic online payment acceptance via the PAYONE payment gateway.
• E-Com Pro A mid-tier e-commerce payment solution for growing online merchants, providing expanded payment capabilities beyond the starter package.
• E-Com Individual A customized e-commerce payment solution for larger online merchants with specific integration and feature requirements.
• PAYONE Link A payment link solution enabling merchants to accept remote payments via a shareable URL sent through email, SMS, or messaging apps, supporting contactless payment via smartphone.
• PAYONE MOTO A Mail Order and Telephone Order (MOTO) solution for processing payments received via mail or phone orders.
• Tillhub Kassensystem An all-in-one POS cash register solution including monitor, card terminal, and cash drawer, integrated with PAYONE payment processing.
• helloTESS! iPad-Kasse An iPad-based touch-screen POS cash register system designed for large-scale gastronomy, with a dedicated hospitality mode and base stand.
• Ready2Order A partner POS cash register system available through PAYONE's Kassensysteme lineup for payment acceptance by SMB merchants.
• Seamless Commerce PAYONE's enterprise omnichannel solution enabling unified commerce across all sales channels, connecting online and offline payment acceptance for large merchants.
• REVOLV An enterprise payment solution enabling contactless SEPA direct debit transactions without requiring a signature, designed for large enterprise clients.
• Marktplatz-Lösung An integrated payment solution for marketplace platforms, enabling payment processing for multi-vendor online marketplaces.

Segments10 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature6 records

Partnerships

One partnership is on record.

• WorldlinecoreOthersWorldline endorsed PAYONE as indicated in the footer branding. Worldline is a major European payment services provider and the parent company of PAYONE, providing strategic backing and global payment infrastructure.

Scale indicators1 record

Broad incumbents

• Adyen: Global unified-commerce PSP serving large enterprise merchants with omnichannel acquiring across online, in-store, and marketplace channels. Comparable to BS PAYONE's Seamless Commerce omnichannel play and large-enterprise vertical coverage, but Adyen operates globally with far broader scheme licenses.
• Fiserv: Global payments and financial technology incumbent offering merchant acquiring, card processing, and POS systems (Clover, First Data legacy stack). Comparable to BS PAYONE on enterprise merchant acquiring and integrated POS/terminal offerings, though Fiserv is global and serves broader financial services workflows.
• Stripe: Global payments platform with online payment processing, Stripe Terminal hardware, and Stripe Terminal for SMBs. Comparable to BS PAYONE across e-commerce, terminal, and integrated payment offerings, with significantly larger developer ecosystem and global scale.
• Nexi: European payment incumbent serving merchants, banks, and corporates across acquiring, issuing, and digital banking. Comparable to BS PAYONE in merchant acquiring and omnichannel capabilities, though Nexi operates across all major European markets rather than DACH-only.

Direct peers

• CardProcess GmbH: German merchant acquirer owned by the Sparkassen-Finanzgruppe, processing card payments for German retail and commercial merchants. Directly comparable as a DACH acquirer supporting Girocard and major card schemes with SMB and enterprise coverage.
• Computop: German payment service provider offering omnichannel checkout, POS gateways, and international acquiring for mid-market and enterprise merchants. Comparable to BS PAYONE in enterprise-focused payment processing with strong DACH presence and e-commerce/POS integration capabilities.
• Unzer: German-headquartered PSP (formerly Heidelpay) offering omnichannel acquiring, payment gateway, and merchant services across DACH. Comparable to BS PAYONE as a DACH-domiciled PSP with online, POS, and enterprise omnichannel offerings.
• SumUp: European SMB-focused payments provider offering card readers, mobile payment acceptance, and merchant accounts with transparent self-serve pricing. Directly comparable to BS PAYONE on SMB POS terminals and transparent monthly pricing, though SumUp has a broader pan-European footprint.
• Mollie: European SMB and mid-market PSP focused on simplified payment acceptance with transparent pricing and developer-friendly APIs. Comparable to BS PAYONE on the SMB self-serve funnel, multi-method coverage, and API-driven e-commerce payments across European markets.

Emerging players

• Ratepay: Berlin-based payment provider specializing in invoice, direct debit, and installment payments for German e-commerce merchants. Comparable to BS PAYONE's REVOLV SEPA direct debit and DACH e-commerce payment focus, with overlap on enterprise retail verticals.

Market position

Customer concentration

• YouTubeyoutube.com/channel/UCM7Eky84PKzkyTILI6xga-Q
• Facebookfacebook.com/BSPAYONE
• LinkedInlinkedin.com/company/payone_gmbh
• Instagraminstagram.com/payone_gmbh
• Xx.com/bspayone

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BS PAYONE GmbH