Computop
- Company typePrivate
- Founded2001
- HeadquartersBamberg, Germany
- Headcount51–100
- GTM typeB2B
- OfferingSoftware
Computop firmographics
Firmographics- Name
- Computop
- Legal name
- Computop Paygate GmbH
- Website
- https://computop.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Ownership category
- akta.pro rank
Computop industry classification
Industry- Product category
- Payment Processing Services
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)
- akta.pro primary industry
- Payment Gateways & API Connectivity (FSAGABAB)
- akta.pro secondary industry
- Merchant Payment Gateways (API/Hosted Checkout) (FSAMACAA)
Keywords
Where Computop is headquartered
LocationHeadquarters
- HQ city
- Bamberg
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
Computop business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales
Revenue model
- Payment Processing Fees: Transaction-based fees charged on each payment processed through the Paygate platform across e-commerce, POS, mobile, and payment link channels.
- POS Terminal Sales: Hardware sales including mobile terminals (A960), countertop terminals (Base Next, Pad Next, A77), and unattended terminals (IM30).
- White Label Licensing: Branded payment gateway solutions licensed to banks and payment service providers under their own branding. Includes fraud prevention, reporting, and support services.
- Integration and Setup Services: Professional services for custom integration projects, particularly for complex enterprise implementations and white-label deployments.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom enterprise pricing based on transaction volume and service requirements |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Computop product offering
Product offeringCore offering
Computop sells the Computop Paygate, a modular omnichannel payment gateway that processes card and alternative payments across e-commerce, mobile, point-of-sale, MOTO, and payment-link channels via a single database. The offering is complemented by fraud prevention (AI Fraud Score, 3D Secure), analytics tools (Computop Analytics, Computop 360°), tokenization (PKN/PBAN), white-label licensing to banks, and PCI-certified POS terminals.
Product overview
Computop is a global Payment Service Provider (PSP) offering the Computop Paygate as its core modular payment platform. The platform processes payments across all sales channels (e-commerce, m-commerce, Point of Sale, MOTO, Payment Link) through a central database. Key products include Omnichannel Payment for unified cross-channel commerce, POS solutions (including Cloud POS and PhonePOS for smartphone-based acceptance), Analytics tools (Computop Analytics and Computop 360° BI), fraud prevention (AI Fraud Score, 3D Secure 2.0), and integration options (Shop Plugins, Hosted Payment Page). The ecosystem is complemented by the Computop Settlement File for consolidated accounting and specialized POS terminals (A960, Base Next, Pad Next, A77, IM30).
Differentiator
Problem solved
Functional benefit
Brands
- Computop Paygate: Modular payment gateway platform for processing national and international financial transactions across all sales channels including e-commerce, m-commerce, POS, and payment links.
- Computop Cloud POS
- Computop PhonePOS
- Computop Analytics
- Computop 360°
- Computop Settlement File (CTSF)
- AI Fraud Score
- Computop Pay by Bank
Products and services
- Computop Paygate
- AI Fraud Score
- Computop Analytics
- Computop 360°
- Computop Cloud POS Interface
- Computop PhonePOS
- Hosted Payment Page
- Computop Settlement File (CTSF)
- Computop Pay by Bank
- Click to Pay
- Mobile A960 Terminal
- Base Next Terminal
- Pad Next Terminal
- A77 Terminal
- IM30 Terminal
- White Label Paygate
Quantifiable outcome
- 46% higher checkout conversion with PayPal
- +4 more outcomes
Companies that use Computop
Customer profileNamed customers23 records
Segments8 records
Ideal customer profiles3 records
Computop technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration13 records
AI capability2 records
Feature9 records
Computop partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- PayPalcore15-year technology partnership as first PSP to integrate PayPal in Germany. Now offering new Orders V2 API interface. Joint case study on 15 years of e-commerce partnership. PayPal offers 46% higher checkout conversion and 89% successful checkout completion rates.
- Visa (Click to Pay)coreJoint launch of Click to Pay digital wallet solution in Germany. EMVCo standard wallet for credit and debit cards. Visa Head of Digital Volker Koppe quoted praising Computop as strong partner for payment innovation.
- CCVcoreTerminal hardware partnership for P2PE-certified card terminals. CCV terminals used in Computop POS solutions including Base Next, Pad Next, and A77 models. Partnership enables genuine omnichannel payment platform.
- VR PaymentcoreWhite label banking partnership. VR Payment serves 150,000 customer lines with omnichannel solutions developed with Computop. CEO Carlos Gómez-Sáez cited Computop as ideal partner with highest competence in online business.
- HypoVereinsbankcoreWhite label payment gateway partnership for banking customers. Computop provides Paygate technology under bank branding.
- Token.iocoreTechnology partnership for Open Banking API integration powering Computop Pay by Bank. Enables account-to-account payments in 19+ European countries through Token.io payment initiation service.
- Tink (by Visa)coreOpen Banking API partnership alternative for Computop Pay by Bank payment initiation service. Provides connectivity to European banks for account-to-account payments.
- ShopwarecoreE-commerce platform partnership with pre-built Computop Paygate plugins for Shopware 5 and 6. Enables easy integration for Shopware merchants.
- IntershopminorEnterprise e-commerce platform partnership with Computop plugin integration. Directs interested partners to Intershop for more details.
- FatchipminorIntegration partner for Magento e-commerce platform. Provides Computop plugin integration services for Magento merchants.
- PatworxminorIntegration partner for Presta Shop e-commerce platform. Manages Computop plugin integration for Presta Shop merchants.
- DotsourceminorIntegration partner for Salesforce Commerce Cloud. Provides Computop Paygate integration services for Salesforce merchants.
- InnovappsminorIntegration partner for nopcommerce e-commerce platform. Manages Computop plugin integration for nopcommerce merchants.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Computop competitors and assessment
Company assessmentDirect peers
- Adyen: Adyen is a Dutch global PSP offering unified online, mobile, and POS payment processing with multi-acquirer connectivity. It is the most direct competitor to Computop's omnichannel Paygate model but at significantly greater scale and geographic reach.
- Worldline: Worldline is a French-headquartered global PSP serving merchants and financial institutions across Europe with omnichannel payment solutions. Like Computop, it serves both merchants directly and banks via white-label arrangements, making it a directly comparable European PSP peer.
- Nexi: Nexi is the largest European PSP serving merchants, banks, and corporates across multiple countries with payment acceptance and processing. Nexi is both a direct competitor and strategic investor in Computop (2023), making it the most strategically entangled peer.
- Stripe: Stripe is a global payment gateway offering online, in-person, and embedded payment solutions via APIs. While stronger in online/SMB than enterprise omnichannel, Stripe competes with Computop for digital-first enterprise merchants and has far greater scale and developer mindshare.
- Checkout.com: Checkout.com is a global PSP serving enterprise merchants and platforms with multi-currency processing and acquiring. It competes with Computop for large international enterprise merchants requiring unified payment infrastructure.
- Mollie: Mollie is a European PSP focused on simplifying payment acceptance for SMBs and mid-market merchants with multi-currency, multi-method support. While more SMB-oriented than Computop's enterprise focus, it competes in the same DACH and broader European PSP market.
Broad incumbents
- Verifone: Verifone is a global POS terminal manufacturer and payment software provider serving large retailers. Like Computop, it offers POS hardware combined with payment gateway capabilities, but at much greater scale and with deeper U.S. and global presence.
- Global Payments: Global Payments is a large U.S.-headquartered payments technology company offering merchant acquiring, POS, and payment processing globally. It is comparable to Computop's enterprise omnichannel offering but operates at vastly greater scale as a publicly listed incumbent.
- Ingenico (Worldline): Ingenico, now part of Worldline, is a global POS terminal manufacturer and payment solutions provider. It overlaps with Computop's POS terminal business (A960, Base Next, Pad Next, A77) and provides comparable omnichannel solutions to enterprise retailers.
- Elavon: Elavon, a subsidiary of U.S. Bancorp, is a global merchant acquirer and payment processor serving enterprise merchants across multiple countries. It competes with Computop for large enterprise merchants requiring unified omnichannel payment processing.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
Computop social profiles
Digital presenceComputop compliance and trust
Trust signalCompliance7 records
Computop financial estimates
Financial estimateRevenue estimate
Valuation estimate
Computop leadership team
Management profileNumber of profiles
Profiles4 records
Computop funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Computop M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Computop
What does Computop do?
Computop sells the Computop Paygate, a modular omnichannel payment gateway that processes card and alternative payments across e-commerce, mobile, point-of-sale, MOTO, and payment-link channels via a single database. The offering is complemented by fraud prevention (AI Fraud Score, 3D Secure), analytics tools (Computop Analytics, Computop 360°), tokenization (PKN/PBAN), white-label licensing to banks, and PCI-certified POS terminals.
Is Computop a public or private company?
Computop is a private company. It is classified as unknown and is currently operating.
When was Computop founded?
Computop was founded in 2001. It employs 51 to 100 people.
Where is Computop based?
Computop is headquartered in Bamberg, Germany, in the Europe region.
How does Computop make money?
Four revenue lines are on record. Payment Processing Fees are the primary driver. The others are POS Terminal Sales, white Label Licensing and integration and Setup Services.
Who are Computop's main competitors?
Direct peers on record are Adyen, Worldline, Nexi, Stripe, Checkout.com and Mollie. Broad incumbents are Verifone, Global Payments, Ingenico (Worldline) and Elavon.
Does Computop have an API?
Yes. Computop provides a REST-based API for payment processing through Paygate. The API accepts all payments from merchant systems and enables connections to payment methods, acquirers, and fraud prevention tools. A Mobile SDK is available for in-app payments, enabling fast connection of shopping apps to Paygate. A JavaScript module is offered for PayPal integration. The API supports 70+ currencies and connects to over 50 national and international acquirers. Developer documentation is at developer.computop.com.
What industry is Computop in?
Computop's product category is Payment Processing Services. Its primary akta.pro industry code is FSAGABAB, Payment Gateways & API Connectivity, with a secondary code of FSAMACAA, Merchant Payment Gateways (API/Hosted Checkout). Its NAICS code is 52232.