LetsInvest
LetsInvest (UAB 8 Stars) is a Lithuania-based, ESMA-licensed real estate crowdfunding platform that connects 5,873+ investors with mortgage-backed development projects across Lithuania, Spain, and Portugal. It offers investments from €500 with 8.5–11.5% returns and has expanded into digital bond distribution via Axiology.
- Company typePrivate
- Founded2022
- HeadquartersVilnius, Lithuania
- Headcount1–10
- GTM typeB2C
- OfferingServices
What LetsInvest does
LetsInvest, operated by UAB 8 Stars, is a Vilnius-headquartered, ESMA-licensed real estate co-investment and crowdfunding platform supervised by the Bank of Lithuania. It connects a base of 5,873+ registered retail and semi-professional investors with real estate developers and project sponsors in Lithuania, Spain, and Portugal, offering mortgage-backed loan participations with stated LTVs below 65–70%, investment tickets from €500, and historical returns of 8.5–11.5%. The platform reports €60M+ in cumulative invested capital, €162M+ in associated project/community value, and €8M+ repaid, with a stated 0% default rate and 10.15% average annual return across its track record.
The core product is a curated deal-by-deal marketplace in which investors select individual projects; surrounding this, LetsInvest operates an Investors' Club tier for participants committing €50K+ and has launched a Bond Distribution Service in May 2025, followed in September 2025 by a partnership with Axiology to distribute digital bonds on-chain. Together these extend LetsInvest from a single-asset-class real estate crowdfunding venue into a regulated, multi-instrument capital intermediation platform targeting EU markets.
The business model is borrower/developer-side monetization: investors pay zero fees, while developers and bond issuers pay transaction, structuring, and distribution fees for capital raised through the platform. Revenue is therefore a function of facilitated capital volume (€52M raised in H1 2026 alone, against €60M+ cumulative prior) and the effective take rate per transaction. With a lean headcount of 1–10 employees, LetsInvest runs a high-flow, low-overhead intermediation model whose economics scale primarily with deal origination capacity, regulatory reach across EU jurisdictions, and the maturation of its bond distribution business line.
LetsInvest firmographics
Firmographics- Name
- LetsInvest
- Legal name
- UAB 8 Stars
- Website
- https://letsinvest.eu
- Company type
- Private
- Founded year
- 2022
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- LetsInvest (UAB 8 Stars) is a Lithuania-based, ESMA-licensed real estate crowdfunding platform that connects 5,873+ investors with mortgage-backed development projects across Lithuania, Spain, and Portugal. It offers investments from €500 with 8.5–11.5% returns and has expanded into digital bond distribution via Axiology.
- Ownership category
- akta.pro rank
LetsInvest industry classification
Industry- Product category
- Real Estate Crowdfunding Platform
- NAICS
- Other Investment Pools and Funds (5259), Portfolio Management and Investment Advice (523940), Finance and Insurance (52)
- SIC
- Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Real Estate / Property-Backed Marketplace Lending (Non-mortgage) (FSAKAHAG)
- akta.pro secondary industries
- Hard Money / Private Mortgage Brokers (FSALABAH), Real Estate Capital Markets Brokerage (Debt & Equity Placement) (FSAEAJAK)
Keywords
Where LetsInvest is headquartered
LocationHeadquarters
- HQ city
- Vilnius
- HQ country
- Lithuania
- HQ region
- Europe
Offices1 record
Markets served
LetsInvest business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Transaction/Loan facilitation fees: Platform facilitates real estate-backed loans between investors (lenders) and project developers (borrowers). Revenue appears to come from spread between investor returns and borrower interest rates, or platform fees charged to borrowers rather than investors.
- Bond distribution services: Platform expanded services to distribute corporate bonds (e.g., LHM Group bonds), earning fees for bond issuance and distribution services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Unit Pricing | Pay-as-you-go | Entry Level: €500 minimum investment |
| Subscription | Annual | Investors' Club: €50,000+ portfolio |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
LetsInvest product offering
Product offeringCore offering
LetsInvest operates an ESMA-licensed real estate crowdfunding platform connecting individual and business investors with mortgage-backed real estate development projects across Lithuania, Spain, and Portugal. Investors can participate with a minimum of €500, earning 8.5-11.5% annual returns on short-term 1-2 year investments secured by first-mortgage real estate. The platform offers an exclusive Investors' Club tier for €50K+ portfolios and a digital bond distribution service.
Product overview
LetsInvest operates as a single unified real estate co-investing platform, combining its core crowdfunding functionality with two supplementary modules: the Investors' Club membership tier offering exclusive privileges for high-net-worth investors, and a Bond Distribution service for accessing digital European bonds. The platform connects individual investors with pre-screened real estate projects across Southern Europe, functioning as the primary interface for all investment activities.
Differentiator
Problem solved
Functional benefit
Brands
- Investors' Club: Exclusive membership program for investors with at least €50,000 portfolio, offering non-public offers, early access to projects, personal portfolio managers, and up to 10% interest rates.
Products and services
- LetsInvest Platform (Real Estate Co-Investing Platform) ESMA-licensed crowdfunding platform enabling individual and business investors to co-invest in mortgage-backed real estate development projects across Lithuania, Spain, and Portugal. Investments start from €500 with returns of 8.5-11.5% annually on short-term 1-2 year engagements.
- Investors' Club Exclusive membership tier for investors maintaining at least €50,000 in active portfolio, providing non-public investment offers, early project access, personalized portfolio management, and interest rates up to 10-11.5%. Members gain access to more complex projects and tailored investment plans.
- Digital Bond Distribution Service Service enabling distribution of digital European bonds through the platform, powered by Axiology partnership infrastructure for financial instruments custody and accounting. First deployment was a EUR 5 million bond issuance for LHM Group.
Quantifiable outcome
- 0% default rate across all investments
- +4 more outcomes
Companies that use LetsInvest
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles3 records
LetsInvest technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
LetsInvest partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- AxiologycoreStrategic partnership to open digital European bond market. Launched first digital bond project: EUR 5 million issuance for LHM Group. Letsinvest and Axiology joined forces to enable digital bond distribution, providing financial instruments accounting and custody services.
- ZEM Wellness CliniccoreStrategic partnership for Benahavís Hills wellness residential project. ZEM Wellness Clinic partnership strengthens project's positioning in rapidly growing wellness residential segment, providing exclusivity in international market.
- ESMA (European Securities and Markets Authority)coreLicensed crowdfunding platform under ESMA Crowdfunding Regulation. Platform activities governed by ESMA license and supervised by Bank of Lithuania per ESMA regulations.
- Bank of LithuaniacorePublicly listed crowdfunding service provider under Bank of Lithuania supervision. Company UAB 8 Stars included in official list of crowdfunding service providers.
- CNMV (Comisión Nacional del Mercado de Valores)minorSpanish securities regulator overseeing platform activities in Spain market.
- 8 Stars (UAB 8 Stars)coreUAB 8 Stars is the legal entity managing the Letsinvest crowdfunding platform. Gedimino ave 9, Vilnius 01105, Lithuania. Licensed and supervised by Bank of Lithuania.
- Lithuanian Real Estate Development Association (INTPA)minorMember of Lithuanian Real Estate Development Association.
- Association of Real Estate Investment Platforms (AREIP)minorMember of AREIP - the Association of Real Estate Investment Platforms.
Scale indicators10 records
Recent moves6 records
Expansion highlights2 records
LetsInvest competitors and assessment
Company assessmentRegional players
- HeavyFinance: Lithuanian fintech marketplace lending platform focused on agricultural and business loans — comparable regional origin and regulatory framework but operates in a different asset class.
Emerging players
- Yielders: UK-based property crowdfunding platform offering fractional real estate investments — comparable real-estate-backed retail investment model with smaller scale and UK geographic focus.
Broad incumbents
- Companisto: German-headquartered equity and real estate crowdfunding platform serving a broad European investor base — comparable EU-regulated retail crowdfunding business with a wider investment-product range.
Direct peers
- Reinvest24: European real estate crowdfunding platform offering fractional ownership of income-producing properties — directly comparable in business model, target investor base, and asset class, though focused on equity rather than loans.
- Housers: Spanish real estate crowdfunding platform connecting individual investors with property developers — directly comparable target market, regulatory jurisdiction, and project types in Spain.
- Crowdestate: Baltic-origin real estate crowdfunding platform offering fractional property investments to retail investors — comparable cross-border model serving European investors and real estate developers.
- Debitum Networks: Latvia-based P2P business lending marketplace offering loan and bond investment opportunities — comparable Baltic-rooted, ESMA-aligned marketplace model with cross-border investor reach.
- EstateGuru: Estonian-headquartered real estate marketplace lending platform operating across Europe with mortgage-backed loan origination and retail investor participation — the closest direct competitor in geography, asset class, and business model.
- WiSEED: French real estate crowdfunding platform licensed under EU regulations connecting investors with property developers — comparable ESMA-regulated, retail-facing, real-estate-backed investment model.
Others
- Axiology: Digital bond infrastructure partner of Letsinvest providing issuance, custody, and accounting services — a strategic enabling partner in Letsinvest's bond distribution expansion, not a competitor.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
LetsInvest social profiles
Digital presenceLetsInvest compliance and trust
Trust signalCompliance2 records
LetsInvest financial estimates
Financial estimateRevenue estimate
Valuation estimate
LetsInvest leadership team
Management profileNumber of profiles
Profiles1 record
LetsInvest funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
LetsInvest M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about LetsInvest
What does LetsInvest do?
LetsInvest operates an ESMA-licensed real estate crowdfunding platform connecting individual and business investors with mortgage-backed real estate development projects across Lithuania, Spain, and Portugal. Investors can participate with a minimum of €500, earning 8.5-11.5% annual returns on short-term 1-2 year investments secured by first-mortgage real estate. The platform offers an exclusive Investors' Club tier for €50K+ portfolios and a digital bond distribution service.
Is LetsInvest a public or private company?
LetsInvest is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was LetsInvest founded?
LetsInvest was founded in 2022. It employs 1 to 10 people.
Where is LetsInvest based?
LetsInvest is headquartered in Vilnius, Lithuania, in the Europe region.
How does LetsInvest make money?
Two revenue lines are on record. Transaction/Loan facilitation fees are the primary driver. The others are bond distribution services.
Who are LetsInvest's main competitors?
HeavyFinance is listed as a regional player. Yielders is listed as an emerging player. Companisto is listed as a broad incumbent. Direct peers are Reinvest24, Housers, Crowdestate, Debitum Networks, EstateGuru and WiSEED. Axiology is listed as an others.
Does LetsInvest have an API?
No public API is recorded for LetsInvest.
What industry is LetsInvest in?
LetsInvest's product category is Real Estate Crowdfunding Platform. Its primary akta.pro industry code is FSAKAHAG, Real Estate / Property-Backed Marketplace Lending (Non-mortgage), with a secondary code of FSALABAH, Hard Money / Private Mortgage Brokers. Its NAICS code is 5259 and its SIC code is 6163.