What Sprenkels does

Sprenkels is a private, partner-owned Dutch multidisciplinary advisory consulting firm founded in 2007 and headquartered in Amsterdam, with a second office in Rotterdam. The firm serves five client verticals — Dutch pension funds, insurers, enterprises, housing corporations, and non-profits/family offices — through nine integrated knowledge domains: Actuarial Services, Communication & Reputation, Data & AI, Investment Consulting, Legal, Reward & Benefits, Risk Management, Transition & Project Management, and Balance Sheet Management. Its offering addresses Dutch regulatory complexity including the Wet Toekomst Pensioenen (Wtp) transition, Solvency II, IORP II, and Wet Loontransparantie, supported by AFM licensing (registration 12042076) for pension and insurance advisory, Kifid membership, and ISO 9001/ISO 27001 certifications.

The firm develops and maintains internally Python-based actuarial, Solvency II/SCR, ESG risk, and pension transition models, and operates a Data & AI practice covering predictive modeling (claims, mortality, purchases), generative AI applications, and model automation. Approximately 100 consultants and partners deliver bespoke advisory under hourly-rate engagements billed monthly in arrears, with travel and office costs included and no commissions received from insurers. Go-to-market is direct enterprise relationship selling, augmented by white papers, newsletters (including a Quickscan tool for Wtp transitions), and PE-point-accredited seminars, with international reach provided through the Abelica Global partner network. The firm holds PRI Keurmerk and is governed entirely by partner-shareholders with no external shareholders.

Name

Sprenkels

Legal name

Sprenkels & Verschuren B.V.

Website

https://sprenkels.nl

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

101–250 employees

Short description

Sprenkels is a partner-owned Dutch multidisciplinary advisory firm (founded 2007, ~100 staff, Amsterdam/Rotterdam) providing actuarial, pension, risk, investment, legal, and Data & AI advisory to pension funds, insurers, housing corporations, enterprises, and non-profits, with deep specialization in the Dutch Wtp transition and Solvency II regulatory environment.

Ownership category

akta.pro rank

Product category

Pension and Insurance Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Finance and Insurance (52)

SIC

Services-Management Consulting Services (8742), Investment Advice (6282)

akta.pro primary industry

Compliance Technology, GRC Platforms & Controls Automation Advisory (BPAHAFAO)

akta.pro secondary industry

Regulatory Change, Governance & Compliance Management (GRC) (FSACAJAK)

Keywords

• Pension fund advisory
• Actuarial consulting
• Risk management advisory
• Insurance consulting services
• Investment consulting

Headquarters

HQ city

Amsterdam

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Professional Services - Hourly Rate Billing: Sprenkels works on an hourly rate basis. Hourly rates depend on the seniority of the Sprenkels employee. Travel costs are not charged, nor are office or secretarial costs — these are included in the hourly rate. Invoices are sent monthly in arrears, with value-added tax applied. No commissions are received from insurers, even in cases where this is legally permitted.
2. AFM-Licensed Advisory Services: Sprenkels holds AFM licensing for advisory and intermediation across pension insurance, premium pension claims, wealth management, and income insurance products. Revenue derives from advisory fees billed hourly.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Sprenkels is a multidisciplinary advisory firm providing actuarial, pension, risk management, investment, legal, reward & benefits, communications, data & AI, and transition management consulting services to Dutch institutional clients. Services are delivered across five market segments — pension funds, insurers, enterprises, housing corporations, and non-profits/family offices — under AFM-licensed advisory engagements billed hourly.

Product overview

Sprenkels is a Dutch consulting firm offering multidisciplinary advisory services across nine interconnected knowledge domains: Actuarial Services, Communication & Reputation, Data & AI, Investment Consulting, Legal, Reward & Benefits, Risk Management, Transition & Project Management, and Balance Sheet Management. The firm also provides specialized ESG advisory (Maatschappelijk Verantwoord Beleggen). These services are delivered to clients across five market segments: pension funds, insurers, non-profits/family offices, enterprises, and housing corporations. The offering is structured as a consulting services portfolio rather than a software product, with expertise organized by knowledge domain and delivered through experienced consultants and partners who combine deep specialist knowledge with cross-disciplinary collaboration. Sprenkels has no external shareholders and is governed by partner-shareholders, enabling independent advice without conflicts of interest.

Differentiator

Problem solved

Functional benefit

Products and services

• Actuariaat (Actuarial Services) Independent actuarial advisory and certification services for pension funds and insurers, including key function holder roles under IORP II and Solvency II guidelines. Provided to pension fund boards, insurers, and Dutch enterprises.
• Communicatie & Reputatie (Communication & Reputation) Advisory on mission and vision formulation, communication and client-service strategy, reputation management, and execution support including content creation and events. Provided to pension funds, insurers, enterprises, and other Dutch institutional clients.
• Data & AI Data engineering, analysis, modeling, digitalization strategy, predictive models, and generative AI applications translating complex data into actionable insights for institutional clients in the pension, insurance and housing sectors.
• Investment Consulting Investment advisory services for pension funds, insurers, housing corporations, non-profits and family offices, covering the full investment cycle from policy to monitoring, including ALM studies, fiduciary manager selection and credit derivatives expertise.
• Legal Legal advisory on pension and insurance legislation, governance, duty of care (zorgplicht), compliance, and interim legal functions including fund lawyer and compliance officer roles for Dutch pension funds and insurers.
• Reward & Benefits Advisory on reward strategy, job evaluation systems (function houses), compensation structures, and pension/employment conditions, with explicit support for the Wet Toekomst Pensioenen (Wtp) and Wet Loontransparantie compliance mandates for Dutch enterprises.
• Riskmanagement (Risk Management) Integral risk management advisory covering risk appetite, ORSA, SIRA, risk culture, and enterprise risk management tailored to organizational size and culture, including sleutelfunctievervuller risicobeheer (key function holder risk management) under Solvency II and IORP II.
• Transitie- & Projectmanagement (Transition & Project Management) Advisory and management of organizational change, transition projects, strategy execution, outsourcing and selection processes for pension funds and insurers.
• Insurance Advisory (Actuarial, Risk, ALM, Pricing) Full-spectrum advisory for insurers: actuarial function, claims/provision calculations, pricing, reinsurance programs, risk management function, ORSA, SCR calculation, ALM studies, sustainability/ESG policy, investment cycle and product development for non-life and life/pension products. Target customers are Dutch small and mid-sized insurers.
• Housing Corporation Advisory (Woningcorporaties) Financial strategy, risk management, portfolio strategy, asset management, investment framework, scenario analysis, Duurzaam Prestatiemodel advisory, merger support and temporary asset management staffing for Dutch housing corporations (woningcorporaties).

Quantifiable outcome

• ESG risks for institutional investors can shift substantially within a single year; technological and social ESG risks are rising and often underestimated in legacy ESG risk analyses, creating risk of skewed risk pictures and false certainty.
• +2 more outcomes

Named customers6 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability7 records

Feature5 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Abelica GlobalcoreStrategic or Co-development PartnerSprenkels is affiliated with Abelica Global, an international professional network consisting primarily of fully independent, self-standing pension advisory firms. This network provides Sprenkels with direct access to local pension regulations across jurisdictions and enables the firm to support internationally organized clients or cross-border pension questions.
• Social PactminorOthersSocial Pact is a broad alliance of residents, social organizations, businesses, and professionals in Amsterdam Zuidoost. Sprenkels collaborates with Social Pact to connect with local foundations and initiatives where it can contribute knowledge, time, and engagement, supporting concrete neighborhood projects aligned with the firm's culture of practical solutions and social impact.
• Stichting SPE (Stichting Potentie Est)minorOthersSprenkels has worked for multiple years with Stichting SPE to support youth from Amsterdam Zuidoost in their school development. A homework class is held every Tuesday afternoon at Sprenkels' office, where upper-secondary school students receive personal guidance from Sprenkels staff. The Tom Dimmendaal Foundation has also been linked to Stichting SPE's Summer School 'The Level Up' for three years.
• Akwaabe ZorgminorOthersAkwaabe Zorg provides specialist youth support to African families facing complex parenting challenges. Sprenkels colleagues contribute by engaging with youth on topics of identity development, personal growth, and broader life questions. This partnership supports parenting skills and communication within the cultural context of the target group.
• Tom Dimmendaal FoundationminorOthersEstablished in memory of former colleague Tom Dimmendaal, the foundation supports charitable causes in sports, medical research, and education, with particular focus on the local community. Initiatives include funding education for children in Gambia, supporting Stichting Kracht en Pracht, sponsoring the City Swim Amsterdam for ALS, and participating in the Dam tot Dam Loop for the Fonds Gehandicaptensport.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Aon: Global professional services firm with a substantial actuarial, pension and investment consulting practice in the Netherlands; directly overlaps with Sprenkels' pension fund, insurer and ALM advisory work, but operates at much larger scale and with international reach.
• Mercer: Marsh McLennan-owned consulting firm offering actuarial, pension, investment and risk advisory; competes with Sprenkels for Dutch pension fund and insurer mandates, especially on Wtp transition and balance sheet management.
• EY Nederland: Big 4 firm with a pension and insurance advisory practice; Gijs Cremers joined Sprenkels from EY's ALM and balance management team, highlighting overlapping capability in actuarial and ALM advisory.
• Willis Towers Watson (WTW): Global actuarial and risk advisory with a Dutch pension practice; directly comparable to Sprenkels across actuarial certification, risk management and Solvency II work for pension funds and insurers.
• PwC Nederland: Big 4 firm with a Pensions & Risk practice; competes with Sprenkels on actuarial, governance and Wtp mandates. Bianca van der Goes moved from PwC to Sprenkels, indicating close talent competition.
• KPMG Nederland: Big 4 firm with a dedicated Pensions and Insurance practice in the Netherlands; competes with Sprenkels on pension board advisory, Solvency II, ORSA and Wtp transition work, with deeper bench and broader cross-sell.

Direct peers

• Ortec Finance: Dutch-headquartered specialist in ALM, pension modeling and investment decision support; directly competes with Sprenkels' investment consulting and balance sheet management practice. Partner Martin Bakker joined Sprenkels from Ortec Finance.
• Twynstra Gudde: Independent Dutch consultancy with a pensions and public sector practice; competes with Sprenkels on pension fund governance, transition management and policy advisory in the Dutch market.
• Berenschot: Independent Dutch consultancy with a significant pension, HR and reward practice; competes directly with Sprenkels on Wtp preparation, reward & benefits and Wet Loontransparantie advisory for Dutch enterprises and pension funds.

Emerging players

• Lane Clark & Peacock (LCP): UK-headquartered independent actuarial and pension consulting firm with growing Netherlands presence; competes in actuarial certification, risk management and pension fund advisory similar to Sprenkels, but smaller internationally.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/sprenkels

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles29 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Sprenkels