Trade Finance

What Trade Finance does

Trade Finance Consulting is a privately held Brazilian financial consulting firm founded in 2018 and headquartered in the Higienópolis neighborhood of São Paulo. The company operates as an intermediary between clients seeking capital and financial institutions (banks, private funds, and exchange brokers), structuring credit and foreign exchange transactions rather than holding balance sheet risk itself. Its offering is organized around three service pillars: Operação de Crédito (credit intermediation with banks and investment funds), Operação de Câmbio (authorized correspondent of Banco Travelex and Central Bank-regulated brokers for FX purchases, sales, remittances, arbitrage, futures, and collars), and Segmento Agro (specialized agribusiness financing including CPR, warehouse and silo financing, CRI/CRA structured operations, and agricultural machinery financing). Under these pillars the firm lists over 30 specific products, including home equity, government-backed credit lines (FGI), real estate credit, sale-leaseback, leasing, receivables anticipation, debentures, CRI, CRA, FIDC, and private equity advisory services for M&A.

Trade Finance has no proprietary technology platform and operates without any disclosed product-related software, mobile application, API, SDK, or integration ecosystem. The underlying infrastructure consists of correspondent and authorized broker relationships, subject to monthly regulatory audits by Central Bank-authorized partners, which governs its FX activities. Headcount is reported at 1–10 employees and the company is contacted primarily via WhatsApp, phone, and a basic informational website (tfinance.com.br), with no active content marketing, social media presence, or paid acquisition channels disclosed.

The revenue model is transaction-based across two main streams: fees for intermediating credit operations (including capital market instrument structuring such as debentures, CRI, CRA, and FIDC) and commissions on foreign exchange operations conducted through authorized correspondent relationships. An additional professional services revenue stream is generated through specialized agribusiness advisory work such as crop financing and CPR structuring. No pricing tiers, fee schedules, or transaction benchmarks are publicly disclosed; pricing is negotiated on a per-deal basis. Customer segmentation is organized vertically across Energy (including photovoltaic projects), Sustainable/ESG-aligned companies, Construction/Civil Construction, Agribusiness, Public Sector (FGI-backed programs), and general Private Sector companies. Trade Finance is independently operated by its founders with no disclosed parent company, institutional investors, funding rounds, patents, trademarks, or external recognition.

Name

Trade Finance

Legal name

TRADE FINANCE

Website

https://tfinance.com.br

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Trade Finance Consulting is a privately held Brazilian financial intermediary founded in 2018 in São Paulo that connects clients with banks, private funds, and authorized exchange brokers for credit structuring, FX operations, and agribusiness financing.

Ownership category

akta.pro rank

Product category

Corporate Financial Advisory Services

NAICS

Miscellaneous Intermediation (523910), Sales Financing (52222)

SIC

Loan Brokers (6163), Miscellaneous Business Credit Institution (6159)

akta.pro primary industry

Open Account Trade Finance (Receivables/Payables Finance) (FSABAHAB)

akta.pro secondary industries

FX & Spot Metals Brokerage (FSAEACAK), Structured Trade & Export Credit (ECA-backed, Structured Solutions) (FSABAHAJ)

Keywords

• Financial consulting
• Credit intermediation
• Foreign exchange services
• Agribusiness financing
• Capital markets advisory

Headquarters

HQ city

São Paulo

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Credit Intermediation Fees: Trade Finance earns fees by intermediating credit operations between clients and financial institutions (banks and private funds). The company raises capital through representation with institutional providers, structuring operations such as debentures, CRI, CRA, FIDC, and other capital market instruments.
2. Foreign Exchange Commission: As an authorized correspondent of Banco Travelex and exchange brokers, Trade Finance earns commissions on currency exchange operations including buying/selling foreign currency, international remittances, arbitrage, and forward/futures contracts.
3. Agricultural Finance Services: The company provides specialized agribusiness financial services including crop financing, warehouse/silo financing, CPR financing, and structured operations with CRI/CRA instruments, earning fees for structuring and intermediation.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Trade Finance is a Brazilian financial consulting firm founded in 2018 that intermediates credit operations between clients and financial institutions (private banks, investment funds). The firm operates as an authorized correspondent of Banco Travelex and Central Bank-regulated exchange brokers to deliver foreign exchange services, and provides specialized financing for the agribusiness sector including crop financing, CPR instruments, warehouse/silo financing, and CRI/CRA structured operations.

Product overview

Trade Finance is a financial consulting company founded in 2018, offering a unified platform of advisory services focused on credit lines and foreign exchange operations. The core portfolio consists of three main service pillars: Operação de Crédito (credit intermediation with banks and investment funds), Operação de Câmbio (authorized exchange operations via Travelex Bank and brokerages), and Segmento Agro (specialized agribusiness financial services). Under these pillars, the company offers over 30 specific products including Home Equity, government credit lines, structured operations, capital market instruments (CRI, CRA, FIDC, debentures), and comprehensive foreign exchange services. The offering functions as an integrated financial solutions consultancy rather than a modular software platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Credit Operations (Operação de Crédito) Credit intermediation service that captures resources and aligns credit according to client demand, intermediating with banks and investment funds for multiple market segments. Covers secured loans (Home Equity, FGI government lines), unsecured operations (AVAL), capital market instruments (debentures, CRI, CRA, FIDC), equity advisory for M&A, sale-leaseback, leasing, and private equity. Targeted at companies seeking project, working capital, or structured financing.
• Foreign Exchange Operations (Operação de Câmbio) Authorized foreign exchange operations covering purchase and sale of foreign currency, international remittances, arbitrage, dollar futures, spot FX, currency lock operations (trava), and international payment/receipt management. Conducted as authorized correspondent of Banco Travelex and Central Bank-regulated brokers under monthly audits. Targeted at companies and individuals requiring cross-border currency conversion and hedging.
• Agribusiness Segment (Segmento Agro)

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• Banco TravelexcoreChannel Partner/ Reseller/ DistributorTrade Finance operates as an authorized correspondent of Banco Travelex, one of the world's leading foreign exchange companies. This relationship enables Trade Finance to offer competitive currency exchange rates and conduct authorized FX operations including buying/selling foreign currency, remittances, and international payment services. The partnership subjects Trade Finance to monthly audits by Central Bank-regulated partners.
• Exchange Brokers (Corretoras de Câmbio)coreChannel Partner/ Reseller/ DistributorTrade Finance maintains correspondent relationships with multiple exchange brokers authorized by the Central Bank of Brazil. These partnerships enable the company to offer competitive foreign exchange rates and a comprehensive range of FX products including arbitrage, futures contracts, spot FX, and currency hedging operations.

Scale indicators1 record

Recent moves4 records

Expansion highlights4 records

Emerging players

• Stone Co. Brazilian fintech offering payments, banking, and credit solutions to SMEs. Stone is an emerging competitor in SME credit and receivables financing—segments Trade Finance also targets.
• Nubank: Brazil's largest digital bank with growing offerings in personal loans, business credit, and FX. Nubank competes for the same SME and consumer credit clients Trade Finance serves, though with a fully digital model.

Direct peers

• Banco Travelex: Global foreign exchange company that is Trade Finance's core correspondent partner for FX operations. While not a direct competitor in intermediation, Travelex is a peer in the authorized FX correspondent/brokerage space in Brazil.
• Banco BMG: Brazilian bank focused on payroll-deductible loans, credit, and consumer finance with correspondent and partner distribution. BMG competes with Trade Finance in retail/SME credit intermediation and structured credit products.

Broad incumbents

• Banco do Brasil: State-owned Brazilian commercial bank dominant in agribusiness lending, FX, and government-backed credit lines (FGI). Banco do Brasil is the natural competitor for Trade Finance's agribusiness and public-sector financing clients, with unmatched scale and rural reach.
• BTG Pactual: Brazilian investment bank with full-stack investment banking, credit, FX, and asset management capabilities. BTG competes with Trade Finance on structured finance, debentures, and agribusiness capital markets, but serves much larger clients.
• XP Inc. One of Brazil's largest independent financial services platforms offering investment advisory, credit, FX, and capital markets solutions. XP competes with Trade Finance for mid-market credit intermediation and structured finance mandates, though at vastly larger scale and brand recognition.
• Itaú BBA: Investment banking arm of Itaú Unibanco, Brazil's largest private bank. Itaú BBA competes with Trade Finance for corporate credit intermediation, debentures issuance, and structured finance mandates, though at the upper end of the market.

Regional players

• Sicredi: Brazilian cooperative financial institution with strong agribusiness lending presence. Sicredi competes with Trade Finance in rural credit, agricultural investment financing, and SME credit intermediation across multiple Brazilian states.
• Cresol Cooperativa: Large Brazilian credit cooperative focused on agribusiness and small business lending. Cresol competes with Trade Finance in rural credit, CPR financing, and structured agribusiness products, particularly in southern Brazil.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/tradefinanceconsulting

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trade Finance