Mobility Fintech Group

What Mobility Fintech Group does

Mobility Fintech Group (MFGroup) is a Dubai-based venture founded in 2025 that is building a unified digital auto finance ecosystem for the UAE market. The company operates a multilay platform whose core is a loan origination engine connecting commercial banks with auto marketplaces and insurance companies. Its MVP layer delivers online auto finance checkout, digital insurance policy issuance, and dealer onboarding tools; Phase 1 services include credit bureau scorecards, blockchain-based mortgage processing, and digital KYC via UAE Pass; Phase 2 is intended to add Gen AI valuation tools and smart APIs. The company targets three customer segments: UAE auto dealers (primary, served with working capital products including inventory financing, trade-in floorplanning, off-street vehicle purchases, and consumer loan floorplanning), consumers/end buyers (primary, served through instant pre-qualification and sub-3-hour loan approvals), and banks/financial institutions (secondary, served as integration partners). Reported pilot metrics include sub-3-hour loan approvals versus a 5-7 day industry standard and a 100% collection success rate.

The company's revenue model is transaction-fee based, derived from dealer finance solutions and digital auto loan processing fees, with no publicly disclosed pricing tiers and a quote-based commercial approach. Its go-to-market is B2B enterprise field sales targeting dealer networks and banking partners, supported by a dealer-centric platform narrative and participation in major UAE tech events such as Expand North Star 2025 / GITEX GLOBAL, where it secured a US$2 million deal. The platform is integrated with the UAE Central Bank's Open Finance infrastructure, including UAE Pass, Etihad Credit Bureau, and the CBAE Open Finance Platform, which provides regulatory alignment as a key competitive dimension. Headquarters are at Gate Avenue at DIFC in Dubai; headcount is 11-50 and the company is privately held with one disclosed capital event of US$2 million in 2025. No revenue figures, named customer logos, patents, or institutional investor details are disclosed in available data.

Name

Mobility Fintech Group

Legal name

MFGroup

Website

https://mfgroup.tech

Company type

Private

Founded year

2025

Operating status

Operating

Headcount range

11–50 employees

Short description

Mobility Fintech Group is a Dubai-based venture building a digital auto finance ecosystem for the UAE, connecting banks, auto dealers, insurance companies, and consumers via a loan origination platform offering inventory financing, floorplanning, and sub-3-hour loan approvals.

Ownership category

akta.pro rank

Product category

Auto Finance Software

NAICS

Sales Financing (522220), Sales Financing (52222)

SIC

Miscellaneous Business Credit Institution (6159), Short-Term Business Credit Institutions (6153)

akta.pro primary industry

Auto / Vehicle Marketplace Lending (FSAKAHAF)

akta.pro secondary industries

Merchant Cash Advance & Revenue-Based Financing Enablement (FSAGALAH), Fleet & Commercial Vehicle Finance (FSAKADAE)

Keywords

• Auto finance platform
• Digital loan origination
• Dealer floorplanning
• Open banking integration
• Vehicle financing software

Headquarters

HQ city

Dubai

HQ country

United Arab Emirates

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Dealer Finance Solutions: Working capital solutions for auto dealers including inventory financing, trade-in floorplanning, off-street vehicle purchases, and consumer loan floorplanning. Revenue likely generated through interest/financing fees on dealer loans and transaction fees on financed vehicles.
2. Digital Auto Loan Processing: Platform fees or transaction fees from processing loans through the digital platform, including instant pre-qualification and sub-3-hour loan approvals. Revenue model based on loan volume processed.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

MFGroup operates a unified digital auto finance ecosystem that provides UAE auto dealers with working capital solutions (inventory financing, trade-in floorplanning, off-street vehicle purchases, consumer loan floorplanning) and a digital auto loan processing engine offering instant pre-qualification and loan approval in under 3 hours. The platform connects commercial banks, auto marketplaces, insurance companies, and dealerships via APIs, with integrations into UAE Pass, Etihad Credit Bureau, and the CBAE Open Finance Platform.

Product overview

MFGroup offers a unified digital auto finance ecosystem platform designed for the UAE market. The core platform (MFGroup Platform) consists of multiple integrated modules and features: the Dealer Finance Platform provides tailored working capital solutions including inventory financing and floorplanning; the Digital Auto Loan Processing module enables instant pre-qualification and 3-hour loan approvals; and the MVP layer delivers Online Auto Finance Checkout, Digital Insurance Policy Issuance, and Dealer Onboarding Tools. Phase 1 services include credit bureau scorecards and blockchain-based mortgage processing, while Phase 2 expands with Gen AI valuation tools and Smart APIs. The platform connects commercial banks with auto marketplaces, insurance companies, and dealerships through UAE Pass, Etihad Credit Bureau, and CBAE Open Finance Platform integrations.

Differentiator

Problem solved

Functional benefit

Brands

• MIZAAT: Brand referenced on MFGroup website, appears to be associated with their logo and visual identity.

Products and services

• MFGroup Platform Unified digital auto finance ecosystem platform that integrates commercial banks with auto marketplaces and insurance companies, automating loan processes, reducing delays, and enhancing dealer cash flow. Built for UAE auto dealers, banks, insurers, and end buyers via a multilayered phased architecture.
• Dealer Finance Platform Dealer-centric platform providing tailored working capital solutions for UAE auto dealers, including dealer-owned inventory financing, trade-in floorplanning, off-street vehicle purchases, and consumer loan floorplanning. Solutions are matched to each dealer's profile and business model.
• Digital Auto Loan Processing Digital loan origination engine enabling instant pre-qualification tools and loan approvals in under 3 hours for UAE auto finance, connecting commercial banks with auto marketplaces, dealers, and insurance companies. Achieved 100% collection success rate during pilot phase.

Quantifiable outcome

• Loan approval time reduced to under 3 hours from 5-7 working days
• +2 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

AI capability3 records

Feature9 records

Partnerships

Eight partnerships are on record, tiered minor and core.

• Expand North Star / GITEX GLOBALminorGTM or Marketing Partner · 7 November 2025Mobility Fintech Group participated in Expand North Star 2025, the world's largest startup and investor event held in Dubai as part of GITEX GLOBAL. The event featured strategic partnerships across fintech and mobility sectors with assets under management exceeding $1.1 trillion. The company secured a US$2 million deal at this event.
• UAE Central BankcoreStrategic or Co-development PartnerMFGroup is aligned with UAE Central Bank's Open Finance initiatives, integrating with the regulatory framework for open banking and finance in the UAE.
• UAE PasscoreTechnology or IntegrationDigital KYC integration via UAE Pass for identity verification and regulatory compliance in customer onboarding processes.
• Etihad Credit BureaucoreTechnology or IntegrationIntegration with Etihad Credit Bureau for credit scoring and borrower assessment through credit bureau scorecards.
• CBAE Open Finance PlatformcoreTechnology or IntegrationIntegration with the UAE Central Bank's Open Finance Platform (CBAE) for interoperability with the broader financial ecosystem.
• Commercial BankscoreStrategic or Co-development PartnerPlatform loan origination engine connects with commercial banks to automate loan processes and provide dealers access to financing.
• Insurance CompaniescoreTechnology or IntegrationIntegration with insurance companies for digital insurance policy issuance within the loan processing workflow.
• Auto MarketplacescoreTechnology or IntegrationIntegration with auto marketplaces to improve conversion rates (addressing the current 2% conversion rate) and streamline online auto finance checkout.

Scale indicators4 records

Recent moves6 records

Expansion highlights6 records

Emerging players

• Carro: Singapore-headquartered auto marketplace and financing platform operating across Southeast Asia. Comparable because it provides dealer floorplanning, consumer auto financing, and insurance — directly overlapping MFGroup's product surface.
• Carsome: SEA-focused used-car marketplace and financing platform. Comparable as a regional auto-fintech super-app combining marketplace, inspection, and embedded financing — a model MFGroup is replicating in the UAE.
• Bitcar (auto tokenization / alt): UAE auto-fintech adjacent. Comparable only weakly as another UAE-domiciled auto-finance startup in the same geographic niche, though it operates in fractional ownership rather than loan origination.

Direct peers

• CarSwitch: UAE-based online used-car marketplace that has expanded into inspection, financing, and insurance services. Directly comparable as a UAE digital auto-finance and marketplace play serving dealers and consumers with embedded lending.
• Dubizzle Cars (OLX Auto UAE): One of the largest UAE auto listing platforms with growing financing and dealer-lead products. Comparable because it controls a major share of UAE car-marketplace traffic that MFGroup's checkout targets to lift the 2% conversion rate.
• YallaMotor: UAE online auto marketplace owned by OLX/Motorist. Comparable because it sits at the intersection of car listings, dealer monetization, and financing offers in the UAE — the same funnel MFGroup is digitizing.

Regional players

• Tabby: UAE/MENA BNPL and consumer fintech. Comparable as a UAE-headquartered fintech operating in the DIFC ecosystem and integrating with merchants and banks — a regional peer for fintech ecosystem dynamics, though it is consumer credit rather than auto.
• Cashee: UAE-based consumer fintech for younger demographics with credit and payments. Comparable as a UAE consumer-finance platform operating under similar Central Bank Open Finance frameworks, though narrower in product scope.

Broad incumbents

• AutoTrader UK: Established global auto marketplace with embedded finance, advertising, and dealer SaaS. Comparable as the mature reference point for monetizing dealer relationships and integrating financing into the listing funnel.

Others

• Souqalmal (now compareit4me): UAE financial comparison and lead-generation platform for banking products. Comparable as a UAE fintech connecting consumers with banks and insurance providers — an adjacent channel that competes for the same dealer/consumer attention.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mobility Fintech Group