As Americas

What As Americas does

As Américas Corretora de Seguros is a privately held Brazilian insurance brokerage founded in 1974 and headquartered in Tupã, São Paulo. The company operates as a traditional intermediary between insurance carriers and end customers, distributing policies across 18+ product categories including life, auto, home, business, civil liability, travel, condominium, rental guarantee, equipment, event, guarantee, cyber, aircraft, and nautical insurance, as well as consortia and financing services. It serves two primary customer segments: individual consumers seeking personal coverage for family and property protection, and business enterprises ranging from SMBs to larger commercial accounts, with a specialized offering for real estate agencies. The customer base is reported at over 92,000 cumulative clients, supported by named testimonials on the company website.

The business model is commission-based, with As Américas earning revenue from insurance carriers on policies placed and renewed. Distribution is sales-led and conducted through three physical offices (Tupã and Osvaldo Cruz in São Paulo state, and Anápolis in Goiás), supplemented by phone consultations, email, and an online quote-request form on its corporate website. Pricing is quote-driven, customized to individual risk profiles and insurer underwriting criteria, with monthly billing cadence. The company maintains partnerships with multiple unnamed insurance carriers, evidenced by 18+ partner logos on its website, enabling multi-carrier access for clients.

From a technology and operational standpoint, As Américas operates without disclosed proprietary platforms, APIs, mobile applications, or AI/ML capabilities. The technology stack is described as standard business systems for policy management and customer service, with no public evidence of digital self-service, data analytics infrastructure, or automation tooling. Marketing is primarily through the corporate website, content/blog articles, customer testimonials, and direct outreach, reflecting a traditional brokerage go-to-market rather than a digital-native or insurtech model. The company employs a small team spanning actuarial, engineering, legal, and economic specializations, which supports its ability to broker complex specialty lines such as aviation, nautical, and cyber coverage.

Name

As Americas

Legal name

As Américas Corretora de Seguros

Website

https://asamericas.com.br

Company type

Private

Founded year

1974

Operating status

Operating

Headcount range

1–10 employees

Short description

As Américas Corretora de Seguros is a Brazilian insurance brokerage founded in 1974, distributing 18+ insurance and financial product categories to individual consumers and businesses across three offices in São Paulo and Goiás.

Ownership category

akta.pro rank

Headquarters

HQ city

Tupã

HQ country

Brazil

HQ region

Latin America

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Commission Revenue: As an insurance broker (corretora de seguros), As Américas earns commissions from insurance companies for policies placed and renewed. The company acts as an intermediary between insurance providers and customers, earning revenue through successful policy sales and ongoing client retention.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

As Américas is a traditional Brazilian insurance brokerage that intermediates between insurance carriers and customers, offering a diversified portfolio of 18+ personal and commercial insurance products (life, auto, home, business, civil liability, travel, condominium, rental guarantee, real estate agency, machine/equipment, portable equipment, event, guarantee, cyber, aircraft, nautical) alongside consortium and financing services. The firm earns commissions by placing and renewing policies on behalf of clients and supports them with personalized consultation and 24/7 claims assistance across its three Brazilian office locations.

Product overview

As Americas Corretora de Seguros is a Brazilian insurance brokerage company founded in 1974, offering a comprehensive portfolio of 18 distinct insurance and financial products. The product portfolio includes life insurance, auto/motorcycle/truck insurance, home insurance, business insurance, civil liability insurance, travel insurance, condominium insurance, rental guarantee insurance, real estate agency insurance, consortium/savings groups, machine and equipment insurance, portable equipment insurance, event insurance, guarantee insurance, cyber insurance, financing services, aircraft insurance, and nautical insurance. The company operates as a traditional insurance broker providing personalized consulting, policy management, and claims support across multiple locations in Brazil (Tupã, Osvaldo Cruz, and Anápolis), serving individual and corporate clients with tailored coverage solutions.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro de Vida (Life Insurance) Life insurance providing financial protection for families in case of death, disability, or serious illness, covering natural or accidental death, permanent disability, functional disability due to illness, serious diseases, temporary incapacity daily allowances, funeral assistance, and terminal illness advance payment. Targeted at individual consumers and families.
• Seguro de Automóveis (Auto Insurance) Vehicle insurance protecting cars, motorcycles, and trucks against collisions, theft, fire, natural phenomena, and third-party damages, including 24h assistance, car rental, glass protection, and moral damages coverage. Targeted at individual vehicle owners.
• Seguro Residencial (Home Insurance) Home insurance protecting residences against fire, theft, electrical damage, natural disasters, and providing 24h emergency assistance, including family civil liability, temporary housing, and garden damage. Targeted at homeowners and residents.
• Seguro Empresarial (Business Insurance) Business insurance protecting companies against unforeseen events including fire, theft, electrical damage, civil liability, cyber risks, machinery protection, cargo, and group life, with customizable additional coverages. Targeted at companies of all sizes.
• Seguro Responsabilidade Civil (Civil Liability Insurance) Civil liability insurance protecting individuals or companies against involuntary damages caused to third parties, covering professional acts, defense costs, damages from subcontractors, defamation, intellectual property breach, pollution/contamination, and internet responsibility. Targeted at professionals and businesses.
• Seguro de Viagem (Travel Insurance) Travel insurance providing protection during domestic and international trips, covering medical/hospital expenses, dental expenses, baggage loss/delay, trip cancellation/interruption, medical repatriation, legal assistance, and medical transfer. Targeted at individual travelers.
• Seguro de Condomínio (Condominium Insurance) Condominium insurance providing comprehensive property protection against fire, explosions, electrical damage, windstorm, hail, robbery/theft, civil liability, glass/mirror breakage, flooding, and rental income protection. Targeted at condominium managers and owners.
• Seguro Fiança Locatícia (Rental Guarantee Insurance) Rental guarantee insurance replacing traditional guarantors, ensuring rent payment in case of default and covering overdue rent, condominium fees, IPTU property tax, property damage, contractual penalties, property painting, and legal charges. Targeted at landlords and tenants.
• Seguro para Imobiliárias (Real Estate Agency Insurance) Comprehensive insurance for real estate agencies covering professional civil liability, robbery/theft, client property damage, administrative errors, contractual penalties, lawyer expenses, data leakage, client accidents during visits, document loss, and equipment coverage. Targeted at real estate agencies and property managers.
• Consórcios (Consortium/Savings Groups) Consortium service enabling planned acquisition of properties, vehicles, or services through interest-free monthly contributions, awarded via lottery or bid. Targeted at consumers and businesses seeking interest-free planned purchases.
• Seguro para Máquinas e Equipamentos (Machine and Equipment Insurance) Insurance protecting machines and equipment used in construction, industry, agriculture, or services against robbery/theft, electrical damage, fire/explosion, falling/impact, transport, natural phenomena, mechanical damage, parts replacement, and rented equipment. Targeted at industrial, construction, and agricultural operators.
• Seguro para Equipamentos Portáteis (Portable Equipment Insurance) Comprehensive insurance for portable devices such as notebooks, tablets, cameras, drones, and cell phones against qualified robbery/theft, accidental damage, electrical damage, total loss, international coverage, repair reimbursement, and accessories. Targeted at individual consumers and professionals.
• Seguro para Eventos (Event Insurance) Event insurance covering unforeseen events at corporate, social, cultural, or sports events, including event cancellation, artist no-show, civil liability, equipment damage, venue damage, personal accidents, weather conditions, and emergency assistance. Targeted at event organizers.
• Seguro Garantia (Guarantee Insurance) Guarantee insurance securing fulfillment of contractual obligations in public and private business as an economical alternative to bank surety, covering contractual execution, bidding, judicial, labor, customs, maintenance, advance payment, real estate, concessions, and money deposit substitution. Targeted at companies participating in tenders or contracts.
• Seguro Cyber (Cyber Insurance) Cyber insurance protecting companies against financial losses from cyber attacks, data breaches, and system failures, covering hacker attacks, ransomware, data leakage, system interruption, digital civil liability, cyber extortion, data recovery costs, client notification, and legal consulting. Targeted at companies handling digital data and online operations.
• Financiamentos (Financing) Financing services for acquiring high-value assets such as real estate, vehicles, equipment, or education with extended terms and predictable installments, including vehicle credit, real estate financing, student financing, payroll loans, working capital, and debt refinancing. Targeted at individual consumers and companies.
• Seguro para Aeronaves (Aircraft Insurance) Aircraft insurance protecting aircraft against collisions, robbery, theft, material damages, civil liability, and third-party damages, with coverage from basic to comprehensive plans including emergency assistance, legal support, and passenger/crew coverage. Targeted at private, corporate, and operational aircraft owners.
• Seguro para Náuticos (Nautical Insurance) Nautical insurance protecting speedboats, sailboats, yachts, and jet skis against collisions, robbery, theft, fire, shipwreck, grounding, and third-party civil liability, with 24h assistance, towing, and emergency support in freshwater or saltwater environments. Targeted at vessel owners.

Quantifiable outcome

• 92,000+ satisfied customers
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Insurance Industry Partners (Multiple unnamed insurers)coreOthersAs Américas maintains business partnerships with multiple insurance companies, displaying partner logos on their website. As a brokerage, they work with various insurers to offer customers diverse coverage options and competitive pricing through their intermediary services.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Zurich Brasil: Zurich Brasil is a global insurance carrier operating in Brazil with strong commercial and specialty lines (aviation, marine, liability) that mirror As Américas' specialty portfolio. Both compete for mid-market corporate accounts via broker channels.
• Tokio Marine Seguradora: Tokio Marine is a leading Brazilian insurer with strong auto, property, and specialty lines distributed through brokers. As Américas works with multiple insurers (per partner logos) and competes for the same end-customer as Tokio Marine's broker channel.
• Porto Seguro: Porto Seguro is one of Brazil's largest insurance companies, offering auto, home, life, and business insurance with a strong distribution network that includes captive agents and broker partnerships. As Américas brokers across many of these same lines (auto, home, business) and competes for the same end-customer wallet, but at a much smaller regional scale.
• HDI Seguros: HDI Seguros is a major Brazilian auto and P&C insurer with strong distribution through broker networks. Its product portfolio overlaps substantially with As Américas' auto, business, and specialty lines, and it shares the same target SMB and consumer segments.
• Mapfre Brasil: Mapfre Brasil is a large P&C, life, and auto insurance carrier in Brazil, with both direct and broker distribution. It overlaps with As Américas in auto, home, and business insurance placements and is a natural partner/competitor given the brokerage's multi-carrier approach.
• SulAmérica: SulAmérica is a major Brazilian insurance and health company with a broad P&C, life, and corporate portfolio. It competes with As Américas across life, business, and specialty P&C lines, and operates its own agency channel alongside broker partnerships, making it a relevant incumbent comparison.
• Bradesco Seguros: Bradesco Seguros is the insurance arm of Bradesco, one of Brazil's largest banks, offering a full range of life, auto, home, and corporate products. As Américas brokers competing brokered products across the same lines while relying on partners like Bradesco's carrier entities for placement.

Emerging players

• Justos: Justos is a Brazilian digital-first auto insurance startup using telematics and app-based underwriting. While currently focused on auto, it represents the digital-brokerage model that could encroach on As Américas' auto and consumer segments as it expands.
• 180 Seguros: 180 Seguros is a Brazilian insurtech/digital brokerage that sells auto, home, and life insurance online with lower overhead. It targets the same SMB and consumer segments as As Américas but with a digital-first motion, making it a structural disruptor to traditional brokerages.
• Minuto Seguros: Minuto Seguros is a digital insurance broker in Brazil offering quick online quotes across auto, home, life, and business lines. It competes for the same consumer price-sensitive market as As Américas but leverages digital distribution rather than physical offices.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/as-americas

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about As Americas