Insieme srl

What Insieme srl does

Insieme srl is a privately held Italian company headquartered in Fasano, in the province of Brindisi (Puglia), founded in 2014. The company operates ageallianz.it, a digital aggregator platform that coordinates a network of Allianz-branded insurance agencies across Italy. Insieme manages more than 100 Allianz agency locations spanning all 20 Italian regions, providing a nationwide physical and digital distribution footprint for Allianz insurance products.

The platform functions primarily as a routing and lead-generation layer: prospective policyholders reach ageallianz.it and are directed to the appropriate local Allianz agency for product consultation and binding. The core products distributed are Allianz insurance policies across six lines — auto, home, health, life, business, and pension. There is no disclosed proprietary technology stack, AI/ML capability, or underwriting infrastructure; value is created through network coordination, local agent relationships, and brand affiliation with Allianz rather than through software differentiation.

Revenue is generated through insurance agency commissions on Allianz policies sold via the affiliated agency network. The go-to-market is sales-led and physical-first, anchored by the 100+ agency offices and supplemented by the digital aggregator site for inbound lead capture and routing. Customer segments include individual consumers purchasing personal lines coverage and small and medium businesses seeking business and pension products. The 11–50 employee headcount at Insieme srl itself represents the corporate coordination layer; the underlying agencies are operated as independent Allianz-aligned agents.

Name

Insieme srl

Legal name

Insieme srl

Website

https://ageallianz.it

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

Insieme srl operates ageallianz.it, an aggregator coordinating 100+ Allianz-branded insurance agencies across all 20 Italian regions, distributing auto, home, health, life, business, and pension policies to consumers and small businesses.

Ownership category

akta.pro rank

Headquarters

HQ city

Fasano, BR

HQ country

Italy

HQ region

Europe

Offices18 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Insurance Agency Commissions: Revenue generated through commissions on insurance policies sold under the Allianz brand. The network distributes Allianz insurance products (auto, home, health, life, pension, business) through their physical agency network across Italian provinces.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Insieme srl operates a nationwide network of Allianz insurance agencies across Italy through the ageallianz.it aggregator platform. The agency network sells Allianz-branded insurance products — auto, motorcycle, home, health, life, business, and pension — through in-person consultations at 100+ physical branch locations spanning all Italian provinces. Revenue is generated via commissions on Allianz insurance policies distributed through this owned branch network.

Differentiator

Problem solved

Functional benefit

Brands

• Allianz: Insurance products including auto, health, life, pension, and business coverage

Products and services

• Auto Insurance (Auto) Allianz-branded auto insurance coverage sold to individual consumers and businesses through the Insieme srl physical agency network across Italian provinces. Pricing is quote-based and customized per risk profile.
• Motorcycle Insurance (Moto) Allianz-branded motorcycle insurance coverage sold to individual consumers through the nationwide Allianz agency network.
• Home Insurance (Casa) Allianz-branded home insurance coverage for homeowners and residents, sold through the Insieme srl agency network.
• Health Insurance (Salute) Allianz-branded health insurance coverage for individuals and families, sold through the Insieme srl agency network.
• Life Insurance (Vita) Allianz-branded life insurance coverage sold to individual consumers through the Insieme srl agency network.
• Business Insurance (Impresa) Allianz-branded business insurance coverage for small and medium-sized businesses, distributed through the Insieme srl agency network.
• Pension Insurance (Previdenza) Allianz-branded pension and retirement planning insurance for individuals seeking long-term savings and supplemental retirement income, sold through the Insieme srl agency network.

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Allianz ItaliacoreChannel Partner/ Reseller/ DistributorInsieme srl operates ageallianz.it as the official aggregator platform for Allianz insurance agencies across Italy. The partnership involves distribution of Allianz insurance products (auto, home, health, life, business, pension) through a network of authorized insurance agencies.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• Vittoria Assicurazioni: Italian insurance carrier with a network of independent agencies distributing life and non-life products. Comparable as a carrier-distributed agency model with physical agency points across Italy.
• Reale Mutua: Italian mutual insurer with an agency network distributing personal and commercial lines. Comparable multi-line carrier-affiliated agency structure with regional agency footprint in Italy.
• Agenzie Generali Italia: Generali operates an extensive network of physical insurance agencies across Italy distributing its own multi-line products (life, health, auto, home, pension). It is the most directly comparable carrier-affiliated agency network in the Italian market.
• UnipolSai Assicurazioni: Italy's largest domestic insurer with a substantial agency and sub-agency network distributing auto, home, life, and health products. Operates a similar carrier-branded physical distribution model with comparable multi-line product breadth.

Broad incumbents

• Aon Italy: Global insurance brokerage with Italian operations serving commercial and corporate clients. Comparable as a multi-line insurance intermediary, though focused on the brokerage segment rather than retail personal lines.
• Marsh Italy: Global insurance broker with Italian operations focused on commercial risk and employee benefits advisory. Comparable as an established insurance intermediary serving business clients through specialized advisory.
• Allianz Italia: Carrier partner and parent brand of Insieme srl's distributed products. Operates at far greater scale across all major insurance lines with both direct and agency distribution, providing the underlying products the agency network sells.

Emerging players

• Prima Assicurazioni: Italian digital-first auto insurer that bypasses traditional agency distribution with a direct-to-consumer online model. Represents the emerging insurtech disruption that threatens traditional agency networks distributing personal lines.
• Facile.it: Italy's leading insurance price comparison aggregator that channels consumer demand for auto, home, and life products toward direct and agency distributors. Functions as a competing top-of-funnel lead source that diverts traffic away from traditional agency websites.
• Genertel (Generali group): Direct-to-consumer online insurer under Generali distributing auto and home products without agents. Comparable product lines (auto, home) but contrasting distribution model, illustrating the channel shift pressure on agency networks.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/insieme-srl-fasano

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Insieme srl