Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is an independent general insurance agency in Montauban, France, distributing personal and commercial insurance products through the national Gan Assurances franchise network backed by Groupama.
- Company typePrivate
- Founded-
- HeadquartersMontauban, Occitanie, France
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
What Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT does
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is a single independent general insurance agency (Agent Général) operating under the Gan Assurances brand in Montauban, Occitanie, France. The agency is part of the national Gan Assurances network of independent general agents, which is itself a subsidiary franchise model within the Groupama Group, one of France's largest mutual insurance conglomerates. The agency distributes a broad portfolio of insurance products sourced from Groupama underwriting entities, covering personal lines (auto, habitation, santé, prévoyance, retirement savings, legal protection, marine, and personal accident) and professional/SMB lines (commercial multi-risk, agricultural, industrial, construction, professional liability, cyber-risk, fleet, executive liability, employee benefits, transport, events, and association coverage).
The business model is commission-based: as an independent Agent Général, the agency generates revenue from commissions on insurance premiums placed through Groupama product carriers, billed annually with quote-based pricing determined by individual risk assessment. Go-to-market is sales-led and relationship-driven, leveraging a local single-interlocutor advisory model supported by Groupama back-office expertise in Protection Juridique, Epargne Salariale, Assurance-Crédit, and Centaure. Customer segments are split horizontally between individuals (particuliers) seeking personal coverage and professionals/business owners (professionnels) seeking commercial, liability, and employee-benefit protection.
Digital infrastructure is light: the agency benefits from Gan.fr's national web presence, an online customer portal (Espace Client), the Gan Santé mobile health app, and L'Instant Patrimoine podcast content for wealth-management lead generation. Channel partners include Mutuaide Assistance, Carglass, Glass Auto Service, Glasseo, Mondial Pare-Brise, A+Glass, France Pare-Brise, and ANECS for accounting professionals. The agency holds French RGAA partial accessibility compliance certification and no public AI, API, or proprietary technology capabilities are disclosed.
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT firmographics
Firmographics- Name
- Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT
- Legal name
- Gan Assurances
- Website
- https://agence.gan.fr
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is an independent general insurance agency in Montauban, France, distributing personal and commercial insurance products through the national Gan Assurances franchise network backed by Groupama.
- Ownership category
- akta.pro rank
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT industry classification
Industry- Product category
- Personal and Business Insurance
- NAICS
- Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Insurance Program Administration & MGA/MGU Services (FSAEADAK)
- akta.pro secondary industries
- Professional Firms BOP (Office/Professional) (FSAJAFAE), Premises/Operations Liability Umbrella / Excess (FSAJANAL)
Keywords
Where Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is headquartered
LocationHeadquarters
- HQ city
- Montauban, Occitanie
- HQ country
- France
- HQ region
- Europe
Offices9 records
Markets served
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Revenue generated from insurance premiums paid by individuals and professionals for coverage including auto, habitation, santé, prévoyance, retirement, épargne, and professional insurance products.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Individual insurance products (auto, habitation, santé) |
| Subscription | Annual | Professional/business insurance products |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels4 records
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT product offering
Product offeringCore offering
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is an independently operated general agent agency within the Gan Assurances network that distributes personal and business insurance products under the Gan Assurances brand (part of Groupama Group). The agency offers a comprehensive product portfolio covering auto, home, health, life/disability (prévoyance), retirement, savings, legal protection, marine, motorcycle, and personal accident insurance for individuals, alongside commercial multi-risk, agricultural, industrial, construction, fleet, cyber-risk, executive liability, and employee benefit solutions for professionals. Distribution is conducted face-to-face through the independent general agent model with support from Groupama Group expertise and specialized partners.
Product overview
Gan Assurances operates a network of independent general agent agencies across France, offering a comprehensive portfolio of personal and business insurance products and services. The personal insurance lineup includes vehicle (auto, motorcycle), home, health, provident/life, retirement savings, legal protection, and marine/nautical coverage. Business insurance offerings span commercial multi-risk, agricultural, industrial, construction, professional liability, cyber-risk, employee benefits (health, provident, retirement, savings), and specialized coverage for liberal professions, transport, events, and associations. Digital services include an online customer portal (Espace Client), mobile health application, and podcast content on wealth management. The network is backed by Groupama Group expertise and operates under a franchise model with independent general agents.
Differentiator
Problem solved
Functional benefit
Companies that use Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT
Customer profileSegments2 records
Ideal customer profiles2 records
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered core and minor.
- ANECS (Association Nationale des Experts-Comptables et Commissaires aux Comptes Stagiaires)corePartnership with ANECS providing specialized insurance solutions for accounting professionals and trainees, with preferred pricing and services for ANECS members.
- Glass Auto ServiceminorAuto glass repair and replacement referral network partner for vehicle insurance claims.
- CarglassminorAuto glass specialist partner for windshield and glass replacement services linked to auto insurance policies.
- Mutuaide AssistanceminorAssistance and roadside rescue services partner providing emergency support included in insurance policies.
- GlasseominorAuto glass replacement services partner for insurance claim handling.
- Mondial Pare-BriseminorAuto glass partner providing replacement and repair services through insurance claims.
- A+GlassminorAuto glass services partner for windshield and window replacement.
- France Pare-BriseminorAuto glass partner for insurance-related replacements and repairs.
- Ameli (Assurance Maladie)minorFrench social health insurance partner providing information and coordination for complementary health insurance products.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT competitors and assessment
Company assessmentEmerging players
- Harmonie Mutuelle: Harmonie Mutuelle is a French health-focused mutual offering complémentaire santé, prévoyance, and retirement products. Comparable in the santé and prévoyance lines that Gan distributes, though more limited in P&C.
- Luko (acquired by Maif): Luko was a French insurtech selling home and energy insurance with a digital, direct-to-consumer model. While opposite in distribution (digital vs. agent), it represents the competitive pressure and customer expectations Gan Assurances must increasingly address in auto/home.
- AG2R La Mondiale: AG2R La Mondiale is a French mutual insurance group specializing in retirement, prévoyance, and health/santé products for individuals and corporates. Less direct overlap than AXA or Matmut on P&C, but competes strongly on the prévoyance/santé lines that Gan also distributes.
Direct peers
- Matmut: Matmut is a French mutual insurer with regional agencies offering auto, home, santé, and prévoyance to individuals and professionals. Operates an agency-led model very similar to Gan Assurances and competes in the same territorial footprint.
- AXA France: AXA France is the largest P&C and life insurer in France, distributing multi-line personal and business insurance through a network of exclusive general agents. Highly comparable to Gan Assurances in product breadth, agent-led GTM, and reliance on the parent AXA Group for underwriting.
- MACIF: MACIF is a major French mutual insurer offering auto, home, santé, prévoyance, and savings products. Historically mutual and member-led, but increasingly agency-distributed; directly competes with Gan in personal lines and SME professional coverage.
- Allianz France: Allianz France distributes personal and commercial insurance through a network of general agents across France. Closely comparable to Gan in the multi-line agent-led model, including auto, home, santé, prévoyance, and SME professional lines.
- Covéa (MAAF / GMF): Covéa is a French mutual insurance group operating the MAAF and GMF agent networks, distributing multi-line personal and commercial insurance. Same mutual/agent business model, same product breadth, and direct competitor for agent-recruited clients.
- Crédit Agricole Assurances: Crédit Agricole Assurances distributes personal and commercial insurance through the Crédit Agricole bank branch network in France. Comparable in product breadth (auto, home, santé, prévoyance, life) but uses a bank-led rather than independent-agent distribution model.
- MMA (Mutuelle du Mans Assurance): MMA is a French mutual insurer selling personal, professional, and agricultural insurance through independent general agents. Mutual structure, agent distribution, and regional presence make it a particularly close peer to Gan Assurances.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks7 records
Key highlights7 records
Customer concentration
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT social profiles
Digital presenceGan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT compliance and trust
Trust signalCompliance1 record
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT financial estimates
Financial estimateRevenue estimate
Valuation estimate
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT leadership team
Management profileNumber of profiles
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT
What does Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT do?
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is an independently operated general agent agency within the Gan Assurances network that distributes personal and business insurance products under the Gan Assurances brand (part of Groupama Group). The agency offers a comprehensive product portfolio covering auto, home, health, life/disability (prévoyance), retirement, savings, legal protection, marine, motorcycle, and personal accident insurance for individuals, alongside commercial multi-risk, agricultural, industrial, construction, fleet, cyber-risk, executive liability, and employee benefit solutions for professionals. Distribution is conducted face-to-face through the independent general agent model with support from Groupama Group expertise and specialized partners.
Is Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT a public or private company?
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is a private company. It is classified as corporate owned and is currently operating.
When was Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT founded?
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT was founded in -1. It employs 1 to 10 people.
Where is Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT based?
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT is headquartered in Montauban, Occitanie, France, in the Europe region.
How does Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT make money?
One revenue line is on record: insurance Premiums.
Who are Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT's main competitors?
Emerging players on record are Harmonie Mutuelle, Luko (acquired by Maif) and AG2R La Mondiale. Direct peers are Matmut, AXA France, MACIF, Allianz France, Covéa (MAAF / GMF), Crédit Agricole Assurances and MMA (Mutuelle du Mans Assurance).
Does Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT have an API?
No public API is recorded for Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT.
What industry is Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT in?
Gan Assurances BCGS - COMBRIÉ GRANIÉ STANDAERT's product category is Personal and Business Insurance. Its primary akta.pro industry code is FSAEADAK, Insurance Program Administration & MGA/MGU Services, with a secondary code of FSAJAFAE, Professional Firms BOP (Office/Professional). Its NAICS code is 5242 and its SIC code is 6411.