City National Bank

Name

City National Bank

Legal name

City National Bank

Website

https://cnb.com

Company type

Private

Founded year

1954

Operating status

Operating

Headcount range

5,001–10,000 employees

Ownership category

akta.pro rank

Product category

Commercial Banking

NAICS

Commercial Banking (522110), Commercial Banking (52211), Depository Credit Intermediation (5221)

SIC

National Commercial Banks (6021), State Commercial Banks (6022)

akta.pro primary industry

Media & Entertainment (FSABACAL)

akta.pro secondary industries

Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA), Private Banking Cross-Border & International Wealth Services (FSABADAL)

Keywords

• Commercial banking services
• Private banking solutions
• Wealth management services
• SBA lending programs
• Mortgage lending products

Headquarters

HQ city

Los Angeles

HQ country

United States

HQ region

North America

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Interest Income: Traditional banking revenue from lending activities including SBA loans, commercial lending, mortgages, and other credit products. The bank reports steady SBA lending activity and positions SBA loans as a cornerstone of relationship banking with small business clients.
2. Fee-Based Services: Wealth management, portfolio management, trust and estate services, retirement planning, treasury management services, capital markets services, and international banking services generate fee income.
3. Investment Products: Brokerage services through RBC Securities, investment management through RBC Rochdale, and self-directed investing generate revenue from investment product distribution and advisory fees.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

City National Bank delivers a full complement of banking, lending, and investment services through three primary product lines: Personal Banking (deposits, mortgages, credit cards), Business Banking (SBA lending, commercial loans, treasury management, capital markets), and Private Banking for high-net-worth clients (credit, investment management, trust and estate services). It supports these core offerings with Wealth Management, International Banking, and Online/Mobile Banking channels, and extends specialized industry expertise into entertainment, sports, law firms, healthcare, fund finance, franchise finance, renewable energy, and technology verticals.

Product overview

City National Bank operates as a subsidiary of Royal Bank of Canada offering a comprehensive, unified banking platform. The core product portfolio consists of Personal Banking (checking, savings, CDs, mortgages, home equity, credit cards), Business Banking (SBA lending, asset-based lending, equipment financing, treasury management), and Private Banking services for high-net-worth clients. Supporting modules include Wealth Management (wealth planning, portfolio management, trust and estate, retirement planning), International Banking (wire transfers, foreign currency, exchange), and Capital Markets (loan syndications, interest rate hedging, foreign exchange, trade finance). The bank serves specialized industry verticals through Entertainment & Sports Banking, plus dedicated services for attorneys, commercial real estate, family office, food & beverage, franchise finance, fund finance, healthcare, nonprofits, property management, renewable energy, technology, and title/escrow. Digital access is provided through Online & Mobile Banking with Zelle integration and the City National Bank App (iOS/Android with Apple Pay and Google Pay). Affiliated brands include RBC U.S. Mortgage (residential lending division), RBC Rochdale (SEC-registered investment adviser), and RBC Securities (brokerage). The bank positions SBA lending as a cornerstone of relationship banking with small business clients.

Differentiator

Problem solved

Functional benefit

Brands

• RBC Rochdale: SEC-registered investment adviser and wholly-owned subsidiary of City National Bank, providing wealth management and investment advisory services.
• RBC Securities

Products and services

• Personal Banking Core consumer banking services including checking accounts, savings accounts, personal CDs, mortgages, home equity loans, personal loans, credit cards, and preferred banking programs, delivered to individual consumers across branch and digital channels.
• Business Banking Commercial banking services including business checking and savings accounts, SBA lending, business lines of credit, asset-based lending, equipment financing, credit cards, and treasury management solutions, delivered to middle-market and small business clients.
• Private Banking Banking and credit services for high-net-worth clients including dedicated private bankers, credit and lending solutions, investment management, trust and estate services, and wealth planning.
• SBA Lending Small Business Administration loan programs positioned as a cornerstone of relationship banking with small business clients; City National Bank is described as a major SBA lender nationally.
• Treasury Management Business banking service including accounting integration (QuickBooks), account management and reporting, liquidity management, payments, and receivables services for commercial clients.
• Capital Markets Capital markets services including loan syndications, interest rate hedging, foreign exchange, supply chain finance, and trade finance for commercial clients.
• Wealth Management Comprehensive wealth services including wealth planning, portfolio management, self-directed investing, trust and estate services, and retirement planning, delivered through RBC Rochdale and RBC Securities.
• International Banking Services for international clients including international wire transfers, foreign currency accounts, and currency exchange.
• Entertainment & Sports Banking Specialized banking services for the entertainment and sports industries with deep expertise in serving entertainment companies, sports franchises, and individual artists and athletes, including catalog acquisition financing, production lending, and sports franchise banking.
• Online & Mobile Banking Digital banking platform providing access to accounts, transactions, and services through web and mobile applications with Zelle person-to-person payments integration.
• City National Bank App Mobile banking application available on iOS and Android platforms enabling account access, transactions, and mobile payments via Apple Pay and Google Pay.
• Preferred Banking Premium banking tier offering exclusive benefits and specialized service for high-value clients across personal banking products.
• RBC U.S. Mortgage Mortgage lending division operating under the City National Bank brand for residential lending products, including home purchase and refinance mortgages.

Quantifiable outcome

• City National Bank reported 109% year-over-year increase in net income to $138 million in Q4 2025
• +1 more outcomes

Named customers5 records

Segments13 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

AI capability1 record

Feature3 records

Partnerships

Four partnerships are on record, tiered minor and core.

• Consolidated CreditminorGTM or Marketing Partner · 9 April 2026Partnership supporting Financial Literacy Month Breakfast under theme 'The Business of Community'. City National Bank contributed Barry Rothman Financial Education Scholarship for Broward County high school seniors, in partnership with United Way of Broward County.
• Los Angeles LakerscoreGTM or Marketing Partner · 13 November 2025Multi-year official bank sponsorship with in-arena virtual signage during locally broadcasted games, in-game content throughout the season, and collaborative community programming. Aligns with City National's entertainment and sports sector expertise and Los Angeles market presence.
• Bayview PACEminorStrategic or Co-development Partner · 14 July 2025Collaboration on $137 million C-PACE financing deal for Westin Resort & Spa in Cocoa Beach, Florida - the largest such deal in Florida and third in U.S. hospitality sector. Innovative use of tranches to reduce interest expenses.
• LA GalaxycoreGTM or Marketing Partner · 13 February 2025Jersey partnership with the LA Galaxy and founding partnership with Dignity Health Sports Park. Includes wildfire recovery efforts with mini-pitch donation for Pasadena youth soccer. Extends bank's sports banking expertise and community engagement in Southern California.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/citynational
• YouTubeyoutube.com/citynationalbank
• Facebookfacebook.com/CityNationalBank
• LinkedInlinkedin.com/company/city-national-bank
• Instagraminstagram.com/citynationalbank

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A2 records

Investments44 records

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about City National Bank