AOK PLUS - Die Gesundheitskasse für Sachsen und Thüringen Fil. Weißwasser

What AOK PLUS - Die Gesundheitskasse für Sachsen und Thüringen Fil. Weißwasser does

AOK PLUS is the statutory health insurance fund (Gesetzliche Krankenkasse) for the German federal states of Saxony and Thuringia, operating as a public-law entity under the broader AOK brand network. Its core product is regulated health insurance coverage funded by income-based member contributions set by German law, supplemented by voluntary Zusatzversicherungen and value-added benefits such as the bonus program (up to 400 euros in subsidies), the Schwangerschaftplus pregnancy package (500 euros extra budget), and Kinderkrankengeld (children's sickness benefit). The fund serves insured individuals across six core segments: employees, career starters, trainees, families, pregnant women, and the self-employed. Distribution is hybrid, combining approximately 130 physical branch locations across both states with the "Meine AOK" digital platform (online portal and mobile application) for self-service tasks such as sick note submission, personal data updates, and digital correspondence.

The operational technology stack centers on the "Meine AOK" portal and app, layered with member-facing tools including the Gesundheitsnavigator (provider search), the Vorteilsrechner (benefits calculator), the Long-COVID-Coach (digital coaching), and the AOK-Gesundheitsmagazin (editorial health content hub). Marketing channels span the company website, monthly email newsletter, organic social media, a member referral program with a 30-euro reward, and physical branches used as bottom-of-funnel consultation touchpoints. Customer acquisition is direct-to-consumer via the website and branch network, with no third-party distribution partners or brokers listed.

The business model is subscription-style recurring contributions from insured members on a monthly basis at a government-regulated rate, with the Zusatzbeitrag set at the fund's discretion, augmented by individually priced supplementary insurance products. Because the entity is a public-law institution, it is not equity-funded, has no listed ticker, and operates as a self-governing insurer rather than a shareholder-owned company. The Weißwasser (Fil. Weißwasser) office referenced in the data is a single retail branch within that 130-location network, serving the Weißwasser locality in Saxony, and does not represent a separately reportable business unit.

Name

AOK PLUS - Die Gesundheitskasse für Sachsen und Thüringen Fil. Weißwasser

Legal name

AOK PLUS - Die Gesundheitskasse für Sachsen und Thüringen

Website

https://aok-sachsen.de

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

AOK PLUS is a statutory health insurance fund (Gesetzliche Krankenkasse) serving insured members across the German states of Saxony and Thuringia, distributing coverage through approximately 130 physical branches plus the "Meine AOK" digital portal and mobile app.

Ownership category

akta.pro rank

Headquarters

HQ city

Weißwasser

HQ country

Germany

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales

Revenue model

1. Statutory Health Insurance Contributions: AOK PLUS operates as a statutory health insurance provider (gesetzliche Krankenkasse) in Germany. Revenue is generated through income-based contributions from insured members, with contribution rates set by German law. Additional revenue may come from supplementary insurance products and other service fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

AOK PLUS is a statutory health insurance fund (Gesetzliche Krankenkasse) providing mandatory health coverage to insured members in the German federal states of Saxony and Thuringia. Beyond standard statutory benefits, the fund offers supplementary insurance products, a digital self-service platform (Meine AOK portal and mobile app), preventive health bonus programs (up to €400), a special pregnancy package (€500 extra budget), children's sickness benefits (Kinderkrankengeld), a Long-COVID coaching service, health navigation tools for finding providers, and wellness/health courses. Services are delivered through approximately 130 physical branch offices and comprehensive digital channels.

Product overview

AOK PLUS operates as a statutory health insurance provider (Gesetzliche Krankenkasse) for the German states of Saxony and Thuringia. The core offering is comprehensive health coverage with a network of approximately 130 branch offices. The product portfolio includes the digital self-service platform 'Meine AOK' (online portal and app), incentive programs such as the bonus program (up to 400 euros) and pregnancy package (500 euros), supplementary insurance products, health courses, and the AOK health magazine. The services are designed for various target groups including employees, career starters, trainees, families, pregnant women, and self-employed individuals. Additional services include Long-COVID support, children's sickness benefits, and various digital tools like the Vorteilsrechner (benefits calculator).

Differentiator

Problem solved

Functional benefit

Products and services

• AOK PLUS Statutory Health Insurance Coverage Comprehensive statutory health insurance coverage (gesetzliche Krankenversicherung) for residents of Saxony and Thuringia, providing mandatory health benefits as defined by German law. Available to employees, career starters, trainees, families, pregnant women, and self-employed individuals.
• Meine AOK Online Portal and Mobile App Digital self-service platform enabling insured members to submit sick notes (Arbeitsunfähigkeitsbescheinigungen), update personal data, receive digital correspondence, and manage insurance matters online and via mobile devices.
• Bonusprogramm (Bonus and Premium Program) Rewards program allowing policyholders to collect points through participation in preventive health activities and receive up to €400 in cash subsidies. Designed to incentivize healthy behaviors among insured members.
• Schwangerschaftplus-Paket (Pregnancy Plus Package) Special additional budget of €500 for pregnant women providing enhanced prenatal care support and additional services beyond standard statutory maternity coverage. Targets expectant mothers seeking comprehensive pregnancy-related benefits.
• Kinderkrankengeld (Children's Sickness Benefit)

Quantifiable outcome

• Up to 400 euros in subsidies through bonus program participation
• +2 more outcomes

Segments6 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Barmer: Major nationwide statutory health insurance fund with a regional branch network and a digital-first member experience. Comparable on statutory coverage, Zusatzversicherungen, bonus programs, and digital portal offerings.
• HKK Krankenkasse: Statutory health insurance fund with comparable bonus program structure and digital services. Competes for price-sensitive members in the same statutory market with similar Zusatzversicherungen portfolio.
• IKK classic: Largest Innungskrankenkasse (IKK) in Germany, operating as a statutory health insurance fund with a similar mix of physical branches, digital portals, and bonus programs targeting employees and families.
• AOK Baden-Württemberg: Another regional AOK statutory health insurance fund, operating under the same AOK brand umbrella in Baden-Württemberg. Closest structural peer — same legal form, same brand system, same contribution framework, same product portfolio (bonus programs, Zusatzversicherungen, digital portal) — but operating in a different geography.
• AOK Bayern: Largest regional AOK by membership, serving Bavaria under the same statutory health insurance model. Direct peer sharing the AOK brand, product architecture, and regulatory framework — differing only in geographic footprint and member demographics.
• DAK-Gesundheit: Large nationwide statutory health insurance fund with comparable product portfolio including digital services, preventive care programs, and supplementary insurance offerings. Competes directly with AOK PLUS in the regional markets it serves.
• Techniker Krankenkasse (TK): Germany's largest nationwide statutory health insurance fund. Competes head-to-head with AOK PLUS for member switching, particularly among younger and higher-income earners in Sachsen and Thüringen, with strong digital brand presence and aggressive bonus programs.
• KKH Kaufmännische Krankenkasse: Nationwide statutory health insurance fund focused on commercial-sector employees. Comparable product architecture (statutory coverage plus supplementary products and digital self-service) and competes in the same employer-sponsored health insurance market.

Broad incumbents

• Debeka Krankenversicherung: Large private Krankenversicherung (PKV) operating in the supplementary insurance space alongside AOK PLUS's Zusatzversicherungen products. Comparable as a competitor in supplementary health insurance, dental, and hospital comfort coverage.
• Allianz Private Krankenversicherung: Major private health insurer whose Zusatzversicherung and supplementary products compete with AOK PLUS's voluntary supplemental offerings (dental, alternative medicine, hospital comfort). Overlaps with AOK PLUS primarily in the private supplementary insurance market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/aok-plus---die-gesundheitskasse-f%C3%BCr-sachsen-und-th%C3%BCringen-fil.-wei%C3%9Fwasser

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about AOK PLUS - Die Gesundheitskasse für Sachsen und Thüringen Fil. Weißwasser