Barmer
Barmer is one of Germany's largest statutory health insurers, serving over 8 million members through a digital platform integrating telemedicine, electronic patient records, e-prescriptions, and a partner ecosystem of wellness apps under federally regulated income-based contributions.
- Company typePrivate
- Founded1885
- HeadquartersBerlin, Germany
- Headcount5,001–10,000
- GTM typeB2C
- OfferingServices
What Barmer does
Barmer is one of Germany's largest statutory health insurance providers (gesetzliche Krankenkasse), serving over 8 million members under Germany's mandatory social health insurance system (SGB V). Operating as a public-law corporation (Körperschaft des öffentlichen Rechts) supervised by the Bundesamt für Soziale Sicherung, Barmer is funded primarily through income-based contributions shared between employers and employees at federally regulated rates, supplemented by optional Geld-zurück-Tarife (money-back tariffs offering up to EUR 1,350 over three years), supplementary insurance (Zusatzversicherungen), and employer administrative services.
The company's core technology platform is "Meine Barmer," a digital member portal and mobile app that integrates with the Teledoktor telemedicine service, electronic patient records (ePA), electronic prescriptions (E-Rezept), digital sick leave (eAU), and the AI-powered Barmer Chat chatbot built on large language models. Barmer is fully integrated with the German government's Telematik Infrastruktur (TI) via KIM secure messaging, achieving compliance with national digital health infrastructure requirements. The platform follows a partnership-plus-modules architecture, embedding third-party health services (Gymondo for fitness, 7Mind for meditation, Hello Inside for CGM-based metabolic health, GLÜCKS MAMA for pregnancy, SleepScore) alongside proprietary services.
Distribution combines direct digital enrollment (barmer.de and Meine Barmer app available in 8 languages), a Vertriebspartner broker network, employer B2B portals (Firmenkunden), phone hotlines, and a healthcare provider portal (Leistungserbringer). The organization's research arm, the Barmer Institut für Gesundheitssystemforschung (bifg), publishes recurring health systems studies. Barmer is governed by a Verwaltungsrat chaired by Sylvi Krisch, with CEO Prof. Dr. med. Christoph Straub and Deputy CEO Simone Schwering. The company has been recognized with multiple 2026 industry awards including DQBG's "Deutschlands beste Krankenkasse" and FOCUS MONEY's "Höchste Kundenzufriedenheit."
Barmer firmographics
Firmographics- Name
- Barmer
- Legal name
- Barmer
- Website
- https://barmer.de
- Company type
- Private
- Founded year
- 1885
- Operating status
- Operating
- Headcount range
- 5,001–10,000 employees
- Short description
- Barmer is one of Germany's largest statutory health insurers, serving over 8 million members through a digital platform integrating telemedicine, electronic patient records, e-prescriptions, and a partner ecosystem of wellness apps under federally regulated income-based contributions.
- Ownership category
- akta.pro rank
Barmer industry classification
Industry- Product category
- Statutory Health Insurance
- NAICS
- Direct Health and Medical Insurance Carriers (524114), Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Accident & Health Insurance (6321)
- akta.pro primary industry
- Large Group Health Insurance (Mid-Market & National Accounts) (FSAIAFAE)
- akta.pro secondary industry
- Membership/Subscription Concierge Virtual Care (HLALAAAH)
Keywords
Where Barmer is headquartered
LocationHeadquarters
- HQ city
- Berlin
- HQ country
- Germany
- HQ region
- Europe
Offices5 records
Markets served
Barmer business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Healthcare or Claims (Operations), Technology or R&D, Infrastructure, Marketing or Sales, Others
Revenue model
- Statutory Health Insurance Contributions: BARMER operates as a statutory health insurance provider (gesetzliche Krankenkasse) in Germany's dual healthcare system. Revenue is generated through income-based contribution rates paid by members and their employers. Contribution rates are set by the federal government and shared between employers and employees.
- Supplementary Health Insurance: BARMER offers optional supplementary insurance (Zusatzversicherungen) and money-back tariffs (Geld-zurück-Tarife) as additional revenue streams, providing supplementary coverage beyond the statutory package.
- Employer Administrative Services: BARMER provides employers with services including the AAG (Aufwendungsausgleichsgesetz) for employer cost compensation for sick pay, and digital tools for managing employee health insurance matters.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard Statutory Health Insurance contribution rate set by German federal government |
| Hybrid | Annual | Geld-zurück-Tarife (Money-back Tariffs) |
| Subscription | Annual | Barmer Bonus Program |
| Subscription | Annual | Barmer Familie Plus |
| Subscription | Monthly | Supplementary Health Insurance (Zusatzversicherungen) |
Go-to-market motion2 records
Distribution channels7 records
Marketing channels10 records
Barmer product offering
Product offeringCore offering
Barmer is one of Germany's largest statutory health insurance providers (gesetzliche Krankenkasse), serving over 8 million members with mandatory health coverage funded through income-based contributions. The company supplements its core insurance with digital member services (Meine Barmer app and portal), telemedicine via Barmer Teledoktor, electronic patient records (ePA), electronic prescriptions and sick notes, bonus programs, optional cashback tariffs, and partner-integrated wellness offerings such as Gymondo, 7Mind, and Hello Inside.
Product overview
Barmer is one of Germany's largest statutory health insurance providers (Krankenkasse) serving over 9 million members. The product portfolio centers on Meine Barmer, a comprehensive digital member portal accessible via web and mobile app, which serves as the central hub for all insurance services. This core platform integrates with the Teledoktor telemedicine app for virtual medical consultations and video visits, the Elektronische Patientenakte (ePA) for electronic health records, and E-Rezept for digital prescriptions. Barmer has developed multiple digital health offerings including the AI-powered Barmer Chat chatbot, Barmer Bonus reward program, and optional Geld-zurück-Tarife cashback tariffs. The insurer has also established partnerships with wellness platforms including Gymondo (fitness courses), 7Mind (meditation), Hello Inside (metabolic/CGM health), and GLÜCKSMAMA (pregnancy fitness). Additional services include electronic sick notes (eAU), Barmer eCare health records, and comprehensive health courses for prevention. The overall architecture follows a platform-plus-partner-modules model, with Barmer's core insurance platform integrating both proprietary digital services and third-party health applications.
Differentiator
Problem solved
Functional benefit
Brands
- bifg (Barmer Institut für Gesundheitssystemforschung): Research institute for health systems research affiliated with Barmer
- Meine Barmer
- Barmer Teledoktor
- Barmer eCare
- Barmer Pflegekasse
Products and services
- Meine Barmer
Quantifiable outcome
- Up to 1,350 EUR savings over three years with Geld-zurück-Tarife
- +6 more outcomes
Companies that use Barmer
Customer profileNamed customers5 records
Segments7 records
Ideal customer profiles7 records
Barmer technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration8 records
AI capability4 records
Feature10 records
Barmer partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered flagship, core and minor.
- Hello InsideflagshipAustrian healthtech startup Hello Inside partnered with BARMER to provide its continuous glucose monitoring (CGM)-based metabolic health program free of charge to BARMER's over 9 million members. This deal represents one of the first large-scale integrations of AI-powered metabolic prevention into Germany's public healthcare system, shifting Hello Inside from direct-to-consumer to a B2B2C model. Hello Inside has built one of Europe's most comprehensive metabolic health datasets with 66,000 symptom logs from 1,743 women tracked over 90 days.
- GymondocoreGymondo provides BARMER members with free access to over 1,500 online workout courses and 120+ fitness courses. The partnership enables BARMER to offer digital preventive health services to its members, supporting its wellness and prevention programs. Available to all BARMER members at no additional cost.
- 7MindcoreBARMER offers its members 12 months of free access to the 7Mind meditation app, supporting mental health and stress management. The partnership is highlighted as a top BARMER benefit for members seeking mindfulness and relaxation resources.
- SleepScore (Dein Schlaf)minorBARMER partners with SleepScore to offer the 'Dein Schlaf' sleep tracking and improvement program to members, supporting sleep health and wellness initiatives in BARMER's health promotion offerings.
- GLÜCKSMAMAcoreBARMER partners with GLÜCKSMAMA to provide free online courses for expectant mothers, including 'Fit mit Babybauch' (Fit with Baby Bump). The program is part of Barmer Familie Plus, offering comprehensive pregnancy and birth support.
- VerimicoreVerimi, a German digital identity provider, partnered with BARMER to become a sectoral identity provider for the health insurance sector. This partnership contributed to Verimi achieving nearly 50% market coverage of statutory health insurance holders in Germany. Verimi expanded into healthcare as a sectoral identity solution, achieving break-even in 2024 with tenfold user growth. The partnership supports secure digital identity management for BARMER members.
- DDG (Deutsches Dienstleistungszentrum für das Gesundheitswesen)coreDDG GmbH serves as the official billing center for BARMER for Heilmittel, Hilfsmittel, certain nursing benefits, and midwife services. Address: Grabenstr. 102, 45141 Essen, IK: 660 510 336. DDG handles claims processing and billing disputes on behalf of BARMER.
- GFS (Gesellschaft für Statistik im Gesundheitswesen)minorGFS serves as the official billing center for BARMER for pharmaceutical/medication claims submitted by pharmacies. Pharmacies use the GFS Service Portal (gfs-web.de) for claims processing.
- gematikcoregematik is the German government agency responsible for the Telematik Infrastruktur (TI) — the digital health network infrastructure. BARMER integrates with the TI for KIM messaging, electronic prescriptions, and electronic patient records. BARMER uses the TI for secure provider communication.
- SHL Telemedizin GmbHcoreSHL Telemedizin GmbH provides the medical team behind the Barmer Teledoktor service, answering general health questions from members. The medical team operates under medical confidentiality obligations, even towards BARMER, ensuring independent medical advice.
Scale indicators7 records
Recent moves6 records
Expansion highlights6 records
Barmer competitors and assessment
Company assessmentMarket position
Competitive moat6 records
Key risks5 records
Key highlights7 records
Customer concentration
Barmer social profiles
Digital presenceBarmer compliance and trust
Trust signalCompliance2 records
Barmer financial estimates
Financial estimateRevenue estimate
Valuation estimate
Barmer leadership team
Management profileNumber of profiles
Profiles6 records
Barmer subsidiaries and ownership
Company hierarchySubsidiaries1 record
Barmer funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Barmer M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Barmer
What does Barmer do?
Barmer is one of Germany's largest statutory health insurance providers (gesetzliche Krankenkasse), serving over 8 million members with mandatory health coverage funded through income-based contributions. The company supplements its core insurance with digital member services (Meine Barmer app and portal), telemedicine via Barmer Teledoktor, electronic patient records (ePA), electronic prescriptions and sick notes, bonus programs, optional cashback tariffs, and partner-integrated wellness offerings such as Gymondo, 7Mind, and Hello Inside.
Is Barmer a public or private company?
Barmer is a private company. It is classified as state government owned and is currently operating.
When was Barmer founded?
Barmer was founded in 1885. It employs 5,001 to 10,000 people.
Where is Barmer based?
Barmer is headquartered in Berlin, Germany, in the Europe region.
How does Barmer make money?
Three revenue lines are on record. Statutory Health Insurance Contributions are the primary driver. The others are supplementary Health Insurance and employer Administrative Services.
Does Barmer have an API?
No public API is recorded for Barmer.
What industry is Barmer in?
Barmer's product category is Statutory Health Insurance. Its primary akta.pro industry code is FSAIAFAE, Large Group Health Insurance (Mid-Market & National Accounts), with a secondary code of HLALAAAH, Membership/Subscription Concierge Virtual Care. Its NAICS code is 524114 and its SIC code is 6321.