What CCV Pay does

CCV Pay (legal entity: CCV Group B.V.) is a European payment solutions provider headquartered in Arnhem, Netherlands, with operations in Belgium, Germany, France, Poland, and the United Kingdom. Founded around 1960 (with 65+ years of operating history), the company serves approximately 150,000 active customers across more than 12 verticals, including retail, EV charging, parking, vending, public transport, service stations, healthcare, hospitality, and public-sector markets. Named enterprise customers include MediaMarkt, Q-Park, Hornbach, and Jumbo.

The company's product portfolio spans proprietary Android-based payment terminals (Compact A77, Plus Mobile A960, Duo Base A80-A35, Edge IM30, Edge IM15), software-based payment acceptance (CCV SoftPOS, CCV PhonePOS), the Cloud-Connect OCPI-compliant platform for EV charging payments, payment processing and acquiring services for payment institutions, and Fiserv's Clover POS distributed under partnership. CCV's technology infrastructure is anchored on Android OS at the device level and a cloud-based management layer (MyCCV self-service portal, CCV App, Developer Portal APIs), with a manufacturing and repair facility in Au in der Hallertau, Germany.

CCV generates revenue through three streams: per-transaction processing fees, hardware sales and terminal rentals (priced from €29.35/month to €42.85/month for SMB tiers, plus custom enterprise quotes), and recurring subscriptions for cloud services and software. The company distributes through direct enterprise field sales, a channel partner/reseller network, and a self-serve e-commerce shop. As of late March 2025, CCV is a wholly-owned subsidiary of Fiserv (NYSE: FISV), following an acquisition designed to expand Clover's European distribution to 11 countries and approximately 3.5 million merchant locations. CCV holds Payment Institution and Payment Processor licenses from De Nederlandsche Bank (DNB) and is certified under PCI DSS, PCI PIN, ISO 27001, ISAE 3402 Type II, ISO 9001:2015, and HBSN Geprüfter Datenschutz.

Name

CCV Pay

Legal name

CCV Group B.V.

Website

https://ccv.eu

Company type

Private

Founded year

1960

Operating status

Operating

Headcount range

501–1,000 employees

Short description

CCV Pay is a European payment solutions provider, headquartered in Arnhem, Netherlands, offering Android-based payment terminals, SoftPOS software, Cloud-Connect EV charging payments, and acquiring services to over 150,000 merchants across 11 countries. Acquired by Fiserv in March 2025.

Ownership category

akta.pro rank

Product category

Payment Processing Services

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232)

akta.pro primary industry

Integrated POS Payments (ISVs & Vertical POS Platforms) (FSAMADAD)

akta.pro secondary industries

Parking & Toll Payment/Reservation Platforms (BPAMAIAL), Open-Loop EMV Contactless Fare Payments (THAIAMAD)

Keywords

• Payment processing services
• Payment terminal hardware
• Mobile point-of-sale
• EV charging payments
• Merchant acquiring services

Headquarters

HQ city

Montpelier

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Supply Chain, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Payment Processing Services: Transaction-based revenue from processing electronic payments across terminals, online, and mobile channels. Takes a percentage or fixed fee per transaction.
2. Hardware Sales: Sale of payment terminals and hardware equipment to merchants, including purchase of terminal devices
3. Subscription Services: Monthly recurring fees for terminal rental, cloud services, and software subscriptions bundled with hardware

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels4 records

Core offering

CCV Pay provides payment terminals (counter, mobile, self-service/Android-based), SoftPOS/PhonePOS mobile payment software, the Cloud-Connect EV charging payment platform, payment processing and acquiring services for merchants and payment institutions, online payment gateways, gift card and loyalty solutions, and value-added POS software. Customers range from small merchants to large enterprise retailers, parking operators, and EV charging networks across Benelux, Germany, and broader Europe.

Product overview

CCV provides a comprehensive payment ecosystem comprising hardware terminals (attended and unattended), software payment solutions (SoftPOS, PhonePOS), payment processing and acquiring services, and cloud platforms for specialized verticals. The product portfolio includes payment terminals such as the CCV Compact A77, CCV Plus Mobile A960, CCV Duo Base A80-A35, CCV Edge IM30, and CCV Edge IM15 series; mobile payment solutions including CCV SoftPOS and CCV PhonePOS for transforming devices into payment terminals; Cloud-Connect platform for EV charging payment integration using OCPI protocol; Clover POS system offered through Fiserv partnership; online payment services, gift card, and loyalty solutions for e-commerce and retail; and Payment Processing Services for payment institutions and acquirers. The company serves both SMEs and large enterprises across industries including retail, EV charging, parking, vending, hospitality, and public transport. CCV processes over 1 billion payment transactions annually for more than 20 payment institutions, operating across 750,000+ payment terminals for approximately 150,000 customers with over 65 years of industry experience.

Differentiator

Problem solved

Functional benefit

Brands

• CCV Shop: Online shop for payment terminals and accessories
• MyCCV
• CCV App
• CCV SoftPOS
• CCV PhonePOS
• CCV Charge
• Cloud-Connect
• CCV Edge IM30
• CCV Edge IM15
• SalesPOS
• Tap to Pay

Products and services

• CCV Compact A77 A mobile payment terminal in pocket-sized format for on-the-go payments, supporting wireless connectivity and contactless payment options.
• CCV Plus Mobile A960 A mobile payment terminal with integrated ticket printer, designed for mobile use with a large, clear display for both merchant and customer.
• CCV Duo Base A80-A35 A fixed two-part terminal system with counter display and customer-facing PIN pad for point-of-sale transactions.
• CCV Edge IM30 Next-generation Android-based self-service payment terminal for unattended environments, supporting extensive customization and application integration.
• CCV Edge IM15 Compact self-service payment terminal with PIN on glass capability for contactless payments, designed for EV charging and vending applications.
• CCV PhonePOS SoftPOS solution enabling payment acceptance via smartphone, turning compatible devices into payment terminals.
• CCV SoftPOS Software-based point-of-sale solution that transforms mobile devices into payment terminals for contactless payments.
• CCV Charge Payment solution specifically designed for EV charging networks, enabling seamless payment processing at charging stations.
• Cloud-Connect Cloud-based platform for simplified EV charging payment integration using OCPI protocol, enabling seamless connection with charge point management systems and multiple payment terminal brands.
• Payment Processing Services Payment processing services including basic processing (transaction switching), acquiring processing (clearing, settlement, invoicing), and brand certification for payment institutions and acquirers.
• Clover POS Point-of-sale system offered through CCV's distribution partnership with Fiserv, available in multiple form factors including Clover Flex Pocket, Clover Flex, and Clover Mini.
• Online Payments Online payment solutions enabling e-commerce merchants to accept payments through various digital payment methods and shopping cart integrations.
• Gift Card System Digital gift card solution enabling merchants to offer and manage gift card programs for customer loyalty and engagement.
• Loyalty Customer loyalty solution integrated with payment terminals, enabling merchants to build customer retention programs.
• CCV App Android-based software application for payment terminal management and transaction monitoring.
• SalesPOS Point-of-sale application for managing sales transactions, inventory, and customer relationships.

Quantifiable outcome

• 1 billion+ transactions processed annually
• +2 more outcomes

Named customers4 records

Segments14 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• EfaceccoreStrategic or Co-development PartnerStrategic partnership where Efacec and CCV join forces to provide integrated EV charging payment solutions. Efacec provides charging station hardware while CCV provides payment processing infrastructure.
• ElavoncoreTechnology or IntegrationPayment acquiring partner for EV charging solutions. Elavon provides payment processing and merchant acquiring services integrated with CCV's Cloud-Connect platform.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• SumUp: European-focused mobile POS provider with strong SMB presence across Benelux, Germany, and broader Europe. Competes with CCV in mobile payment acceptance for small merchants.
• Verifone: Global provider of payment terminals and POS hardware with strong European presence. Directly competes with CCV's terminal lineup in retail, hospitality, and unattended segments.
• Worldline: Major European payment service provider offering payment terminals, acquiring, and merchant services across multiple European countries. Direct competitor to CCV in POS terminal hardware and processing services in Benelux/DACH.
• PAX Global Technology: Global Android-based payment terminal manufacturer with growing European presence. Competes directly with CCV's Android-based terminal lineup across retail and unattended use cases.
• Nexi: Pan-European payments company providing acquiring, processing, and POS terminal solutions. CCV has listed Nexi as a payment institution partner, indicating overlapping service portfolios in European payment processing.
• myPOS: European all-in-one POS terminal and payment processing provider targeting SMBs. Direct competitor to CCV's SMB segment with similar terminal-plus-acquiring offering.
• Ingenico (now Worldline TMS): Long-established European payment terminal brand now under Worldline. Direct competitor across CCV's full terminal portfolio in retail, hospitality, and unattended segments.

Broad incumbents

• Clover (Fiserv): Fiserv-owned POS platform that acquired CCV. Now CCV's parent and distribution partner; overlapping product lines in SMB POS hardware and software.
• Adyen: Dutch-headquartered global payments platform offering unified online, in-store, and platform payment processing. Competes with CCV on the processing/acquiring layer and increasingly in POS through partnerships.

Emerging players

• Stripe Terminal: Software-led POS terminal offering focused on developers and online-to-offline merchants. Competes with CCV's SoftPOS/PhonePOS solutions in the modern payment-acceptance category.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat6 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/ccv_intl
• LinkedInlinkedin.com/company/ccvgroup

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CCV Pay