Digital Trust

What Digital Trust does

Digital Trust, LLC is a Nevada-based, privately held trust company founded in 2021 that operates as a self-directed IRA custodian for alternative-asset retirement investing. The company offers technology-driven custody and administration for Traditional, Roth, SEP, SIMPLE, Inherited, and Individual 401(k) accounts, enabling account holders to hold assets — cryptocurrency, real estate, precious metals, LLCs, private equity, and other alternatives — that are typically barred in conventional IRAs. Its core product is a self-service platform with a client portal, online account opening, 24/7 access, live price tracking, and portfolio performance monitoring; the platform integrates Dwolla for ACH contributions, Plaid for bank verification, and BitGo for qualified cryptocurrency cold-storage custody. A Checkbook IRA add-on uses a single-member LLC or Grantor Trust structure to provide checkbook control and faster transaction execution.

Digital Trust serves three identifiable segments: individual investors seeking alternative-asset diversification within retirement accounts, self-employed professionals and small business owners needing SEP/SIMPLE/Individual 401(k) plans, and investment professionals and financial advisors who direct clients to the platform for custody services. The company reports 20,000+ active users, 600+ investment options, and 10,000+ daily transactions on the platform.

The business model combines annual custodial fees, per-transaction fees, and asset-based fees, with a fee schedule that is quote-based rather than publicly disclosed. Go-to-market is multi-channel: direct-to-consumer through digitaltrust.com with content marketing (blog, guides, webinars), channel partnerships with BitcoinIRA and BitGo for crypto custody, and a sales-led motion targeting investment professionals. The company is led by co-founder and CEO Theresa Fette, with Maryann Bullion as General Counsel and Chief Compliance Officer. Digital Trust has no disclosed external funding rounds and operates from a single headquarters location in Las Vegas, Nevada.

Name

Digital Trust

Legal name

Digital Trust, LLC

Website

https://digitaltrust.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Digital Trust is a Nevada-based, privately held trust company founded in 2021 that provides technology-driven self-directed IRA custody for individual investors and financial professionals seeking to hold alternative assets — cryptocurrency, real estate, precious metals, LLCs, and private equity — within retirement accounts.

Ownership category

akta.pro rank

Product category

Self-Directed Retirement Custody

NAICS

Trust, Fiduciary, and Custody Activities (523991), Trusts, Estates, and Agency Accounts (52592)

SIC

Finance Services (6199)

akta.pro primary industry

Digital Retirement Platforms (IRA/401(k), Pension & Decumulation) (FSAGAEAF)

akta.pro secondary industries

Digital Asset Custody & Tokenization Servicing (FSAAAOAO), Institutional Qualified Custody (Banks/Trust Companies) (FSADACAA), Directed Trust & Trust Advisory Services (FSAAANAK)

Keywords

• Self-directed IRA
• Alternative asset custody
• Retirement account services
• Cryptocurrency IRA
• Checkbook IRA

Headquarters

HQ city

Las Vegas

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Technology or R&D, Personnel, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Annual Custodial Fees: Annual custodial fees charged to account holders for maintaining self-directed IRA accounts. The fee schedule is available in a downloadable document.
2. Transaction Fees: Fees charged per transaction for buying and selling alternative assets within the self-directed accounts.
3. Asset-Based Fees: Additional fees based on the types and values of alternative assets held in the account, varying by asset class.

Pricing tiers

Go-to-market motion3 records

Distribution channels3 records

Marketing channels5 records

Core offering

Digital Trust is a self-directed IRA custodian providing a technology-driven platform that enables individual investors and investment professionals to hold alternative assets—including cryptocurrency, real estate, precious metals, LLCs, and private equity—inside tax-advantaged retirement accounts. The company supports multiple account types (Traditional, Roth, Inherited, SEP, SIMPLE, Individual 401(k), Custodial, and Trust & Escrow) and offers a Checkbook IRA feature that gives account holders checkbook control via a single-member LLC or Grantor Trust structure.

Product overview

Digital Trust is a self-directed IRA custodian offering a platform-based approach to alternative retirement investing. The core product is the Self-Directed IRA platform, which supports multiple account types (Traditional IRA, Roth IRA, Inherited IRA, SEP IRA, SIMPLE IRA, Individual 401(k) Plan, and Custodial/Trust accounts) and enables investment across alternative asset classes including Cryptocurrency, Real Estate, Precious Metals, LLCs, and Private Equity. The platform includes a Checkbook IRA add-on module that provides checkbook control through an LLC or Grantor Trust structure. Users access their accounts through a Client Portal that offers live price tracking, portfolio performance monitoring, and 24/7 account access. Digital Trust serves both individual investors and investment professionals seeking to diversify retirement portfolios beyond traditional stocks and bonds.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• 20,000+ active users trust the platform
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature5 records

Partnerships

Three partnerships are on record, tiered core.

• BitcoinIRAcoreGTM or Marketing Partner · 14 April 2023Digital Trust partnered with BitcoinIRA and BitGo to host an educational webinar on crypto security in April 2023. The partnership brings together BitcoinIRA's digital asset IRA technology platform with Digital Trust's custody services and BitGo's qualified custodian and multi-signature wallet solutions. The collaboration enables Digital Trust to offer comprehensive cryptocurrency custody options for self-directed IRA investors.
• BitGocoreTechnology or Integration · 14 April 2023BitGo provides qualified custody and multi-signature wallet technology for Digital Trust's cryptocurrency IRA services. BitGo is a leading digital asset security and custody provider, offering regulated qualified cold storage and processing approximately 20% of all global Bitcoin transactions by value. Their technology partnership enables Digital Trust to offer institutional-grade security for crypto holdings within self-directed IRAs.
• DwollacoreTechnology or IntegrationDwolla provides ACH contribution processing for the Digital Trust platform. Customers must create a Dwolla Account to make ACH contributions through the platform. Dwolla's financial institution partners hold the funds transferred through the platform, enabling seamless and regulated fund transfers for IRA contributions.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• Millennium Trust Company: Millennium Trust is a large, established institutional custodian offering self-directed IRAs, HSAs, and alternative-asset custody; it competes with Digital Trust in the alternative-asset IRA market but as a broader, more diversified incumbent.
• Kingdom Trust (Choice Trust): Kingdom Trust is a qualified custodian specializing in alternative-asset retirement accounts including crypto IRAs; it operates at greater scale and with a longer track record than Digital Trust, overlapping across all major alternative asset classes.

Others

• BitGo: BitGo is Digital Trust's technology partner providing qualified custody and multi-signature wallet infrastructure for crypto IRAs; while primarily an infrastructure provider rather than a direct competitor, BitGo's institutional custody offering overlaps in capability with what Digital Trust resells to its own customers.

Direct peers

• Rocket Dollar: Rocket Dollar provides self-directed IRA and Solo 401(k) accounts that invest in alternative assets, including a Checkbook IRA-like structure with checkbook control — a near-direct overlap with Digital Trust's Checkbook IRA product.
• iTrustCapital: iTrustCapital is a crypto-native self-directed IRA platform enabling tax-advantaged trading of cryptocurrencies and precious metals; it competes head-to-head with Digital Trust's cryptocurrency and precious-metals IRA products and is among the better-capitalized crypto-IRA specialists.
• IRA Financial: IRA Financial provides self-directed IRA and Checkbook IRA solutions, including crypto retirement accounts through its Checkbook IRA structure; it competes directly with Digital Trust's Checkbook IRA and cryptocurrency IRA offerings.
• BitcoinIRA: BitcoinIRA operates one of the largest cryptocurrency retirement platforms and is simultaneously a channel partner and direct competitor to Digital Trust for crypto IRA assets, particularly after their 2023 joint webinar collaboration.
• Alto (Alto IRA): Alto is a technology-forward self-directed IRA platform offering alternative investments including crypto, venture capital, and real estate, with a similar product-led, software-first positioning to Digital Trust.
• New Direction Trust Company: New Direction Trust is a self-directed IRA custodian offering alternative-asset retirement accounts including real estate, precious metals, private equity, and cryptocurrency — directly comparable to Digital Trust's full menu of alternative asset classes.
• Equity Trust: Equity Trust is one of the largest self-directed IRA custodians in the U.S., offering alternative-asset retirement accounts across real estate, private equity, crypto, and precious metals — a direct competitor to Digital Trust's core self-directed IRA offering with a much longer operating history.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/DigitalTrustCo
• Facebookfacebook.com/DigitalTrustCo
• LinkedInlinkedin.com/company/digital-trust-company

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Digital Trust