FEDERATION MSA D'ARMORIQUE

What FEDERATION MSA D'ARMORIQUE does

MSA d'Armorique is the regional branch of France's Mutualité Sociale Agricole (MSA) network serving the Brittany (Armorique) administrative region. As part of the French public social security system, it administers statutory social protection for the agricultural community, including health insurance, family benefits, retirement pensions, workplace health and safety services, and social solidarity programs. The organization serves multiple segments: self-employed agricultural workers (exploitants), agricultural employers (farms, CUMA cooperatives), salaried agricultural employees, third-party declarants, and healthcare professionals.

The organization operates a digital service ecosystem centered on 'Mon espace privé' (a secure online portal) complemented by the 'ma MSA et moi' mobile application available on iOS and Android. The technology stack includes DSN (Déclaration Sociale Nominative) integration for employer declarations and inter-regime mutations with CPAM, ACCEO accessibility services for deaf and hard-of-hearing users, GDPR-compliant data handling, and RGAA digital accessibility compliance (currently at varying levels across services). Specialized digital products include LANTICHUTE (fall prevention for care facilities), Tesa (electronic hiring declarations), Soutien agri' (agricultural crisis support), Mon Projet d'Agri (farm creation and transmission support), and Les Sentinelles (farmer suicide prevention network).

MSA d'Armorique's business model is entirely non-commercial: it is funded through mandatory social contributions from agricultural workers and employers, as established by French law under the agricultural social security regime. The organization employs approximately 22 people at its Saint-Brieuc headquarters and is governed by elected officials from the agricultural community under the supervision of CCMSA (Caisse Centrale de la MSA). Revenue figures are not publicly disclosed. The organization's mandate, regulatory monopoly, and mutualist governance structure eliminate traditional commercial competitive dynamics in favor of statutory service delivery.

Name

FEDERATION MSA D'ARMORIQUE

Legal name

MSA d'Armorique

Website

https://armorique.msa.fr

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

MSA d'Armorique is a regional branch of France's agricultural social security network (MSA), providing mandatory health insurance, family benefits, retirement pensions, and social solidarity programs to the agricultural community in Brittany, funded through statutory contributions.

Ownership category

akta.pro rank

Headquarters

HQ city

Bretagne (Armorique)

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Others

Revenue model

1. Social Contributions: Funded through mandatory social contributions from agricultural workers (exploitants) and employers in the agricultural sector. These contributions finance health insurance, family benefits, retirement pensions, and other social protection programs.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

Federation MSA d'Armorique is the regional branch of France's Mutualité Sociale Agricole serving the Brittany region, providing statutory social protection services to agricultural workers, employers, and employees. Its core offerings include health insurance and reimbursements, family benefits, retirement pensions, workplace health and safety services, and solidarity programs tailored for the agricultural community. The organization delivers these services through digital channels (Mon espace privé portal and Ma MSA et moi mobile app), physical offices, telephone support, and partnerships with healthcare providers.

Product overview

FEDERATION MSA D'ARMORIQUE is a regional branch of the Mutualité Sociale Agricole (MSA), France's agricultural social security organization. It provides a comprehensive digital service ecosystem centered around Mon espace privé (secure online portal) with complementary mobile application Ma MSA et moi. The portfolio includes specialized services like LANTICHUTE for fall prevention in care facilities, Tesa for employer declarations, aidant'plus for caregiver support, Les Sentinelles for farmer suicide prevention, and various health, family, retirement, and social assistance services. The organization serves multiple segments: individuals, farmers (exploitants), employers, partners, and MSA elected officials, with digital tools designed for accessibility.

Differentiator

Problem solved

Functional benefit

Products and services

• Health insurance and reimbursement services Statutory health insurance coverage including reimbursement of medical expenses, coordinated care pathway compliance (contrat responsable), and access to third-party payment (tiers-payant) through healthcare provider networks. For MSA members and their families in the agricultural sector.
• Family benefits and allowances Comprehensive family benefits including family allowances, young child support (PAJE), housing assistance (aides au logement), education and autonomy support, maternity/paternity/adoption benefits, and family accompaniment services. For agricultural families and workers.
• Retirement pensions and SASPA allocations Retirement pension services including information on retirement rights, pension preparation and application, survivor's pensions (veuvage, réversion), orphan pensions, and allocations for SASPA beneficiaries. Includes retirement well-being programs through the 'Pour bien vieillir Bretagne' association.
• Mon espace privé (Online portal) Secure online portal for MSA members to access digital services, manage social security accounts, submit declarations, track benefits and reimbursements, and consult their rights. Available 24/7 to individuals, farmers, employers, and third-party declarants.
• Ma MSA et moi mobile application Mobile application enabling MSA members to access their social security files and services from smartphones. Available on both App Store and Google Play, providing account management and information access on mobile devices.
• Tesa (Titre Electronique de Sortie pour les Activités) Electronic system enabling agricultural employers to manage simplified hiring declarations and salary statements for temporary and seasonal agricultural workers, simplifying compliance with employment regulations.
• Soutien agri' (Agricultural crisis support program) Online guide and support program providing solutions and accompaniment for farmers, employers, and employees facing agricultural crises. Includes dedicated support for GNR (Gazole Non Routier) cost increases and avian influenza epidemics.
• LANTICHUTE (Fall prevention service) Online fall prevention service designed for healthcare professionals in nursing homes (EHPAD) and autonomous living residences to reduce fall risks among elderly residents.
• Mon Projet d'Agri (Farmer installation and transmission platform) Support platform for individuals pursuing agricultural careers, covering farm creation, installation procedures, affiliation and statuts, and farm activity transmission/cessation processes.
• Guidea (Interactive administrative guidance) Interactive guidance service helping members navigate MSA administrative procedures based on their specific situations, providing tailored procedural direction for both individuals and exploiters.
• aidant'plus (Caregiver support service) Support service for caregivers (aidants) providing additional assistance in their daily life for those caring for loved ones, complemented by the 'Instants santé aidants' caregiver health program.
• Les Sentinelles (Farmer suicide prevention network) Prevention network with trained sentinelles detecting suicidal risk among farmers, providing early intervention to address farmer mental health and prevent suicide in the agricultural community.
• Solidarity services (RSA, Prime d'activité, disability, dependency) Solidarity and hardship services including Revenu de Solidarité Active (RSA), Prime d'activité, Prime de Noël, disability support, dependency and loss of autonomy assistance, and accompaniment for persons in difficulty.
• Workplace health and safety services (Santé-Sécurité au Travail) Workplace health and safety services for agricultural exploiters including expert consultations, themed training days, phytochemical risk prevention, CPHSCT support, and welcome toolkits for young workers in agricultural enterprises.

Quantifiable outcome

• Digital accessibility through Mon espace privé and mobile app enabling 24/7 service access

Segments7 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration12 records

Feature5 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• CCMSA (Caisse Centrale de la MSA)coreStrategic or Co-development PartnerCentral organization within the MSA network that coordinates national policies, standards, and strategic direction for all regional MSA branches including MSA d'Armorique. Provides governance framework, IT systems, and institutional support.
• Agricultural Professional OrganizationscoreStrategic or Co-development PartnerPartnerships with agricultural unions and professional organizations (FNSEA, etc.) for collective agreements, convention collective nationale (IDCC 7024, 7025), and agricultural sector representation.
• CPAM (Caisse Primaire d'Assurance Maladie)coreTechnology or IntegrationCollaboration with general regime health insurance for inter-regime mutations, simplified transfers, and coordination of health rights between agricultural and general social security regimes.
• Health Insurance InsurerscoreChannel Partner/ Reseller/ DistributorPartnerships with insurance companies for managing collective complementary health insurance (complémentaire santé) under the 2021 collective agreements for agricultural sector (IDCC 7024, 7025). MSA handles contribution collection and benefit management.
• Service de Remplacement (Agricultural Replacement Services)minorStrategic or Co-development PartnerPartnership with agricultural replacement services to provide 'Aide au répit' (respite assistance) for farmers experiencing professional exhaustion or facing temporary inability to work.
• GIP MDS (Groupement d'Intérêt Public - Maison des Services)coreTechnology or IntegrationCollaboration for inter-regime mutation control system, managing the automated DSN-based population mutation processes between social security regimes.
• Convention Collective Nationale PartnerscoreStrategic or Co-development PartnerImplementation of two new national collective agreements effective April 2021: IDCC 7024 (production agricole et CUMA) and IDCC 7025 (travaux et services agricoles ruraux et forestiers) through social dialogue with employer and employee organizations.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): Central coordinating body of the French agricultural social security network; MSA d'Armorique is a regional branch under CCMSA's governance, making it the most directly comparable entity across the MSA system.
• CNAF (Caisse Nationale des Allocations Familiales): French national family benefits fund that administers family allowances overlapping with MSA's family benefits offering; comparable as a public social benefit administrator in France.
• URSSAF: French agency collecting mandatory social contributions from employers; comparable as a statutory contribution-collection and social security administration body, though operating across all sectors rather than agriculture alone.
• CPAM (Caisse Primaire d'Assurance Maladie): General-regime French health insurance fund; while not agricultural-specific, CPAM administers overlapping health reimbursement services for non-agricultural populations and is a key integration partner for MSA inter-regime mutations.
• CNAV (Caisse Nationale d'Assurance Vieillesse): National French retirement insurance body that administers pensions for the general regime; comparable as a public social security administrator handling retirement benefits, the function MSA d'Armorique performs for the agricultural sector.

Regional players

• Sozialversicherung für Landwirtschaft, Forsten und Gartenbau (SVLFG): Germany's statutory social security body for the agricultural, forestry, and horticultural sectors; the closest international counterpart to MSA in terms of serving farmers with health, pension, and accident insurance.
• ENPAIA (Ente Nazionale di Previdenza per gli Addetti e per gli Impiegati in Agricoltura): Italian social security and pension body for the agricultural sector; comparable as a national agricultural-focused mutual benefit and social insurance organization, though serving a different national system.

Direct peers

• MSA Côtes Normandes: Another regional MSA federation with comparable mandate, services, and mutualist governance structure serving a comparable agricultural community in Normandy.
• MSA Provence Azur: Regional MSA branch covering southeastern France with the same statutory agricultural social security role; comparable in mandate, scale, and service portfolio though operating in a different geographic and agricultural context.
• MSA Loire-Atlantique-Vendée: Sister regional MSA federation serving a similar agricultural population in western France with the same health, family, retirement, and employer services; most structurally identical peer to MSA d'Armorique.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/msa_armorique
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/mymsa
• Instagraminstagram.com/msaarmorique
• LinkedInlinkedin.com/company/federation-msa-d'armorique

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FEDERATION MSA D'ARMORIQUE