MSA Loire-Atlantique - Vendée

What MSA Loire-Atlantique - Vendée does

MSA Loire-Atlantique - Vendée is a regional branch of the CCMSA (Caisse Centrale de la Mutualité Sociale Agricole), the French public social security institution responsible for the agricultural sector. Headquartered in Saint-Herblain with 112 employees, it administers statutory health insurance, family allowances, retirement pensions, housing assistance, and social action programs to the agricultural populations of the Loire-Atlantique and Vendée departments. Its mandate is defined by law under the oversight of the Ministry of Agriculture and the Direction de la Sécurité Sociale, giving it a regulatory monopoly on agricultural social protection in this territory. The organization is funded through statutory social contributions collected from agricultural employers and employees rather than commercial revenue, and also offers preferential-rate loans (e.g., home improvement loans up to 1,067.14 euros at 1%, structural loans up to 100,000 euros at 1%) and grants to beneficiaries and partner structures.

The organization's primary distribution platform is "Mon espace privé," a secure online portal that consolidates beneficiary services — document consultation, benefit applications, employer declarations, and secure messaging — supplemented by the "Ma MSA et moi" iOS/Android mobile application and the Chatbot SAM automated assistant. Employer-facing services include Tesa+ (Titre Emploi Service Agricole +), DSN monthly social declarations, and DPAE hiring declarations via the national net-entreprises portal. Beneficiary tools extend to housing benefits, family benefits, retirement planning (including the Agrica/Solidel retirement preparation program for ESAT workers), and accessibility services such as ACCEO for deaf and hard-of-hearing members. Specialized crisis programs include Agri'écoute (a 24/7 psychological support helpline), Soutien agri (Pass agri) for agricultural crises, and Aidant'plus for caregivers.

The business model is a public administrative mandate with no traditional revenue mechanics: services to beneficiaries are provided free of charge, and operational funding flows through statutory agricultural social contributions. Distribution is omnichannel — combining the self-serve digital portal, in-person MSA offices, a network of elected MSA delegates for grassroots representation, and a partner ecosystem of municipal CCAS, ADMR (home help), Présence Verte (elderly care), MFR (agricultural education), and Action Logement for housing support. Recent strategic activity has focused on statutory benefit expansion (new paid birth leave effective January 2026) and digital accessibility improvements with measurable RGAA compliance progress, rather than commercial growth.

Name

MSA Loire-Atlantique - Vendée

Legal name

MSA Loire-Atlantique - Vendée (Mutualité Sociale Agricole)

Website

https://loire-atlantique-vendee.msa.fr

Company type

Public

Operating status

Operating

Headcount range

101–250 employees

Short description

MSA Loire-Atlantique - Vendée is a regional French public social security branch administering health insurance, family benefits, retirement, housing, and social action programs to the agricultural populations of Loire-Atlantique and Vendée through its Mon espace privé online portal and local offices.

Ownership category

akta.pro rank

Product category

Agricultural Social Security Services

NAICS

Health and Welfare Funds (525120)

SIC

Services-Social Services (8300)

akta.pro primary industry

Income Support & Cash Assistance Programs (BPAIAKAE)

akta.pro secondary industries

Rural Livelihoods & Economic Empowerment (BPAGABAA), Worksite Financial Wellness & Employee Assistance Programs (EAP) (FSAIAMAN), Cash & Voucher Assistance (CVA) and Emergency Livelihood Support (BPAGAAAJ)

Keywords

• Agricultural social security
• Statutory health insurance
• Family benefits administration
• Retirement pension services
• Employer social declarations

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Supply Chain

Pricing tiers

Distribution channels6 records

Marketing channels6 records

Core offering

MSA Loire-Atlantique - Vendée delivers statutory agricultural social security benefits to farmers, agricultural employees, employers and their families in the Loire-Atlantique and Vendée departments of France. Its core offering bundles health insurance, family benefits, retirement pensions, housing assistance, and social action programs through the digital "Mon espace privé" portal, the "Ma MSA et moi" mobile app, and a partner-supported in-person service network. Supplementary offerings include concessional loans (PAH, structural loans, moving grants) and specialized support such as Agri'écoute, LANTICHUTE, and ACCEO.

Product overview

MSA Loire-Atlantique - Vendée is a regional branch of the French agricultural social security scheme (Mutualité Sociale Agricole). It provides a unified digital services platform through 'Mon espace privé' (My Private Space), which integrates online services for individuals, farmers, employers, and partners. Key products include a mobile application ('ma MSA et moi'), a chatbot assistant (SAM), and specialized digital services for housing assistance, employer declarations (DPAE, DSN, Tesa+), health insurance claims, family benefits, and retirement planning. The organization also offers accessibility tools like ACCEO for deaf and hard-of-hearing users.

Differentiator

Problem solved

Functional benefit

Brands

• Mon espace privé: Online member portal for accessing MSA services including health reimbursements, family benefits, retirement information, and employer services
• Ma MSA et moi
• Chatbot SAM
• Tesa+ (Titre Emploi Service Agricole +)
• Agri'écoute

Products and services

• Mon espace privé (My Private Space) Online services portal providing beneficiaries with 24/7 access to MSA's complete digital services including document consultation, benefit applications, employer declarations, and secure messaging with the MSA.
• Ma MSA et moi mobile application Mobile application for iOS (iOS 15 and above) and Android (version 7 and above) that enables users to access MSA services on smartphones and tablets, including benefit follow-up, document consultation, and secure messaging.
• Chatbot SAM AI-powered chatbot assistant available on the MSA website that helps users navigate services and obtain answers to common questions about their benefits and procedures.
• LANTICHUTE Online fall-prevention service designed to detect, prevent and avoid falls among elderly residents in EHPAD nursing homes and autonomous living residences.
• Agri'écoute 24/7 telephone and chat psychological support service for agricultural workers experiencing distress, staffed by psychologists trained in agricultural realities and providing anonymous support.
• Soutien agri (Pass agri) Crisis support program for agricultural workers and employers offering financial assistance and replacement services during agricultural or economic crises, including the Moyen-Orient crisis impact response.
• Tesa+ (Titre Emploi Service Agricole +) Simplified online employment service that enables agricultural employers to manage employee contracts and social declarations (DPAE, DSN) via a single statement.
• DSN (Déclaration Sociale Nominative) Monthly social declaration service that allows employers to report employee data to social security organizations via a single online declaration.
• Aides au logement (Housing assistance) Online service for housing benefits including APL, ALF and ALS applications, resource declarations, and follow-up on housing assistance requests managed via Mon espace privé.
• Prestations familiales (Family benefits) Services for family benefits including child allowances, birth grants, and related financial assistance for agricultural workers and their families.
• ACCEO Accessibility tool implemented in 2018 that enables deaf and hard-of-hearing agricultural members to communicate independently with MSA agents about their files via remote sign-language interpretation and transcription.
• Aidant'plus Additional daily assistance service for caregivers supporting family members with care needs, providing practical support for the caregiver's own daily life.
• Prêt à l'Amélioration de l'Habitat (PAH) Concessional loan for housing improvement, repair or thermal insulation work: maximum 1,067.14 euros (capped at 80% of expenses), 1% fixed interest rate, repayable in 36 monthly installments.
• Prêts aux structures (Structural loans) Concessional loans to partner structures such as local authorities, non-profit associations, and care facilities for social or health-related investments: maximum 100,000 euros at 1% interest rate, repayable over up to 10 years.
• PALA - Prêt d'Amélioration des Lieux d'Accueil de la Petite Enfance Interest-free loan for childcare facilities to finance improvement or equipment: maximum 10,000 euros (capped at 80% of expenses), 0% interest, repayable in up to 120 monthly installments.
• Prime de déménagement (Moving grant) Grant helping families with at least three children cover moving expenses: maximum 1,147.58 euros for three children, plus 95.63 euros per additional child.
• Congé supplémentaire de naissance (Additional birth leave) New paid birth leave benefit launched for parents of children born or adopted from 1 January 2026, available to one or both parents of salaried or non-salaried agricultural workers.

Segments6 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Ten partnerships are on record, tiered minor and core.

• Action LogementminorStrategic or Co-development PartnerPartnership for housing assistance to seasonal agricultural workers. Action Logement provides financial assistance up to 600 euros for housing and the VISALE guarantee for seasonal workers needing rental deposits. MSA refers eligible beneficiaries to this complementary housing support.
• AgricaminorStrategic or Co-development PartnerAgrica is the complementary social protection group for the agricultural sector. Partnership for the 'La vie après le travail' (Life after work) retirement preparation program for disabled workers in ESAT establishments. Jointly developed 5-day training program.
• SolidelminorStrategic or Co-development PartnerSolidel is the network for disabled workers in the agricultural sector and rural territories. Partnership for the 'La vie après le travail' retirement preparation training program for disabled workers. Solidel provides accredited trainers and program facilitation. Contact: [email protected]
• Agri'écoutecoreOthersPsychological support helpline for agricultural professionals experiencing distress. Available 24/7 by phone (09 69 39 29 19) or online chat at agriecoute.fr. Provides anonymous support with psychologists trained in agricultural realities.
• Eval'LoireminorOthersAssociation for social needs evaluation (association d'évaluation des besoins sociaux). Local partner for assessing social needs and guiding beneficiaries to appropriate MSA support services in Loire-Atlantique.
• ADMR (Aide à Domicile en Milieu Rural)minorChannel Partner/ Reseller/ DistributorHome help service association operating in rural areas. Partner for delivering in-home support services. MSA provides financial support and coordination for eligible beneficiaries.
• CCAS (Centre Communal d'Action Sociale)minorChannel Partner/ Reseller/ DistributorMunicipal Social Action Centers. Local authority partners for social action coordination. MSA collaborates on housing assistance, social support, and community welfare programs.
• Présence VerteminorChannel Partner/ Reseller/ DistributorHome care and assistance service for elderly and vulnerable persons. MSA partner for elderly support services and home assistance coordination in rural territories.
• MFR (Maison Familiale Rurale)minorStrategic or Co-development PartnerFamily Learning Centers providing agricultural education. Joint call for projects 'Les Jeunes s'engagent!' to support youth autonomy and socio-professional integration in rural areas. Applications submitted to MSA Loire-Atlantique - Vendée.
• CAF (Caisse d'Allocations Familiales)minorOthersFamily Allowances Fund. Referenced as an external resource for beneficiaries. MSA and CAF both serve families but with different populations and programs.

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• CCMSA (Caisse Centrale de la Mutualité Sociale Agricole): National coordinating body that oversees all MSA regional branches, including Loire-Atlantique - Vendée. Operates the same statutory agricultural social security mission at the national level, sets policy and shared IT platforms, and is the direct parent organization of the subject company.
• Crédit Agricole: France's leading cooperative bank deeply rooted in the agricultural sector. Comparable in serving the farming population, providing rural financial products (loans, housing, retirement savings), and operating a regional/local branch model across rural France.
• Mutualité Française: Federation of complementary health mutuals providing supplemental health coverage across France. Adjacent to MSA's health insurance role, particularly for the agricultural sector where complementary coverage often intersects with MSA's mission.

Direct peers

• CARSAT (Caisse d'Assurance Retraite et de la Santé au Travail): Regional retirement and occupational health administrator for the general scheme. Equivalent structure (regional caisses), directly comparable benefit administration, retiree service mission, and digital portal operation.
• URSSAF: French agency collecting social contributions from employers and employees across all sectors. Shares MSA's contribution-collection mandate in the agricultural sector and operates a similar digital declaration platform (net-entreprises).
• Agrica (Groupe Agrica): Complementary social protection group dedicated to the agricultural sector, providing supplemental retirement, health, and welfare benefits. An existing MSA partner and a direct functional peer in serving the same agricultural beneficiaries with overlapping welfare products.
• CAF (Caisse d'Allocations Familiales): France's primary family benefits administrator, providing family allowances, housing assistance, RSA, and birth grants. Closely comparable in mission, service mix, and digital-first delivery model, but covers the general population rather than the agricultural regime.
• CPAM / Assurance Maladie (Ameli): France's general health insurance administrator, handling reimbursements, tiers-payant, and healthcare coverage for the non-agricultural population. Operates the Ameli digital portal analogously to Mon espace privé and is an active interoperability partner of MSA.

Emerging players

• France Travail (formerly Pôle Emploi): National employment agency handling unemployment benefits, job placement, and vocational rehabilitation. Comparable in administering welfare benefits to workers, running a multi-channel service platform, and serving job seekers including rural and agricultural populations.

Regional players

• ADMR (Aide à Domicile en Milieu Rural): France's leading in-home care association for rural populations, providing elderly care, family support, and daily assistance. A direct MSA channel partner with overlapping rural beneficiary base and complementary service portfolio.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/msa_actu
• YouTubeyoutube.com/channel/UCLlovMAT34gqUK7PQ4p1LKA
• Facebookfacebook.com/mymsa
• LinkedInlinkedin.com/company/msa-loire-atlantique-vend%C3%A9e

Compliance12 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MSA Loire-Atlantique - Vendée