What Dunmor does

Dunmor is a direct national non-bank lender founded in 2021 and headquartered in Los Angeles, California, operating under the legal entity BARH Dunmore, LLC (NMLS ID #2008475). The company originates residential transition loans (RTLs) for professional real estate investors, builders, developers, and landlords across 48 states, offering five core products: Bridge Loans ($100k–$5mm, up to 80% LTV, 6–24 month terms), Fix & Flip Loans (up to 93% LTC, up to 100% rehab funding), Ground Up Construction Loans (up to 90% LTC), Multifamily Loans (up to $8mm, up to 80% LTV), and 30-year DSCR Rental Loans ($100k–$2.5mm).

The operating platform is built on two proprietary AI-powered loan origination systems — a borrower portal at portal.dunmor.com and a broker portal at broker.dunmor.com — that automate pre-qualifications, instant quotes, term-sheet generation, and document tracking, enabling closing in 10–14 business days. The CTO, Francesco Fabbrocino, holds two patents and brings 25 years of financial-technology experience from QuickFee and FastPay. AI is also applied to predictive segmentation of broker and investor prospects and to attribution modeling for marketing budget allocation.

Dunmor earns revenue through loan origination fees and net interest spread on funded loans, with additional fee income generated through the Wholesale Broker Division (launched July 2025 under EVP Zeenat Zonte). Capital supply is anchored by a January 2025 minority equity investment from Newfi Lending (owned by Apollo Global Management funds), a $150 million funding round announced in April 2025, and an offtake partner agreement securing hundreds of millions of dollars in funding capacity with built-in upsize flexibility. Distribution is dual-channel: a nationwide team of loan originators and production analysts targeting the direct borrower (professional investors, builders, developers), plus the wholesale broker channel serving mortgage brokers across the U.S.

Name

Dunmor

Legal name

BARH Dunmore, LLC

Website

https://dunmor.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

11–50 employees

Short description

Dunmor is a direct national non-bank lender originating residential transition loans — bridge, fix-and-flip, ground-up construction, multifamily, and DSCR rental — for professional real estate investors, builders, and developers across 48 states, powered by proprietary AI origination platforms.

Ownership category

akta.pro rank

Product category

Residential Real Estate Lending

NAICS

Real Estate Credit (522292)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

HELOC & Second-Lien Wholesale Lending (FSALACAG)

akta.pro secondary industries

CRE Loan Syndication & Participation (FSALADAK), Real Estate / Property-Backed Marketplace Lending (Non-mortgage) (FSAKAHAG)

Keywords

• Residential transition loans
• Bridge lending
• Fix and flip financing
• Construction loans
• DSCR rental financing

Headquarters

HQ city

Woodland Hills

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Loan Origination and Interest Income: Dunmor earns revenue through interest income on bridge, fix-and-flip, ground-up construction, and DSCR rental loans it originates. The company is a direct lender providing business-purpose residential mortgage loans. Revenue is generated from loan origination fees, interest rates on the loans, and the spread between cost of funds and loan yields. Loans range from $100k to $5mm (up to $8mm for multifamily).
2. Broker Channel Revenue: Revenue is also generated through the wholesale broker division, where mortgage brokers originate loans on behalf of their investor clients using Dunmor's platform. Brokers are compensated through competitive compensation structures, and Dunmor earns origination revenue on each closed loan.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Dunmor is a direct national non-bank lender originating residential transition loans (RTLs) for professional real estate investors, builders, and flippers. Its core offerings include bridge loans, fix-and-flip loans, ground-up construction loans, multifamily loans, and 30-year DSCR rental loans, delivered through proprietary AI-powered borrower and broker origination platforms.

Product overview

Dunmor is a direct national non-bank lender specializing in residential transition loans (RTLs) for professional real estate investors. Founded in 2021 and headquartered in Los Angeles, the company operates across 48 states offering four core loan products: Bridge Loans (short-term acquisition or cash-out financing), Fix & Flip Loans (purchase and renovation funding), Ground Up Loans (new construction financing), and Multi-Family Loans (multifamily bridge, rehab, and construction). Additionally, DSCR Rental Loans provide long-term 30-year financing for stabilized rental properties. The company also operates a Wholesale Broker Division and maintains a proprietary AI-powered loan origination platform for both borrowers and brokers that enables rapid pre-qualifications, quotes, term sheets, and loan processing.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridge Loan Short-term financing for acquisition or cash-out refinance on residential 1-4 unit properties, condos, townhomes, multifamily, and mixed-use properties. Up to 80% LTV, up to 75% LTV on cash-out, loan sizes $100k–$5mm, 6–24 month terms.
• Fix & Flip Loan Short-term mortgage covering purchase and renovation costs for real estate investors. Up to 93% LTC, up to 75% LTARV, up to 100% rehab funding, 12–24 month terms.
• Ground Up Loan Construction financing for new or mid-construction residential 1-4 unit, condo, townhome, multifamily, and mixed-use projects. Up to 90% LTC and up to 75% LTARV.
• Multifamily Loan Bridge, rehab, and construction financing for multifamily and mixed-use properties. Up to 80% LTV, up to 70% LTARV, loan amounts up to $8mm, 6–24 month terms.
• DSCR Rental Loan Long-term 30-year DSCR (Debt Service Coverage Ratio) financing for stabilized 1-4 unit rental properties including short-term/vacation rentals. Loan sizes $100k–$2.5mm, up to $1mm cash-out, up to 80% LTV. Min FICO 660.
• Wholesale Broker Division Channel program enabling wholesale mortgage brokers to originate residential transition loans (bridge, fix-and-flip, ground-up construction, and DSCR rental) on behalf of their investor clients via broker.dunmor.com.

Quantifiable outcome

• Closings in 10–14 business days
• +4 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability5 records

Feature4 records

Scale indicators4 records

Recent moves10 records

Expansion highlights7 records

Direct peers

• Anchor Loans: One of the largest U.S. fix-and-flip and ground-up construction lenders, serving professional real estate investors with nationwide coverage. Comparable product set and customer profile.
• Lima One Capital: Specializes in residential transition loans (bridge, fix-and-flip, new construction, DSCR rental) to professional real estate investors. Closely mirrors Dunmor's product mix, customer base, and nationwide direct-lending model.
• RCN Capital: Direct private lender offering bridge, fix-and-flip, new construction, and rental loans to real estate investors. Comparable nationwide footprint, product mix, and customer segment.
• Newfi Lending: Non-QM and business-purpose residential lender (bridge, fix-and-flip, rental) owned by Apollo Global Management funds; also a strategic minority investor in Dunmor. Directly comparable products, with an institutional capital base similar in nature to Dunmor's Apollo backing.
• Kiavi: One of the largest direct non-bank lenders to residential real estate investors, offering bridge, fix-and-flip, and new construction loans across most U.S. states. Directly comparable to Dunmor in target customer (real estate investors), product set, and tech-enabled origination.
• Roc Capital: Direct private lender providing residential bridge, fix-and-flip, and ground-up construction financing to real estate investors nationwide. Overlapping product suite and investor target market make it a close peer.
• Visio Financial: Non-bank lender specializing in residential bridge, construction, and rental loans for real estate investors. Comparable target customer, product types, and nationwide U.S. focus.
• CoreVest Finance: Non-bank lender focused on residential bridge, fix-and-flip, ground-up construction, and rental loans for real estate investors. Operates a similar direct-to-investor origination model with multi-product offerings across the U.S.

Emerging players

• Awning (formerly Awning House Lending): Tech-enabled residential transition lender serving real estate investors with bridge, fix-and-flip, and rental products. Comparable niche focus with stronger technology emphasis than most legacy RTL lenders.
• Groundfloor: Real estate lending platform originating fix-and-flip and rental loans to investors. Overlaps with Dunmor in property-backed investor lending, though distributed via a marketplace model rather than purely direct.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/dunmorloans
• Facebookfacebook.com/DunmorLoans
• LinkedInlinkedin.com/company/dunmorloans

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds1 record

Investors1 record

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Dunmor