Aman Trust Insurance Company

What Aman Trust Insurance Company does

Aman Trust Insurance Company (ATI), operating under the brand Access Trust Insurance, is a privately held multi-line insurance provider headquartered in Beirut, Lebanon. The company underwrites fourteen distinct insurance products spanning personal lines (health, motor, life, travel, personal accident, fire, expatriate, medical expenses) and commercial lines (public liability, marine, workmen's compensation, contractor, political violence, medical malpractice, BBB), serving individuals, small businesses, mid-sized companies, large corporations, and organizations in the Lebanese market.

Distribution is primarily direct-to-customer through a website-based quote-request system, where customers browse product categories, select a suitable policy, and submit a form to request a quote. ATI supplements this with WhatsApp-based customer contact, social media presence on Facebook, LinkedIn, and Instagram, and direct engagement for enterprise clients. The underlying technology is a standard insurance operations platform with no disclosed proprietary features, integrations, or API offerings.

ATI's revenue model is built on insurance premiums collected across its multi-line portfolio, operating as a subscription-style recurring revenue stream. The company is led by CEO Mr. Wissam Achour and General Manager Mr. Maher Antar, with a reported headcount of 1-10 employees, suggesting a lean operating model that likely relies on outsourced or broker-driven functions. No parent company, institutional investors, funding rounds, acquisitions, mobile applications, or technology partnerships are disclosed in available sources.

Name

Aman Trust Insurance Company

Legal name

Aman Trust Insurance Company

Website

https://ati.com.lb

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Aman Trust Insurance Company (ATI) is a privately held, multi-line insurance provider headquartered in Beirut, Lebanon, offering 14 personal and commercial insurance products to individuals, small businesses, and corporations through a website-based quote-request system.

Ownership category

akta.pro rank

Product category

Multi-line Insurance

NAICS

Insurance Carriers and Related Activities (524), Insurance Carriers (5241), Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Insurance Carriers, Nec (6399), Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321), Life Insurance (6311)

akta.pro industry

PRIMARYFSAJAMAN

Travel & Accident (Non-Life) Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Motor Vehicle Liability Insurance

SECONDARYFSAJAJAD

Personal Accident Insurance (Injury, Disability & Income Benefit)

Financial & Insurance/Insurance — Motor, Property & Casualty/Travel & Accident (Non-Life) Insurance

SECONDARYFSAIAKAJ

International/Expat Critical Illness & Hospital Indemnity

Financial & Insurance/Insurance — Life & Health/Critical Illness & Hospital Indemnity Insurance

Keywords

• Multi-line insurance
• Property and casualty insurance
• Health insurance
• Motor insurance
• Commercial insurance

Headquarters

HQ city

Beirut

HQ country

Lebanon

HQ region

Middle East

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Premiums: Multi-line insurance company generating revenue through premiums collected from various insurance products including health, motor, marine, life, travel, personal accident, worker's compensation, fire, public liability, political violence, contractor bonds, expatriate, and medical malpractice insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

Aman Trust Insurance Company (ATI) is a Lebanon-based multi-line insurance provider offering 14 distinct insurance products covering personal, commercial, and corporate risks. The company delivers health, motor, marine, life, travel, public liability, contractor, political violence, workmen's compensation, personal accident, fire, expatriate, medical expenses, and BBB insurance products to individuals, small businesses, and mid-sized to large organizations through its website-based quote request system.

Product overview

Aman Trust Insurance Company (ATI) is a leading multi-line insurer operating in Lebanon, providing a wide range of property and casualty insurance products and services. The company offers a comprehensive portfolio of 14 distinct insurance products: Health Insurance, Motor Insurance, Public Liability Insurance, Marine Insurance, Contractor Insurance, Life Insurance, Political Violence Insurance, Travel Insurance, Workmen Insurance, Personal Accident Insurance, Fire Insurance, BBB Insurance, Expatriate Insurance, and Medical Expenses Insurance. ATI serves individuals, small businesses, and mid-sized and large companies as well as organizations and corporations. The company emphasizes providing insurance through a fast and simple process with a focus on convenience, transparency, and competitive pricing.

Differentiator

Problem solved

Functional benefit

Products and services

• Health Insurance Health insurance coverage providing medical protection for individuals and families in Lebanon.
• Motor Insurance Vehicle insurance covering damage, theft, and liability for automobiles and other motor vehicles.
• Public Liability Insurance Coverage protecting businesses against claims from third parties for injury or property damage.
• Marine Insurance Insurance coverage for maritime vessels, cargo, and related liabilities during sea transport.
• Contractor Insurance Coverage for construction contractors protecting against project delays, damages, and liabilities.
• Life Insurance Financial protection for families and individuals providing death benefit coverage.
• Political Violence Insurance Coverage protecting businesses and individuals against losses from political unrest, terrorism, and civil disturbance.
• Travel Insurance Coverage for trip cancellations, medical emergencies, and travel-related risks.
• Workmen Insurance Workers' compensation insurance protecting employees against workplace injuries and occupational hazards.
• Personal Accident Insurance Coverage providing financial protection against accidental death, disability, and injury.
• Fire Insurance Property insurance covering damage and losses caused by fire and related perils.
• BBB Insurance Insurance coverage offering a distinct line of business insurance available to ATI customers in Lebanon.
• Expatriate Insurance Health and protection coverage designed for individuals living and working abroad.
• Medical Expenses Insurance Coverage for medical costs, hospital stays, and healthcare expenses.

Quantifiable outcome

• Leading insurance company status in Lebanon with sustained growth since foundation

Named customers2 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Regional players

• Saudi Enaya Cooperative Insurance: MENA-region cooperative health and P&C insurer. Regionally comparable in product categories (especially health, accident, and corporate lines) but operating primarily in Saudi Arabia rather than Lebanon.
• Trust Re (Bahrain): Bahrain-headrequartered reinsurer serving Lebanese cedents across P&C and specialty lines. Comparable through reinsurance relationships relevant to ATI's political violence, fire, and marine books.
• Arab Insurance Group (ARIG): MENA-region reinsurer with historical exposure to Lebanese insurance market. Relevant as a regional capital provider and reinsurance counterparty for Lebanese primary insurers like ATI.

Broad incumbents

• Allianz SNA Lebanon: Lebanese branch of a major global insurer offering multi-line P&C and life coverage to individuals and corporations. Competes in the same market but with substantially larger capital and global backing.
• AXA Insurance Middle East (Lebanon): A regional incumbent from a global insurance group operating in Lebanon across P&C, health, and life lines. Offers overlapping capabilities as part of a wider portfolio rather than Lebanon-specialized niche.

Direct peers

• MedGulf Insurance: One of Lebanon's leading multi-line insurers with a portfolio spanning motor, fire, marine, life, and health. Operates in the same Lebanese market with comparable product mix and customer segments.
• Bankers Assurance SAL: A Lebanese multi-line insurance company offering similar P&C, life, and commercial coverage to individuals and corporate clients in Lebanon. Direct competitor with comparable product breadth in the same domestic market.
• MetLife Lebanon: Lebanese operation of a global life and health insurance group, competing with ATI on life, health, and personal accident lines for both individual and group customers in Lebanon.
• Commercial Insurance SAL: Lebanese insurer with multi-line capabilities serving individuals and corporate clients. Competes head-to-head with ATI in Beirut and across Lebanon on personal and commercial lines.
• NLG Insurance (National Lebanese Insurance Group): Domestic Lebanese multi-line insurer serving individuals and corporates. Directly comparable in scale, product mix, and customer segments to ATI within Lebanon.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/amantrustinsurance
• LinkedInlinkedin.com/company/amantrustinsurance
• Instagraminstagram.com/amantrustinsurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Aman Trust Insurance Company