Automotive Insurance Nederland B.V.

What Automotive Insurance Nederland B.V. does

Automotive Insurance Nederland B.V. is an independent Dutch insurance brokerage founded in 2019 through a Management Buy-Out from Volkswagen Pon Financial Services, following the closure of VVS Assuradeuren and DFM Verzekeren. The company specializes in placing and managing insurance programs for the automotive sector, serving dealers, leasing companies, car rental operators, fleet owners, truck service companies, and automotive service chains across the Netherlands. Its core product portfolio comprises five lines: Garageverzekering (garage business coverage), Wagenparkverzekering (fleet insurance), Vrachtwagenverzekering (truck insurance), Ondernemer en Personeel (business and employee coverage), and Particuliere Schadeverzekeringen (personal lines). The firm acts as intermediary between automotive businesses and 15+ underwriting partners including AIG, Allianz, ASR, NN, TVM, Heinfeld, BOVEMIJ, and FGD Assuradeuren.

The business operates a sales-led, relationship-driven model with a dedicated field sales team (four founding partners serving different regions) plus inside-sales account managers, supported by senior claims handlers and financial administration staff. Total team comprises 14 specialists. Distribution combines direct field sales, inside sales, website contact form, and GTM partnerships with financial lease platforms (123lease.nl, NationaleAutolease.nl, EDW Autolease, FinancialLeaseZZP.nl) and automotive marketplaces (Autohaus365.nl). Revenue is generated through insurance brokerage commissions on placed business; pricing is customized per client based on risk analysis and is not publicly disclosed.

Geographically the company operates five offices across the Netherlands (Nijkerk headquarters, plus Hoogeveen, Sint-Oedenrode, Hardenberg, and Nijverdal) and serves customers nationwide. It is registered with the AFM (12046166), KiFiD (300.017294), and K.v.K. (73070319). The founding team of Ben Struijk, Erik Klaren, Ralf Verhagen, and René Bisschop collectively bring over 100 years of automotive insurance experience, which underpins the firm's positioning as a domain-specialist alternative to generalist brokers.

Name

Automotive Insurance Nederland B.V.

Legal name

Automotive Insurance Nederland B.V.

Website

https://automotive-insurance.eu

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

11–50 employees

Short description

Automotive Insurance Nederland B.V. is an independent Dutch insurance brokerage founded in 2019, placing specialized automotive-sector insurance (garage, fleet, truck, business, and personal lines) for dealers, leasing companies, rental firms, and fleet owners across the Netherlands via a 14-person specialist team.

Ownership category

akta.pro rank

Product category

Insurance Brokerage (Automotive Sector)

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Garage Liability & Dealers (Auto Dealers, Repair Shops) (FSAJABAF)

akta.pro secondary industries

Commercial Auto & Fleet Insurance (FSAJAMAB), Commercial Auto for Specialty Vehicles (Tow Trucks, Limousines, Dump Trucks, etc.) (FSAJABAG)

Keywords

• Automotive insurance brokerage
• Commercial vehicle insurance
• Fleet insurance services
• Garage insurance solutions
• Insurance advisory services

Headquarters

HQ city

Nijkerk

HQ country

Netherlands

HQ region

Europe

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Brokerage Commission: As an insurance advisor and intermediary (adviseur en bemiddelaar), Automotive Insurance earns commissions from insurance companies for placing business. They act as a broker between automotive businesses and insurance providers, selecting the most appropriate insurer for each client.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Automotive Insurance Nederland B.V. operates as an independent insurance advisor and intermediary (adviseur en bemiddelaar) for the Dutch automotive sector. The firm brokers five core product lines - Garageverzekering (garage business insurance), Wagenparkverzekering (customizable fleet insurance for leasing, rental, and fleet owners), Vrachtwagenverzekering (specialized truck insurance with the Truck Polis), Ondernemer en Personeel (entrepreneur and employee coverage), and Particuliere Schadeverzekeringen (personal damage products) - placed with a panel of major insurers and supported by risk analysis, claims handling, and advisory services.

Product overview

Automotive Insurance Nederland B.V. operates as an independent insurance intermediary and advisor specializing in the automotive sector. The company offers a portfolio of five core insurance products: Garageverzekering (comprehensive garage business insurance), Wagenparkverzekering (customizable fleet insurance for leasing companies and car rental businesses), Vrachtwagenverzekering (specialized truck/transport insurance), Ondernemer en Personeel (business and employee insurance packages), and Particuliere Schadeverzekeringen (personal insurance products). The offerings are designed to provide tailored solutions with a focus on risk analysis and prevention for the automotive industry across the Netherlands.

Differentiator

Problem solved

Functional benefit

Products and services

• Garageverzekering Comprehensive insurance solution for automotive garage businesses, covering liability, client objects, inventory, building, and business interruption risks. Designed for garage owners and automotive service businesses requiring tailored coverage of operational exposures.
• Wagenparkverzekering Customized fleet insurance for private leasing companies, car rental businesses, and fleet owners. Offers flexible constructs including WA (third-party liability) with own retention, casco with stop loss, and calamity coverage, scaled to fleet size and composition.
• Vrachtwagenverzekering (Truck Polis) Specialized truck insurance (Truck Polis) with competitive terms negotiated through special arrangements across multiple insurers, including low premiums, fixed pricing, book value clauses, and favorable deductibles for truck operators.
• Ondernemer en Personeel Business insurance package for automotive entrepreneurs and their staff, covering illness absence, WGA own risk bearing (werkhervatting gedeeltelijk arbeidsgeschikten), AOV (arbeidsongeschiktheidsverzekering), collective health insurance, WIA, and collective accident insurance.
• Particuliere Schadeverzekeringen Personal damage insurance products including car, motorcycle and classic car insurance, home contents, property, liability, legal aid, travel, water sports, and accident coverage for individuals, often bundled with B2B relationships of automotive entrepreneurs.

Named customers10 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Nine partnerships are on record, tiered core and minor.

• Van Mossel Financial ServicescoreGTM or Marketing Partner · 1 October 2025Automotive Insurance and Van Mossel Financial Services partnership to better serve Van Mossel customers. When standard processes don't offer suitable insurance solutions, Automotive Insurance provides support with tailored solutions, strengthening service offering for Van Mossel Financial Services customers.
• FinancialLeaseZZP.nlminorGTM or Marketing Partner · 22 June 2023Financial lease provider for new and used commercial vehicles and passenger cars. Partnership enables entrepreneurs to invest in business mobility while maintaining working capital. After lease contract is signed, insurance is quickly arranged through Automotive Insurance.
• EDW AutoleasecoreGTM or Marketing Partner · 1 March 2023EDW specializes in lease agreements for commercial vehicles and business cars, both new and used, as well as equipment, machines, special objects, youngtimers, and supercars. Partnership provides direct custom insurance solutions for financial lease customers. Focus on quick, transparent, and competitive service.
• Autohaus365.nlcoreGTM or Marketing Partner · 1 February 2021Automotive Insurance partners with Autohaus365.nl automotive marketplace where nearly 15,000 vehicles are offered. Customers can purchase, lease vehicles, and purchase insurance through the platform. For vehicles above €70,000 new value, customized solutions are provided through direct contact with Automotive Insurance. The platform allows customers to calculate premiums themselves.
• Biesbosch AssuradeurenminorStrategic or Co-development Partner · 8 October 2020Partnership signed to better serve customers and provide broader advisory services. Enables Automotive Insurance to offer enhanced service to relationships through Biesbosch Assuradeuren's capabilities.
• NationaleAutolease.nlcoreGTM or Marketing PartnerPartnership with financial lease specialist having over 20 years of experience. Customers receive single-point service for both financing and insurance. As economic owner under financial lease, customer arranges insurance themselves, which is facilitated through this partnership. Company is fully independent and not bound to any leasing company, bank, or automotive brand.
• 123lease.nlcoreGTM or Marketing PartnerPartnership providing financial lease solutions for businesses. Automotive Insurance provides quick and professional insurance services for 123Lease customers. Customers benefit from single-point service for both financing and insurance. Supports both new and used commercial vehicles and passenger cars.
• Volkswagen Pon Financial ServicescoreStrategic or Co-development PartnerOrigin of the company through Management Buy-Out in 2019. VW Pon Financial Services remains a key partner and reference customer. Automotive Insurance maintains close relationship providing insurance advisory services and solutions.
• Insurance Partners (AIG, Allianz, ASR, NN, TVM, Heinfeld, BOVEMIJ, FGD Assuradeuren)coreOthersNetwork of insurance company partners enabling Automotive Insurance to offer competitive premiums and optimal coverage matching for automotive sector clients. Partners include major Dutch and international insurers.

Scale indicators4 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• MeesRisicobeheer: Established Dutch risk management and insurance broker with significant automotive and corporate fleet exposure. Comparable as a scaled Dutch broker addressing similar commercial fleet and dealer insurance needs, but with broader industry coverage.
• Univé: Large Dutch mutual insurer offering automotive, mobility, and SME insurance products directly and through intermediaries. Comparable because of its strong automotive insurance footprint in the Netherlands and competing for similar SME dealer and fleet customers.
• Voogd & Voogd Verzekeringen: Large Dutch insurance brokerage group serving SMEs and corporate clients across multiple industries including automotive. Comparable as a Dutch broker serving similar mid-market commercial clients, though broader in industry scope than Automotive Insurance.

Direct peers

• Heinfeld: Dutch insurance broker with significant automotive and mobility sector exposure, serving dealers, leasing companies, and corporate fleets. Comparable as a specialized intermediary competing for the same Dutch automotive client segments.
• De Vereende: Dutch insurance carrier and broker focusing on mobility, transport, and automotive risks including taxi, truck, and fleet. Comparable because of its automotive-insurance specialization and serving similar transport-sector customers in the Netherlands.
• Turien & Co. Assuradeuren: Dutch insurance brokerage and service group with a strong specialty in automotive, transport, and mobility insurance. Comparable in product breadth (garage, fleet, truck) and in serving mid-market Dutch automotive businesses through a multi-carrier approach.
• BOVEMIJ: Dutch insurance intermediary and service provider exclusively focused on the automotive sector (dealers, repairers, leasing, and fleet). BOVEMIJ is the closest direct comparable given its automotive-only specialization, multi-carrier brokerage model, and similar product portfolio spanning garage, fleet, and business insurance.
• ENRA: Dutch mobility services group providing insurance, leasing, and fleet management products for automotive businesses. Comparable as a Dutch mobility/automotive specialist combining insurance with adjacent services for dealer and fleet customers.
• Avero Achmea: Dutch broker specialized in automotive and mobility insurance, part of the Achmea group. Directly comparable because of its automotive focus, dealer/fleet customer base, and integrated insurance-and-services offering in the same Dutch market.
• Intermont Assuradeuren: Dutch insurance intermediary with deep roots in automotive dealer and fleet insurance. Directly comparable for the same dealer-group and leasing-company client base, and for its specialist multi-carrier brokerage model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/automotive-insurance-nederland-bv

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Automotive Insurance Nederland B.V.