BKS Corretora

What BKS Corretora does

BKS Corretora de Seguros is a privately held insurance brokerage firm headquartered in Cotia, São Paulo, Brazil, operating continuously since 1989. With a staff of approximately 12 employees, the company functions as an intermediary connecting individual consumers and small/medium businesses to four major insurance providers — Porto Seguro, Azul Seguros, Mapfre, and Liberty Seguros. BKS distributes through a hybrid sales-led motion that combines a 100% online auto insurance quote-and-purchase flow, WhatsApp-based consultation (+55 11 93804-5009), in-person advisory at its Granja Viana office ("Venha tomar um café"), and the partner insurer networks themselves. Geographic footprint is concentrated in the São Paulo state of Brazil with no global ambitions signaled.

The company's product portfolio spans more than 18 offerings across two segments. Personal lines include auto, bicycle, residential, health, travel, life, rental surety bond, and private pension, plus a consortium/financing-pool product (interest-free vehicle and real estate purchase plans over 24–120 months). Commercial lines include warehouse, D&O, group life, surety/guarantee, fleet, cyber risk, and cargo/transport insurance. Underlying technology is modest: a WordPress-based marketing and quoting website (bkscorretora.com.br) with a Portuguese/English bilingual interface, a restricted-area claims management portal (suporte.bkscorretora.com.br) for client policy and sinistro tracking, plus a content portal of 680+ articles used for SEO and thought leadership. No proprietary AI, API, mobile app, or third-party integration ecosystem is present.

BKS earns revenue through standard brokerage commissions paid by the four partnered insurers on policies placed, with pricing (premiums, terms) set entirely by the underlying carriers rather than by the broker. Marketing is organic and local, driven by LinkedIn, Instagram, the news/blog portal, and WhatsApp direct response. The company positions itself against pure online comparison sites by emphasizing personalized advisory support and ongoing claims assistance, rather than on price or technological differentiation.

Name

BKS Corretora

Legal name

BKS Corretora de Seguros

Website

https://bkscorretora.com.br

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

BKS Corretora de Seguros is a privately held Brazilian insurance brokerage founded in 1989, connecting consumers and small businesses to four major insurers (Porto Seguro, Azul, Mapfre, Liberty) via online, WhatsApp, and in-person channels across 18+ personal and commercial insurance lines.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAEADAN

Insurtech-Enabled Brokerage (Digital Brokers & Aggregators)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

SECONDARYFSAEADAJ

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Insurance Brokerage & Risk Advisory

Keywords

• Insurance brokerage
• Personal insurance
• Business insurance
• Insurance consulting
• Insurance intermediary

Headquarters

HQ city

Cotia

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: BKS earns commissions from insurance companies (Porto Seguro, Azul, Mapfre, Liberty Seguros) for policies sold through their platform. They act as an intermediary connecting customers to insurance providers without directly selling insurance products.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

BKS Corretora de Seguros is an insurance brokerage firm founded in 1989 and based in Cotia, São Paulo, Brazil, that operates as an intermediary connecting customers to four major insurance providers (Porto Seguro, Azul Seguros, Mapfre, and Liberty Seguros). The firm distributes a portfolio of 16+ insurance and financial products across personal lines (auto, bicycle, home, health, travel, life, rental surety, private pension, consortium) and commercial lines (warehouse, D&O, group life, surety, fleet, cyber risk, and cargo/transport insurance). BKS combines a 100% online quoting/purchase capability for auto insurance with personalized advisory service via WhatsApp and in-person consultations.

Product overview

BKS Corretora de Seguros is an insurance brokerage firm that operates as an intermediary connecting customers to major insurance providers (Porto Seguro, Azul, Mapfre, Liberty). The company offers a portfolio of 9 personal insurance products (auto, bicycle, home, health, travel, life, rental, private pension) and financial services (consortium/financing pools), plus 7 business insurance products (warehouse, D&O, group life, guarantee bonds, fleet, cyber risk, and cargo/transport insurance). BKS positions itself as a consultative broker that assists clients throughout the policy lifecycle, from quoting through claims support.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance (Seguro Automóvel) Vehicle insurance coverage from major insurers including Porto Seguro, Azul, Mapfre, and Liberty Seguros, allowing customers to quote and purchase automobile coverage 100% online through the BKS platform.
• Bicycle Insurance (Seguro Bicicleta) Insurance coverage for bicycles including protection against theft and robbery, plus accident coverage, distributed through BKS's partner insurers.
• Home Insurance (Seguro Residencial) Residential property insurance providing coverage for various types of damage, plus 24-hour assistance services, distributed through BKS's partner insurers.
• Health Insurance (Seguro Saúde) Financial coverage for medical, hospital, and dental expenses distributed through BKS's partner insurers.
• Travel Insurance (Seguro Viagem) Travel insurance providing protection against various situations that may occur during a trip, distributed through BKS's partner insurers.
• Life Insurance (Seguro de Vida) Life insurance to protect family members and ensure financial security in case of death or disability, distributed through BKS's partner insurers.
• Rental Surety Bond Insurance (Seguro Aluguel / Fiança Locatícia) Rental insurance that eliminates the need for a guarantor, simplifying the rental process and protecting the landlord's investment.
• Private Pension (Previdência Privada) Private pension plan with tax benefits, including the possibility of deducting contributions from income tax.
• Consortium / Financing Pool (Consórcio) Car and real estate financing pool without interest, allowing purchase planning with flexible 24-120 month payment plans.
• Warehouse Insurance (Seguro Armazéns) Business insurance providing coverage against fires, theft, damage caused by floods, and more for warehouse facilities.
• Directors & Officers Insurance (Seguro D&O) Directors and Officers liability insurance protecting executives' personal assets in case of lawsuits against them.
• Group Life Insurance (Seguro de Vida em Grupo) Group life insurance providing compensation in case of natural or accidental death, permanent or total disability.
• Guarantee Insurance (Seguro Garantia) Surety bond insurance used by companies to guarantee fulfillment of contractual obligations.
• Fleet Insurance (Seguro para Frotas) Commercial fleet insurance providing coverage for theft, burglary, collision, fire, and third-party damages.
• Cyber Risk Insurance (Seguro Riscos Cibernéticos) Cyber risk insurance providing coverage for investigation costs, data recovery, customer notifications, and related expenses.
• Cargo/Transport Insurance (Seguro Transporte) Cargo insurance covering goods during transit against theft, loss, damage, and unforeseen events for national or international transport.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Four partnerships are on record, tiered core.

• Porto SegurocoreChannel Partner/ Reseller/ DistributorMajor Brazilian insurance provider partnered with BKS for auto insurance distribution. Logos displayed on homepage indicating partnership status.
• Azul SeguroscoreChannel Partner/ Reseller/ DistributorBrazilian insurance company partnered with BKS for insurance product distribution.
• MapfrecoreChannel Partner/ Reseller/ DistributorGlobal insurance provider with Brazilian operations partnered with BKS for insurance distribution.
• Liberty SeguroscoreChannel Partner/ Reseller/ DistributorInternational insurance company partnered with BKS for auto and other insurance product distribution.

Scale indicators2 records

Recent moves6 records

Expansion highlights4 records

Emerging players

• Justos: Brazilian insurtech initially focused on auto insurance with a digital-first model. While Justos is starting to underwrite its own products, it competes for the same digitally savvy Brazilian consumer seeking an alternative to traditional brokers like BKS.
• Z1 Seguros: Brazilian insurance broker app targeting younger consumers with simplified digital purchasing. Adjacent competitor in the digital Brazilian insurance distribution space.
• Akko Seguradora: Brazilian insurtech focused on gadget and consumer electronics insurance, with growing personal-lines offering. An emerging digital insurance player expanding the addressable competitive set for BKS.
• ThinkSeg: Brazilian digital auto insurance broker with pay-per-kilometer model. Competes with BKS for online auto insurance shoppers in Brazil, particularly younger consumers.

Direct peers

• 180 Seguros: Brazilian digital-first insurance broker offering auto insurance across multiple carriers with online quoting and advisory support. Mirrors BKS's hybrid model of online convenience plus human support.
• Minuto Seguros: One of Brazil's largest online insurance brokers, offering multi-carrier auto and other personal lines comparison and purchase. Directly competes with BKS in the digital Brazilian insurance brokerage space, with similar aggregator-plus-advisory positioning at greater scale.
• Bidu Corretora: Brazilian online insurance comparison platform that connects consumers to multiple insurers, especially auto. Directly overlaps with BKS in the online aggregation-and-broking category.
• Multiporte Corretora: Established Brazilian insurance brokerage offering multi-line personal and business insurance through digital and in-person channels — a comparable mid-sized brokerage to BKS.
• Yonguest Corretora (Broker Kang): Brazilian regional insurance brokerage offering multi-line personal and business insurance with digital tools. Comparable scale and operating model to BKS in Brazil's fragmented brokerage market.

Broad incumbents

• Porto Seguro Corretora (Porto Seguro Group): One of Brazil's largest insurance groups, which is also a BKS carrier partner. Operates its own direct distribution channels (brokers, bancassurance, online), competing with BKS for the same end-customers while also serving as a supplier.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bks-corretora
• Instagraminstagram.com/bkscorretora

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BKS Corretora