Caja De Compensación Familiar Del Amazonas

What Caja De Compensación Familiar Del Amazonas does

Cafamaz (Caja de Compensaci\u00f3n Familiar del Amazonas) is a private, non-profit family compensation fund (caja de compensaci\u00f3n familiar) established under Colombian law to administer mandatory employer-funded social benefits for formally employed workers and their families in the Amazonas department of Colombia. As the sole Caja authorized to serve the department, Cafamaz operates an integrated service portfolio that includes six statutory subsidy categories (Cuota Monetaria, Subsidio de Vivienda in development, Subsidio en Especie, Subsidio en Servicios, Subsidio por Invalidez, and Subsidio por Fallecimiento), social credit lines, the Centro Recreacional and Juegos Interempresas recreation programs, an Instituto de Educaci\u00f3n with training services, an in-house travel and tourism agency, a public employment agency operating under the national SNE framework, FOSFEC unemployment protection, the ORMET program for seniors and persons with disabilities, and the Festival Internacional de Bandas Marciales.

The entity's technology footprint is a standard web-based service platform rather than a proprietary product: member-facing self-service runs through the Mercurio portal and the Portal Transaccional, while employers file monthly contributions through the Portal de Aportes. Back-office distribution relies on the administrative headquarters at Carrera 11 No. 6-80 in Leticia and the Centro Recreacional at Km 2.5 via Leticia-Tarapac\u00e1, supported by dedicated WhatsApp lines for each service line and active social media accounts (Facebook, Instagram, Twitter, YouTube).

Cafamaz's business model is statutory rather than commercial: Colombian law requires employers to contribute 4% of each worker's monthly salary to the affiliated Caja, and Cafamaz reinvests these contributions into subsidy payments (e.g., $57,051 COP monthly per dependent, $109,432 COP for disability) and the service portfolio listed above. The organization is governed by a Consejo Directivo with employer and worker representatives, supervised by the Superintendencia del Subsidio Familiar in Bogot\u00e1, and coordinated nationally through its membership in FEDECAJAS. Pricing to affiliated workers is non-market based for core benefits; ancillary services such as tourism packages and recreational facilities may carry user fees.

Name

Caja De Compensación Familiar Del Amazonas

Legal name

Caja de Compensación Familiar del Amazonas

Website

https://cafamaz.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Cafamaz is the Colombian non-profit Caja de Compensaci\u00f3n Familiar holding exclusive franchise to administer mandatory employer-funded social subsidies, recreation, education, tourism, credit, and employment services for workers and families in the Amazonas department, headquartered in Leticia.

Ownership category

akta.pro rank

Headquarters

HQ city

Leticia - Amazonas

HQ country

Colombia

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Employer Contributions: As a Colombian Caja de Compensación Familiar, Cafamaz is primarily funded through mandatory employer contributions. Colombian law requires employers to pay 4% of each worker's monthly salary to the affiliated caja de compensación. These contributions fund all social services including monetary subsidies, recreation programs, education, tourism, and credit services. The organization operates on a non-profit basis with revenues reinvested in social programs.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Cafamaz is a Colombian family compensation fund (Caja de Compensación Familiar) that administers mandatory employer contributions and delivers family subsidies, recreation, education, tourism, social credit, and employment placement services to affiliated workers and their families in the Amazonas department. Its core offerings include monthly monetary subsidies (Cuota Monetaria), disability and death benefits, in-kind and service subsidies, social credit lines, a recreational center, inter-company games, an education institute, a travel and tourism agency, a public employment agency, and FOSFEC unemployment protection.

Product overview

Cafamaz is a family compensation fund that operates as a unified platform offering social benefits and services to affiliated workers in the Amazonas region of Colombia. The portfolio includes six types of subsidies (monetary, housing, in-kind, services, disability, and death benefits), social credit/loan services, recreational facilities (Centro Recreacional and inter-company games), a travel and tourism agency, educational services (Instituto de Educación and training programs), library services, public employment agency, unemployment protection (FOSFEC), cultural programs, and digital portals for online service management. The services are delivered through physical offices in Leticia and digital platforms including the Portal Transaccional, Portal Online (Mercurio), and Portal de Aportes.

Differentiator

Problem solved

Functional benefit

Products and services

• Cuota Monetaria Monthly monetary subsidy paid to workers with dependents who earn up to 4 SMLMV, providing $57,051 COP per dependent. Targeted at formally employed workers affiliated through registered employers in the Amazonas department.
• Subsidio por Invalidez Monthly disability subsidy of $109,432 COP paid to workers with dependents suffering physical or cognitive disability, equivalent to double the standard monetary quota. Serves affiliated workers in Amazonas with disabled dependents.
• Subsidio por Fallecimiento Death benefit providing 12 times the monthly monetary quota when a dependent dies, and continuing payments for 12 months if a worker dies. For affiliated workers and their families in Amazonas.
• Subsidio de Vivienda Housing subsidy program under development for affiliated families in Amazonas. Designed to support homeownership and housing improvement for Caja-affiliated workers.
• Subsidio en Especie In-kind subsidies including food, clothing, school scholarships, textbooks, and other non-monetary benefits as defined annually by Cafamaz. Targeted at affiliated worker families in Amazonas.
• Subsidio en Servicios Service subsidies delivered through access to Cafamaz social programs and facilities, including library, transportation, and event services. For affiliated worker families.
• Crédito Social Social credit and loan services with lines including Libre Inversión (personal), Educación (education), Turismo (tourism), and Credifacil. Available to affiliated workers and families in Amazonas.
• Centro Recreacional Recreational center providing leisure, sports facilities, event spaces, and weekend programs for affiliated workers and their families in Amazonas.
• Juegos Interempresas Inter-company sports games and competitions designed to foster workplace wellness and community among affiliated employers and their workers in Amazonas.
• Agencia de Viajes y Turismo In-house travel and tourism agency offering domestic and international travel packages, including Amazon-region tours, national plans, and international destinations such as Cancún. Targeted at affiliated members.
• Instituto de Educación (IEC) Education institute offering training programs, vocational education, and formation schools for affiliated workers and their families in Amazonas.
• Capacitación Training and professional development services for workers and employers affiliated with Cafamaz in the Amazonas department.
• Biblioteca Library providing educational resources and materials for affiliated workers and their families in Amazonas.
• Servicio de Empleo Public employment agency providing job placement, career guidance, and recruitment services for workers and employers, operating under the national SNE framework. Publishes weekly employment bulletins (Boletines 67 through 85 in 2026).
• FOSFEC Unemployment protection mechanism (Fondo de Solidaridad de Protección al Cesante) providing financial support and training to workers who lose their jobs, helping them transition to new employment. Administered by Cafamaz under the national FOSFEC framework.
• ORMET Special programs offering dedicated services for senior citizens, retirees, and people with disabilities among Cafamaz affiliated members.
• Festival Internacional de Bandas Marciales International marching band festival promoting cultural exchange and artistic development in the Amazonas region, open to affiliated members and the broader community.

Quantifiable outcome

• Workers with dependents receive $57,051 COP monthly per dependent (2026 rate)
• +2 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• FEDECAJAScoreStrategic or Co-development PartnerFEDECAJAS is the national federation of Cajas de Compensación Familiar in Colombia. Cafamaz participates as a member of this federation which coordinates activities among all cajas, establishes common standards, and represents the sector nationally. The federation provides guidance on compliance with regulations from the Superintendencia del Subsidio Familiar.
• Superintendencia del Subsidio FamiliarcoreOthersGovernment regulatory body that supervises and controls all Cajas de Compensación Familiar in Colombia. Cafamaz operates under regulatory oversight from this entity located at Carrera 69 No. 25B-44 Piso 3, Bogotá.
• Servicio Nacional de Empleo (SNE)coreStrategic or Co-development PartnerCafamaz operates an Agencia de Empleo (public employment agency) under the national SNE framework, providing job placement services and connecting employers with job seekers in the Amazonas region.
• FOSFEC (Fondo de Solidaridad de Protección al Cesante)coreOthersNational unemployment protection mechanism managed through cajas de compensación. Cafamaz administers FOSFEC benefits providing financial support and training to workers who lose their jobs, helping them transition to new employment.

Scale indicators2 records

Recent moves1 record

Expansion highlights5 records

Regional players

• Comfamiliar Risaralda: Mid-sized Colombian caja operating in the Risaralda department with the same statutory subsidy, recreation, education, and credit services. Smaller than national incumbents but more developed than Cafamaz; useful benchmark for what a regional caja can achieve at scale.
• Comfamiliar Cartagena: Cartagena-based family compensation fund operating the same mandatory contribution model. Comparable to Cafamaz as a regional/single-department caja with a full service portfolio including recreation, education, employment agency, and social credit.
• Comfamiliar Huila: Huila-based family compensation fund operating the same Colombian caja model with subsidies, recreation, education, tourism, and social credit. Regional peer of comparable scale to Cafamaz offering insight into how mid-sized departmental cajas monetize credit and education services.

Broad incumbents

• Comfenalco Valle del Cauca: Valle del Cauca caja offering comparable social welfare, recreation, education, and credit services funded by mandatory employer contributions. Same legal structure and service portfolio as Cafamaz; significantly larger operating scale and broader geographic reach.
• Comfama: Antioquia's family compensation fund, widely regarded as one of Colombia's most innovative cajas. Operates the same mandatory contribution model with an expansive portfolio of education, health, recreation, housing, and credit services. Direct comparable in business model; substantially larger in scale and product sophistication.
• Comfenalco Antioquia: Antioquia-based caja providing the full statutory menu of subsidies, recreation, education, tourism, and social credit. Operates under the same Colombian legal framework and regulatory oversight from the Superintendencia del Subsidio Familiar. Highly comparable business model; operates in a different department.
• Cafam (Caja de Compensación Familiar de Bogotá): Major Bogotá-based caja operating the identical Colombian caja model - mandatory subsidies, recreation, education, tourism, social credit, and employment services. Cafamaz shares the 'Cafam' branding heritage and replicates the same integrated service structure, just at smaller scale and in a different geographic territory.
• Compensar: One of Colombia's largest Cajas de Compensación Familiar, serving Bogotá and Cundinamarca. Operates the same statutory model (mandatory employer contributions, subsidies, recreation, education, credit, employment) but at materially larger scale with a broad service portfolio and stronger digital infrastructure. Directly comparable business model; vastly larger scale.
• Comfandi: Valle del Cauca-based family compensation fund operating under the same Colombian caja framework. Provides subsidies, recreation, education, tourism, and social credit services. Directly comparable in business model and regulatory environment; larger scale and stronger digital presence.

Direct peers

• Caja de Compensación Familiar del Putumayo: Small regional Colombian caja serving the Putumayo department - a similarly remote, border-region geography. Operates the same statutory model with subsidies, recreation, education, and credit services. Closest direct peer to Cafamaz in terms of geographic isolation, departmental scale, and service menu.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xtwitter.com/cafamaz
• YouTubeyoutube.com/channel/UCeTAs7gINyqvodCaoxm3kbw
• Facebookfacebook.com/cafamaz.amazonas
• Instagraminstagram.com/cafamaz
• LinkedInlinkedin.com/company/caja-de-compensaci%C3%B3n-familiar-del-amazonas

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Caja De Compensación Familiar Del Amazonas