CAFAR - Caja de Prev. Social para Farmacéuticos de la Provincia de Buenos Aires

What CAFAR - Caja de Prev. Social para Farmacéuticos de la Provincia de Buenos Aires does

CAFAR (Caja de Previsión Social para Profesionales de las Ciencias Farmac\u00e9uticas de la Provincia de Buenos Aires) is a non-state public law entity established by Buenos Aires Province's Ley 10.087 in 1983 and operational since 1984, functioning as the mandatory provincial pension and social welfare fund for licensed pharmacists practicing in the province. Its core product suite includes ordinary and extraordinary retirement pensions (Jubilaciones), survivor pensions equal to 75% of the retirement pension (Pensiones), a comprehensive health and life-event subsidy program (Subsidios de Salud and Otros Subsidios, including 150 modules for birth/adoption and 1,500 modules for death of holder), and loan facilities (Préstamos), all administered alongside health coverage delivered through the AMFFA mutual and 24/7 emergency services via UDEC S.A.

The underlying technology consists of a self-service web portal at serviciosenlinea.cafar.org.ar where active pharmacists consult receipts, notify payments, and calculate retirement benefits, while beneficiaries check payment liquidations, locate survival certificate channels, and request salary advances. Member communication is operationalized through 24 district-organized WhatsApp broadcast channels covering all 135+ districts of Buenos Aires Province (12 for actives, 12 for beneficiaries), complemented by digital payment rails (Link, Pago Mis Cuentas) and electronic verification of survival certificates via the RENAPER national registry partnership.

CAFAR operates on a mandatory contribution-based revenue model using a fixed-denomination "módulo" (valued at 8,410 ARS for July 2026) against which contributions, subsidies, and benefits are calculated, plus an optional voluntary complementary contribution program (Aportes Complementarios) that allows members to augment retirement entitlements. The organization reaches active and retired members through a community-led GTM leveraging pharmacy college networks, university partnerships (UNLP, UBA, Kennedy, Morón, Nacional del Sur), the Colegio de Farmacéuticos de Buenos Aires Province, pharmaceutical cooperatives, and the Confederación Farmacéutica Argentina. As a statutory entity, CAFAR has no parent company, no subsidiaries, no funding rounds, and does not publicly disclose revenue; it is governed by an elected Board of Directors and operates from a newly inaugurated headquarters in La Plata.

Name

CAFAR - Caja de Prev. Social para Farmacéuticos de la Provincia de Buenos Aires

Legal name

Caja de Previsión Social para Profesionales de las Ciencias Farmacéuticas de la Provincia de Buenos Aires (CAFAR)

Website

https://cafar.org.ar

Company type

Private

Founded year

1983

Operating status

Operating

Headcount range

11–50 employees

Short description

Mandatory provincial pension and social welfare fund for licensed pharmacists in Buenos Aires Province, administering retirement, survivor, health subsidy, and loan benefits via a module-based contribution system and digital self-service portal.

Ownership category

akta.pro rank

Product category

Professional Pension Fund (Social Security Services)

NAICS

Credit Unions (52213), Funds, Trusts, and Other Financial Vehicles (525)

SIC

Savings Institutions, Not Federally Chartered (6036), Functions Related To Depository Banking, Nec (6099)

akta.pro industry

PRIMARYFSABAEAC

Community Development Credit Unions (CDCUs)

Financial & Insurance/Banking (Commerical, Retail & Consumer)/Community & Cooperative Banking (Credit Unions, Mutuals)

SECONDARYFSAEAFAJ

Financial Hardship & Forbearance Assistance

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Credit & Debt Advisory (Restructuring, Counseling & Settlement)

Keywords

• Pharmacy pension fund
• Professional retirement benefits
• Pharmaceutical social security
• Member pension contributions
• Professional welfare services

Headquarters

HQ city

La Plata

HQ country

Argentina

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Others, Technology or R&D, Marketing or Sales

Revenue model

1. Member Contributions (Aportes): Active pharmacists make regular contributions to the pension fund. The contribution value is based on a module system (módulo), with the July 2026 module valued at 8,410.00 Argentine pesos. Contributions fund retirement benefits, health coverage, and other social welfare programs for members.
2. Complementary Contributions (Aportes Complementarios): Optional additional contributions that pharmacists can make to increase their future retirement benefits. These voluntary contributions allow members to enhance their ordinary retirement income at the time of retirement.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

CAFAR is a provincial mandatory social security pension fund that administers retirement pensions, survivor pensions, health subsidies, life-event subsidies, and low-interest loans for licensed pharmacists in Buenos Aires Province, Argentina. Members make monthly module-based contributions, and the organization delivers benefits through an online services portal, regional WhatsApp channels, and a network of pharmacy colleges. The organization also coordinates health coverage via AMFFA and 24/7 emergency medical services via UDEC.

Product overview

CAFAR is a social pension fund for pharmaceutical professionals in Buenos Aires Province, Argentina. It operates as a single unified service offering rather than a platform-plus-modules architecture. The core offering consists of retirement pensions (Jubilaciones), pensions for surviving family members (Pensiones), health subsidies (Subsidios de Salud), and loan products (Préstamos), all accessible through the online services portal (Servicios en Línea). Additional services include complementary contribution programs, WhatsApp communication channels by district, comprehensive procedure guides, and multiple payment methods. The organization also provides health coverage through AMFFA including vaccination campaigns and medical emergency services.

Differentiator

Problem solved

Functional benefit

Products and services

• Jubilaciones (Retirement Pensions)

Quantifiable outcome

• 14 annual retirement payments including supplementary allowances
• +2 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Seven partnerships are on record, tiered core, minor and moderate.

• RENAPER (Registro Nacional de las Personas)coreStrategic or Co-development PartnerPartnership with Argentina's National Registry of Persons enabling electronic verification of survival certificates. This eliminates the need for beneficiaries to present physical survival certificates, streamlining administrative processes. Exception applies for beneficiaries residing abroad who still submit certificates manually.
• AMFFA (Mutual de Farmacéuticos)coreStrategic or Co-development PartnerHealth coverage partnership providing medical services to CAFAR beneficiaries through AMFFA's network. Pharmacists access vaccinations (influenza, pneumococcal) and health services at participating pharmacies. CAFAR coordinates with AMFFA for health benefit administration and coverage.
• Colegio de Farmacéuticos de la Provincia de Buenos AirescoreStrategic or Co-development PartnerPrimary professional association partner for organizing pharmacy matriculation ceremonies, professional events, and member outreach. CAFAR participates in college-organized events to engage with active and new pharmacists. The relationship enables service delivery across all 135+ districts of Buenos Aires Province.
• UDEC S.A. (Medical Emergency Services)minorOthers24/7 medical emergency services provider for beneficiaries through phone line 0810-222-6332, operating 365 days per year.
• Laboratorios BagóminorGTM or Marketing PartnerVisit to Laboratorios Bagó facilities in La Plata to strengthen communication and dialogue with pharmaceutical industry colleagues. The 90-year-old pharmaceutical laboratory represents an important sector of the pharmacy profession that CAFAR serves.
• Cooperativas Farmacéuticas (ACOFAR, ASOPORFARMA, COFALOZA)moderateStrategic or Co-development PartnerPharmaceutical cooperatives participating in CAFAR events and representing various pharmacy business interests in Buenos Aires Province. Mentioned as attendees at the 40th anniversary pharmaceutical conference.
• Confederación Farmacéutica ArgentinamoderateStrategic or Co-development PartnerNational pharmaceutical confederation that organizes the Pharmaceutical Sports Games, an annual event that CAFAR participates in. The 2024 edition in Jujuy gathered over 1,200 pharmacists from 19 delegations nationwide.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Others

• AMFFA (Mutual de Farmacéuticos): Pharmaceutical mutual association providing health coverage and social services to pharmacists nationally. Functions as a key strategic partner of CAFAR for health benefit delivery rather than a direct competitor.
• Confederación Farmacéutica Argentina (COFA): National pharmaceutical confederation that organizes industry-wide events including the Pharmaceutical Sports Games in which CAFAR participates. Functions as an ecosystem partner and convener for pharmacist engagement rather than a peer fund.

Direct peers

• Caja de Previsión Social para Abogados de la Provincia de Buenos Aires: The lawyers' provincial social security fund in Buenos Aires, structured under the same non-state public law framework as CAFAR with mandatory contributions, retirement pensions, and similar subsidy/loan offerings for a different professional cohort.
• Caja de Previsión Social para Ingenieros de la Provincia de Buenos Aires: The engineers' provincial social security institution in Buenos Aires, providing retirement pensions and complementary benefits to licensed engineers with the same mandatory contribution model that defines CAFAR.
• Caja de Previsión Social para Veterinarios de la Provincia de Buenos Aires: The veterinarians' provincial social security fund in Buenos Aires, structurally analogous to CAFAR with mandatory membership, retirement pensions, and complementary social welfare services for licensed vets.
• Caja de Odontólogos de la Provincia de Buenos Aires: Provincial dentists' pension fund in Buenos Aires with comparable statutory foundation, mandatory contribution scheme, and benefit structure (retirement, pensions, health coverage, subsidies) for licensed dentists.
• Caja de Previsión Social para Médicos de la Provincia de Buenos Aires: The physicians' provincial pension fund in Buenos Aires Province, offering retirement benefits, health coverage, and subsidies under analogous statutory structure with mandatory membership for licensed doctors in the same geography.
• Caja de Previsión Social para Escribanos de la Provincia de Buenos Aires: The notaries' provincial pension fund serving Buenos Aires Province, providing retirement pensions and social benefits under the same non-state public law framework targeting a different licensed profession.
• Caja de Previsión Social para Arquitectos de la Provincia de Buenos Aires: The architects' provincial pension fund operating under parallel non-state public law structure in Buenos Aires Province, offering retirement benefits and social welfare services to licensed architects via mandatory aportes.

Broad incumbents

• ANSES (Administración Nacional de la Seguridad Social): Argentina's national social security administration, providing retirement pensions and benefits nationwide. Operates as the broader incumbent public pension system against which provincial professional cajas like CAFAR coexist as supplementary schemes for self-regulated professionals.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cafar---caja-de-prev-social-para-farmac%C3%A9uticos-de-la-provincia-de-buenos-aires

Revenue estimate

Valuation estimate

Number of profiles

Profiles16 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CAFAR - Caja de Prev. Social para Farmacéuticos de la Provincia de Buenos Aires