Asociacion Mutual De Farmaceuticos Florentino Ameghino

What Asociacion Mutual De Farmaceuticos Florentino Ameghino does

Asociación Mutual de Farmacéuticos Florentino Ameghino (AMFFA), operating commercially as Amffa Salud, is a private mutual association founded in 1978 in La Plata, Buenos Aires, Argentina. It is a licensed prepaid health plan provider (medicina prepaga) registered with the Superintendencia de Servicios de Salud under RNAS 905404, offering a portfolio of seven plan tiers — Start, Balance, Premium Plata, Premium Oro, Senior, Integral, and Cafar — that cover individual, family, senior, and corporate enrollees. The organization's historical mission has been to serve pharmacists, pharmacy workers, and their families, and the membership base has broadened over time to include the general public and corporate clients (via the Amffa Empresas channel).

The technology stack centers on a digital member ecosystem built around the Amffa Móvil mobile application (launched 2023, available on iOS and Android), which serves as the primary member interface for digital credentials, plan management, virtual medical authorizations, reimbursements, and access to a 24/7 telemedicine service called Médico OnLine, delivered through a third-party video-consultation platform (Videoconsultas.app). All clinical authorizations and credentials were migrated to fully digital workflows in 2023. Member service is supplemented by a WhatsApp-based virtual assistant ("Soy Amffi") and a Rapipago payment integration for bill settlement. The organization maintains a network of 81+ provider categories, including signed agreements with more than 30 named hospitals, clinics, diagnostic centers, ophthalmology centers, and pharmacy chains (FarmaPlus, ABC) across Capital Federal and Greater Buenos Aires.

Revenue is generated through recurring monthly subscription fees for individual/family and corporate health plans, plus ancillary services such as the travel assistance program (operated via partnership with AHIVASTOUR, launched November 2025) and the Club de Beneficios member discount program. The organization is a mutual (cooperative-style nonprofit structure) governed by a President (Farm. Alejandro Puricelli), Treasurer (Roberto Cadelli), and Secretary (Diego Authier), with no external equity, venture, or private-equity investors. Recent regulatory tailwinds — notably Resolución 1/2025 ending contribution triangulation — and a coordinated 2023-2025 digital modernization program position AMFFA as a digitally modernizing mid-tier mutual rather than a growth-stage startup.

Name

Asociacion Mutual De Farmaceuticos Florentino Ameghino

Legal name

ASOCIACION MUTUAL DE FARMACEUTICOS FLORENTINO AMEGHINO

Website

https://amffa.com.ar

Company type

Private

Founded year

1978

Operating status

Operating

Headcount range

11–50 employees

Short description

AMFFA is an Argentine mutual health association founded in 1978 that operates a licensed prepaid health plan (medicina prepaga) with seven plan tiers, a digital member app, 24/7 telemedicine, and a network of 30+ signed hospital and clinic partners, primarily serving pharmacists and their families and expanding into corporate and general public segments.

Ownership category

akta.pro rank

Product category

Prepaid Health Insurance

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYHLAEABAH

CO-OP / Nonprofit Individual Market Plans

Healthcare & Life Sciences/Health Insurance & Managed Care/Individual & Family (ACA/Exchange) Health Insurance

SECONDARYFSAIAFAG

Taft-Hartley / Union Multiemployer Group Health Plans

Financial & Insurance/Insurance — Life & Health/Group Health Insurance (Employer-Sponsored)

Keywords

• Prepaid health insurance
• Medicina prepaga
• Telemedicine services
• Corporate health plans
• Health provider network

Headquarters

HQ city

La Plata

HQ country

Argentina

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Monthly Health Plan Subscriptions: AMFFA generates revenue through recurring monthly fees charged to individual and corporate members for health coverage. Plans include various tiers (Start, Premium Plata, Premium Oro, Senior, Integral, Balance, Cafar) with different coverage levels and provider networks.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

AMFFA is a mutual association providing prepaid health insurance (medicina prepaga) through tiered plans (Start, Balance, Premium Plata, Premium Oro, Senior, Integral, Cafar) primarily to pharmacists and their families, with additional corporate plans under Amffa Empresas. The offering is supported by a digital ecosystem including the Amffa Móvil mobile app, 24/7 Médico OnLine telemedicine, digital credentials, and virtual authorizations, along with member benefit programs (Club de Beneficios) and travel assistance (Amffa Viajes) covering Mercosur and international destinations.

Product overview

Amffa Salud is a prepaid medicine/health insurance provider operated by the Asociación Mutual de Farmacéuticos Florentino Ameghino, offering health coverage plans (Start, Balance, Premium Plata, Premium Oro, Senior, Integral, Cafar) at national level. The company provides a digital ecosystem centered on the Amffa Móvil App, which serves as the primary member interface for accessing the digital credential, virtual authorizations, and medical directory. Key digital health services include Médico OnLine telemedicine platform for 24/7 video consultations. The portfolio also includes Amffa Empresas for corporate clients, Club de Beneficios for member discounts, and Amffa Viajes for travel assistance.

Differentiator

Problem solved

Functional benefit

Products and services

• Amffa Móvil App Mobile application for Amffa Salud members to manage health plan digitally, including digital credential access, plan information, authorization requests, medical directory, pharmacy locator, teleconsultation access, and reimbursement submissions. Available on iOS and Android.
• Médico OnLine (Telemedicine) Telemedicine service providing 24/7 video consultations with medical professionals at no additional cost for all members, accessed through the videoconsultas.app platform.
• Amffa Empresas (Corporate Health Plans) Corporate health plan offering comprehensive medical coverage for organizations with specialized attention and advisory services for businesses and their employees.
• Club de Beneficios Amffa Member benefits program providing discounts on brands and products for Amffa Salud members.
• Amffa Viajes (Travel Assistance) Travel assistance program partnered with Ahivastour providing medical coverage and support for domestic, Mercosur, and international travel, with coverage up to USD 80,000–150,000 depending on plan.
• Prepaid Health Insurance Plans (Start, Balance, Premium Plata, Premium Oro, Senior, Integral, Cafar) Tiered prepaid health insurance plans (medicina prepaga) covering individuals, families, and groups, with different coverage levels, provider networks, and travel assistance options.
• Credencial Digital (Digital Credential) Digital member ID card accessible via the Amffa Móvil app, replacing the physical credential for all provider visits.
• Autorizaciones Virtuales (Virtual Authorizations) 100% digital authorization system for medical practices, medications, and procedures, accessible through the Amffa Móvil app.

Quantifiable outcome

• 24/7 telemedicine availability for all members at no additional cost
• +2 more outcomes

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature3 records

Partnerships

37 partnerships are on record, tiered core and minor.

• Hospital BritánicocoreStrategic or Co-development PartnerMajor hospital network with multiple locations (Central, Lanús, Barrio Norte, Vicente López, Lomas de Zamora) providing 24/7 emergency and specialty services to AMFFA members.
• Sanatorio JuncalcoreStrategic or Co-development PartnerHospital facility in Temperley (Almirante Brown 2779) offering gynecology, obstetrics, endocrinology, infectious diseases, pneumonology, and other specialties.
• Sanatorio FinochiettocoreStrategic or Co-development PartnerPrivate medical center at Av. Córdoba 2678, CABA offering maternity, diagnostic imaging, laboratory, cardiology, surgery, emergency services 24/7, and specialized centers for endoscopy, neurology, and women's health.
• Sanatorio ColegialescoreStrategic or Co-development PartnerMajor private hospital in the Colegiales neighborhood of Buenos Aires, part of the provider network.
• Clínica Modelo de MoróncoreStrategic or Co-development PartnerMajor clinical center in Morón, Buenos Aires providing comprehensive medical services.
• Clínica IMAcoreStrategic or Co-development PartnerClinical center integrated into the AMFFA provider network.
• Clínica del Niño de QuilmescoreStrategic or Co-development PartnerPediatric specialized clinic in Quilmes serving AMFFA members.
• Sanatorio AnchorenacoreStrategic or Co-development PartnerHospital in San Martín (Perdriel 4189, Villa Lynch) offering comprehensive medical services.
• Clínica BessonecoreStrategic or Co-development PartnerMedical clinic in San Miguel with broad specialty coverage.
• DIM Centros de SaludcoreStrategic or Co-development PartnerNetwork of health centers in western Buenos Aires (Ramos Mejía headquarters, plus locations in CABA at Rivadavia 6001 and 2198) offering low, medium, and high complexity services across all medical specialties.
• Red de Farmacias FarmaPluscoreStrategic or Co-development PartnerPharmacy network adding 50+ strategically located pharmacies in Capital Federal and Greater Buenos Aires areas.
• Red de Farmacias ABCcoreStrategic or Co-development PartnerPharmacy network distributed strategically in Capital Federal serving AMFFA members.
• AHIVASTOURcoreChannel Partner/ Reseller/ DistributorTravel agency partner handling activation of travel assistance services for AMFFA members. Contact: (54) 11 5319-8444 for coverage activation.
• ahí VAS tourminorChannel Partner/ Reseller/ DistributorTravel agency partnership providing travel booking services and benefits for AMFFA members.
• Colegio de Farmacéuticos de La PlatacoreStrategic or Co-development PartnerProfessional pharmacy association in La Plata, co-organizing educational events and activities with AMFFA.
• Colegio de Farmacéuticos de la Provincia de Buenos AirescoreStrategic or Co-development PartnerProfessional pharmacy association organizing pharmaceutical sports games and community events with AMFFA participation.
• Centro de Ojos Ituzaingó SAcoreStrategic or Co-development PartnerOphthalmology center with two locations in Ituzaingó (Juncal 258 and Gral. Olazábal 339), offering high-complexity eye care and surgery. Available for Start, Premium Plata, Premium Oro, Senior, Integral, and Cafar plans.
• ARTROcoreStrategic or Co-development PartnerTrauma and sports medicine network with locations in CABA, Zona Norte, and Zona Sur.
• Centro Médico MelincuécoreStrategic or Co-development PartnerMedical center in CABA with 10+ specialties serving AMFFA members.
• SELECMEDcoreStrategic or Co-development PartnerMedical practice in Ramos Mejía offering cardiology, nutrition, kinesiology, ophthalmology, diabetology, and clinical medicine. Available for Start, Balance, Plata, Oro, Senior, Integral, and Cafar plans.
• LEZICA Instituto CardiovascularcoreStrategic or Co-development PartnerCardiovascular institute with comprehensive care, advanced studies, and 24-hour follow-up.
• DIAGNOSIScoreStrategic or Co-development PartnerMental health and psychopedagogy provider offering in-person and online services in CABA and La Plata.
• Sanatorio BernalcoreStrategic or Co-development PartnerHigh-complexity hospital in Zona Sur with comprehensive medical services and technology.
• Centro Médico K41coreStrategic or Co-development PartnerAmbulatory care center in western Buenos Aires with multiple specialties and state-of-the-art technology.
• MASPILARcoreStrategic or Co-development PartnerMedical center in Pilar with 20+ years of experience, offering medical consultations and diagnostic services.
• Óptica OdeónminorStrategic or Co-development PartnerOptical provider in Moreno offering 1 pair of glasses per year coverage for AMFFA members. Address: España 220, Moreno.
• Óptica Vision CareminorStrategic or Co-development PartnerOptical provider in Sáenz Peña (Florentino Ameghino 2882) offering annual glasses coverage. Hours: Mon-Fri 9:30-13h and 16:30-20h, Sat 10-13h.
• Fundación FavalorocoreStrategic or Co-development PartnerHigh-complexity medical center originally focused on cardiovascular health, now offering neurological, respiratory, digestive, orthopedic services, transplants, nutrition, and preventive health programs. Multiple locations including Centro de Vida (Luis Sáenz Peña 265), Centro Arenales (Arenales 1658), and Centro Pilar.
• Hospital Privado Nuestra Señora de la MercedcoreStrategic or Co-development PartnerPrivate hospital in Martín Coronado specializing in cardiovascular care with MRI services. Address: Julio Besada 6969.
• Sanatorio San JosécoreStrategic or Co-development PartnerPrivate hospital facility with signed agreement for quality medical attention and excellence in services.
• Instituto IMARcoreStrategic or Co-development PartnerHigh-complexity rehabilitation center in Buenos Aires province specializing in neurological rehabilitation.
• Red BASAcoreStrategic or Co-development PartnerHealthcare network providing strengthened access to medical attention for AMFFA members.
• Farmacéuticos Sin FronterasminorStrategic or Co-development PartnerCharitable pharmaceutical organization with institutional collaboration agreement for solidarity initiatives between pharmaceutical institutions.
• Hospital Italiano de San JustocoreStrategic or Co-development PartnerRegional hospital in San Justo with ongoing relationship and meetings between AMFFA and hospital leadership.
• Colegio Oficial de Farmacéuticos y Bioquímicos de Capital FederalcoreStrategic or Co-development PartnerProfessional pharmacy association in CABA with active pharmacy coverage agreement for AMFFA members.
• TCBA SalguerocoreTechnology or IntegrationDiagnostic imaging center with multiple locations providing radiology and diagnostic services.
• Diagnóstico MaipúcoreTechnology or IntegrationDiagnostic center with new Pilar location (Panamericana km 48.5) serving AMFFA members.

Scale indicators3 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• OSDE: OSDE is the largest medicina prepaga plan in Argentina, offering individual, family, and corporate health plans with a national provider network. It is the most direct competitor to AMFFA in the prepaid health plan category, competing on plan tiers, provider breadth, and digital services.
• Swiss Medical Group: Swiss Medical Group is one of Argentina's leading prepaid health plan and provider organizations, offering individual and corporate plans with owned clinics. It competes head-to-head with AMFFA for individual, family, and enterprise health coverage customers in the same Argentine market.
• Galeno Argentina: Galeno is a major Argentine prepaid health plan with multiple plan tiers and a broad provider network including owned sanatoriums. It is a direct peer to AMFFA in the medicina prepaga segment, targeting both individual members and corporate clients with comparable subscription-based coverage models.
• Omint: Omint is an Argentine prepaid health plan offering individual, family, and corporate coverage with a national provider network. It competes directly with AMFFA for the same prepaid health plan customers, with overlapping plan structures and distribution through corporate benefits.
• Medicus: Medicus is a long-standing Argentine medicina prepaga offering individual and corporate plans with an extensive provider network. It is a direct peer to AMFFA, competing for the same pharmacist/family/corporate segments with similar subscription-based prepaid coverage.
• Sancor Salud: Sancor Salud is an Argentine prepaid health plan with a mutual/cooperative heritage similar to AMFFA's mutual structure. It offers comparable individual, family, and corporate plans with national reach, making it a structurally analogous peer in business model and target market.
• Accord Salud: Accord Salud is an Argentine prepaid health plan offering individual and corporate coverage with a national provider network. It is a direct competitor to AMFFA in the medicina prepaga category, targeting overlapping customer segments with similar plan tiering.
• Hospital Italiano de Buenos Aires (Plan de Salud): Hospital Italiano operates one of Argentina's largest prepaid health plans tied to its own hospital network, serving individual and corporate members. It is a direct peer to AMFFA in offering subscription-based prepaid health coverage with integrated provider access in the Buenos Aires market.
• Premedic: Premedic is an Argentine prepaid health plan offering individual and corporate health coverage with a national provider network. It competes directly with AMFFA for the same prepaid health plan customers, particularly in the mid-market segment.
• Luis Pasteur: Luis Pasteur is an Argentine prepaid health plan with a network of own-provider medical centers, offering individual and corporate plans. It is a direct peer to AMFFA in the medicina prepaga space, competing on plan tiers, provider access, and digital member services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/amffasalud
• LinkedInlinkedin.com/company/amffa-salud

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Asociacion Mutual De Farmaceuticos Florentino Ameghino