Cartwright Insurance Brokers

What Cartwright Insurance Brokers does

Cartwright Insurance Brokers is a family-owned Australian insurance brokerage founded in 1971 by Len Cartwright and headquartered in Bondi Junction, Sydney. The firm operates as a traditional intermediary, arranging tailored insurance coverage on behalf of small and mid-sized Australian businesses and earning revenue through commissions from insurers on premiums placed. It sells eight specialized lines: Hotels & Clubs, Cafes & Restaurants, Real Estate Agents, Cyber Crime, Professional Services, Strata, Construction, and Small Business insurance, with no proprietary software platform behind the offering. Distribution is direct and relationship-led — in-person appointments at the Bondi Junction office, phone consultations, and an online claim lodgement portal — supplemented by word-of-mouth referrals and community sponsorships across local sporting clubs.

The company is staffed by 12 people, of whom at least four are Cartwright family members spanning two generations (Geoff Cartwright as Managing Director, John Cartwright as Senior Account Broker, Daniel Cartwright as Business Relationship Manager, Susan Cartwright as Operations Manager). Operational scale is small but stable; the firm is a member of the National Insurance Broking Association (NIBA) and aligned with Steadfast, Australia's largest insurance broking network, which provides aggregated market access and buying power. Its customer base is concentrated in Sydney's Eastern Suburbs hospitality and lifestyle economy, with named clients including Hotel Ravesis, Icebergs, Tuga Pastries, Bonditony's Burger Joint, Farage, and DCL Engineering (insured since 1975). The technology stack is conventional — a brokerage and risk management platform with no disclosed AI, integration, or proprietary tooling — and there are no funding rounds, subsidiaries, or parent-company structures disclosed.

Name

Cartwright Insurance Brokers

Legal name

Cartwright Insurance Brokers

Website

https://cartwrightinsurance.com.au

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

11–50 employees

Short description

Cartwright Insurance Brokers is a family-owned Australian insurance brokerage founded in 1971, arranging tailored commercial coverage for small and mid-sized businesses across hospitality, real estate, construction, and professional services via eight specialized product lines and direct broker relationships.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Insurance brokerage services
• Commercial business insurance
• Professional indemnity insurance
• Cyber liability insurance
• Hospitality insurance coverage

Headquarters

HQ city

Bondi Junction

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Services: Traditional insurance broking services providing tailored insurance solutions to businesses. Revenue is generated through commissions from insurance providers for placing business, typically a percentage of premiums written.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Cartwright Insurance Brokers is a traditional Australian insurance brokerage that places industry-specific insurance policies on behalf of business clients across hospitality, real estate, construction, professional services, strata, and small business segments. The firm earns revenue through commissions from insurers for placing business, complemented by personalised claims management and broker advisory services delivered through direct client relationships nationwide. The portfolio spans eight distinct insurance products covering property, liability, cyber, professional indemnity, and strata exposures.

Product overview

Cartwright Insurance Brokers operates as a traditional insurance brokerage offering a portfolio of eight specialized insurance products. Rather than a unified software platform with modules, the company provides distinct, industry-specific insurance policies: Hotels & Clubs Insurance, Cafes & Restaurants Insurance, Real Estate Agents Insurance, Cyber Crime Insurance, Professional Services Insurance, Strata Insurance, Construction Insurance, and Small Business Insurance. These products are complemented by claims management services and broker advisory support, delivered through personalized customer service rather than a technology product.

Differentiator

Problem solved

Functional benefit

Products and services

• Hotels & Clubs Insurance Specialized insurance coverage for hotels and clubs addressing property damage, public liability, liquor liability, and employee-related claims. Tailored for hotels, clubs, and hospitality venues facing diverse exposures including guest injuries and liquor-serving risks.
• Cafes & Restaurants Insurance Tailored insurance policies for cafes and restaurants covering property protection, public liability, food safety concerns, and employee-related claims. Designed for small and mid-market hospitality venues including kitchen accident and alcohol-serving risk coverage.
• Real Estate Agents Insurance Specialized insurance for real estate professionals covering business assets, professional indemnity, management liability, and key staff protection. Suited for property management, commercial sales, holiday letting, strata management, and property development activities.
• Cyber Crime Insurance Cyber liability insurance protecting Australian businesses against network security breaches, phishing scams, malicious code threats, and cyberattack-related business interruption. Covers incidents and data breaches across diverse business types.
• Professional Services Insurance Professional indemnity insurance for professionals providing advice or services to clients, covering claims of negligence, errors, or omissions including associated legal costs. Designed for advice or service providers across professional verticals.
• Strata Insurance Insurance coverage for strata title properties protecting against building damage, public liability, and legal costs. Designed for strata property owners and managers needing coverage for common property, damage claims, and liability.
• Construction Insurance Insurance for construction projects and builders covering on-site injuries, tools and equipment protection, and liability claims. Suited to construction projects, builders, and trade operators facing site accidents, property damage, and project delays.
• Small Business Insurance Comprehensive coverage for small businesses including property damage, public liability, business interruption, and employee-related claims. Designed for small businesses protecting assets, managing liabilities, and handling unexpected disruptions across diverse industries.

Named customers11 records

Segments8 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core.

• National Insurance Broking Association (NIBA)coreStrategic or Co-development PartnerNIBA membership provides industry recognition, professional development resources, and access to industry best practices and standards for insurance brokers.
• SteadfastcoreStrategic or Co-development PartnerAlignment with Steadfast, Australia's largest insurance broking network, provides access to unparalleled support, resources, and buying power for clients. Steadfast network offers aggregated scale benefits and market access.

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Network Insurance Group: Australian independent insurance brokerage aligned with the Steadfast network (same as Cartwright), serving SME clients across similar commercial lines and providing a directly comparable operating model and referral pathway.
• Strata Community Insurance: Specialist Australian strata and real estate insurance provider, directly comparable to Cartwright's Strata Insurance and Real Estate Agents verticals and serving overlapping NSW strata manager customers.
• CHU Underwriting Agency: Specialist Australian strata insurance underwriting agency, directly comparable to Cartwright's Strata Insurance vertical and serving overlapping customer segments in NSW.
• Insurance House Australia: Mid-sized Australian insurance broker specializing in small business and commercial insurance products with comparable personalized service model and SME target market.
• Honan Insurance Group: Australian commercial insurance broker (now part of Aon) that specialized in SME and mid-market clients with industry-specific expertise across hospitality, real estate, and construction, closely matching Cartwright's vertical focus and customer base.
• Blue Zebra Brokers: Australian insurance broker network supporting independent brokers with carrier access and operational scale; comparable to Cartwright's Steadfast-aligned model and SME client focus.
• BizCover: Australian digital-first insurance broker focused on small businesses, offering online quote-and-bind for the same SME segments (hospitality, retail, professional services) that Cartwright serves, but competing on convenience and price rather than relationship depth.

Broad incumbents

• Aon Australia: Large global insurance broker with a significant Australian presence serving commercial and SME clients across all of Cartwright's verticals, representing the broad-incumbent competitive threat from much larger players.
• Arthur J. Gallagher Australia: Global insurance broker with Australian operations covering commercial lines across hospitality, real estate, and construction, competing with Cartwright for mid-market SME clients.
• Marsh Advantage Insurance: Australian arm of global broker Marsh, providing commercial insurance solutions across hospitality, real estate, construction, and professional services — overlapping with Cartwright's entire vertical portfolio.

Market position

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/cartwrightinsbrokers
• Instagraminstagram.com/Cartwrightinsurancebrokers
• LinkedInlinkedin.com/company/cartwright-insurance-brokers

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cartwright Insurance Brokers