ID.PASS

What ID.PASS does

ID.PASS is a mobile-first B2B SaaS platform developed by Cashnow Sp. z o.o., a privately held Polish limited liability company founded in 2022 and registered in Warsaw. The application connects three stakeholder groups in cash logistics — retail chains, banks, and Cash In Transit (CIT) companies — to digitize workflows that historically relied on paper documentation, including cash deposits, currency exchange ordering, identity verification at the point of pickup, BDW document generation, and real-time monitoring of cash transport. Core technical components include one-time-code identity verification, employee permission management, integration with bank cash management systems, and a web-based supervisor dashboard paired with the mobile application for retail employees. The platform is GDPR-compliant, has a designated Data Protection Officer, and operates primarily in the Polish market with a US contact address listed on the corporate site.

The business model is B2B SaaS subscription or transaction-based fees charged to enterprise customers in retail, banking, and cash logistics, though pricing is not publicly disclosed. The company is small (approximately 7 employees), bootstrapped beyond a single 2024 R&D grant of 1,050,000 PLN co-financed by the European Regional Development Fund under the BRIdge ALFA programme administered by Poland's National Centre for Research and Development. There is no evidence of venture capital, private equity, or institutional investors in the available source material. Go-to-market relies on direct enterprise sales to banks and retail chains, supplemented by free online training courses and an organic social presence on LinkedIn, Instagram, and X.

Name

ID.PASS

Legal name

Cashnow Sp. z o.o.

Website

https://cashnow.pro

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

ID.PASS is a mobile-first B2B SaaS platform by Warsaw-based Cashnow Sp. z o.o. that connects retail networks, banks, and Cash In Transit companies to digitize cash deposit, currency exchange, and identity verification workflows. Targets enterprise customers in Poland and Europe.

Ownership category

akta.pro rank

Product category

Cash Management Software

SIC

Finance Services (6199)

akta.pro primary industry

Cash Logistics & CIT (Cash-in-Transit) Services (FSAMAOAE)

akta.pro secondary industry

CIT Route Risk Management, Tracking & Control Room Services (BPAKAIAK)

Keywords

• Cash management software
• Identity verification platform
• Cash-in-transit solutions
• Retail banking integration
• B2B fintech platform

Headquarters

HQ city

Warsaw

HQ country

Poland

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. B2B SaaS Subscription: ID.PASS is a mobile application that connects retail networks with banks and CIT companies to facilitate cash movement processes. Revenue appears to be generated through B2B subscription or transaction fees from retail chains, banks, and CIT companies using the platform.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

ID.PASS is a mobile application that connects retail networks with banks and cash-in-transit (CIT) companies to digitize and accelerate cash movement processes. The platform enables paperless identity verification through one-time codes, cash deposit ordering, currency exchange ordering, and real-time monitoring of cash-in-transit operations. It is paired with a web-based management dashboard for supervisors to oversee orders and manage employee permissions.

Product overview

ID.PASS is a unified mobile-first platform for cashflow management targeting retail networks, banks, and CIT (Cash in Transit) companies. The core offering consists of the ID.PASS Mobile Application (for retail employees to verify identity, order currency exchanges, deposit cash, and monitor cash-in-transit status) paired with a WEB Panel for Managers (for supervisors to oversee orders, manage employee access, and track transaction statuses). The platform also includes specialized modules for one-time identity verification, employee permissions management, and BDW document generation. Integration with external bank and CIT systems enables real-time information flow. A companion training course helps onboard new users.

Differentiator

Problem solved

Functional benefit

Brands

• ID.PASS: Mobile application connecting retail networks with banks and cash-in-transit (CIT) companies, streamlining cash movement processes to and from vaults. Enables paperless identity verification, cash ordering, real-time monitoring, and employee permission management.

Products and services

• ID.PASS Mobile Application Mobile-first cashflow management platform connecting retail networks with banks and CIT (Cash In Transit) companies. Enables identity verification via one-time codes, cash deposit ordering, currency exchange ordering, employee permission management, BDW document generation, and real-time monitoring of cash-in-transit operations. Includes a paired web management dashboard for supervisors.
• CashNow/ID.PASS Training Course Educational course teaching retail and bank employees how to operate the ID.PASS application, including video tutorials and animations covering login, cash denomination management, ATM cassette handling, and technical support workflows.

Quantifiable outcome

• 40x faster documentation creation
• +3 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Feature5 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Prosegur Cash: Prosegur Cash operates CIT and cash management services with proprietary digital platforms for retail customers across Europe and Latin America — comparable to ID.PASS as a CIT-side stakeholder and as an incumbent offering adjacent software.
• Brink's: Brink's provides cash-in-transit and cash management services across Europe, including digital ordering and tracking tools for retail — comparable as both a CIT-side integration target for ID.PASS and as a broader incumbent in the cash logistics value chain.
• Loomis: Loomis is a major global CIT and cash management operator that increasingly offers digital tools for retailer cash ordering and reconciliation — comparable as both a CIT partner ID.PASS must integrate with and as a potential broader incumbent competitor.
• ARCA (Hyosung TNS): ARCA, part of Hyosung TNS, provides cash recycling and management technology for retail and banking, including software that connects stores to CIT operations — comparable to ID.PASS at the workflow level, though with a heavier hardware focus.
• Glory Global Solutions: Glory is a large incumbent in cash handling technology (recyclers, sorters, software) with deep relationships across retail and banking — comparable to ID.PASS as a vendor serving the same retail/cash ecosystem, though with a broader hardware-centric portfolio.

Direct peers

• Volumatic: Volumatic offers cash management software and counting solutions used by UK and European retailers to track cash in-store and manage CIT pickups — closely comparable to ID.PASS in functionality and target retail customer base.
• Tidel: Tidel provides cash management solutions for retail, including software for cash orders, pickups, and reconciliation workflows connecting stores with cash-in-transit providers — directly aligned with ID.PASS's core retail-to-CIT digital workflow.
• Sesami: Sesami is a cash management software platform that connects retailers, banks, and CIT operators with digital workflows for cash ordering, pickup scheduling, and reconciliation — directly comparable to ID.PASS's three-sided platform model serving the same customer types.
• Spinnaker Software (Postec Systems): Spinnaker Software provides cash room management, CIT pickup, and reconciliation software for retail — directly comparable to ID.PASS's documentation, ordering, and verification functionality for retail networks.

Emerging players

• Modern Treasury: Modern Treasury is a payments-operations platform for banks and fintechs — thematically comparable to ID.PASS as B2B financial-infrastructure software connecting corporate workflows to bank systems, though focused on digital payments rather than physical cash.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/cashnowpro

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ID.PASS