Caixa Geral de Depósitos France
- Company typePrivate
- Founded1876
- HeadquartersParis, France
- Headcount251–500
- GTM typeB2B and B2C
- OfferingServices
Caixa Geral de Depósitos France firmographics
Firmographics- Name
- Caixa Geral de Depósitos France
- Legal name
- Caixa Geral de Depósitos - Succursale France
- Website
- https://cgd.fr
- Company type
- Private
- Founded year
- 1876
- Operating status
- Operating
- Headcount range
- 251–500 employees
- Ownership category
- akta.pro rank
Caixa Geral de Depósitos France industry classification
Industry- Product category
- Retail Banking
- NAICS
- Commercial Banking (52211), Depository Credit Intermediation (5221)
- SIC
- State Commercial Banks (6022), National Commercial Banks (6021)
- akta.pro primary industry
- Mass-Market Consumer Deposit Banking (Checking/Savings) (FSABAAAA)
- akta.pro secondary industry
- SME Deposits & Business Accounts (Operating, Savings, CDs) (FSABABAC)
Keywords
Where Caixa Geral de Depósitos France is headquartered
LocationHeadquarters
- HQ city
- Paris
- HQ country
- France
- HQ region
- Europe
Offices2 records
Markets served
Caixa Geral de Depósitos France business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Retail Banking Services: Core banking services including deposit accounts, current accounts, savings accounts, and term deposits. Revenue generated through interest rate spreads, account maintenance fees, and transaction fees.
- Credit and Lending: Personal loans, youth loans, real estate financing, and business financing. Revenue from interest charged on loans and credit facilities.
- Card Services: Debit cards, credit cards (Visa Premier), and business cards with associated fees and interchange revenue.
- Insurance Distribution: Distribution of life and non-life insurance products through Fidelidade partnership. Commission-based revenue from insurance sales as registered insurance agent (ASF registered under n° 419501357).
- International Banking Services: Foreign exchange services, international payments, and cross-border financing for businesses expanding internationally.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| One time/ perpetual license | Pay-as-you-go | Term Deposit (Dépôt à Terme) - 3-month fixed term |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
Caixa Geral de Depósitos France product offering
Product offeringCore offering
Caixa Geral de Depósitos France operates as a universal bank branch of the Portuguese state-owned Caixa Geral de Depósitos, S.A., providing retail and commercial banking services through 48 physical agencies across France complemented by digital platforms (CGD Online for individuals and Caixa e-banking for professionals). The bank offers current and savings accounts, term deposits, personal and business loans, real estate financing, debit and credit cards, youth banking products, succession services, and distributes life and non-life insurance through its partnership with Fidelidade. It also provides international banking services including foreign exchange, cross-border payments, and trade financing for businesses expanding internationally.
Product overview
Caixa Geral de Depósitos France operates as a universal bank offering a multi-platform banking portfolio. The core offerings consist of CGD Online (retail digital banking) and Caixa e-banking (business/professional digital banking) as the primary access channels. These platforms serve distinct customer segments including individuals, enterprises, professionals, and youth clients through specialized services like Spécial Jeunes and Solutions Responsables. Key products include term deposits (Dépôt à Terme), credit/debit cards (Visa Premier, Carte Débit), and succession management services. The bank operates 48 branches in France as part of the broader Caixa Geral de Depósitos Group founded in 1876 in Portugal.
Differentiator
Problem solved
Functional benefit
Brands
- CGD Online: Online banking platform for individual customers (Particuliers) providing account management, card services, and banking transactions.
- Caixa e-banking
- Successions
- Open Banking / API SIBS
Products and services
- CGD Online
Quantifiable outcome
- Strong customer authentication reduces fraud risk through mandatory SMS verification for all online transactions
Companies that use Caixa Geral de Depósitos France
Customer profileSegments4 records
Ideal customer profiles4 records
Caixa Geral de Depósitos France technology and API
TechnologyTechnology focussed No
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
Caixa Geral de Depósitos France partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- FidelidadecoreFidelidade is the insurance company affiliated with Caixa Geral de Depósitos group. CGD distributes life and non-life insurance products under this partnership. In case of death, CGD processes insurance claims on behalf of Fidelidade. Registered with ASF as insurance agent under n° 419501357.
- SIBS (Sociedade Interbancária de Serviços)coreSIBS provides the Open Banking API platform enabling PSD2 compliance. The platform connects CGD and other Portuguese banks representing over 95% of Portuguese payment accounts. Enables third-party providers to access account information, initiate payments, and verify fund availability through standardized APIs.
- Fédération Bancaire Française (FBF)minorCGD participates in the French Banking Federation for industry standards, fraud prevention initiatives, and customer mediation services. The FBF mediator is available as third-level recourse for customer complaints.
Scale indicators4 records
Recent moves5 records
Expansion highlights5 records
Caixa Geral de Depósitos France competitors and assessment
Company assessmentBroad incumbents
- BNP Paribas: France's largest bank with retail, commercial, and international operations. CGD France competes for the same retail/commercial deposit and lending customers in the French market.
- LCL (Le Crédit Lyonnais): Major French retail bank under Crédit Agricole group, with strong branch presence in Paris and Lyon—the cities where CGD France is concentrated.
- La Banque Postale: French state-affiliated retail bank with national distribution, comparable to CGD France's state-owned universal banking model and partnership-led distribution philosophy.
- Société Générale: Major French universal bank offering retail deposits, SME banking, cards, and international services—a direct overlap with CGD France's product portfolio.
- Banco Santander: Spanish-headquartered global bank with significant French retail presence; matches CGD France's model of a foreign-owned universal bank operating through French branches.
- Crédit Agricole: France's leading cooperative retail bank with universal banking operations across individuals, professionals, and businesses—closest domestic analog to CGD France's multi-segment model.
Direct peers
- Millennium BCP (Banco Comercial Português): Portugal's largest privately held retail bank, serving Portuguese customers domestically and through diaspora-anchored branches in Europe; closest direct comparable in business model.
- Novo Banco: Portuguese universal bank (formerly BES) competing directly with CGD Group in retail/commercial banking for Portuguese customers in Iberia and diaspora markets.
- Banco BPI: Portuguese retail and commercial bank owned by CaixaBank; competes with CGD Group in deposit gathering, lending, and serving Portuguese diaspora customers.
Emerging players
- Boursorama Banque: Leading French online/digital bank owned by Société Générale; competes with CGD France's CGD Online platform for digitally engaged retail customers in France.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights7 records
Customer concentration
Caixa Geral de Depósitos France social profiles
Digital presenceCaixa Geral de Depósitos France compliance and trust
Trust signalCompliance3 records
Caixa Geral de Depósitos France financial estimates
Financial estimateRevenue estimate
Valuation estimate
Caixa Geral de Depósitos France leadership team
Management profileNumber of profiles
Profiles1 record
Caixa Geral de Depósitos France funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Caixa Geral de Depósitos France M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Caixa Geral de Depósitos France
What does Caixa Geral de Depósitos France do?
Caixa Geral de Depósitos France operates as a universal bank branch of the Portuguese state-owned Caixa Geral de Depósitos, S.A., providing retail and commercial banking services through 48 physical agencies across France complemented by digital platforms (CGD Online for individuals and Caixa e-banking for professionals). The bank offers current and savings accounts, term deposits, personal and business loans, real estate financing, debit and credit cards, youth banking products, succession services, and distributes life and non-life insurance through its partnership with Fidelidade. It also provides international banking services including foreign exchange, cross-border payments, and trade financing for businesses expanding internationally.
Is Caixa Geral de Depósitos France a public or private company?
Caixa Geral de Depósitos France is a private company. It is classified as state government owned and is currently operating.
When was Caixa Geral de Depósitos France founded?
Caixa Geral de Depósitos France was founded in 1876. It employs 251 to 500 people.
Where is Caixa Geral de Depósitos France based?
Caixa Geral de Depósitos France is headquartered in Paris, France, in the Europe region.
How does Caixa Geral de Depósitos France make money?
Five revenue lines are on record. Retail Banking Services are the primary driver. The others are credit and Lending, card Services, insurance Distribution and international Banking Services.
Who are Caixa Geral de Depósitos France's main competitors?
Broad incumbents on record are BNP Paribas, LCL (Le Crédit Lyonnais), La Banque Postale, Société Générale, Banco Santander and Crédit Agricole. Direct peers are Millennium BCP (Banco Comercial Português), Novo Banco and Banco BPI. Boursorama Banque is listed as an emerging player.
Does Caixa Geral de Depósitos France have an API?
Yes. SIBS API platform provides Open Banking APIs connecting banks to Third Party Providers (TPPs) and Payment Service Providers (PSP). The platform offers DSP2-compliant APIs including payment account information, fund availability checks, and payment initiation services. It covers banks representing over 95% of Portuguese payment accounts. The platform supports account aggregation, payment initiation, and compliance with PSD2 directive requirements. An testing environment is available for developers to test APIs with static data. Developer documentation is at www.sibsapimarket.com.
What industry is Caixa Geral de Depósitos France in?
Caixa Geral de Depósitos France's product category is Retail Banking. Its primary akta.pro industry code is FSABAAAA, Mass-Market Consumer Deposit Banking (Checking/Savings), with a secondary code of FSABABAC, SME Deposits & Business Accounts (Operating, Savings, CDs). Its NAICS code is 52211 and its SIC code is 6022.