Clientis Banking Solutions
Clientis Banking Solutions (Clientis AG) provides modular IT and business process outsourcing to Swiss regional banks, serving approximately one-third of the regional bank market through 14 member banks with a platform built on Finnova core banking and Inventx/Azure cloud infrastructure.
- Company typePrivate
- Founded2003
- HeadquartersBern, BE, Switzerland
- Headcount51–100
- GTM typeB2B
- OfferingServices
Clientis Banking Solutions firmographics
Firmographics- Name
- Clientis Banking Solutions
- Legal name
- Clientis AG
- Website
- https://clientis.ch
- Company type
- Private
- Founded year
- 2003
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Clientis Banking Solutions (Clientis AG) provides modular IT and business process outsourcing to Swiss regional banks, serving approximately one-third of the regional bank market through 14 member banks with a platform built on Finnova core banking and Inventx/Azure cloud infrastructure.
- Ownership category
- akta.pro rank
Clientis Banking Solutions industry classification
Industry- Product category
- Regional Banking IT Services
- NAICS
- Activities Related to Credit Intermediation (5223), Computer Systems Design and Related Services (54151)
- SIC
- Functions Related To Depository Banking, Nec (6099)
- akta.pro primary industry
- Neobank Core Platform (Retail/SME Digital Bank) (FSAGAAAA)
- akta.pro secondary industries
- Loan Operations & Servicing (Consumer/SME/Corporate) (FSABALAD), Deposit Operations (Account Maintenance, Fees, Reconciliations) (FSABALAE), Customer Experience & Engagement (CRM, Support, Rewards, Loyalty) (FSAGAAAM), Digital Banking & Neobank Platforms (BPAMAFAD)
Keywords
Where Clientis Banking Solutions is headquartered
LocationHeadquarters
- HQ city
- Bern, BE
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
Clientis Banking Solutions business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Infrastructure, Operations, Marketing or Sales
Revenue model
- IT and Business Process Outsourcing Services: Comprehensive modular outsourcing solution for regional banks covering IT platform management, business process outsourcing, connectivity, workplace services, and BPO services. Banks pay for services based on their needs and usage of the platform.
- Financial Group Services: Services for independent banks wanting additional benefits of a financial group, including capital market access through a liability pool (Haftungsverbund).
- Specialized BPO Services: Third-party BPO offerings orchestrated by Clientis including payment processing, salary administration, securities management, insurance, and accounting services.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Clientis Banking Solutions product offering
Product offeringCore offering
Clientis Banking Solutions provides a modular IT and business process outsourcing platform for Swiss regional banks, covering the full banking value chain including core banking (Finnova), cloud infrastructure, IT platform management, workplace services, e-Banking/mobile banking, compliance, treasury and ALM, risk management, security operations, and AI-supported mortgage document processing. The platform enables 14 independent regional banks to retain autonomy while accessing shared technology, regulatory expertise, and scale-based cost advantages.
Product overview
Clientis Banking Solutions provides a comprehensive, modular outsourcing platform for regional banks in Switzerland, encompassing both IT outsourcing (IT-Sourcing) and system-supported business process outsourcing (BP-Sourcing) from a single provider. The platform is organized around the Clientis Service Platform as the central infrastructure, powered by Finnova Banking Software as the core banking kernel and the Open Finance Platform running on Inventx Cloud with Azure connectivity. Key module products include the Beraterarbeitsplatz (advisor workstation) for guided customer advisory processes, HypoDossier for AI-supported mortgage document processing, ALM Focus for balance sheet and regulatory reporting, and Microsoft 365 Modern Workplace delivered in partnership with Swisscom. Additional modules cover e-Banking/Mobile Banking via Finnova e-Channels, Legal & Compliance functions, Treasury & ALM, Risk Management, Detection & Response SOC, and e-Dossier for consolidated portfolio views. The Clientis Service Platform connects approximately one-third of Swiss regional banks, with each bank retaining independence while benefiting from synergy effects, cost advantages, and shared innovation. The group also offers youth banking products under the myMix sub-brand and distributes investment funds (Clientis Fonds) and market intelligence reports (Anlage-Flash) to end customers.
Differentiator
Problem solved
Functional benefit
Brands
- HypoDossier: AI-supported software for intelligent and automated mortgage document processing and management.
- Digital Workplace Solutions
- myMix
- Beraterarbeitsplatz (Advisor Workplace)
Products and services
- Clientis Service Platform Comprehensive modular outsourcing platform covering IT and business process outsourcing (IT-Sourcing and BP-Sourcing) for Swiss regional banks. Provides the technological and operational foundation for all Clientis platform banks, including core banking via Finnova, cloud infrastructure, connectivity, workplace services, and BPO functions.
- Beraterarbeitsplatz (Advisor Workstation) Web-based advisor workstation that consolidates customer-facing processes, integrates data from the Finnova core banking system in real time, and guides bank staff through customer onboarding and advisory workflows with compliance-by-design for Clientis platform banks.
- HypoDossier AI-supported SaaS solution for digital mortgage document processing. Automates document classification, structuring, archiving, and early risk detection in the mortgage lending workflow, reducing manual effort and improving processing speed and accuracy.
- Finnova e-Channels (e-Banking & Mobile Banking) Digital banking channels comprising state-of-the-art e-Banking and Mobile Banking solutions powered by Finnova, providing retail customers access to account management, payments, and banking services across web and mobile platforms.
- Microsoft 365 Modern Workplace Cloud-based digital workplace solution delivered in partnership with Swisscom, providing Microsoft Teams, OneDrive, Exchange Online, and Teams Telephony. Covers 22 platform banks and 842 employees with centralized management and bank-compliant operation.
- Digital Workplace Wynigen (Finstar integration) Digital Workplace integration for Spar- und Leihkasse Wynigen AG, demonstrating the first successful integration of a non-Finnova core banking system (Finstar) into the Clientis modern workplace platform.
- Clientis myMix Youth banking product targeting customers aged 12-25, offering a basic account, savings, and investment options (including fund savings plans) under the tagline 'Mix dir deine Bank, wie du sie brauchst.'
- Clientis Fonds Group investment funds offered to Clientis bank customers as part of the investment and savings offering, providing diversified portfolio options beyond traditional savings products.
- DebiX+ App Mobile app for managing Debit Mastercard cards, providing transaction overview, card controls, geoblocking, replacement card ordering, and mobile payment integration with Apple Pay, Google Pay, and Samsung Pay.
- Anlage-Flash (Investment Intelligence Report) Monthly investment intelligence report covering macroeconomic trends, central bank policy, bond and equity markets, currencies, and commodities. Published in collaboration with Aquila AG and distributed to clients of Clientis banks.
Quantifiable outcome
- Cost/Income Ratio of 56.7% for the group in H1 2024
- +4 more outcomes
Companies that use Clientis Banking Solutions
Customer profileNamed customers16 records
Segments1 record
Ideal customer profiles1 record
Clientis Banking Solutions technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration9 records
AI capability5 records
Feature7 records
Clientis Banking Solutions partnerships and signals
Strategic signalPartnerships
Ten partnerships are on record, tiered core and supporting.
- Inventx AGcoreInventx provides the Open Finance Platform (ix.OpenFinancePlattform) based on Inventx Cloud with Azure connection for operating all bank-relevant applications. Successful migration of Clientis platform to Inventx cloud infrastructure completed in June 2022.
- SwisscomcoreSwisscom provides workplace and network infrastructure services. Partnership for modern workplace solutions including Microsoft 365 integration, network services, security and compliance management, and innovative cloud solutions. Project with 21 platform banks started March 2023.
- Aquila AGcoreStrategic partnership in investment business (Anlagegeschäft). Aquila AG, the successful and leading platform for Swiss asset managers, handles segments leadership for investing for 17 regional banks.
- FinnovacoreFinnova Banking Software serves as the core banking system for Clientis platform. Long-standing partnership providing standardized banking software as the kernel element of the platform. Also provides e-Banking and Mobile Banking solutions through Finnova e-Channels.
- MicrosoftcoreMicrosoft 365 (M365) provides cloud-based productivity tools including Teams, OneDrive, Exchange Online. Integrated through Swisscom partnership for bank-compliant operation.
- CitrixsupportingCitrix environment provides secure banking workplace as thin client solution.
- Five Informatik AGsupportingCurrent IT operator for Spar- und Leihkasse Wynigen AG (SLW) during Digital Workplace integration project.
- FIS Global (Fokus ALM)supportingApplication Fokus ALM (FIS Global) provides ALM reporting, interest rate risk, LCR and NSFR reporting on unified data basis.
- HypoDossiersupportingSwiss-developed SaaS solution for AI-supported mortgage document processing, integrated into Clientis platform for digitalization of mortgage business.
- Ipsi (Finfox)supportingFinfox platform provides holistic investment advisory process in compliance with FIDLEG for Clientis banks.
Scale indicators9 records
Recent moves6 records
Expansion highlights6 records
Clientis Banking Solutions competitors and assessment
Company assessmentEmerging players
- Mambu: Berlin-based banking-as-a-service and core banking SaaS provider. Comparable composable-core proposition, though targeting neobanks and fintechs versus Clientis's traditional regional-bank niche.
- Thought Machine: Cloud-native core banking vendor winning mandates with large retail and private banks globally. Comparable in pitching a modern core replacement story versus legacy vendors — same disruptive angle Clientis uses against incumbent core systems in Swiss regional banking.
- nCino: Cloud banking platform focused on commercial, retail, and mortgage workflows. Comparable mortgage-and-advisory workflow overlay to Clientis's HypoDossier and Beraterarbeitsplatz modules, but with a global rather than Swiss-regional footprint.
Broad incumbents
- Finastra: Large global banking technology vendor offering core, digital, lending, and treasury platforms. Already a partner via the Fokus ALM module embedded in the Clientis stack, and competes for IT-outsourcing mandates at regional banks.
- Swisscom: Strategic partner that delivers the Microsoft 365 Modern Workplace to 22 Clientis platform banks. A broader telecom/IT incumbent that could vertically integrate into banking-platform outsourcing if it chose to.
- Temenos: Global leader in core banking software for retail, SME, and private banks. Offers a broader and more international platform versus Clientis's Swiss regional focus, but competes for the same category of digital transformation budgets.
Direct peers
- Inventx AG: Swiss cloud and platform provider for banks that actually hosts the ix.OpenFinancePlattform used as the core of Clientis's infrastructure. Most direct technological peer — operates the same shared-platform model for the Swiss financial industry.
- Avaloq: Swiss-headquartered core banking and digital banking platform serving private banks and wealth managers across EMEA and APAC. Directly comparable in providing banking-platform-as-a-service, though oriented toward wealth management rather than regional retail banks.
- Finnova AG: Provider of the Finnova core banking system that forms the kernel of the Clientis platform. Closest functional peer for Swiss retail/regional bank core banking software.
Regional players
- Aduno Group: Swiss provider of payment, card, and financing services owned by retail banks including regional institutions. Adjacent in serving the same Swiss regional bank ecosystem with complementary payment/financing capabilities.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks6 records
Key highlights6 records
Customer concentration
Clientis Banking Solutions social profiles
Digital presenceClientis Banking Solutions financial estimates
Financial estimateRevenue estimate
Valuation estimate
Clientis Banking Solutions leadership team
Management profileNumber of profiles
Profiles11 records
Clientis Banking Solutions subsidiaries and ownership
Company hierarchySubsidiaries14 records
Clientis Banking Solutions funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Clientis Banking Solutions M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Clientis Banking Solutions
What does Clientis Banking Solutions do?
Clientis Banking Solutions provides a modular IT and business process outsourcing platform for Swiss regional banks, covering the full banking value chain including core banking (Finnova), cloud infrastructure, IT platform management, workplace services, e-Banking/mobile banking, compliance, treasury and ALM, risk management, security operations, and AI-supported mortgage document processing. The platform enables 14 independent regional banks to retain autonomy while accessing shared technology, regulatory expertise, and scale-based cost advantages.
Is Clientis Banking Solutions a public or private company?
Clientis Banking Solutions is a private company. It is classified as unknown and is currently operating.
When was Clientis Banking Solutions founded?
Clientis Banking Solutions was founded in 2003. It employs 51 to 100 people.
Where is Clientis Banking Solutions based?
Clientis Banking Solutions is headquartered in Bern, BE, Switzerland, in the Europe region.
How does Clientis Banking Solutions make money?
Three revenue lines are on record. IT and Business Process Outsourcing Services are the primary driver. The others are financial Group Services and specialized BPO Services.
Who are Clientis Banking Solutions's main competitors?
Emerging players on record are Mambu, Thought Machine and nCino. Broad incumbents are Finastra, Swisscom and Temenos. Direct peers are Inventx AG, Avaloq and Finnova AG. Aduno Group is listed as a regional player.
Does Clientis Banking Solutions have an API?
No public API is recorded for Clientis Banking Solutions.
What industry is Clientis Banking Solutions in?
Clientis Banking Solutions's product category is Regional Banking IT Services. Its primary akta.pro industry code is FSAGAAAA, Neobank Core Platform (Retail/SME Digital Bank), with a secondary code of FSABALAD, Loan Operations & Servicing (Consumer/SME/Corporate). Its NAICS code is 5223 and its SIC code is 6099.