Clinipam - Clinica Paranaense De Assistencia Medica

What Clinipam - Clinica Paranaense De Assistencia Medica does

Clinipam - Clinica Paranaense De Assistencia Medica is a Brazilian health and dental insurance operator that operates as the South-region brand within the Hapvida NotreDame Intermedica group, one of Brazil's largest healthcare conglomerates. Headquartered in Curitiba, Parana and integrated into a multi-brand platform (alongside Hapvida, NotreDame Intermedica, HB Saude, Sao Lucas Saude, and others), the company sells individual, family, micro-enterprise, and corporate health plans, as well as dental plans via the Hapvida +Odonto sub-brand (7.2 million beneficiaries, 22,000+ affiliated dentists). Service infrastructure includes 292 Hapvida Diagnostico units providing more than 2,000 exam types (radiography, mammography, ultrasound, MRI, CT, and clinical analyses) and a network of hospitals, emergency rooms, and clinical centers spanning all five regions of Brazil. Operations are authorized by Brazil's Agencia Nacional de Saude Suplementar (ANS) under registrations 34.078-2 (Clinipam) and 36.825-3 (Hapvida Saude).

The company's digital service platform comprises a Super Portal for beneficiaries, a Mobile Application on iOS and Android, a Teleconsulta telemedicine service, an online exam results portal (Resultado Exame Portal), a beneficiary self-service portal for procedure authorizations, and a frontline service center platform (GAP - Linha de Frente). Complementary ecosystem offerings include Qualivida and Qualitotal health-management programs, specialized care pathways (Linha de Cuidado em Endometriose; Cuidado em Saude Mental), the Clube de Vantagens benefits club (with energy and pharmacy partners), and an online pharmacy/marketplace (Cuidae). Technology integrations are enabled through the Maida.health partnership on the diagnostics/results platform.

Clinipam generates revenue predominantly through recurring monthly and annual health and dental insurance premiums, with pricing quote-based rather than publicly disclosed and customized by coverage scope (local, regional, or national), customer type (individual, family, micro-business, SMB, enterprise), and demographic profile. Go-to-market is multi-channel: direct digital sales via website and mobile app, a broker/corretor network targeting enterprises and individuals, enterprise field sales for corporate accounts, a referral program (Quem Indica) offering up to R$1,500 per individual plan referral, and a 24/7 customer service line (SAC 24h). The company serves individuals and families, micro-enterprises, SMBs, and large corporate clients horizontally across Brazil's five regions.

Name

Clinipam - Clinica Paranaense De Assistencia Medica

Legal name

Clinipam - Clinica Paranaense De Assistencia Medica

Website

https://clinipam.com.br

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Clinipam is a Brazilian health and dental insurance operator that serves individuals, families, micro-enterprises, SMBs, and corporate clients across all five Brazilian regions as the South-region brand of the Hapvida NotreDame Intermedica group.

Ownership category

akta.pro rank

Product category

Health Insurance

SIC

Hospital & Medical Service Plans (6324)

akta.pro industry

PRIMARYHLAEAIAG

Group Dental Plans (Employer-Sponsored)

Healthcare & Life Sciences/Health Insurance & Managed Care/Dental Insurance Plans

SECONDARYFSAIAHAA

Dental Insurance

Financial & Insurance/Insurance — Life & Health/Dental & Vision Insurance

SECONDARYFSAIAEAE

Individual Dental Insurance

Financial & Insurance/Insurance — Life & Health/Individual Health Insurance

Keywords

• Health insurance plans
• Dental insurance plans
• Healthcare provider network
• Diagnostic imaging services
• Telemedicine consultations

Headquarters

HQ city

Fortaleza

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Supply Chain

Revenue model

1. Health Insurance Premiums: Monthly and annual premiums collected from individual, family, and corporate health plan subscribers. Plans are offered with different coverage levels including local, regional, and national options.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Clinipam is a Brazilian health and dental insurance operator that provides individual, corporate, and micro-enterprise health plans alongside dental coverage, operating under the Hapvida NotreDame Intermédica group. The company supports its insurance products with a network of hospitals, clinics, emergency rooms, diagnostic units (292 units offering 2,000+ exam types), and more than 22,000 affiliated dentists serving over 7.2 million dental beneficiaries. Beneficiaries access services through digital channels including teleconsulta (telemedicine), mobile applications, online beneficiary portals, and exam results platforms across all five regions of Brazil.

Product overview

Clinipam (Hapvida Clinipam) is a Brazilian health insurance operator offering a comprehensive portfolio of health and dental insurance products. The core offering consists of individual and business health plans (including micro-enterprise options) and dental plans. These are supported by a ecosystem of digital and service add-ons including teleconsultation, mobile app, beneficiary portal, online service center, and exam results platform. Specialty care pathways include endometriosis and mental health programs. The operator also operates Hapvida +Odonto (a dental sub-brand serving 7.2 million beneficiaries with 22,000+ dentists) and Hapvida Diagnóstico (292 diagnostic units offering 2,000+ exam types). Complementary services include Clube de Vantagens (benefits club) and Cuidaê (online pharmacy). The portfolio operates under the Hapvida NotreDame Intermédica group umbrella.

Differentiator

Problem solved

Functional benefit

Brands

• Hapvida +Odonto: Dental health plan brand offering individual and corporate dental plans with a network of over 22,000 dentists serving more than 7.2 million beneficiaries.
• Hapvida Diagnóstico
• Qualitotal
• Qualivida
• Instituto de Pesquisa

Products and services

• Planos de Saúde Individuais (Individual Health Plans)
• Planos de Saúde Empresariais (Corporate Health Plans)
• Planos de Saúde Micro Empresa (Micro-Enterprise Health Plans) Health insurance plans tailored for micro-enterprises seeking quality healthcare coverage for their small workforce.
• Planos Odontológicos (Dental Plans)
• Hapvida +Odonto
• Hapvida Diagnóstico

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

Three partnerships are on record, tiered minor and core.

• SunClickminorOthersSunClick partnership offers Clinipam beneficiaries up to 25% savings on electricity bills through the Clube de Vantagens benefits program. This is a commercial partnership offering cost savings to health plan members.
• CuidaêminorOthersCuidaê is an online pharmacy and health product retailer available through Clinipam's services, allowing beneficiaries to purchase medications, health products, beauty items and more for home delivery.
• Hapvida +OdontocoreStrategic or Co-development PartnerHapvida +Odonto is the dental plan division of the Hapvida group, serving 7.2 million beneficiaries with a network of 22,000+ dentists. Clinipam offers these dental plans alongside health plans as part of integrated healthcare coverage.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Bradesco Saúde: Major Brazilian health insurance operator affiliated with Bradesco financial group, serving millions of beneficiaries with health and dental plans sold primarily through employer-sponsored channels. Competes directly with Clinipam in corporate and SME segments.
• Odontoprev: Brazil's largest standalone dental insurance operator with millions of beneficiaries and a network of affiliated dentists. Directly comparable to Clinipam's Hapvida +Odonto dental sub-brand in business model, beneficiary scale, and corporate customer base.
• SulAmérica Saúde: One of Brazil's largest independent health insurance operators offering health, dental, and group life plans to individuals and corporate clients nationwide. Comparable business model focused on employer-sponsored and individual plan distribution through brokers and direct sales.
• Amil: One of Brazil's largest health plan operators, owned by UnitedHealth Group. Offers individual, family, and corporate health and dental plans with similar national coverage tiers and integrated provider networks — a direct competitor in the same employer-sponsored and individual segments.
• Unimed: Brazil's largest cooperative medical system with hundreds of regional Unimed operators offering health plans nationally. Provides individual, family, and corporate plans with extensive provider networks — a structural competitor across all major Brazilian markets including the south where Clinipam is concentrated.
• Porto Seguro Saúde: Health insurance arm of Porto Seguro Group, offering individual, family, and corporate health and dental plans with regional and national coverage. Competes with Clinipam in SME and individual segments using broker and direct channels.

Broad incumbents

• NotreDame Intermédica: Pre-merger health operator now part of the same parent group as Clinipam; operates hospital, clinic, and health plan assets concentrated in São Paulo and Minas Gerais. Sibling brand under Hapvida NotreDame Intermédica with the same integrated health plan + provider model.
• Hapvida NotreDame Intermédica: Direct parent company and one of Brazil's largest healthcare conglomerates, formed by the 2022 merger of Hapvida and NotreDame Intermédica. Serves 15M+ beneficiaries across multiple regional brands including Clinipam, with the same health plan, dental, and diagnostic business model across all of Brazil.

Regional players

• Allianz Care Brazil: Brazilian arm of global insurer Allianz, offering health, dental, and group benefits primarily to corporate clients. Comparable in product structure but smaller scale and more focused on multinational employer accounts than mass-market distribution.
• MetLife Brazil: Brazilian subsidiary of MetLife offering group dental, health, and life insurance primarily to corporate clients through broker channels. Comparable in dental and group benefits products but with a more niche, employer-sponsored focus rather than retail.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/hapvidasaude
• Facebookfacebook.com/hapvida.saude
• LinkedInlinkedin.com/company/clinipam---clinica-paranaense-de-assistencia-medica
• Instagraminstagram.com/hapvidasaude
• TikToktiktok.com/@hapvidandi

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clinipam - Clinica Paranaense De Assistencia Medica