What Completa Seguros does

Completa Seguros is a Brazilian insurance brokerage firm founded in 2002 and headquartered in Contagem, Minas Gerais. The company operates under a license from SUSEP (Superintendência de Seguros Privados), the Brazilian private insurance regulator, which authorizes it to intermediate insurance products on behalf of multiple carriers. Its distribution is conducted through named brokers — Scheilla M. S. Catalan and Schirley Silva — who sell directly to consumers and businesses.

The firm offers a multi-line insurance portfolio spanning personal and commercial lines, including auto, fire, condominium, health, guarantee/fidelity, life, pension, and dental coverage. It represents multiple carriers, including Porto Seguro, positioning the brokerage as a multi-carrier intermediary rather than a single-insurer agent. There is no evidence of proprietary technology, mobile application, or digital self-service channel; customer acquisition and servicing are handled via direct broker interaction and quote-based pricing.

The business model is commission-based: revenue is generated through commissions on insurance products sold across its carrier partnerships. The go-to-market is broker-led and relationship-driven, serving a mix of individual policyholders and small-to-medium business clients in the Minas Gerais region. No funding history, investor base, or revenue figures are publicly disclosed, and the firm operates without any disclosed AI, data, or technology platform.

Name

Completa Seguros

Legal name

Completa Seguros

Website

https://completaseguros.com.br

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

Completa Seguros is a SUSEP-licensed Brazilian insurance brokerage founded in 2002 in Contagem, Minas Gerais. It distributes personal and commercial insurance — auto, health, life, fire, and others — across multiple carriers via two named brokers.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Insurance brokerage services
• Personal insurance coverage
• Commercial insurance advisory
• Multi-carrier insurance brokerage
• SUSEP licensed broker

Headquarters

HQ city

Contagem

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: The company acts as an insurance broker/advisor earning commissions from insurance products sold. They represent multiple insurance carriers and offer clients the best coverage options available in the market, earning referral/advisory fees from insurance providers.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels3 records

Core offering

Completa Seguros is an independent SUSEP-licensed insurance brokerage that advises individual and corporate clients on selecting coverage from multiple insurance carriers. Its offerings include personal insurance products (auto, life, pension, dental, fire, surety bond) and business insurance products (auto fleet, fire/property, condominium, health, surety bond, life). The company earns commissions by placing clients with insurance carriers, with advisory delivered by trained brokers via office visits, phone, email, and website quote requests.

Product overview

Completa Seguros is a single-brand insurance brokerage company offering a portfolio of personal and business insurance products. The company operates as a unified insurance consultancy, providing individual products including auto, fire, condominium, health, guarantee/fidelity, life, pension, and dental insurance. All products are offered under the Completa Seguros brand with no modular or platform-based architecture — customers select from the company's curated insurance offerings to protect their assets and families.

Differentiator

Problem solved

Functional benefit

Products and services

• Seguro Auto Vehicle insurance coverage for personal or business automobiles, offered as part of the brokerage portfolio.
• Seguro Incêndio (Fire Insurance) Fire insurance providing coverage for damages caused by fire to properties, offered for both personal and business clients.
• Seguro Condomínio Insurance coverage specifically designed for residential or commercial condominium buildings.
• Seguro Saúde Health insurance coverage for medical expenses and healthcare services, offered to both individual and corporate clients.
• Seguro Fiança Guarantee / fidelity insurance, often used as rental security deposits or contractual guarantees.
• Seguro Vida Life insurance providing financial protection for beneficiaries upon the insured's death, offered for individuals and corporate groups.
• Previdência Pension and retirement planning insurance products for individual clients.
• Seguro Odontológico Dental insurance coverage for dental care services and treatments for individual clients.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Porto SegurominorOthersPorto Seguro is a major Brazilian insurance company whose logo appears on the Completa Seguros website, indicating they are one of the insurance providers represented by the brokerage. However, no formal partnership terms or integration details are described.

Scale indicators2 records

Recent moves3 records

Broad incumbents

• SulAmérica: SulAmérica is a major Brazilian health, life, dental, and P&C insurer. Comparable as a counterparty carrier whose products Completa Seguros distributes; SulAmérica's direct sales and digital channels overlap with the segments Completa Seguros brokers.
• Porto Seguro: Porto Seguro is one of Brazil's largest insurance carriers and is explicitly represented by Completa Seguros. Comparable as a counterparty in the same insurance market; Porto Seguro's growing direct-to-consumer digital channels reduce reliance on small brokers like Completa Seguros.

Regional players

• Aon: Aon is a global insurance brokerage and advisory firm with Brazilian operations serving corporate and commercial clients. Comparable as a multi-line broker serving the same SMB-to-mid-market commercial segment, though with international scale and proprietary risk analytics.
• Marsh: Marsh operates a major global insurance brokerage and risk advisory practice with significant presence in Brazil. Comparable as a commercial-line insurance broker serving SMB and corporate clients, but operates at far greater scale and complexity than Completa Seguros.

Emerging players

• Justos: Justos is a Brazilian insurtech focused on auto insurance with data-driven pricing. Comparable as a new-entrant disruptor in the Brazilian personal lines brokerage market, threatening traditional broker channels like Completa Seguros' auto line.
• 180 Seguros: 180 Seguros is a Brazilian digital insurance brokerage offering auto and other personal lines online. Comparable as an emerging digital-native broker pursuing the same individual consumer segment that Completa Seguros serves through in-person consultation.
• Pier: Pier is a Brazilian insurance technology company building embedded insurance distribution. Comparable as an emerging insurtech reshaping distribution in the same lines Completa Seguros brokers (auto, life), representing a structural threat to traditional intermediaries.

Direct peers

• Wiz: Wiz is one of Brazil's largest independent insurance brokerage chains, distributing personal and commercial lines from multiple carriers. Highly comparable to Completa Seguros as a multi-carrier brokerage serving both individuals and SMBs across Brazil, though at vastly greater scale.
• Minuto Seguros: Minuto Seguros is a Brazilian digital insurance brokerage aggregating auto, life, home, and other personal lines. Comparable to Completa Seguros as a multi-line broker, but differentiated by an online-first technology platform and broader national marketing footprint.
• Megacorretora: Megacorretora operates a large Brazilian insurance brokerage platform distributing multiple carriers' products. Highly comparable as a multi-line multi-carrier broker serving individuals and businesses, competing directly for the same customer segment.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/completa-seguros

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Completa Seguros