Menzis
Coöperatie Menzis is a Dutch cooperative health insurer (founded 1836) operating under a member-owned structure. It offers health insurance via brands Menzis, Anderzorg, and VinkVink; administers long-term care (Wlz) regionally; and provides corporate vitality consulting to employers and municipalities.
- Company typePrivate
- Founded1836
- HeadquartersGroningen, Netherlands
- Headcount1,001–5,000
- GTM typeB2B and B2C
- OfferingServices
What Menzis does
Coöperatie Menzis is a Dutch cooperative health insurer founded in 1836, making it the oldest health insurer in the Netherlands. The organization operates without shareholders — all insured individuals are automatically members of the cooperative — and structures itself around the mission of keeping healthcare accessible and affordable. Menzis offers basic and supplementary health insurance through three consumer brands (Menzis, Anderzorg, VinkVink), operates a regional Zorgkantoor that administers the Wet langdurige zorg (Wlz) for long-term care in the Arnhem, Groningen, and Twente regions, and provides corporate health and vitality consulting services to large employers and municipalities. The organization manages approximately 7 billion euros in healthcare funds annually and is the market leader in the Twente region. Approximately 1,300–1,404 employees work across three offices in Groningen (headquarters), Enschede, and Wageningen (scheduled to close by end of 2026 as the building is repurposed for housing by the municipality).
The company's technology stack centers on digital platforms for customer service, claims processing, and provider management. A new internal data platform is being developed to optimize internal controls, supported by a Data Excellence Program intended to give all employees access to the right data at the right time. The Portaal voor Ondersteuners is an online portal that enables court-appointed guardians (bewindvoerders) and curators to manage client insurance data, process claims, and handle payment arrangements, secured via eHerkenning EH3 authentication. The organization adopted fully agile operating methodologies in 2023, reorganizing around value streams (waardestromen): Klant en Markt, Zorg en Gezondheid, Zorgkantoor, IV (information provision), and Expertisecentra.
Menzis operates a hybrid revenue model combining subscription-style recurring revenue from health insurance premiums (with €20 net monthly employer contributions and 20% collective discounts on supplementary coverage as a B2B lever), managed-services revenue from government-funded Wlz administration through the regional Zorgkantoor, and professional-services revenue from corporate health and vitality consulting. Distribution is multi-channel: direct-to-consumer via the menzis.nl and cooperatiemenzis.nl websites, inside sales through the customer service center, direct field sales via corporate account managers for enterprise clients, and regional Zorgkantoor teams for long-term care clients. Marketing relies on owned digital properties, LinkedIn and Instagram presence, regional sports event sponsorships (4 Mijl Groningen, Singelloop Enschede), and content/blog publishing on healthcare policy. Key partnerships include NZa (regulator), CAK (government agency), eHerkenning (authentication), and Pinkerton (employment screening).
Menzis firmographics
Firmographics- Name
- Menzis
- Legal name
- Coöperatie Menzis
- Website
- https://cooperatiemenzis.nl
- Company type
- Private
- Founded year
- 1836
- Operating status
- Operating
- Headcount range
- 1,001–5,000 employees
- Short description
- Coöperatie Menzis is a Dutch cooperative health insurer (founded 1836) operating under a member-owned structure. It offers health insurance via brands Menzis, Anderzorg, and VinkVink; administers long-term care (Wlz) regionally; and provides corporate vitality consulting to employers and municipalities.
- Ownership category
- akta.pro rank
Menzis industry classification
Industry- Product category
- Health Insurance
- NAICS
- Direct Life, Health, and Medical Insurance Carriers (52411)
- SIC
- Accident & Health Insurance (6321)
- akta.pro primary industry
- Small Group Health Insurance (2–50/100) (FSAIAFAD)
- akta.pro secondary industry
- Individual Dental Insurance (FSAIAEAE)
Keywords
Where Menzis is headquartered
LocationHeadquarters
- HQ city
- Groningen
- HQ country
- Netherlands
- HQ region
- Europe
Offices3 records
Markets served
Menzis business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Health Insurance Premiums: Menzis collects health insurance premiums from individual members. As a cooperative, all insured are automatically members. The organization aims to keep care affordable and accessible.
- Long-term Care (Wlz) Administration: Menzis Zorgkantoor administers long-term care under the Wet langdurige zorg (Wlz) for people needing 24-hour care or supervision due to physical, intellectual, or psychological limitations. This is funded through government arrangements.
- Corporate Health & Vitality Services: Menzis provides consulting services to large employers and municipalities to improve health and vitality of employees and residents, supporting sustainable employability.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Collective health insurance with employer contribution |
| Subscription | Monthly | Customer Team Employee - MBO/HBO level |
| Subscription | Monthly | Senior Medewerker Creditmanagement - HBO level |
| Subscription | Monthly | Consulent PGB WLZ - HBO/WO level |
| Subscription | Monthly | Adviserend Verpleegkundige |
| Subscription | Monthly | Regio Manager GGZ - WO level |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Menzis product offering
Product offeringCore offering
Coöperatie Menzis is a Dutch member-owned health insurer that sells basic (Zvw) and supplementary health insurance to individuals and families under the Menzis, Anderzorg, and VinkVink brands, including a co-branded HEMA offering. Beyond insurance, it operates Menzis Zorgkantoor, administering long-term care (Wlz) for vulnerable clients, including personal budget (PGB) services. It also delivers corporate health, vitality, and absenteeism consulting for employers and municipalities through Menzis Werk.
Product overview
Coöperatie Menzis is a cooperative health insurer operating multiple insurance brands (Menzis, Anderzorg, VinkVink) and a long-term care office (Zorgkantoor) serving regions Arnhem, Groningen, and Twente. The organization offers basic and supplementary health insurance through various brands, manages long-term care under the Wlz, and provides specialized portals for support administrators. The portfolio includes insurance products for individual consumers as well as corporate clients, with additional health and vitality programs supporting member wellbeing.
Differentiator
Problem solved
Functional benefit
Products and services
- Menzis Zorgverzekering (basic + supplementary health insurance) Basic (Zvw) and supplementary Dutch health insurance products sold to individuals and families under the main Menzis brand, including bundled options and collective employer arrangements.
- Anderzorg basic health insurance Low-cost, online-first basic health insurance brand aimed at price-sensitive Dutch consumers.
- VinkVink supplementary insurance Mid-tier supplementary (aanvullende) health insurance offering targeted at value-conscious Dutch households.
- Menzis Werk (Corporate Vitality / Occupational Health Services) Preventive health, vitality, absenteeism, and organizational consulting services for Dutch employers and municipalities, delivered via dedicated account managers and consultants.
- Menzis Zorgkantoor (Wlz long-term care administration) Administration of long-term care (Wet langdurige zorg) for vulnerable Dutch residents, including intake, indication, authorization, contracting, and PGB support in designated regions.
- PGB Wlz dienstverlening (personal budget services) Personal budget (persoonsgebonden budget) services under the Wlz framework, including application, decision, and ongoing administration for long-term care clients.
- Portaal voor Ondersteuners Online portal enabling PGB administrators and clients to manage long-term care (Wlz) personal budgets, including budget usage, accountability, and supporting documents.
- Leefkracht Programma Health and vitality program promoting healthy lifestyles and prevention among Menzis members and corporate clients, including Menzis Werk customers.
Quantifiable outcome
- 7 billion euros managed annually in healthcare funds with continuous cost optimization
- +1 more outcomes
Companies that use Menzis
Customer profileNamed customers4 records
Segments4 records
Ideal customer profiles3 records
Menzis technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Menzis partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- PinkertonminorPinkerton conducts reference checks for all new employees as part of Menzis's screening process during hiring. This ensures reliability and integrity of incoming staff.
- NZa (Nederlandse Zorgautoriteit)coreMenzis Zorgkantoor works with NZa (Dutch Healthcare Authority) as part of long-term care administration. NZa sets frameworks and monitors compliance in healthcare.
- CAK (Centraal Administratiekantoor)coreCAK handles certain administrative processes for Menzis, including identifying clients registered with CAK for debt-related matters.
- Sports event organizationsminorMenzis sponsors regional sports events including the 4 Mijl in Groningen and Singelloop in Enschede, building brand awareness and community engagement.
Scale indicators3 records
Recent moves6 records
Expansion highlights3 records
Menzis competitors and assessment
Company assessmentBroad incumbents
- Achmea: Parent of Zilveren Kruis and one of the largest insurance groups in the Netherlands with broader financial services including health insurance, competing with Menzis across multiple product lines and customer segments.
- ASR Nederland: Major Dutch insurance company with a broader portfolio including life, pension, and health insurance. Less specialized in health insurance than Menzis but operates under the same regulatory environment and competes for some customer segments.
- Centene: Large US-based health insurance company focused on government-sponsored healthcare programs. Useful as a global benchmark for managed care and government health program administration, though operating in a different regulatory and geographic market.
- Cigna: Global health services and insurance company with overlapping capabilities in health insurance and employee benefits. Comparable in scale and product breadth, though operating primarily in the US and international markets rather than the Netherlands.
- Nationale-Nederlanden: Major Dutch insurance and financial services company with a broader portfolio including life, pension, and non-life insurance. Less specialized in health insurance but operates in the same Dutch insurance ecosystem and regulatory environment.
Direct peers
- CZ: Second-largest Dutch health insurer with a strong cooperative heritage, directly competing with Menzis in basic and supplementary health insurance offerings across the Dutch market.
- Zilveren Kruis (Achmea): Largest Dutch health insurer and direct competitor to Menzis. Both operate as health insurers offering basic and supplementary coverage in the Netherlands, competing for the same individual and group customers under the same regulatory framework.
- Coöperatie VGZ: Major Dutch health insurance cooperative and direct competitor to Menzis with similar cooperative governance principles, multi-brand portfolio, and product offerings across the Netherlands.
- ONVZ: Dutch health insurer offering individual and group health coverage, directly competing with Menzis in the Netherlands with comparable product suites and target customer segments.
- DSW Zorgverzekeraar: Dutch health insurer with similar customer base and product offerings, competing directly with Menzis in basic and supplementary health insurance across the Netherlands.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Menzis social profiles
Digital presenceMenzis financial estimates
Financial estimateRevenue estimate
Valuation estimate
Menzis leadership team
Management profileNumber of profiles
Profiles8 records
Menzis subsidiaries and ownership
Company hierarchySubsidiaries3 records
Menzis funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Menzis M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Menzis
What does Menzis do?
Coöperatie Menzis is a Dutch member-owned health insurer that sells basic (Zvw) and supplementary health insurance to individuals and families under the Menzis, Anderzorg, and VinkVink brands, including a co-branded HEMA offering. Beyond insurance, it operates Menzis Zorgkantoor, administering long-term care (Wlz) for vulnerable clients, including personal budget (PGB) services. It also delivers corporate health, vitality, and absenteeism consulting for employers and municipalities through Menzis Werk.
Is Menzis a public or private company?
Menzis is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Menzis founded?
Menzis was founded in 1836. It employs 1,001 to 5,000 people.
Where is Menzis based?
Menzis is headquartered in Groningen, Netherlands, in the Europe region.
How does Menzis make money?
Three revenue lines are on record. Health Insurance Premiums are the primary driver. The others are long-term Care (Wlz) Administration and corporate Health & Vitality Services.
Who are Menzis's main competitors?
Broad incumbents on record are Achmea, ASR Nederland, Centene, Cigna and Nationale-Nederlanden. Direct peers are CZ, Zilveren Kruis (Achmea), Coöperatie VGZ, ONVZ and DSW Zorgverzekeraar.
Does Menzis have an API?
No public API is recorded for Menzis.
What industry is Menzis in?
Menzis's product category is Health Insurance. Its primary akta.pro industry code is FSAIAFAD, Small Group Health Insurance (2–50/100), with a secondary code of FSAIAEAE, Individual Dental Insurance. Its NAICS code is 52411 and its SIC code is 6321.