Creditreform Lietuva

What Creditreform Lietuva does

Creditreform Lietuva (UAB "Creditreform Lietuva") is a Vilnius-headquartered B2B business information and credit risk services provider, operating the cr.lt database of 546,801 Lithuanian companies (228,604 active). The company is the Lithuanian member of the international Creditreform network and aggregates data from authoritative state registries — Sodra, VMI (via data.gov.lt), the Register of Legal Entities, Regitra, the Real Estate Register, the Property Arrest Registry, and the Lithuanian courts electronic services portal — into a unified search and monitoring platform. Core products include the CR reitingas credit rating (100–600 scale, 10 risk classes, with auto-calculated CR limit), the DIX Employer Debt Index (co-developed with the Lithuanian Confederation of Industry since 2011), credit reports for Lithuanian and 33 foreign jurisdictions, three-level information monitoring, and a debt collection and debt exchange marketplace. Pricing is transparent and tiered: IMK at EUR 60 per 30 days for unlimited self-serve company searches, an annual membership with unlimited access and reduced add-on pricing, and unit-priced packages (EUR 12 short / EUR 27 medium / EUR 53 extended) plus supplementary data items (e.g., shareholders EUR 19). The go-to-market is sales-led with two distinct motions: a self-service SMB channel via cr.lt and direct account management for enterprise annual memberships, supplemented by the Credit Manager Club (KVK) community operating since 2005. Revenue is not disclosed; the firm has approximately 10 employees and received EU co-funding of EUR 67,248.24 in 2024 for a sustainability rating platform project running through 2026.

Name

Creditreform Lietuva

Legal name

UAB "Creditreform Lietuva"

Website

https://cr.lt

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

1–10 employees

Short description

Creditreform Lietuva operates the cr.lt B2B business database and credit risk platform for Lithuania, aggregating state registry data (Sodra, VMI, courts, real estate, vehicles) and serving Lithuanian businesses with credit reports, CR ratings, monitoring, and debt collection services.

Ownership category

akta.pro rank

Product category

Business Credit Information Services

NAICS

Credit Bureaus (561450), Credit Bureaus (56145)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industries

Credit Bureau Reporting & Dispute Management Support (FCRA/CRA Ops) (BPAAAEAI), Credit Scoring Models & Score Providers (FSAKAKAC)

Keywords

• Business credit reports
• Credit risk analytics
• Debt collection services
• Business information database
• Credit monitoring services

Headquarters

HQ city

Vilnius

HQ country

Lithuania

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Others

Revenue model

1. Database Subscription Services: Creditreform Lietuva generates revenue primarily through subscription-based access to its cr.lt business database. The company offers tiered membership plans including IMK monthly service (EUR 60 for 30 days) and annual membership with unlimited access. Pay-per-report options exist for individual data purchases including credit reports (creditinė ataskaita), company monitoring, and court case information.
2. Credit Rating Services: Revenue generated from CR rating assessments, credit limit calculations, and risk evaluation services for individual companies or bulk portfolio analysis.
3. Premium Data Packages: Additional revenue from prepared information packages (Trumpas rinkinys EUR 12, Vidutinis EUR 27, Išplėstinis EUR 53) and specialized data including shareholders (EUR 19), property arrest/mortgage notices (EUR 4.20), real estate details, and vehicle information.
4. Debt Collection Services: Revenue from debt collection services including pre-litigation reminders, court collection, and cross-border debt recovery for both Lithuanian and foreign companies.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Creditreform Lietuva operates www.cr.lt, a B2B business information database platform that aggregates data from Lithuanian state registries (Sodra, VMI, Register of Legal Entities, Regitra, Real Estate Register, court systems) and delivers company credit risk assessment services. The platform centers on the proprietary CR reitingas (CR Rating) scoring system, the IMK monthly subscription for unlimited company searches, and the DIX daily employer debt index, supplemented by credit reports, monitoring, collection services, and risk assessment modules.

Product overview

Creditreform Lietuva operates www.cr.lt, a B2B business information database platform providing company credit risk assessment and business intelligence services for the Lithuanian market. The core product ecosystem centers on the CR reitingas (CR Rating) credit scoring system, complemented by the IMK (Information at Low Cost) subscription service for comprehensive company data access, and the DIX index for daily employer debt monitoring. The platform aggregates data from Lithuanian government registries including Sodra, VMI, Real Estate Register, Vehicle Register, Courts, and the Register of Legal Entities. Add-on modules include credit reports, information monitoring, collection services, vehicle and real estate searches, sanctions checking, debt exchange marketplace, insolvency assessment, and the KVK Credit Managers Club professional community.

Differentiator

Problem solved

Functional benefit

Products and services

• CR reitingas (CR Rating) A proprietary credit risk scoring system that calculates the probability of financial obligations non-fulfillment over 12 months. The scale runs from 100 (excellent creditworthiness) to 600 (bankruptcy) with 10 risk classes and color-coded risk indicators, serving B2B customers evaluating Lithuanian company credit risk.
• CR limitas (CR Limit) An automatically calculated maximum credit limit that a specific company can pay to all its trade creditors within 60 days, derived from the credit scoring methodology. Used by B2B customers to set credit exposure limits.
• Kreditinė ataskaita (Credit Report) A comprehensive credit report containing all collected information about a company, the credit analyst's assessment, and recommended credit limit. Available for both Lithuanian and foreign companies, ordered on a per-report basis by B2B customers.
• IMK – Informacija maža kaina (Information at Low Cost) A monthly subscription service providing unlimited access to company data including contacts, revenue, employees, property arrests, court cases, delays, transport vehicles, and other company information for 30 calendar days at EUR 60, including 20 CR ratings. Targeted at SMB and individual business users.
• Informacijos monitoringas (Information Monitoring) A daily email notification service about changes in monitored companies' status, with three monitoring levels covering bankruptcy administrators, VAT codes, company status, debts, employee counts, bankruptcy threats, courts, and CR rating changes. Used by B2B customers to monitor business partners.
• DIX indeksas (DIX Index) A daily employer debt index calculated as total employer debt to Sodra divided by number of employers with at least one employee, co-developed with the Lithuanian Confederation of Industry. Provides macroeconomic insight into Lithuanian employer solvency.
• Inkaso paslaugos (Collection Services) Debt collection services including reminders sent electronically, by regular or registered mail, public disclosure of payment delays, and pre-litigation and litigation debt recovery in Lithuania and abroad. Served to B2B customers seeking to recover overdue receivables.
• Vėlavimų skelbimas (Delays Publication)

Segments1 record

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability2 records

Feature3 records

Partnerships

One partnership is on record.

• Lithuanian Confederation of Industry (LPK)coreStrategic or Co-development Partner · 1 January 2011Creditreform Lietuva co-developed the DIX (Employer Debt Index) with the Lithuanian Confederation of Industry (Lietuvos pramonininkų konfederacija). The index is calculated daily based on Sodra data and provides a macroeconomic indicator of employer debt conditions in Lithuania. LPK and Creditreform jointly publish and promote this index.

Scale indicators9 records

Recent moves7 records

Expansion highlights8 records

Direct peers

• Rekvizitai.lt: Lithuanian company information portal providing company search, contacts, and financial data. A direct domestic competitor to cr.lt for basic company lookups and a partial substitute for IMK and credit report purchases by SMBs.
• Creditreform: Parent network and brand identity for Creditreform Lietuva. Operates the same credit bureau, debt collection, and rating business model across Germany, Europe, and globally, making it the most directly comparable peer and the source of cross-border report capability.
• Creditsafe: Global credit bureau with strong European presence offering business credit reports, monitoring, and ratings. Competes head-to-head in B2B credit information with subscription-based delivery similar to cr.lt's IMK and annual membership.
• CRIF: Italian-headquartered European credit bureau and information provider serving banks, corporates, and SMEs with credit reports, ratings, and decisioning tools — closely aligned with Creditreform Lietuva's report-and-monitoring stack.

Regional players

• Bisnode (Dun & Bradstreet): Historically the leading Nordic and Baltic business information provider, now part of Dun & Bradstreet. Comparable regional footprint, B2B credit reporting model, and customer base similar to Creditreform Lietuva's Lithuanian SME market.

Others

• Coface: Global trade credit insurance and business information provider. Adjacent rather than directly competing — Coface sells credit insurance underwriting rather than standalone credit reports, but addresses the same buyer (credit risk managers) and overlaps with rating and monitoring.
• Allianz Trade (Euler Hermes): Trade credit insurer and economic research provider (formerly Euler Hermes). Adjacent to credit bureau services — combines proprietary company data with credit insurance products, competing for the same credit-management wallet.
• Atradius: Trade credit insurance and business information provider active across Europe including the Baltics. Shares the same end-buyer (B2B credit and finance teams) and competes for part of the credit-risk budget that funds cr.lt subscriptions.

Broad incumbents

• Dun & Bradstreet: Global incumbent in business credit information with the D-U-N-S Number and extensive data products. Overlaps with Creditreform Lietuva's reporting and ratings offerings but at much larger scale and as part of a broader analytics portfolio.
• Moody's (Bureau van Dijk / Moody's Analytics): Provides corporate credit intelligence and entity data through Bureau van Dijk and Moody's Analytics. Competes with the report, monitoring, and rating layer of Creditreform Lietuva's platform but as part of a much broader ratings and analytics franchise.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/creditreform-lietuva

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Creditreform Lietuva