CSI Insurance Agency

Name

CSI Insurance Agency

Legal name

CSI Insurance Agency

Website

https://csiinsagency.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

CSI Insurance Agency is an independent, privately held insurance brokerage founded in 1999 and headquartered in St. James, New York, serving SMEs, individuals, and families across 11 U.S. states with commercial, personal, and specialty insurance products on a commission-based model.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Full-Coverage Personal Auto Insurance (FSAJAAAF)

akta.pro secondary industries

Standard Personal Auto Insurance (Liability, Collision & Comprehensive) (FSAJAAAA), Standalone Umbrella Liability (FSAJANAE)

Keywords

• Commercial insurance brokerage
• Personal insurance services
• Independent insurance agency
• Business insurance coverage
• Family insurance protection

Headquarters

HQ city

St James, NY

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commissions: CSI Insurance Agency earns revenue through commissions paid by insurance carriers for policies placed and renewed. As an independent insurance agency, they represent multiple insurance companies and receive commission-based compensation on each policy sold, renewed, or endorsed.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

CSI Insurance Agency is an independent insurance brokerage that places commercial, personal, and specialty insurance policies with multiple carriers on behalf of businesses, individuals, and families in New York and ten additional U.S. states. The agency sells home, auto, umbrella, life, flood, yacht/boat, and recreational vehicle coverage for personal clients, and commercial insurance, franchise auto dealership coverage, and employee benefits for business clients.

Product overview

CSI Insurance Agency offers a unified portfolio of insurance products organized into three main categories: Commercial Insurance (including franchise auto dealership coverage, general commercial insurance, and employee benefits), Personal Insurance (home, auto, umbrella, and life insurance), and Specialty Insurance (flood, yacht/boat, and recreational vehicle insurance). The agency operates as a single-service insurance brokerage providing tailored coverage solutions rather than a modular software platform. Products are offered individually and can be bundled to meet the specific needs of businesses, individuals, and families across New York.

Differentiator

Problem solved

Functional benefit

Products and services

• Franchise Auto Dealerships Insurance

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Allstate: Allstate distributes through a captive agent network offering home, auto, life, and small commercial coverage from a single carrier. Its NY agency owners directly compete with CSI for the same middle-to-high-income household demographic in Long Island and the NY metro.
• Hub International: Hub International is a large commercial insurance brokerage serving mid-market businesses across North America, with deep expertise in franchise auto dealership programs — an almost identical specialism to CSI's flagship dealership offering. Competes for the same dealership clients at higher scale.
• State Farm: State Farm is the largest US personal lines insurer, distributing through captive agent-owners who sell home, auto, life, and small commercial coverage. CSI competes against local State Farm agents for the same NY households and small-business customers, though State Farm only places its own proprietary products.
• Marsh McLennan Agency: Marsh McLennan Agency is the middle-market brokerage arm of the world's largest insurance broker, providing property/casualty, employee benefits, and specialty placement for SMEs and individuals — directly overlapping with CSI's commercial and personal lines offerings across the same geographies.
• Arthur J. Gallagher & Co. Gallagher is a top-3 global insurance brokerage with a strong middle-market and personal-lines franchise. Its multi-carrier retail agency model and SME target market directly parallel CSI's value proposition, but at vastly greater scale and geographic reach.

Regional players

• Erie Insurance: Erie Insurance is a regional super-regional P&C carrier with a strong captive-agent distribution model in the Northeast and Mid-Atlantic. Its product mix (auto, home, life, commercial for SMEs) overlaps CSI's portfolio, and its agents are direct competitors in NY-adjacent states PA, NJ, and VA — markets where CSI also holds licenses.

Emerging players

• Lemonade: Lemonade is a direct-to-consumer insurance carrier using AI-driven underwriting and a mobile app to issue home, renters, pet, and life policies with no agent involvement. Active in NY, it represents the disintermediation risk for CSI's personal-lines book, particularly for younger customers who prefer digital-first purchasing.
• Policygenius: Policygenius is a digital insurance marketplace that aggregates life, home, auto, and disability quoting from multiple carriers online. It competes for the same upper-middle-class households CSI serves in NY, but disintermediates the agent through a self-service digital experience — a structural threat to traditional agencies like CSI.
• The Zebra: The Zebra is an insurance comparison marketplace that lets consumers quote auto and home insurance across multiple carriers without an agent. It competes for the same digital-first sunoversion CSI needs to manage to retain digitally-engaged NY customers.

Direct peers

• Brown & Brown Insurance: Brown & Brown is a large national insurance brokerage that, like CSI, operates as an independent agent placing commercial and personal lines for clients across multiple states. While much larger, its core business model of commission-based multi-carrier placement for SMEs and individuals directly mirrors CSI's model.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/csi-insurance-agency

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CSI Insurance Agency