Driessen Assuradeuren

What Driessen Assuradeuren does

Driessen Assuradeuren B.V. is a Dutch insurance intermediary headquartered in Den Haag, operating as a family-founded business established in 1931 and now a subsidiary of the You Sure Groep. The company specializes in commercial insurance for Dutch SMB and mid-market businesses across nine primary verticals: vastgoed (real estate), horeca (hospitality), detailhandel (retail), juweliers (jewelers), VVE (homeowners associations), aansprakelijkheid (liability), complexe en zware risico's (complex risks), strandpaviljoen (beach pavilions), and kostbaarheden (valuables), with a drone insurance product operated under a separate sub-brand. It also maintains a London office in its capacity as a coverholder of Lloyd's of London, enabling placement of complex and internationally uninsurable risks through the Lloyd's market, and operates related sub-brands including Clear Risk Insurance Brokers and VastGoedVerzekerd.nu.

The business model is built on a volmacht (delegated authority) structure: Driessen acts as a gevolmachtigd agent for multiple insurance carriers, earning commission income on policies placed under its own authorities, supplemented by premium-based service fees for risk inspection, valuation, and claims handling. Go-to-market is a hybrid channel model, combining direct enterprise field sales (phone and on-site consultation, particularly for hospitality, real estate, and complex risks) with a partner distribution layer of 600+ Dutch insurance intermediaries (assurantiekantoren) that resell Driessen products and use its backoffice services. Pricing is quote-based and not publicly disclosed for most commercial products, with percentage-based premium rates published for valuables (e.g., 2.50% worldwide for jewels, furs, and watches; 0.25% for paintings in the Netherlands), billed annually. Technology is conventional: the company operates a content-driven website, uses Google Analytics, and embeds YouTube video; no proprietary AI, platform, or API infrastructure is disclosed. Regulatory positioning is anchored in AFM and DNB supervision under the Wet op het financieel toezicht, with Kifid advice treated as binding, and a Lloyd's of London coverholder relationship that functions as the primary differentiator versus purely domestic Dutch intermediaries.

Name

Driessen Assuradeuren

Legal name

Driessen Assuradeuren B.V.

Website

https://driessenassuradeuren.nl

Company type

Private

Founded year

1931

Operating status

Operating

Headcount range

1–10 employees

Short description

Driessen Assuradeuren is a Dutch insurance intermediary founded in 1931, operating as a Lloyd's of London coverholder that provides specialized commercial insurance across nine verticals (hospitality, real estate, retail, jewelers, VVE, liability, complex risks, beach pavilions, valuables) to Dutch SMB and mid-market businesses via 600+ intermediary partners and direct sales.

Ownership category

akta.pro rank

Product category

Commercial Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Commercial insurance brokerage
• Hospitality insurance
• Real estate insurance
• Liability insurance
• Lloyd's coverholder services

Headquarters

HQ city

Den Haag

HQ country

Netherlands

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance intermediary commissions: Driessen acts as gevolmachtigd agent (authorized agent) for insurance companies, earning commissions on policies placed through their volmachten (authorities). They also access Lloyd's of London market for complex risks.
2. Premium-based service fees: Service fees embedded in insurance premiums for risk inspection, valuation, and claims handling services provided to customers.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels5 records

Core offering

Driessen Assuradeuren is a Dutch insurance intermediary (gevolmachtigd agent) that underwrites and brokers specialized commercial insurance policies for businesses in verticals including hospitality (horeca), real estate, retail, jewelers, owners associations (VVE), and beach pavilions. The firm holds volmacht (delegated underwriting authority) from multiple insurers and operates as a Lloyd's of London coverholder with its own London office, providing access to international insurance markets for complex or uninsurable domestic risks. They also distribute through more than 600 partner intermediaries across the Netherlands.

Differentiator

Problem solved

Functional benefit

Brands

• Clear Risk Insurance Brokers: An independent Lloyd's of London coverholder based in London, specialized in US and international property, casualty, and aviation insurance.
• VastGoedVerzekerd.nu
• Drone Insurance

Products and services

• Vastgoed (Real Estate Insurance) Insurance coverage for commercial and residential property owners, including buildings, vacant properties (leegstaand vastgoed), and related liability protection. Designed for property owners, real estate investors, and multi-tenant buildings.
• Horeca (Hospitality Insurance) Comprehensive insurance package for hospitality businesses covering buildings, inventory, business interruption, liability, sickness absence, cash, environmental damage, and legal expenses. For hotels, restaurants, cafes, brasseries, lunchrooms, discotheques, party centers, and beach pavilions.
• Detailhandel (Retail Insurance) Insurance package for retail businesses covering business risks including theft, product liability, inventory damage, customer claims, and cash handling.
• Juweliers (Jeweler's Insurance) All-risk insurance coverage for jewelers protecting against robbery, burglary, theft, and damage, including coverage for shipments, cash, goods at third parties, and goods at the insured's home.
• VVE (Homeowners Association Insurance) Insurance for homeowner associations (VVE) covering building structures, glass, liability claims, legal expenses, and board member liability, with coverage up to €10,000 per apartment for improvements.
• Aansprakelijkheid (Liability Insurance) Comprehensive liability insurance covering cyber risks, industrial risks, product liability, business liability, directors liability, real estate liability, employer liability, environmental liability, and professional liability.
• Complexe en Zware Risico's (Complex and Heavy Risks) Insurance solutions for large or complex risks that cannot be placed with a single insurer, utilizing Lloyd's of London market and co-assurance exchanges. For enterprises with large-scale or unusual commercial exposures.
• Strandpaviljoen (Beach Pavilion Insurance) Specialized insurance for beach pavilions covering theft of containers, storm damage to parasols, theft of beach beds, and winter storage. Includes annual inspection and valuation.
• Kostbaarheden (Valuables Insurance)
• Schadeafhandeling (Claims Handling Service) Claims processing service including damage reporting, expert assessment, and settlement coordination for all insurance products, with a 24/7 emergency service line after business hours.

Quantifiable outcome

• Guarantee against underinsurance ensures full damage payout even if customer is underinsured

Segments9 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Partnerships

Eight partnerships are on record, tiered core and minor.

• Lloyd's of LondoncoreStrategic or Co-development PartnerDriessen is a coverholder of Lloyd's of London with a dedicated office in London, enabling access to the world's largest insurance market for complex and internationally uninsurable risks.
• You Sure GroepcoreStrategic or Co-development PartnerDriessen is a strategic partner and part of the You Sure Group, which provides HR services and group coordination. You Sure B.V. is the parent company of Driessen Assuradeuren B.V.
• Clear Risk Insurance BrokersminorChannel Partner/ Reseller/ DistributorIndependent Lloyd's broker based in London specializing in US and international property, casualty, and aviation insurance.
• VastGoedVerzekerd.numinorChannel Partner/ Reseller/ DistributorSpecialized property insurance website offering coverage for hospitality, multi-tenant buildings, shopping centers, retail, industrial, student housing, VVE, and vacant properties.
• Drone Insurance (drone-insurance.com)minorChannel Partner/ Reseller/ DistributorSpecialized insurance product for drone and remotely piloted aircraft systems (RPAS) including DJI Phantom, TBS Discovery, and other quadcopter UAVs.
• Insurance Companies (under volmacht)coreChannel Partner/ Reseller/ DistributorMultiple insurance companies where Driessen acts as gevolmachtigd agent (authorized agent), placing policies under their delegated authority. Logos shown include Carrier and other unnamed insurers.
• ARAGminorChannel Partner/ Reseller/ DistributorLegal insurance provider offering ARAG prorechtcombination policies for business and personal coverage distributed through Driessen.
• Victor InsuranceminorChannel Partner/ Reseller/ DistributorInsurance provider offering specialized beach pavilion coverage through Driessen's distribution network.

Scale indicators3 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• MeesRisicobeheer: MeesRisicobeheer is a Dutch specialty insurance broker focusing on complex and non-standard commercial risks, very similar in positioning to Driessen's "Complexe risico's" vertical with Lloyd's-style international placement. Both serve Dutch SMEs with bespoke, hard-to-place coverage.
• Voogd & Voogd Verzekeringen: Voogd & Voogd is a Dutch insurance intermediary group with volmacht activities and sector specialization. It is a peer in the Dutch specialty brokerage space, combining authorized-agent placement with multi-vertical SME focus comparable to Driessen.
• Klapper & Kram Verzekeringsmakelaars: A Dutch specialist insurance broker focused on complex commercial and mid-market risks, similar in niche, volmacht-driven positioning to Driessen. Often cited as a comparable independent specialist broker in the Netherlands.
• Aevitae: Aevitae is a Dutch insurance intermediary and authorized agent (volmachtbedrijf) serving niche and complex Dutch risks. It is structurally similar to Driessen, using delegated authorities and specialist underwriting to serve segments where standard carriers are reluctant.

Broad incumbents

• Marsh Nederland: Marsh is one of the world's largest insurance brokers with a Dutch office serving large and complex commercial accounts. It overlaps directly with Driessen's complex-risks and real estate offerings, though from a global incumbent position.
• Aon Netherlands: Aon is a global insurance and reinsurance broker with a substantial Dutch operation. It competes for the same complex commercial risks and hospitality/real estate accounts as Driessen, but at much greater scale, with a full advisory, risk, and reinsurance platform.
• Willis Towers Watson (WTW) Netherlands: WTW is a global advisory and brokerage firm with Dutch operations serving mid-to-large commercial clients. It competes for specialty property, real estate, and hospitality risk placements, providing a benchmark for incumbent scale.
• Rabobank Insurance Services (Interpolis / Rabobank): Rabobank's affiliated insurance operations serve Dutch SME and retail customers including hospitality and real estate clients. It competes on distribution scale and embedded banking-insurance cross-sell that a small specialist like Driessen cannot match.

Emerging players

• Hiscox Nederland: Hisox is a specialty insurer active in the Dutch market for valuables, jewelry, and small commercial risks. It competes with parts of Driessen's juweliers, valuables, and SME liability book as a carrier, providing insight into underwriting benchmarks for the same niches.
• Insify: Insify is a Dutch digital-first commercial insurance broker targeting SMEs with streamlined, technology-led placement. It represents the emerging insurtech-enabled brokerage model that competes with Driessen's traditional, relationship-driven intermediation on speed and price transparency.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/driessen-assuradeuren

Compliance5 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Driessen Assuradeuren