DWB WEALTH CONSULTANCY LLP

What DWB WEALTH CONSULTANCY LLP does

DWB Wealth Consultancy LLP (legally DWB Wealth Consultancy Limited) is a UK-based independent financial advisory firm headquartered in Wetherby, West Yorkshire, founded in 2013. The firm operates as an Appointed Representative of St. James's Place Wealth Management plc, providing personalized financial planning services to individual clients across seven specialist verticals: aviation industry employees (particularly Virgin Atlantic crew), medical professionals (GPs, NHS Consultants, Dentists), business owners, company directors, professional partnerships, retirees, and sports professionals. The core offering spans investment planning (ISAs, Unit Trusts, Investment Bonds, SIPPs), retirement planning, protection planning, mortgages, and estate administration support — all distributed through St. James's Place's product infrastructure.

The firm's business model is subscription/recurring, with revenue derived from tiered initial advice charges (3% on first £250k, 2% on next £250k, 1% above £500k), ongoing advice fees of 0.80% annually on account value, product charges (0.27% for ISAs, 0.35% for pensions/bonds), and fund charges ranging from 0.09% to 0.69%. The technology stack is non-proprietary: DWB relies on SJP's digital platforms including the SJP App, Online Wealth Account, and a suite of financial calculators. Client acquisition is predominantly referral-driven, leveraging testimonials from high-profile individuals (Ed Clancy MBE, Louis Tomlinson) and word-of-mouth within niche vertical communities.

The team comprises approximately 11 staff, including two directors (Simon Bishop and Ryan Wiggins), four financial planners, two apprentices, and three operations/management support roles. Founder Simon Bishop's prior experience as Virgin Atlantic crew provides authentic domain credibility in the aviation niche. The firm operates from a single UK location and maintains a structured consultative sales process (initial meeting, evaluation, planning, written confirmation, ongoing reviews).

Name

DWB WEALTH CONSULTANCY LLP

Legal name

DWB Wealth Consultancy Limited

Website

https://dwbwealth.co.uk

Company type

Private

Founded year

2013

Operating status

Operating

Headcount range

1–10 employees

Short description

DWB Wealth Consultancy is a UK-based independent financial advisory firm and St. James's Place Appointed Representative, providing personalized wealth management, pension, and protection planning to individuals across specialist verticals including aviation, medical, business owners, and sports professionals.

Ownership category

akta.pro rank

Product category

Wealth Management & Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Pension Funds (52511)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Client/High-Net-Worth Advisory (FSAEAAAN)

akta.pro secondary industries

Private Banking & UHNW Wealth Advisory (FSAEABAC), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Financial advisory services
• Wealth management
• Retirement planning
• Investment planning
• Protection planning

Headquarters

HQ city

Wetherby

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others

Revenue model

1. Financial Advisory Services: DWB Wealth Consultancy generates revenue through tiered initial advice charges (3% on first £250k, 2% on next £250k, 1% on amounts over £500k), ongoing advice charges (0.80% annually on account value), product charges (0.27% for ISAs, 0.35% for pensions/investment bonds), and fund charges ranging from 0.09% to 0.69%.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels4 records

Core offering

DWB Wealth Consultancy provides personalized face-to-face and virtual financial advisory services as an Appointed Representative of St. James's Place Wealth Management plc. The firm delivers comprehensive wealth management including investment planning (ISAs, Unit Trusts, Investment Bonds, Offshore Investments), retirement planning (SIPPs, Annuities, Drawdown), protection planning (Life Cover, Critical Illness, Income Protection), mortgages, and specialist intergenerational wealth management, with niche expertise in aviation industry and medical professional financial planning.

Product overview

DWB Wealth Consultancy is an Appointed Representative of St. James's Place Wealth Management plc, providing personalised financial advisory services through a platform built on St. James's Place's product infrastructure. The core offering centres on comprehensive wealth management spanning investment planning (Stocks & Shares ISA, Junior ISA, Unit Trusts, Investment Bonds, Offshore Investments), retirement planning (SIPPs, Annuities, Income/Phased Drawdown options, Polaris/InRetirement/Growth Portfolio funds), and protection planning (Life Cover, Critical Illness, Income Protection). Additional services include mortgage broking, cash management via the SJP Cash Deposit Service powered by Flagstone, professional trustee services, estate administration, and will writing referrals. The firm also offers sector-specialist advice for aviation professionals, medical professionals, sports professionals, business owners, company directors, and professional partnerships. All investment management services are executed through St. James's Place Investment Management Limited's discretionary and stockbroking capabilities.

Differentiator

Problem solved

Functional benefit

Products and services

• Stocks & Shares ISA A tax-efficient Individual Savings Account that provides a free of income tax and capital gains tax investment vehicle, managed by leading global fund managers with regular portfolio reviews.
• Junior ISA
• Unit Trusts
• Investment Bonds
• Self-Invested Pension Plans (SIPPs)
• Discretionary and Stockbroking Services
• Offshore Investments
• Protection Planning Products
• Family Healthcare Plan
• Mortgages
• SJP Cash Deposit Service
• Annuities
• Income Drawdown
• Phased Drawdown
• Will Writing Services
• Professional Trustee Services
• Estate Administration Service

Quantifiable outcome

• St. James's Place has raised over £144 million for charity since 1992 and supports 700+ charities annually through its Charitable Foundation.
• +1 more outcomes

Named customers7 records

Segments7 records

Ideal customer profiles7 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Eight partnerships are on record, tiered core and supporting.

• St. James's PlacecoreGTM or Marketing PartnerDWB Wealth Consultancy is an Appointed Representative of St. James's Place Wealth Management plc, authorized and regulated by the FCA. This partnership provides DWB access to SJP's full product range including investments, pensions, protection products, and digital platforms (SJP App, Online Wealth Account). SJP also provides the regulatory framework, investment management capabilities, and brand reputation that DWB leverages.
• FlagstonesupportingTechnology or IntegrationFlagstone powers the SJP Cash Deposit Service, an online cash management platform allowing clients to compare and manage multiple deposit accounts, access exclusive rates, and spread cash across banks for FSCS protection.
• Kings Court TrustsupportingImplementation/ SI/ Consulting PartnerEstate administration service provider chosen by St. James's Place for commitment to client care and market-leading services. Helps beneficiaries with administrative burden of estate administration.
• Clarke WilmottsupportingImplementation/ SI/ Consulting PartnerEstate administration service provider partner for SJP's Estate Administration Service, selected for market-leading client care services.
• Pavilion RowsupportingImplementation/ SI/ Consulting PartnerEstate administration service provider partner for SJP's Estate Administration Service, offering specialist services for dealing with legal, financial, and tax affairs after death.
• Genus Trust CompanysupportingStrategic or Co-development PartnerJersey-based professional trustee services provider specializing in trust administration. Provides professional trustees who offer higher duty of care, objectivity, and specialist knowledge. Regulated by Jersey Financial Services Commission.
• Western Provident AssociationsupportingStrategic or Co-development PartnerProvider of the Family Healthcare Plan in conjunction with St. James's Place, offering generation-spanning health insurance covering children, grandchildren, parents, and extended family members.
• Simply AcademysupportingImplementation/ SI/ Consulting PartnerApprenticeship training provider delivering Level 3 Financial Services Administrator and Level 4 Paraplanner and Financial Adviser qualifications. DWB apprentices use Simply Academy for structured learning alongside workplace experience.

Scale indicators2 records

Recent moves5 records

Expansion highlights6 records

Broad incumbents

• Rathbones Group: UK wealth management firm providing investment management, financial planning, and trust services to private clients, charities, and intermediaries. Comparable as a UK-headquartered wealth manager with similar offerings (investment management, financial planning, retirement planning) targeting HNW and mass-affluent segments.
• Charles Stanley: UK wealth management firm offering investment management, financial planning, and intermediary services to private clients and charities. Comparable as a long-established UK private client wealth manager with similar investment, pension, and advisory offerings targeting HNW individuals.
• Tilney (Evelyn Partners): UK wealth management and professional services firm offering investment management, financial planning, and tax advice. Comparable as a UK national wealth manager with similar private client offerings (ISAs, pensions, investment bonds, financial planning) and a multi-office presence.
• Brewin Dolphin (now RBC Brewin Dolphin): UK wealth manager providing discretionary investment management and financial advice to private clients, intermediaries, and charities. Comparable as a UK-headquartered wealth advisory offering similar services (investment management, retirement planning, financial planning) to HNW and mass-affluent clients, though at a larger scale.
• St. James's Place Wealth Management: The parent platform and brand behind DWB Wealth Consultancy. SJP operates as a large UK wealth manager with thousands of Partner Practices, providing the product range, regulatory structure, and digital platforms that DWB distributes. Comparison material as the umbrella under which DWB operates and the benchmark for partner practice economics.
• Quilter Financial Advisers: UK financial advice network of appointed representatives within the Quilter group. Directly comparable as a multi-adviser restricted network similar to SJP's Partner Practice model, distributing wealth management products and services to retail and HNW clients.

Emerging players

• Whitechurch Securities: UK discretionary investment management firm offering portfolio management and financial planning services. Comparable as a smaller UK wealth manager providing bespoke investment management and advisory services to private clients and intermediaries.
• Tatton Asset Management: UK discretionary fund manager and IFA support services provider. Comparable as a smaller UK wealth manager operating in the same investment management and financial advice space, providing IFA support and model portfolios for the advisory market.
• Frenkel Topping Group: UK wealth management firm specialising in personal injury and clinical negligence cases, financial planning, and investment advice. Comparable as a smaller UK advisory firm with niche specialisation and bespoke financial planning services targeting specific client segments.

Direct peers

• Equilibrium Financial Planning: UK independent financial advisory firm specialising in advice for high-net-worth individuals, business owners, and professionals. Comparable as a similarly sized specialist UK IFA with vertical specialisation (e.g., business owners, professionals) and a comprehensive financial planning model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/dwb-wealth-consultancy-llp

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DWB WEALTH CONSULTANCY LLP