EXFOUR Kassen
EXFOUR Kassen is a Swiss non-profit statutory compensation fund office in Basel administering AHV (old-age/survivors), family allowances, and daily sickness insurance for approximately 950 affiliated employers and 46,500 insured employees across all Swiss cantons.
- Company typePrivate
- Founded-
- HeadquartersBasel, Switzerland
- Headcount1–10
- GTM typeB2B
- OfferingServices
What EXFOUR Kassen does
EXFOUR Kassen is a non-profit statutory Swiss social insurance compensation fund office headquartered in Basel, operating three integrated compensation funds: the AHV-Ausgleichskasse (old-age and survivors' insurance), the Familienausgleichskasse (family compensation fund), and the Krankentaggeldkasse (daily sickness allowances insurance). The organization is supervised by the Federal Social Insurance Office (BSV/UFAS) and governed by federal acts including the AHVG, FamZG, and KVG. Founded in 1943 and operating with approximately 10 employees, EXFOUR serves roughly 950 affiliated employers and self-employed persons and approximately 46,500 insured employees across all Swiss cantons.
The organization delivers services through a direct distribution model: in-person consultation at its Basel headquarters, standardized official forms, and the 'connect' e-business portal built on the AKIS (information systems of compensation funds) platform, which enables members and fiduciaries to submit documents, access individual account statements, and use online calculators for pensions, salary conversions, and short-time work compensation. EXFOUR differentiates itself by being the only Swiss compensation fund that directly contacts beneficiaries for its members and by offering single-invoice multi-cantonal billing in all national languages plus English. Revenue mechanics are governed by Swiss statutory contribution rates; EXFOUR operates on a non-profit basis without conventional commercial pricing, channels, or sales motions.
EXFOUR Kassen firmographics
Firmographics- Name
- EXFOUR Kassen
- Legal name
- EXFOUR Kassen
- Website
- https://exfour.ch
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- EXFOUR Kassen is a Swiss non-profit statutory compensation fund office in Basel administering AHV (old-age/survivors), family allowances, and daily sickness insurance for approximately 950 affiliated employers and 46,500 insured employees across all Swiss cantons.
- Ownership category
- akta.pro rank
EXFOUR Kassen industry classification
Industry- Product category
- Statutory Social Insurance Administration
- NAICS
- Other Insurance Related Activities (52429), Health and Welfare Funds (525120), Other Insurance Funds (525190)
- SIC
- Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321), Life Insurance (6311)
- akta.pro primary industry
- Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness) (HLAEAAAK)
- akta.pro secondary industries
- Basic Group Term Life (Employer-Paid) (FSAIADAA), Group/Employer-Sponsored Critical Illness & Hospital Indemnity (FSAIAKAD)
Keywords
Where EXFOUR Kassen is headquartered
LocationHeadquarters
- HQ city
- Basel
- HQ country
- Switzerland
- HQ region
- Europe
Offices1 record
Markets served
EXFOUR Kassen business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations
Revenue model
- Social Insurance Contribution Administration: As a non-profit Swiss social insurance compensation office, EXFOUR Kassen administers AHV (old-age and survivors insurance), family allowance, and daily sickness allowance contributions from employers and self-employed persons. Revenue is derived from statutory social security contributions collected on behalf of the Swiss social insurance system.
Go-to-market motion1 record
Distribution channels3 records
Marketing channels4 records
EXFOUR Kassen product offering
Product offeringCore offering
EXFOUR Kassen is a non-profit Swiss statutory compensation fund office that administers three social insurance schemes on behalf of affiliated employers and self-employed persons: the AHV-Ausgleichskasse (OASI old-age and survivors' insurance), the Familienausgleichskasse (family allowances), and the Krankentaggeldkasse (daily sickness allowances income replacement). It also provides an integrated online portal (connect) within the AKIS system for members and fiduciaries to manage contributions, account statements, and benefits digitally across all Swiss cantons.
Product overview
EXFOUR Kassen is a Swiss compensation fund organization offering three core social insurance products: the AHV-Ausgleichskasse (OASI compensation fund), Familienausgleichskasse (Family compensation fund), and Krankentaggeldkasse (Daily sickness allowances insurance). These operate through the integrated online-services platform 'connect' which provides members and fiduciaries with access to account management, individual account statements, and various online calculators for social security matters.
Differentiator
Problem solved
Functional benefit
Brands
- connect: Online e-business platform integrated into AKIS (information systems of compensation funds) for members and their fiduciaries
Products and services
- AHV-Ausgleichskasse (OASI Compensation Fund)
Quantifiable outcome
- ~950 affiliated member employers and self-employed persons served
- +1 more outcomes
Companies that use EXFOUR Kassen
Customer profileNamed customers2 records
Segments2 records
Ideal customer profiles1 record
EXFOUR Kassen technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
EXFOUR Kassen partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- Federal Social Insurance Office (BSV/UFAS)coreOfficial government oversight body for Swiss social insurance. EXFOUR operates under the supervision of federal social insurance authorities and follows BSV directives and circulars for social insurance execution.
- AHV/IV Information CentercoreOfficial information center providing explanatory materials, videos, and guidelines on AHV and IV (disability insurance) that EXFOUR distributes to beneficiaries. Produces standardized explanatory videos and brochures used by compensation funds.
- Central Compensation Office (ZZS/OCP)coreOperates the InfoRegister for social insurance information and coordinates inter-cantonal compensation fund operations. EXFOUR uses ZZS systems for cross-cantonal coordination and the InfoRegister system.
- LOB Guarantee Fund (sfbvg.ch)minorGuarantee fund for occupational benefits (BVG/LPP) that EXFOUR links to as a reference resource for employers regarding pension fund obligations.
- Swiss Federation of Private Schools (SFPS)minorProfessional association that EXFOUR works with for family allowances related to private school education, as family allowance rates may vary based on school type.
- SwissFurminorSwiss professional association for fur industry that may be affiliated with EXFOUR for social insurance administration purposes.
Scale indicators3 records
Recent moves5 records
Expansion highlights4 records
EXFOUR Kassen competitors and assessment
Company assessmentDirect peers
- SVA Aargau (Sozialversicherungsanstalt Aargau): Cantonal compensation office of Aargau running AHV/IV/APG, family allowances, and supplementary benefits. Direct substitute offering for multi-cantonal employers considering EXFOUR for Swiss-wide coverage.
- Ausgleichskasse des Kantons Bern (AKB): Cantonal compensation office of Bern, one of the larger AHV/FamZG compensation funds in Switzerland. Alternative for multi-cantonal employers and a structural peer to EXFOUR in product scope and statutory mandate.
- Ausgleichskasse Basel-Stadt (AKBS): The cantonal compensation office for Basel-Stadt administering AHV, family allowances, and sickness benefits. Most direct geographic peer to EXFOUR and competes for the same multi-cantonal employer accounts in Northwestern Switzerland.
- SVA Luzern (Sozialversicherungsanstalt Luzern): Cantonal compensation office of Luzern running AHV/IV/APG, family allowances, and supplementary benefits. A near-perfect functional substitute for EXFOUR for employers evaluating multi-cantonal Swiss compensation-fund partners.
- SVA St. Gallen (Sozialversicherungsanstalt Kanton St. Gallen): Cantonal compensation office for St. Gallen providing AHV, family allowance, and supplementary benefit execution. Competes for the same affiliated-employer pool and serves a comparable Swiss-canton employer base.
- Ausgleichskasse für den Handel (Branchen-Ausgleichskasse Gastgewerbe): Industry-affiliated Swiss compensation funds (e.g., SBPV, GastroSocial, Hotela) that administer AHV and family allowances for specific industry member employers. Closely analogous function to EXFOUR for member-affiliated employers.
Regional players
- AOK Baden-Württemberg: Regional German statutory health insurance fund administering a comparable role (statutory sickness, family-related allowances, and member services) under a different national legal framework. Useful analog for the operational model of a regional social insurance compensation fund.
- URSSAF: French agency collecting mandatory social security contributions from employers and self-employed workers. The closest international analog to EXFOUR's statutory collection and contact-with-beneficiaries administrative function, though national rather than cantonal in scope.
- Deutsche Rentenversicherung Bund (DRV Bund): Germany's federal statutory pension carrier administering old-age and survivor insurance analogous to Switzerland's AHV. Provides a benchmark for cross-jurisdictional statutory social-insurance administration at much larger scale.
Broad incumbents
- SUVA (Schweizerische Unfallversicherungsanstalt): Switzerland's largest statutory social insurance carrier providing compulsory accident and occupational insurance. Operates across the same Swiss social insurance domain as EXFOUR, but at much greater scale and with broader line-of-coverage.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
EXFOUR Kassen social profiles
Digital presenceEXFOUR Kassen financial estimates
Financial estimateRevenue estimate
Valuation estimate
EXFOUR Kassen leadership team
Management profileNumber of profiles
Profiles2 records
EXFOUR Kassen funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
EXFOUR Kassen M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about EXFOUR Kassen
What does EXFOUR Kassen do?
EXFOUR Kassen is a non-profit Swiss statutory compensation fund office that administers three social insurance schemes on behalf of affiliated employers and self-employed persons: the AHV-Ausgleichskasse (OASI old-age and survivors' insurance), the Familienausgleichskasse (family allowances), and the Krankentaggeldkasse (daily sickness allowances income replacement). It also provides an integrated online portal (connect) within the AKIS system for members and fiduciaries to manage contributions, account statements, and benefits digitally across all Swiss cantons.
Is EXFOUR Kassen a public or private company?
EXFOUR Kassen is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was EXFOUR Kassen founded?
EXFOUR Kassen was founded in -1. It employs 1 to 10 people.
Where is EXFOUR Kassen based?
EXFOUR Kassen is headquartered in Basel, Switzerland, in the Europe region.
How does EXFOUR Kassen make money?
One revenue line is on record: social Insurance Contribution Administration.
Who are EXFOUR Kassen's main competitors?
Direct peers on record are SVA Aargau (Sozialversicherungsanstalt Aargau), Ausgleichskasse des Kantons Bern (AKB), Ausgleichskasse Basel-Stadt (AKBS), SVA Luzern (Sozialversicherungsanstalt Luzern), SVA St. Gallen (Sozialversicherungsanstalt Kanton St. Gallen) and Ausgleichskasse für den Handel (Branchen-Ausgleichskasse Gastgewerbe). Regional players are AOK Baden-Württemberg, URSSAF and Deutsche Rentenversicherung Bund (DRV Bund). SUVA (Schweizerische Unfallversicherungsanstalt) is listed as a broad incumbent.
Does EXFOUR Kassen have an API?
No public API is recorded for EXFOUR Kassen.
What industry is EXFOUR Kassen in?
EXFOUR Kassen's product category is Statutory Social Insurance Administration. Its primary akta.pro industry code is HLAEAAAK, Ancillary Employer Benefits (Life/Disability/Accident/Critical Illness), with a secondary code of FSAIADAA, Basic Group Term Life (Employer-Paid). Its NAICS code is 52429 and its SIC code is 6411.