Faulkner Powell Mortgages

What Faulkner Powell Mortgages does

Faulkner Powell Mortgages Limited is a privately held, whole-of-market mortgage brokerage founded in 2021 by Lee Faulkner and Jordan Powell and headquartered at 32 Derby Street, Leek, Staffordshire, UK. The firm operates as an Appointed Representative of Stonebridge Mortgage Solutions Ltd (FCA firm reference 989256), which provides regulatory authorisation and access to a broad panel of UK mortgage lenders. It serves individual consumers across Staffordshire, Stoke-on-Trent, and surrounding areas including Buxton, with website coverage extending to UK residents more broadly. The product suite spans residential mortgages (first-time buyer, remortgage, new build, buy-to-let, adverse credit, equity release, right to buy), commercial mortgages, bridging loans, second charge mortgages, mortgage protection, home insurance, and wealth advice — delivered through a six-step face-to-face consultation process with dedicated case managers.

The firm has no proprietary technology platform; service delivery is advisor-led, supplemented by a website with a basic mortgage calculator and educational blog content. Operations are small — the firmographics record shows 5 employees, while the named team roster consists of approximately 11 advisors and operations staff including the two co-founder directors, a finance/operations director, an operations director, eight mortgage and protection advisors, an insurance specialist, and a client relationship manager. The firm's brand is anchored locally by an 'Excellent' Google rating across 533 reviews, and it holds a Carbon Neutral Britain certification.

The revenue model combines three streams: client-facing arrangement fees (typical fee £595, variable by case complexity), lender commissions on completed mortgage placements via the Stonebridge network, and commissions from insurance products distributed through the LV & Uinsure panel. Customer acquisition is primarily sales-led through local face-to-face presence, word-of-mouth referrals, the website, and an active Facebook page. The company is family-run, privately owned by the two founders with no external institutional capital, and registered as a private limited company in England (company number 13418576).

Name

Faulkner Powell Mortgages

Legal name

Faulkner Powell Mortgages Limited

Website

https://faulknerpowell.co.uk

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

1–10 employees

Short description

Faulkner Powell Mortgages is a family-run, whole-of-market mortgage brokerage based in Leek, Staffordshire, serving individual consumers across the UK with residential, buy-to-let, commercial, and bridging mortgage advice, protection, and insurance products.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

akta.pro secondary industries

Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA), Commercial & Multifamily Mortgage Brokers (FSALABAB)

Keywords

• Whole-of-market mortgage broker
• Mortgage brokerage services
• Residential mortgage advice
• Mortgage protection insurance
• Remortgaging advisory

Headquarters

HQ city

Leek

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Mortgage Arrangement Fees: The company charges arrangement fees for mortgage services. A typical fee of £595 is disclosed, with the precise amount depending on individual circumstances.
2. Lender Commission: As a whole-of-market mortgage broker, the company receives commission from lenders upon successful mortgage completions.
3. Insurance and Protection Products: Revenue generated through recommending insurance products including home insurance, life insurance, critical illness cover, and income protection. Works with LV & Uinsure panel of insurers.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Faulkner Powell Mortgages is a whole-of-market mortgage broker that advises individual consumers on selecting and arranging mortgage products from a wide panel of UK lenders, accessible through its appointed-representative relationship with Stonebridge Mortgage Solutions Ltd. The firm delivers personalised, face-to-face mortgage advice across residential, first-time buyer, remortgage, buy-to-let, new build, adverse credit, equity release, Right to Buy, commercial, bridging, and second charge segments, alongside mortgage protection and home insurance recommendations.

Product overview

Faulkner Powell Mortgages is a whole-of-market mortgage broker operating as a family business, providing a comprehensive suite of mortgage and financial services. The core offering centers on Mortgages as the primary product, complemented by Mortgage Protection and Insurance services. The portfolio includes specialized mortgage products for First-time Buyers, Adverse Credit clients, Buy-to-Let investors, New Build purchasers, and Commercial property buyers, as well as Equity Release for retirees, Right to Buy scheme guidance, and Remortgaging services. Additional offerings include Bridging Loans, Second Charge Mortgages, and Wealth Advice. Services are delivered through a structured six-step consultation process, with support from dedicated case managers, and complemented by a Mortgage Calculator digital tool. The company works with the Stonebridge network for lender access and partners with LV & Uinsure for insurance products.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgages Whole-of-market mortgage advice and arrangement services for individual consumers, providing access to a broad panel of UK lenders through the Stonebridge network to find suitable mortgage products tailored to each client's circumstances.
• Mortgage Protection Protection insurance advisory including life insurance, critical illness cover, and income protection designed to safeguard mortgage borrowers and their families against financial hardship.
• Insurance Home and property insurance advisory provided through the LV & Uinsure panel of insurers, covering landlord insurance, non-standard insurance, tenants contents insurance, and mortgage-related home insurance products.
• First-time Buyer Mortgage Advice Specialist mortgage advice for first-time buyers covering fixed-rate, tracker, and variable-rate products, with guidance on government schemes such as Shared Ownership and Lifetime ISA.
• Adverse Credit Mortgage Advice Mortgage advisory for individuals with credit impairments including defaults, CCJs, and bankruptcies, working with specialist lenders who serve credit-impaired borrowers.
• Equity Release Retirement-focused financial solutions enabling homeowners aged 55 and over to access wealth tied up in their property as a lump sum or regular payments while continuing to live in the home.
• Right to Buy Mortgage Advice Mortgage advisory for council and housing association tenants exercising the government Right to Buy scheme, with potential discounts up to £96,000.
• Remortgaging Advice Advisory on switching mortgage deals to secure better interest rates, reduce monthly repayments, release equity, or consolidate existing debts.
• Buy-to-Let Mortgage Advice Mortgage advice for individuals purchasing property to rent out, including portfolio landlord cases, with guidance on higher deposit requirements and rental income-based affordability assessments.
• Commercial Mortgage Advice Financing solutions for commercial property purchase, refinancing, or development, covering office buildings, retail spaces, warehouses, and hospitality properties.
• Bridging Loan Advice Short-term financing advice for time-sensitive property purchases, auction properties, property renovation, or bridging the gap between property sales and purchases.
• Second Charge Mortgage Advice Secured loan advice for raising additional funds against home equity while keeping an existing mortgage intact, suitable for home improvements, debt consolidation, or business ventures.
• Wealth Advice Strategic financial planning services including investment strategies, retirement planning, tax-efficient planning, estate and inheritance planning, and wealth protection.

Quantifiable outcome

• Excellent rating based on 533 Google reviews

Named customers6 records

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Two partnerships are on record, tiered core.

• Stonebridge Mortgage Solutions LtdcoreChannel Partner/ Reseller/ DistributorFaulkner Powell Mortgages operates as an Appointed Representative of Stonebridge Mortgage Solutions Ltd. This network relationship provides the company with regulatory authorization (FCA reference number 989256) and access to whole-of-market mortgage products through the Stonebridge network.
• LV & UinsurecoreTechnology or IntegrationFaulkner Powell works with LV & Uinsure who provide a panel of insurers for building and contents insurance policies. These partners have many years of experience as leading UK insurance administrators and distributors, offering 5-star Defaqto rated policies.

Scale indicators2 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• John Charcol: Long-established London-based UK mortgage broker offering whole-of-market residential, buy-to-let, and specialist mortgage advice. Comparable as a directly competing whole-of-market advisory firm.
• Habito: Digital-first UK mortgage broker providing whole-of-market advice online and via phone. Comparable in product breadth but competes on technology-enabled convenience rather than face-to-face service.
• London & Country Mortgages (L&C): One of the UK's largest independent mortgage brokers, offering whole-of-market residential, buy-to-let, and remortgage advice with a hybrid online-plus-adviser model. Directly comparable in product scope and fee-based/commission revenue model.
• Mortgage Advice Bureau (MAB): UK-wide mortgage broker network/adviser group with hundreds of local offices and advisers. Closely comparable operating model — local-adviser whole-of-market brokerage — but at materially greater scale.

Broad incumbents

• Stonebridge Mortgage Solutions: The Appointed Representative network that provides Faulkner Powell's regulatory authorisation and lender panel access. Indirectly comparable as a network/operating partner rather than a customer-facing competitor.
• Connells Group: Large UK estate agency and financial services group with in-house mortgage broking and adviser networks. Adjacent incumbent offering intermediary mortgage advice as part of a broader property services portfolio.
• Openwork: Large UK mortgage and protection adviser network supporting hundreds of appointed representatives. Comparable as a network-based distribution model but at much greater scale and breadth.

Emerging players

• Tembo Money: UK digital mortgage broker with focus on first-time buyers, remortgages, and equity release. Partial overlap in target segments (first-time buyers, 55+ equity release) but operates via digital rather than face-to-face advice.
• Trussle: Online UK mortgage broker focused on remortgaging with technology-driven customer journeys. Partial overlap: competes for the same remortgage and purchase segments but without the face-to-face advisory model.

Others

• First Complete (now part of Primis Mortgage Network): UK mortgage network providing regulatory cover and lender panel access to appointed representatives. Comparable as an industry enabler for broker firms rather than as a direct customer-facing competitor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/FaulknerPowell
• LinkedInlinkedin.com/company/faulkner-powell-mortgages

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Faulkner Powell Mortgages