Finance Conseil HDF
- Company typePrivate
- Founded2006
- HeadquartersLille, France
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
Finance Conseil HDF firmographics
Firmographics- Name
- Finance Conseil HDF
- Legal name
- SAS SYF
- Website
- https://financeconseil.fr
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Finance Conseil HDF industry classification
Industry- Product category
- Credit Brokerage Services
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Residential Mortgage Brokerage (Purchase & Refinance) (FSAEAEAA)
- akta.pro secondary industries
- Mortgage Refinance & Rate/Term Intermediation (FSAEAEAC), Personal Loan & Unsecured Credit Intermediation (FSAEAEAM), Debt & Structured Finance / Mortgage Brokerage (BPAJABAK)
Keywords
Where Finance Conseil HDF is headquartered
LocationHeadquarters
- HQ city
- Lille
- HQ country
- France
- HQ region
- Europe
Offices9 records
Markets served
Finance Conseil HDF business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Brokerage commissions on loan amounts: Finance Conseil generates revenue through brokerage commissions calculated as a percentage of the loan amount. Fees are only charged upon successful loan acquisition, with commissions ranging from 1% to 3% of the loan amount depending on file complexity. This success-based model aligns the company's interests with client outcomes.
- Commission sur regroupement de crédits: For credit consolidation/restructuring services, commissions are earned upon successful completion of the loan restructuring transaction.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | 1% to 3% of loan amount depending on complexity |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels6 records
Finance Conseil HDF product offering
Product offeringCore offering
Finance Conseil operates as a national credit brokerage network that acts as an intermediary between borrowers and banks, negotiating loan conditions for individuals (residential mortgages, renegotiation, soulte buyout, credit consolidation, borrower insurance) and professionals (business creation/acquisition/transmission, commercial real estate, working capital, factoring, credit insurance, leasing, debt collection). The firm earns brokerage commissions of 1% to 3% of the loan amount, charged only upon successful loan acquisition, and processes roughly 9,000 credit files per year across 100+ French agencies.
Product overview
Finance Conseil is a national brokerage network providing two core services: mortgage brokerage for individuals (Courtier immobilier) and professional credit brokerage for businesses (Courtier professionnel). The company's offerings include residential mortgages, credit renegotiation, loan consolidation, borrower insurance, business creation/acquisition financing, factoring, credit insurance, financial leasing, and debt collection. Founded in 2006, the group operates through over 100 agencies across France with more than 400 financing experts, negotiating approximately 9,000 credit files annually totaling over 1.7 billion euros in credits.
Differentiator
Problem solved
Functional benefit
Products and services
- Courtier immobilier (Mortgage Broker)
Quantifiable outcome
- Average savings of 20,000+ euros reported by individual clients on mortgage transactions
- +2 more outcomes
Companies that use Finance Conseil HDF
Customer profileNamed customers7 records
Segments6 records
Ideal customer profiles3 records
Finance Conseil HDF technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Finance Conseil HDF partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- CMC Courtage (subsidiary)coreFiliale du groupe Finance Conseil spécialisée dans l'affacturage, l'assurance-crédit d'entreprise, les cautions et garanties financières. Provides factoring, credit insurance, and guarantee solutions as part of the Finance Conseil service offering.
Scale indicators14 records
Recent moves5 records
Expansion highlights5 records
Finance Conseil HDF competitors and assessment
Company assessmentDirect peers
- Hello Prêt: French mortgage broker operating across individual residential financing, competing with Finance Conseil on the same retail mortgage intermediary proposition.
- Meilleurtaux: One of France's largest mortgage and consumer credit brokerages, operating a comparable intermediary model between borrowers and banks. Direct competitor to Finance Conseil on residential mortgage brokerage across France.
- Magnolia (empruntis.com): French online mortgage broker (Empruntis) rebranded under Magnolia, offering mortgage brokerage and loan comparison services to individual borrowers — directly comparable to Finance Conseil's particuliers business.
- Artémis Courtage: French credit brokerage specializing in mortgage renegotiation and credit consolidation for individuals, operating a comparable intermediary model to Finance Conseil's regroupement de crédits service.
- Vousfinancer: French mortgage broker with a national network of agencies providing residential loan brokerage and credit renegotiation services, competing head-to-head with Finance Conseil's individual segment.
- CAFPI: Major French mortgage brokerage network with national agency coverage offering the same intermediary services (mortgage, renegotiation, consolidation, insurance) as Finance Conseil's individual division.
Emerging players
- Pretto: Digital-native French mortgage broker that has rapidly scaled as a pure-online alternative to traditional broker networks. Competes on the same residential mortgage product but with a lower-cost digital distribution model.
- Younited Credit: French consumer-credit platform offering personal loans directly to consumers, overlapping with Finance Conseil's consumer credit brokerage and credit consolidation offerings, though operating more as a lender than a pure broker.
Broad incumbents
- Cofidis: Major French consumer credit institution (part of Crédit Mutuel group) offering personal loans, credit consolidation, and project financing. While a direct lender rather than broker, it overlaps with Finance Conseil's credit consolidation and consumer credit services.
- Boursorama Banque: Leading French online bank (Société Générale subsidiary) offering direct mortgage and consumer credit origination without intermediary fees. Represents the bank-direct competitive threat to brokerage-based players like Finance Conseil.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Finance Conseil HDF social profiles
Digital presenceFinance Conseil HDF financial estimates
Financial estimateRevenue estimate
Valuation estimate
Finance Conseil HDF leadership team
Management profileNumber of profiles
Profiles1 record
Finance Conseil HDF subsidiaries and ownership
Company hierarchySubsidiaries1 record
Finance Conseil HDF funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Finance Conseil HDF M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Finance Conseil HDF
What does Finance Conseil HDF do?
Finance Conseil operates as a national credit brokerage network that acts as an intermediary between borrowers and banks, negotiating loan conditions for individuals (residential mortgages, renegotiation, soulte buyout, credit consolidation, borrower insurance) and professionals (business creation/acquisition/transmission, commercial real estate, working capital, factoring, credit insurance, leasing, debt collection). The firm earns brokerage commissions of 1% to 3% of the loan amount, charged only upon successful loan acquisition, and processes roughly 9,000 credit files per year across 100+ French agencies.
Is Finance Conseil HDF a public or private company?
Finance Conseil HDF is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Finance Conseil HDF founded?
Finance Conseil HDF was founded in 2006. It employs 1 to 10 people.
Where is Finance Conseil HDF based?
Finance Conseil HDF is headquartered in Lille, France, in the Europe region.
How does Finance Conseil HDF make money?
Two revenue lines are on record. Brokerage commissions on loan amounts are the primary driver. The others are commission sur regroupement de crédits.
Who are Finance Conseil HDF's main competitors?
Direct peers on record are Hello Prêt, Meilleurtaux, Magnolia (empruntis.com), Artémis Courtage, Vousfinancer and CAFPI. Emerging players are Pretto and Younited Credit. Broad incumbents are Cofidis and Boursorama Banque.
Does Finance Conseil HDF have an API?
No public API is recorded for Finance Conseil HDF.
What industry is Finance Conseil HDF in?
Finance Conseil HDF's product category is Credit Brokerage Services. Its primary akta.pro industry code is FSAEAEAA, Residential Mortgage Brokerage (Purchase & Refinance), with a secondary code of FSAEAEAC, Mortgage Refinance & Rate/Term Intermediation. Its NAICS code is 522310 and its SIC code is 6163.