finconcept
finconcept GmbH is a German boutique financial advisory firm specializing in franchise financing, offering leasing, factoring, sale-and-leaseback, and strategic capitalization consulting to franchise systems and franchisees across Germany.
- Company typePrivate
- Founded-
- HeadquartersOldenburg, Germany
- Headcount1–10
- GTM typeB2B
- OfferingServices
What finconcept does
finconcept GmbH is a privately held German boutique financial advisory firm specializing in franchise financing. The company is registered in Hamburg (Eppendorfer Landstr. 16) and headquartered in Oldenburg (Bachstraße 26), and operates with a 5-person team led by founder and Managing Director Lukas Brinkmann, a Volkswirt (M.A.) with 12 years of operating experience as a Multi-Unit Franchisepartner and system shareholder, supported by consultants with combined domain experience of around 50 years in franchise financing.
The firm delivers six integrated services: financing and founding advisory (Finanzierungs- und Gründungsberatung), leasing, sale-and-leaseback, Mietkauf (rent-to-buy), factoring and purchase financing, and strategic capitalization consulting covering balance-sheet optimization and investor relations. Delivery relies on a curated network of banking and refinancing partners that provide the underlying capital instruments, while finconcept acts as the specialist intermediary and advisor. The core technology is domain expertise and partner relationships rather than any proprietary software, AI, or platform.
Commercially, finconcept runs a sales-led, direct advisory model targeting national and international franchise and chain systems (Verbundsysteme) as well as individual franchisees and multi-unit operators in Germany. GTM is relationship-driven, with a free strategic financing consultation as the funnel entry point, supported by LinkedIn presence and partner referrals. The firm has served more than 30 brands, and revenue is generated on a professional-services fee basis (advisory, placement, and structuring), though no revenue figures are publicly disclosed.
finconcept firmographics
Firmographics- Name
- finconcept
- Legal name
- finconcept GmbH
- Website
- https://finconcept.de
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- finconcept GmbH is a German boutique financial advisory firm specializing in franchise financing, offering leasing, factoring, sale-and-leaseback, and strategic capitalization consulting to franchise systems and franchisees across Germany.
- Ownership category
- akta.pro rank
finconcept industry classification
Industry- Product category
- Franchise Financial Advisory
- NAICS
- Mortgage and Nonmortgage Loan Brokers (52231), Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Debt Advisory & Financing Advisory (FSAEAGAD)
- akta.pro secondary industry
- Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)
Keywords
Where finconcept is headquartered
LocationHeadquarters
- HQ city
- Oldenburg
- HQ country
- Germany
- HQ region
- Europe
Offices2 records
Markets served
finconcept business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Revenue model
- Franchise Financing Advisory Services: Revenue generated through financial advisory and consulting services for franchise financing, including financing consultation, leasing arrangements, sale-and-leaseback, rent-to-buy, factoring, and strategic capitalization consulting.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels3 records
finconcept product offering
Product offeringCore offering
finconcept provides specialized financial advisory and financing solutions tailored for franchise and network systems (Verbundsysteme) in Germany. The company delivers a suite of services including financing and business founding consulting, leasing, sale-and-leaseback, hire purchase (Mietkauf), factoring, and strategic capitalization consulting, leveraging a network of bank and refinancing partners.
Product overview
finconcept offers a comprehensive suite of franchise financing services under one roof. The company provides six interconnected financial solutions: (1) Finanzierungs- und Gründungsberatung as the foundational consulting service backed by 20+ years of franchise industry expertise, (2) Leasing for capital-preserving asset acquisition, (3) Sale & Leaseback for retroactive financing arrangements, (4) Mietkauf for VAT-efficient asset purchases with accounting benefits, (5) Factoring und Einkaufsfinanzierung for liquidity enhancement through receivables management, and (6) Strategische Kapitalisierungsberatung for balance sheet optimization and investor relations. Together, these services address the complete financing lifecycle for national and international franchise and network systems, from initial establishment through growth and scaling phases.
Differentiator
Problem solved
Functional benefit
Products and services
- Finanzierungs- und Gründungsberatung
- Leasing Capital-preserving, unbureaucratic, and fast leasing solutions for franchise businesses, allowing capital-efficient acquisition of equipment and assets.
- Sale & Leaseback Enables businesses to enter into leasing contracts retroactively when investments exceed initial planning, converting owned assets into leased arrangements to free up capital.
- Mietkauf Hire purchase solution allowing businesses to acquire assets without value-added tax and with accounting treatment through the hirer, providing tax and balance sheet advantages.
- Factoring und Einkaufsfinanzierung Liquidity procurement through receivables purchasing, providing immediate cash flow by selling outstanding invoices, combined with purchasing financing solutions for franchise businesses.
- Strategische Kapitalisierungsberatung Strategic consulting for balance sheet optimization, investor relations, and capital procurement for franchise and network systems.
Companies that use finconcept
Customer profileSegments2 records
Ideal customer profiles2 records
finconcept technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
finconcept partnerships and signals
Strategic signalScale indicators3 records
Recent moves5 records
Expansion highlights3 records
finconcept competitors and assessment
Company assessmentDirect peers
- franchiseberater.de: German franchise consulting platform providing franchises with advice and services including financing. Comparable to finconcept as a German franchise-specialized advisory firm targeting the same vertical customer base of franchise systems and franchisees.
- Interhyp AG: Germany's largest mortgage broker, intermediating between borrowers and lenders via an online platform. Comparable to finconcept as a German loan-arrangement intermediary that earns fees by connecting borrowers to financing partners, though at significantly larger scale and with a stronger technology stack.
- Dr. Klein Privatkunden AG: German loan broker providing financing intermediation across consumer, mortgage, and SME segments. Comparable to finconcept as a German intermediary that matches borrowers with lending partners, although Dr. Klein operates at much larger scale and across broader customer segments.
- Smava GmbH: German digital loan broker offering consumer and SME credit comparison and brokerage. Comparable to finconcept as a German loan broker intermediating between borrowers and banks/leasing partners, with broader use cases but similar intermediary business model.
Broad incumbents
- CHECK24 Vergleichsportal GmbH: Germany's largest financial comparison portal offering loans, financing, and insurance products. Comparable to finconcept as a comparison/brokerage channel between borrowers and lenders, though at consumer scale and across many financial product categories beyond franchise financing.
- Deutsche Kreditbank AG (DKB): German direct bank with a strong SME and franchise financing franchise. Comparable to finconcept as a financier of German franchise businesses, but operates as a regulated depository institution with internal lending capacity rather than as an intermediary.
- Commerzbank AG: One of Germany's largest banks with dedicated franchise and SME financing offerings. Comparable to finconcept as a financing provider for franchise businesses, though operates as a full deposit-taking bank with much broader product portfolio and internal lending capabilities.
Others
- DSV Deutscher Franchiseverband: German franchise industry association representing franchise systems and partners. Comparable to finconcept only thematically as an ecosystem participant in the German franchise sector that finconcept serves, but not a direct competitor in financing advisory.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights6 records
Customer concentration
finconcept social profiles
Digital presencefinconcept financial estimates
Financial estimateRevenue estimate
Valuation estimate
finconcept leadership team
Management profileNumber of profiles
Profiles3 records
finconcept funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
finconcept M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about finconcept
What does finconcept do?
finconcept provides specialized financial advisory and financing solutions tailored for franchise and network systems (Verbundsysteme) in Germany. The company delivers a suite of services including financing and business founding consulting, leasing, sale-and-leaseback, hire purchase (Mietkauf), factoring, and strategic capitalization consulting, leveraging a network of bank and refinancing partners.
Is finconcept a public or private company?
finconcept is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was finconcept founded?
finconcept was founded in -1. It employs 1 to 10 people.
Where is finconcept based?
finconcept is headquartered in Oldenburg, Germany, in the Europe region.
How does finconcept make money?
One revenue line is on record: franchise Financing Advisory Services.
Who are finconcept's main competitors?
Direct peers on record are franchiseberater.de, Interhyp AG, Dr. Klein Privatkunden AG and Smava GmbH. Broad incumbents are CHECK24 Vergleichsportal GmbH, Deutsche Kreditbank AG (DKB) and Commerzbank AG. DSV Deutscher Franchiseverband is listed as an others.
Does finconcept have an API?
No public API is recorded for finconcept.
What industry is finconcept in?
finconcept's product category is Franchise Financial Advisory. Its primary akta.pro industry code is FSAEAGAD, Debt Advisory & Financing Advisory, with a secondary code of BPAHAOAD, Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit). Its NAICS code is 52231 and its SIC code is 6163.