深圳金蝶互联网金融服务有限公司
Shenzhen-based financial services entity operating under the Kingdee Xiaodai (金蝶效贷) brand, offering a single SME lending/financing product through the kingdeefin.com platform, with implied affiliation to the broader Kingdee enterprise software ecosystem.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount1–10
- GTM typeB2B
- OfferingServices
深圳金蝶互联网金融服务有限公司 firmographics
Firmographics- Name
- 深圳金蝶互联网金融服务有限公司
- Legal name
- 深圳金蝶互联网金融服务有限公司
- Website
- https://fin.kingdee.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Shenzhen-based financial services entity operating under the Kingdee Xiaodai (金蝶效贷) brand, offering a single SME lending/financing product through the kingdeefin.com platform, with implied affiliation to the broader Kingdee enterprise software ecosystem.
- Ownership category
- akta.pro rank
深圳金蝶互联网金融服务有限公司 industry classification
Industry- Product category
- SME Online Lending
- NAICS
- Nondepository Credit Intermediation (5222), Credit Intermediation and Related Activities (522)
- SIC
- Short-Term Business Credit Institutions (6153), Loan Brokers (6163)
- akta.pro primary industry
- SME Lending & Working Capital Platforms (FSAGAJAA)
- akta.pro secondary industry
- SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations) (FSAGAAAI)
Keywords
深圳金蝶互联网金融服务有限公司 business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations
深圳金蝶互联网金融服务有限公司 product offering
Product offeringCore offering
Shenzhen Kingdee Internet Financial Services Co., Ltd. operates the "Kingdee Xiaodai" (金蝶效贷) online lending platform, providing credit and financing solutions to small and medium enterprises (SMEs) in China. The platform leverages the broader Kingdee enterprise software ecosystem to deliver accessible digital lending services to SMEs seeking working capital and financing.
Differentiator
Problem solved
Functional benefit
Products and services
- 金蝶效贷 (Kingdee Xiaodai) Kingdee Xiaodai (金蝶效贷) is an online lending platform that provides credit and financing solutions to small and medium enterprises (SMEs) in China. It leverages the Kingdee enterprise software ecosystem to deliver digital lending services for working capital and business financing needs.
Companies that use 深圳金蝶互联网金融服务有限公司
Customer profileIdeal customer profiles1 record
深圳金蝶互联网金融服务有限公司 technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
深圳金蝶互联网金融服务有限公司 competitors and assessment
Company assessmentDirect peers
- WeBank (微众银行): Tencent-affiliated digital bank providing SME and consumer credit via WeChat-ecosystem data. Comparable as a tech-ecosystem-anchored digital lender with alternative-data underwriting, though it has a stronger consumer tilt.
- MYbank (网商银行): Ant Group-affiliated digital bank focused exclusively on SME and small-merchant lending, using e-commerce and Alipay data for underwriting. Directly comparable as a digital-native, SME-only lender serving Chinese small businesses.
- JD Finance (京东金融 /京东科技): JD.com's fintech arm providing supply-chain finance and SME lending to JD merchants and broader Chinese SMEs. Directly comparable as e-commerce-anchored SME credit provider.
- Fei Dai (飞贷金融科技): Mobile-first Chinese SME working capital lender focused on small merchants. Comparable as a similarly-sized pure-play SME fintech lender in the Chinese market.
- Yonyou Financial (用友金融): Yonyou is China's #1 ERP/accounting software vendor and the closest direct analogue to Kingdee. Yonyou Financial is its embedded SME lending arm, leveraging ERP-embedded finance flows — the exact business model 金蝶效贷 is attempting to replicate on Kingdee's installed base.
- Du Xiaoman (度小满): Baidu-affiliated fintech platform offering SME and consumer credit leveraging Baidu search and AI data. Comparable as a big-tech-ecosystem digital lender competing in Chinese SME working capital.
- CreditEase (宜人金科/宜信): Established Chinese fintech platform historically focused on P2P/lending and now SME and consumer credit. Comparable as a digital-native Chinese lender, though much larger and more established.
Others
- Tongdun Technology (同盾科技): Chinese AI-based credit decisioning and risk analytics provider. Not a direct lender, but adjacent — supplies the alternative-data underwriting infrastructure that SME lenders like 金蝶效贷 would either build or buy to compete.
Broad incumbents
- Ping An Bank (平安银行): Major incumbent Chinese commercial bank with a large SME loan book and aggressive digital SME initiative. Comparable as a major competitor in the same Chinese SME lending market, but operates as a full-service bank rather than a pure fintech.
- Hangzhou Bank (杭州银行): Regional Chinese commercial bank with a focused SME lending franchise, often cited as a benchmark for SME-banking digitalization. Comparable as an incumbent SME lender competing for the same borrowers, though via traditional banking rather than fintech rails.
Market position
Customer concentration
深圳金蝶互联网金融服务有限公司 social profiles
Digital presence深圳金蝶互联网金融服务有限公司 financial estimates
Financial estimateRevenue estimate
Valuation estimate
深圳金蝶互联网金融服务有限公司 leadership team
Management profileNumber of profiles
深圳金蝶互联网金融服务有限公司 funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
深圳金蝶互联网金融服务有限公司 M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about 深圳金蝶互联网金融服务有限公司
What does 深圳金蝶互联网金融服务有限公司 do?
Shenzhen Kingdee Internet Financial Services Co., Ltd. operates the "Kingdee Xiaodai" (金蝶效贷) online lending platform, providing credit and financing solutions to small and medium enterprises (SMEs) in China. The platform leverages the broader Kingdee enterprise software ecosystem to deliver accessible digital lending services to SMEs seeking working capital and financing.
When was 深圳金蝶互联网金融服务有限公司 founded?
深圳金蝶互联网金融服务有限公司 was founded in -1. It employs 1 to 10 people.
Who are 深圳金蝶互联网金融服务有限公司's main competitors?
Direct peers on record are WeBank (微众银行), MYbank (网商银行), JD Finance (京东金融 /京东科技), Fei Dai (飞贷金融科技), Yonyou Financial (用友金融), Du Xiaoman (度小满) and CreditEase (宜人金科/宜信). Tongdun Technology (同盾科技) is listed as an others. Broad incumbents are Ping An Bank (平安银行) and Hangzhou Bank (杭州银行).
Does 深圳金蝶互联网金融服务有限公司 have an API?
No public API is recorded for 深圳金蝶互联网金融服务有限公司.
What industry is 深圳金蝶互联网金融服务有限公司 in?
深圳金蝶互联网金融服务有限公司's product category is SME Online Lending. Its primary akta.pro industry code is FSAGAJAA, SME Lending & Working Capital Platforms, with a secondary code of FSAGAAAI, SME Banking Suite (Business Accounts, Invoicing, Payroll Integrations). Its NAICS code is 5222 and its SIC code is 6153.