Ibercaja Gestión
Ibercaja Gestión is a Spanish asset management company (S.G.I.I.C.) and subsidiary of Ibercaja Banco that manages over 80 investment funds, pension plans, and discretionary portfolios for retail, corporate, and private banking clients across Spain, distributed primarily through its parent bank's branch and digital channels.
- Company typePrivate
- Founded1989
- HeadquartersZaragoza, Spain
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Ibercaja Gestión does
Ibercaja Gestión, S.G.I.I.C., S.A.U. is a Spanish collective investment scheme management company (Sociedad Gestora de Instituciones de Inversión Colectiva) founded in 1989 and wholly owned by Ibercaja Banco, S.A. The company specializes in the management of investment funds, pension plans, and discretionary portfolio management services, distributed primarily through its parent bank's nationwide branch network, online banking platform (banca.ibercaja.es), and dedicated private banking service. It also distributes third-party managed funds (including BlackRock and Star Capital) through its platform, extending its role into multi-manager distribution.
Ibercaja Gestión's product platform comprises more than 80 proprietary funds spanning guaranteed funds (Garantizado series), fixed income (government, corporate, investment grade, high yield, emerging), equities (Spain, Europe, US, global, sector-specific, thematic), mixed and risk-profiled multi-asset portfolios (Gama Perfilados, Cartera Conservadora/Flexible), target-date and target-maturity funds (Horizonte, Objetivo, Global Int series), and ESG/solidarity variants (Compromiso Solidario, Sostenible y Solidario). A dedicated Socially Responsible Investment (ISR) framework integrates ESG criteria and donates a portion of management fees to social and environmental projects. The company supports ancillary services including Préstamo Credifondo (a loan product exclusive to fund holders) and Pensumo, a savings-pension hybrid.
The company generates revenue predominantly through recurring management fees charged as a percentage of assets under management, supplemented by pension plan fees and discretionary portfolio management fees. Ibercaja Gestión is the 5th largest fund manager in Spain by AUM per Inverco data and has received 52 industry awards over 20 years, including Best Fund Manager in Spain 2023 (Expansión Allfunds). Operations are domestic-only, with Cecabank, S.A. acting as depositary for the funds.
Ibercaja Gestión firmographics
Firmographics- Name
- Ibercaja Gestión
- Legal name
- Ibercaja Gestión, S.G.I.I.C., S.A.U.
- Website
- https://fondos.ibercaja.es
- Company type
- Private
- Founded year
- 1989
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Ibercaja Gestión is a Spanish asset management company (S.G.I.I.C.) and subsidiary of Ibercaja Banco that manages over 80 investment funds, pension plans, and discretionary portfolios for retail, corporate, and private banking clients across Spain, distributed primarily through its parent bank's branch and digital channels.
- Ownership category
- akta.pro rank
Ibercaja Gestión industry classification
Industry- Product category
- Asset Management
- NAICS
- Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394), Open-End Investment Funds (525910)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)
- akta.pro secondary industries
- Investment Management Advisory (RIA) (FSAEAAAB), Corporate Retirement Plan Advisory RIAs (ERISA 401(k)/403(b)) (FSAAACAF)
Keywords
Where Ibercaja Gestión is headquartered
LocationHeadquarters
- HQ city
- Zaragoza
- HQ country
- Spain
- HQ region
- Europe
Offices1 record
Markets served
Ibercaja Gestión business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Investment Fund Management Fees: Ibercaja Gestión generates revenue through management fees charged on their investment funds (fondos de inversión). These are typically expressed as a percentage of assets under management (AUM) and deducted daily from the fund's net asset value. The company also earns fees from pension plans and discretionary portfolio management services.
Go-to-market motion1 record
Distribution channels4 records
Marketing channels7 records
Ibercaja Gestión product offering
Product offeringCore offering
Ibercaja Gestión is a Spanish collective investment institution manager (S.G.I.I.C.) that manages and distributes a range of investment funds (over 60 proprietary funds covering guaranteed, fixed income, equity, mixed-asset, thematic, target-date, and ESG categories), pension plans, savings insurance, securities trading, and discretionary portfolio management services. Products are delivered to retail, corporate, and private banking customers through Ibercaja Banco's branch network, online banking, and third-party fund distribution channels.
Product overview
Ibercaja Gestión operates as an asset management company (S.G.I.I.C.) offering a comprehensive platform of investment products centered on investment funds. The core offering consists of over 80 proprietary funds spanning multiple categories: Guaranteed Funds (Garantizado series with maturity dates from 2026-2028), Fixed Income Funds (Renta Fija including government bonds, corporate bonds, investment grade, high yield, and emerging market bonds), Equity Funds (Bolsa España/Europa/USA/Internacional, regional and sector-specific funds like Tecnología, Sanidad, and Infraestructura), Mixed Asset Funds (Cartera Conservadora/Flexible/Más Conservadora, Mixtos), Thematic Funds (Megatrends, New Energy, Global Brands, Small Caps), and Target-Date Funds (Horizonte, Objetivo, Global Int series). Additionally, Ibercaja offers Pension Plans, Savings Insurance, Securities Trading, a Portfolio Management Service, Préstamo Credifondo (investment loan), and distributes Third-Party Funds from external managers. The platform also includes a Gama Perfilados family that selects from the best proprietary funds for different risk profiles. All products are distributed through Ibercaja Banco's branch network and digital channels, with Cecabank serving as the depositary entity.
Differentiator
Problem solved
Functional benefit
Brands
- Gama Perfilados: A range of profile-based funds that select and invest primarily among the company's best-performing funds.
- Credifondo
Products and services
- Garantizado Series (Garantizado 2026, 2027, 2028, Garantizado Europa)
Companies that use Ibercaja Gestión
Customer profileSegments4 records
Ideal customer profiles4 records
Ibercaja Gestión technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Ibercaja Gestión partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- Cecabank, S.A.coreCecabank serves as the depositary entity (Entidad Depositaria) for Ibercaja Gestión's investment funds, providing custody and regulatory oversight services. This is a standard arrangement in the Spanish asset management industry where funds must have an independent depositary for regulatory compliance.
- External Fund ManagersminorIbercaja commercializes investment funds from external fund managers (gestoras externas) through their distribution network, providing customers access to a broader range of investment products. Customers can access documentation and information about third-party funds including BlackRock and other international managers.
Scale indicators3 records
Recent moves5 records
Expansion highlights5 records
Ibercaja Gestión competitors and assessment
Company assessmentDirect peers
- Mutuactivos: Spanish independent asset manager affiliated with Mutua Madrileña, offering investment funds and pension plans. Directly comparable product set and Spanish retail/institutional customer focus.
- Sabadell Asset Management: Asset management subsidiary of Banco Sabadell offering investment funds and pension plans in Spain. Direct competitor leveraging Sabadell's branch network; comparable business model and customer base to Ibercaja Gestión.
- CaixaBank Asset Management: Asset management subsidiary of CaixaBank, the largest Spanish bank. Directly competes with Ibercaja Gestión in Spanish mutual funds, pension plans, and discretionary portfolio management, leveraging the same captive branch distribution model. Top Spanish gestora by AUM.
- Renta 4 Gestora: Independent Spanish asset manager (SGIIC) offering mutual funds, pension plans, and discretionary portfolio management. Direct competitor but without a captive bank distribution moat, making it a relevant peer for benchmarking non-bank-distribution product strategies.
- BBVA Asset Management: Asset management subsidiary of BBVA offering mutual funds, pension plans, and discretionary management distributed through BBVA's Spanish branch network. Directly comparable in scale, product breadth, and captive-bank distribution model.
- Santander Asset Management: Global asset management arm of Santander group, with strong Spanish retail fund business. Directly comparable business model — manages proprietary funds distributed through Santander's branch network, plus pension plans. Competes for the same Spanish retail savers.
- Kutxabank Gestión: Asset management subsidiary of Kutxabank, a regional Spanish bank. Similar model to Ibercaja Gestión — bank-owned gestora with regional retail distribution and a comparable product set in mutual funds and pension plans.
- Bankinter Gestión de Activos: Asset management subsidiary of Bankinter. Directly comparable as a bank-owned Spanish gestora offering proprietary funds, pension plans, and discretionary services distributed through Bankinter's branch and digital channels. Similar mid-tier scale positioning.
Broad incumbents
- Amundi: Europe's largest asset manager with broad Spanish retail and institutional presence. Sets fee and product benchmarks that influence the competitive dynamics Ibercaja Gestión faces across mutual funds and pension products.
- BlackRock: World's largest asset manager and a key competitor whose funds Ibercaja itself distributes. Represents the global incumbent pressure that compresses fees and raises competitive benchmarks across all Spanish gestoras.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat4 records
Key risks6 records
Key highlights6 records
Customer concentration
Ibercaja Gestión social profiles
Digital presenceIbercaja Gestión financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ibercaja Gestión leadership team
Management profileNumber of profiles
Ibercaja Gestión funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ibercaja Gestión M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ibercaja Gestión
What does Ibercaja Gestión do?
Ibercaja Gestión is a Spanish collective investment institution manager (S.G.I.I.C.) that manages and distributes a range of investment funds (over 60 proprietary funds covering guaranteed, fixed income, equity, mixed-asset, thematic, target-date, and ESG categories), pension plans, savings insurance, securities trading, and discretionary portfolio management services. Products are delivered to retail, corporate, and private banking customers through Ibercaja Banco's branch network, online banking, and third-party fund distribution channels.
Is Ibercaja Gestión a public or private company?
Ibercaja Gestión is a private company. It is classified as corporate owned and is currently operating.
When was Ibercaja Gestión founded?
Ibercaja Gestión was founded in 1989. It employs 11 to 50 people.
Where is Ibercaja Gestión based?
Ibercaja Gestión is headquartered in Zaragoza, Spain, in the Europe region.
How does Ibercaja Gestión make money?
One revenue line is on record: investment Fund Management Fees.
Who are Ibercaja Gestión's main competitors?
Direct peers on record are Mutuactivos, Sabadell Asset Management, CaixaBank Asset Management, Renta 4 Gestora, BBVA Asset Management, Santander Asset Management, Kutxabank Gestión and Bankinter Gestión de Activos. Broad incumbents are Amundi and BlackRock.
Does Ibercaja Gestión have an API?
No public API is recorded for Ibercaja Gestión.
What industry is Ibercaja Gestión in?
Ibercaja Gestión's product category is Asset Management. Its primary akta.pro industry code is FSAEABAA, Registered Investment Advisor (RIA) Wealth Management, with a secondary code of FSAEAAAB, Investment Management Advisory (RIA). Its NAICS code is 523940 and its SIC code is 6282.